Motilal Oswal Investment Product

Systematic Investment Plan

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• O n e S o l u ti o n t o a l l : - SY S T E M AT I C I N V E S T M E N T P L A N ( S I P )

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Advantage of SIP1. Disciplined Savings: SIP keeps involving investors to contribute an amount to the pool at

regular intervals. This keeps investors more disciplined in their approach.

2. Risk-free Timing: SIPs are based on Rupee Cost averaging. It removes the element of

timing the market from investing.

3. Compounding Effects: SIP helps getting compounding benefit. Those who start early get

the maximum advantage.

4. Reduces the average cost of investment: It helps in tapping the tops and bottoms of a

stock market, thus, average out the cost per unit as shown in above table.

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Super 5 reasons To

TAKE A RIGHT SIP

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Get the advantage of Compounding

P o w e r o f C o m p o u n d i n g i s t h e E i g h t h Wo n d e r o f t h e w o r l d ! !

Tenor of SIP/Rate of Return Amount Invested (in lacs)

Value of Investment (in lacs)

10% CAGR 15% CAGR 20% CAGR

5 Years 6 ₹7.81 ₹8.97 ₹10.35 10 Years 12 ₹20.66 ₹27.87 ₹38.24 15 Years 18 ₹41.79 ₹67.69 ₹113.43 20 Years 24 ₹76.57 ₹151.60 ₹316.15

What will be the value of your investment if you invest Rs. 10,000/- every month through SIP?

Have a peaceful Retirement

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HSBC’s The Future of Retirement program study on global retirement.

1. Retirement is not the main savings priority for 85% of people.

2. 48% of people have never saved for retirement.

3. 43% of people prioritize saving for a holiday over saving for retirement

4. 56% do not prepare for a comfortable retirement life.

5. Shortfall in saving: retirement to last for 18 years, but their savings to last for just

10 years

(Be smart and start your SIP for peaceful retirement!)

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Make Your Child INDEPENDENT*You dream the best for your Children’s Education and Marriage

Engineering MBBS Foreign Study Marriage

Current Cost 10Lacs 15Lacs 25Lacs 10Lacs

But do you know what will it cost in future?

If age of Child is Engineering MBBS Foreign Study Marriage

1 Year 30.26 45.38 75.64 38.2

5 Years 23.97 35.95 59.91 30.26

10 Years 17.91 26.86 44.77 22.61

*Study age assumed at 20 yrs. Marriage age assumed at 24 Years. Inflation assumed at 6% Rs. In lacs Be Smart And start SIP for Child’s Education & Child’s Marriage!

Thank YouMOTILAL OSWAL FINANCIAL SERVICES LTD.

MOTILAL OSWAL TOWER, JUNCTION OF GOKHALE AND SAYANI ROAD, PRABHADEVI,

MUMBAI Registered Office Address: Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai-400025; CIN no.: U65990MH1994PLC079418; Tel No.: 022 3980 4263; www.motilaloswal.com. Correspondence Address: Palm Spring Centre, 2nd Floor, Palm Court Complex, New Link Road, Malad (West), Mumbai- 400 064. Tel No: 022 3080 1000. Registration Nos: NSE(Cash): INB231041238; NSE(F&O): INF231041238; NSE(CD): INE231041238; BSE(Cash): INB011041257; BSE(F&O): INF011041257; BSE(CD); MSEI(Cash): INB261041231; MSEI(F&O): INF261041231; MSEI(CD): INE261041231; CDSL: IN-DP-16-2015; NSD: IN-DP-NSDL-152-2000; AMFI: ARN 17397. PMS: INP000000670; PMS & Mutual Funds are offered through Motilal Oswal Asset Management Company Ltd. (MOAMC) which is group company of MOSL. PMS (Registration no.: INP000004409) is offered through Motilal Oswal Wealth Management Ltd. (MOWML) which is a group company of MOSL. SEBI registration no. of Research Analyst: INH000000412. Motilal Oswal Commodities Broker Pvt. Ltd. (MOCBPL) member of MCX, NCDEX and NCDEX Spot. MCX Member ID 29500, NCDEX-NCEDX-CO-04-00114, NCDEX Spot Exchange Limited 10014. FMC Unique membership code: MCX: MCX/TCM/CORP/0725, NCDEX: NCDEX/TCM/CORP/0033, Commodity Services are offered through MOCBPL which a group company of Motilal Oswal Securities Ltd. Motilal Oswal Securities Ltd is a distributor of Mutual Fund & IPOs. Investment in Securities is subject to market risk. Details of Compliance Officer: Name: Neeraj Agarwal, Email ID: na@motilaloswal.com , Contact no.:02230801085

This report is prepared for the exclusive use of MOFSL Group clients /business associates etc, only and should not be reproduced, re- circulated, published in any media, website or otherwise, in any form or manner, in part or as a whole, without the express consent in writing of MOFSL. Any unauthorized use, disclosure or public dissemination of information contained herein is prohibited. This report is to be used only by the original recipient to whom it is meant/ sent.

DISCLOSUREMotilal Oswal Securities Ltd. (MOSL) Member of NSE, BSE & MSEI - CIN no.: U65990MH1994PLC079418Registered Office Address: Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai-400025; Tel No.: 022-3980 4263; www.motilaloswal.com. Correspondence Address: Palm Spring Centre, 2nd Floor, Palm Court Complex, New Link Road, Malad (West), Mumbai- 400 064. Tel No: 022 3080 1000. Registration Nos.: NSE (Cash): INB231041238; NSE (F&O): INF231041238; NSE (CD): INE231041238; BSE (Cash): INB011041257; BSE (F&O): INF011041257; BSE (CD); MSEI (Cash): INB261041231; MSEI (F&O): INF261041231; MSEI (CD): INE261041231; CDSL: IN-DP-16-2015; NSDL: IN-DP-NSDL-152-2000; Research Analyst: INH000000412. AMFI: ARN 17397. Motilal Oswal Asset Management Company Ltd. (MOAMC): PMS (Registration No.: INP000000670); PMS & Mutual Funds are offered through MOAMC which is group company of MOSL. Motilal Oswal Wealth Management Ltd. (MOWML): PMS (Registration No.: INP000004409) is offered through MOWML which is a group company of MOSL. Motilal Oswal Securities Ltd is a distributor of Mutual Fund & IPOs. Please read the Risk Disclosure Document prescribed by the Stock Exchanges carefully before investing. Investment in Securities is subject to market risk and there is no assurance or guarantee of the returns. Details of Compliance Officer: Name: Neeraj Agarwal, Email ID: na@motilaloswal.com , Contact No.:022-30801085