RESIDENTIAL REAL ESTATE LENDING PROGRAMS

Loan Program Purchase Refinance Rehab Resale Intended Use Buy-Hold Cash Out-Hold Buy-Fix-Hold Buy-Fix-Sale

Note Term

Term 30 Years 30 Years 30 Years 30 Years

Construction Period N/A N/A 60 Days 60 Days

Loan to Value Ratio, LTV 65.00% 65.00% 65.00% 65.00%

Valuation Appraisal or Purchase Price

whichever is less Appraisal

Subject-To

Appraisal

Subject-To

Appraisal

Note Rate & Payments

Interest Rate 0.0825 0.0825 0.0825 0.1

Rate Type 3/1 ARM 3/1 ARM 3/1 ARM 1/1 ARM

Amortization Term 30 Years 30 Years 30 Years 30 Years

Construction Agreement N/A N/A Yes Yes

Lender Origination Points

Points 0.045 0.045 0.065 0.045

Minimum $2,250 $2,250 $3,250 $2,250

Lender Servicing Fees

Underwriting

Credit Underwriting $100 $100 $100 $100

Asset Underwriting $300 $300 $300 $300

Construction/Asset

Construction Review N/A N/A $125 $125

Doc Prep & Processing $250 $250 $250 $250

Loan Servicing $150 $150 $150 $150

APPLY NOW 415-992-9120

rothschildcapital.pal2ap.com info@rothschildcapital1.com