Presented By: -

Aaina KatyalJaswinder KaurRavisha Sethi

Smart Cards Benefits of Smart Cards What’s in a Smart Card? History of Smart Cards Types of Smart Cards Applications of Smart Cards Uses of Smart Cards Advantages and Disadvantages

of Smart Cards

A small electronic device about size of a credit card that contains electronic memory and possibly an embedded

Integrated Circuit (IC).

Two types of Smart Cards are there:

1. Memory Only Chips. 2. Microprocessor Chips.

Invented by Helmut Grottrup

Jurgen Dethloff In 1968

Helmut Grottrup

JurgenDethloff

1968- German inventors patent combination of plastic cards with micro chips.

1970- Japan patent different version. 1974- Roland Moreno invents integrated chip card and

patents it in France. 1977- Motorola produces first smart card microchip. 1979- Motorola develops first single chip

microcontroller for bank in France. 1982- ATM cards with smart chips tested and smart

chips placed on telephone cards. 1991- AT&T declared its contact less smart card. 1992- Germany uses smart card for health care. 1996- First university campus deployment of chip

cards.

Cost Reliability Error correction Storage capability Ease of use Security

Identification Authentication Data Storage Portability Easy to use

Improve the convenience and security of any transaction.

Provide tamper proof storage of user and account identity.

Provide vital components of system security.

Protect against a full range of security threat.

Typical Configuration: - 256 byte to 4kb RAM 8kb to 32 kb ROM 1kb to 32kb EEPROM Crypto-coprocessors

(implementing 3DES,RSA etc; in Hardware) are optional

8-bit to 16-bit CPU. 8051 based designs are common.

CPU

ROM

RAM

EEPROM

Contact Smart Cards Contactless Smart Cards Dual-interface Cards Hybrid Cards Cash Card Debit Card Control Acess Card

Contact Smart Card Contact area of 1 square centimeter. It is inserted into a reader then chips

makes contact with electrical connectors.

Contact Smart card Readers

Contactless Smart Card

Contactless Smart Card is any pocket sized card with embedded IC’s

Benefits Contactless Smart Card Reader

Dual-interface Cards• In this, it is possible to access the same chip

using either contact or contactless interface.

Hybrid Cards•A hybrid cards having two chips.

Cash Card

“An embossed plastic card bearing the name and account details of a bank ,used with a personal identification number to obtain money.”

Debit Card “An electronic card issued by a bank which

allows bank clients access to their account to withdraw cash or pay for goods and services.”

Control Access Card It is a plastic card used to gain control

access.

Applications Of Smart Cards

1.Banking & Retail:-

Smart banking cards can be used as credit, direct debit

cards. The microchip on the card and the card readers

use mutual authentication procedures .

2. Mobile Communications:-

Smart Cards are used as

identification device.

3. Electronic Purse:-

Card readers retrieve the amount currently stored, and subtract the amount for the goods or services being purchased.

4. Payphones:-

The first card technology was used in 1983 in payphones in France. Its advanced features are like phone banking, on-line services.

5. Health Care Smart cards allow the information for a

patient's history to be safely stored .

6. ID Verification

A smart card is a device to store such information

as a user's picture or fingerprints

Some Facts of Smart Cards

The first card was issued in India by Visa in 1981.

The country's first Gold Card was also issued from Visa in 1986.

The first international credit card was issued to a restricted number of customers by Andhra Bank in 1987.

1. Commercial Applications

a) Banking/Paymentb) Identificationc) Ticketingd) Universities Smart

Cards

2. Mobile Telecommunications

a) SIM Cards used on cell phones

b) Over 300,000,000 GSM Phones with Smart Cards

c) Mobile security, Billing Information etc

3. Information Technology

a) Secure logon and authentification of users to PCs & Networks

b) Encryption of Sensitive Data

Advantages: -

1. Flexibility

2. Cost & Availability

3. Security

4. Data Integrity

5. Safety

6. Easy to Use

Disadvantages: -

1. Fees applied with the use of a card

2. It gives liability issues if stolen or lost

3. The accuracy of information is small

4. Lack of technology to support users

5. It is potential for too much data on one card if lost or stolen

http://www.smartcardbasics.com/smart-card-types.html

http://www.mobilein.com/smart_cards.htm http://www.smartcardbasics.com/smart-card-overview.html

http://people.cs.uchicago.edu/~dinoj/smartcard/applications.html

http://web.mit.edu/ecom/Spring1997/gr12/2USES.HTM

http://www.ehow.com/facts_4843889_advantages-disadvantages-using-smart-cards.html