short sale process(1)
TRANSCRIPT
-
8/3/2019 Short Sale Process(1)
1/21
4:7:/0%74:%0$479$,0!74.088
.,0:0;,8
-
8/3/2019 Short Sale Process(1)
2/21
,98,$479$,0%09072$479$,08:80/39070,089,9047/94/08.7-003907082470/0-943,,3899057450799,390,.9:,57450798
479 %0 4307 .,39 80 47 7013,3.0 90 5745079 :3088 902479,0 47 03 4/078 ,700 94 ,..059 , 5,2039 9,9 8 08847$#%4190,24:39904307,.9:,40884798,0803,-47740748:3/07,907439075745079,8344907,-:99484799003/078905,4118347/0780905745079
/4,84798,0%0 ,3807 8 8250 4774078/4 , 8479 8,0 94 ,;4/,;3 ,1470.48:70..,3-0;07/,2,3434308.70/984798,0
8 ,84 ,34907 , 147 -4774078 94 :3/0789,3/ 90 4:9.420 41 9089:,943 ,3/ 94 08803 90 ,24:39 41 ,90 5,20398 3 , 0398970881:1470.48:70574.088
%0470.48:70%20303434:789,9081470.48:70920308088039,489-4774078,;034/0,44390.,3-039075745079:3990090;.90/ $420 93 98 4302439 ,1907 1789 2880/ 5,2039 04907893982:.4307%097:9898/0503/843,989,904:,704.,90/383.01470.48:70,;,70889,90-89,904:2:8917893409074:789,908:/.,47343:/.,
8,:/.,89,9090701470901470.48303/072:894974:90.4:7988902347/07941470.48043,3-477407389,08,55742,90 /,8 94 1470.480 43 , -477407 ,1907 49.0 4101,:98807;0/9 8 25479,39 94 :3/0789,3/ ,9 49.0 41 01,:920,3849.041 /01,:9 8 90 411., 349.09,9 1470.48:70,8-00310/,3/-035:78:0/-47740784:/341,3,8-00310/-0.,:8090,;0-003807;0/350784347974:8420.07910/2,3%0.,3,84050.99409,9.89,.410,/4.:20398.2,44;07970,9033
-
8/3/2019 Short Sale Process(1)
3/21
3842089,90890574.0882,-0,86:.,8,.4:5024398988:507 25479,39 4:7 70, 089,90 574108843, 97: :3/0789,3/8 4:789,908 92030 83.0 9,9 8 70, 90 92030 4: ,70 :5 ,,3890503/3434:789:,9434:343441,8947844:
300/9424;094-0,9901470.48:708,0/,90
%01107039%50841038031,.31470.48:7047,84798,0988425479,3994/893:890 /1107039 9508 41 038 43 4:7 5745079 %070 8 , 49 4128.422:3.,943 ,3/ -,/ ,/;.0 4:9 9070 43 98 8:-0.9 9 8$$%9,94:770,089,90574108843,:3/0789,3/98,850.94190 97,38,.943 ,8 92,2,0 90 /110703.0-09003,3 ,,93413,3.,,-908,3/,;370.4:780,,3894:
O 89479,0%8890572,72479,0478034703439057450798
43,898038-0384790/90-,344/898.4397490/0,3
907284142:.85,/4:93949,.422884385,4:98147990,994730
1008,3/42:.-0,40/945,4:9903/2479,047:34703
4/078%0570992:.7:39084,3/,49078:-47/3,90038,70,9907
207.4891789038970,990/0,3908,202,3307370,7/894,3
/01.03.08%02489088:0908007,%0178903548943
4780347034/07895.,901470.48303%88,843472,90
,707/4,7,24:39$0347987,390/-909209,870.47/0/3,
/01.03.:/203989,90902,.420,190790-477407147,3/01.03.
O 3/479,0%7:03/2479,08070.42243:80//:7390570;4:8-4420,78,8,.70,9;013,3.394494,4-:07894,;4/5,3!
%0070570;,039/:73908:-5720-442-4:90,78,44:
4:/80024704190809508414,38,99,.0/94905745079-:9390.:77039
84798,02,7094:800247084206:930170/91,
57450794083941470.48:70903/2479,0850/4:9,3/903/03/07
70.0;034933/2479,0895.,8099014794507/0,47
94.03984390/4,7#0202-07904,338903548943
-
8/3/2019 Short Sale Process(1)
4/21
0307,43,494849070870,349308090.,3/4
413/2479,08,70,9,07406:954894339057450793982,709
%08095.,,70349944/11.:994/0,9,94:4:2,7:3394,10
83,8070,3/90704994230890:3/0789,3/907548943390
1470.48:70574.088,3/9,990-050/4:9,91470.48:709070147090
9,0,990.,30932489.,808
!0,8034909,9090.,3.08,70:309,9,97:03/03.,3.420
,1907,-477407,19071470.48:708,090,;00;077994,843,890
-47740783,70.4:78089,9019007094144974:4398904:/
90.3.,,;0948:090-477407%7:91:-,38390805489438
0307,,70349439497444/2430,1907-,/2430-.,83
8420430/439,94310-,37:59.1900705:78:0/4:.,3
050.990;,892,4794103/07839854894394803/908007,98
7,70948009895041035:78:090/01.03.-:990,;00;0779943,
70.4:78089,90
O 4206:9304170/9 %8824700,.70/9.,7/,3/ 300/8 94-0 3049,90/ 147, 809902039 3 47/07 14790.039 9409 , 1:700,80174298/0-9&30,97:0
3/2479,01,1470.48:70070949,0
5,.0 43 90 80078 5745079 90 -,303/07 4 88:0/ 90 89
2,39,389079894.40.914790/0-940/0;03,19071470.48:70070,8
9097:03/2479,08.42509050/4:9,91470.48:70%07034390990
41905745079-0430-:990779894.40.94390/01.03.349
%02,3/110703.0 8/0-9 8 ,.40.9-0 /0-9 ,19071470.48:708,0
%070,702,389470841-4774078,9947308,/;8394,,,,3/0990
57450791470.480398.,8034943/49480-4774078,;0,1470.48:70
43 907 .70/9 -:9 90 ,84 ,;0 90 1: ,24:39 40/ 43 90 ,8 ,
.40.9-0-,,3.087934,700307,099380990/147,-4:9
94 43 90/4,7 $2,074.,-,38/02,3/247090701470
:8098,8,:/03097:03/03.,38:014790/110703.0-:97,70/4
-
8/3/2019 Short Sale Process(1)
5/21
84 /40839 ,;0 94 8:0 147 90 /110703.0%07 798,70 ,70,/
709,30//:09490.,7,.90789.841904,3%88,325479,39/09,9,94:
2:89-01,2,794:7.0398300/94-02,/0,,704190.43806:03.08
41 90 1 90 5745079070 94 4 394 1470.48:70 %0 /110703.0 8
2,3147,97:03/94.420,19074:90,;0944974:90,880418:3
8420430070,8,87930;074,,,3895.,8098
79948420.40.943.425,3.-02:.2470/11.:994/0,9
-
8/3/2019 Short Sale Process(1)
6/21
070/44:89,7900;0 9 47 349 , 8479 8,0 8 .43/:.90/ 0 , 95., 70, 089,9097,38,.943984:7,03984-94-733,5:7.,8071474:7420974:,7088;0,3/97,/943,2,70939843.04:70.0;0,3
411070709084798,0574.088-03840;07-0147090574.088-03898088039,4:,3/4:7850.,89,7070,/944.8901443147282:89-0.425090/%01443/4.:203984:930,98300/0/147,84798,05,.,0403/07-0390574.08841,84798,094:9,1:5,.,0-038:-2990/39490847980303/078$479$,04.:203980130/
O :947,94309907%88,099079,9,484:7/01,:9850.,8994850,9490034/07434:7-0,194:990.,3349.422:3.,9094:7034/07
O !,411#06:089%8/4.:2039,48:89447/074:7.:770395,411 ,24:39 %8 8 088039, 94 :8 84 0 34 4 94703049,904:74,3
O ,7/8509907%884:770,8433,3/05,3,9439490-,3%880704:89,904:,7039089:,9434:,703 47 0,250 4- 488 20/., 1,3 70, 089,90 57.08/0,9/;47.009.
O !,$9:-8248970.039%888490034/07.,3800,3,..:7,90,..4:393414:724393.420
O ,3 $9,9020398 243982489 70.039%0-,3/408349.,7014:2,02430-:9 90/4,3994.431729,94:7/054898.47708543/94:75,.0.89:-8,3/9,9902430850390,.243988:-89,39,90/94:713,3.,478009
-
8/3/2019 Short Sale Process(1)
7/21
O 0/07, %, #09:7380 43 300/ 90 1789 945,08%0034/0784339070890/390-4994230
O 3,3.,478009%8890/4.:20390704:5,394:94:7243913,3.,5.9:7014790034/07
O 449,472%8;0879903349.094034/078,3/247025479,39894584:754301742733
O .:8;08937002039%88489,94:,70,.9;09739480905745079,3//4842093,-4:94:789:,943
O #0,89,90!:7.,804397,.93.04:,;0,3411074:7034/07300/94;0719070870,,341107945:7.,80
O 892,90/&%884,30892,94341,990-,3309,1907908,0
O 4,3,5574;,14790-:074:7034/07,39,1:4,3,5574;,9490305:7.,807%0300/942,08:704:,;0,70,/3,3/,-0-:07
-
8/3/2019 Short Sale Process(1)
8/21
$479$,04889,943%2030$97:.9:734:70, /,80$:-2990/ ,8 ,8 ,8!47;,:047/070/ 049,902,709 0 #0.0;0 ,5574;, ,3/.4800,8830/943049,947
$9,0
3901789/,84:770,089,90574108843,84:/2,08:7043.0,1:84798,0
5,.,0880393949003/078,!-740757.045343847/070/!80
,3,557,8,41,57450798:-2990/-,#0,9479898;,:0419057450799,9
0;039:,/09072309003/8,0857.0,80;079370;4;0,74:3/983:2-07
43110703903/078,;0/1107039:/03084384798,08-:930307,90;,:0
8:-2990/,890!-0,01,.947313,8,0857.050.99039,4110794
09.4:39070/-9003/07%080.43/934:770,089,90574108843,300/894/48
2,08:7090108,8830/94,3049,9474390-,3803/4574.0889010
439,903/
$9,0
$9,0419084798,0574.088.4388984170.0;390;,:04190!,3/473
9, ,//943, 03843 990 9 8 25479,39 /:739889,09,9 4:770, 089,90
574108843,4-9,384798,0,5574;,09907891,;47,-0907281474:#0202-079
8 43 ,341107412479,0,8889,3.0 4:7 574108843, 84:/,;0 09 897,9008
5,330/84:/ 90 39, 41107349474:9 :73 9889,0 4:7,03984:/ -0
-
8/3/2019 Short Sale Process(1)
9/21
13/390,5520/:2-090039003/07-:07,3/80073907284157.04190
8:-0.95745079
$9,0
$9,04:84:/70.0;0905,411/02,3/09907479084798,0,5574;,81742
4:703/074:770,089,90574108843,84:/2,08:704:7-:078370,/
,3/ ,-0 94 .480 43 90 5745079 ,9 985439.439303. 1700 $479 8,0 ,5574;,8
95.,43,;0/,894.480474:2,,;09489,794;07.8923
09897,9008,3/.447/3,9439,034/078-:07,3/8007,708425479,39
!0,8034909080,704390728411070/944:,3/4:,;0907994,..05947700.9
9003/07841107
-
8/3/2019 Short Sale Process(1)
10/21
&3/0789,3/34:770,9438594:703/0747807;.07
8902,709,8.,30/8484:/902039,941,84798,0
850.,89%0248925479,39.43.059949,0394.438/07,943890
,03981/:.,7/:99490800743,84798,0,3/9,9894
6:/,90905745079,3/24;0433,039,834/:99490-,3
439084798,0,890-,3834990,0398.039%07/:994
907800784:/-094099024:9419057450799900,89
,24:394113,3.,/,2,0,85488-0039841903.431:808479
8,089#8-,31470.48:7084770,089,90430/,3/90
939003/072:89800,411078%0,849390-,3890
430741905745079%0800789043074170.47/,90,
:3990-,3705488088089,91470.48:708,047,:/0/00/890
5745079-,.9490-,3%070147090,;00;07.43899:943,
79,89057450794307,3/8007390$007.,3,..059
700.9,3/039079,3,41107884798,0843,3,5574;0/5,411
,24:3990-,384394,..05947/0394700,80907033907089
,3/570107,-8099090/0-99,9840/94902-90$00798
,84,,38990800783907089948:-290;07411074:094390
5745079,9003,0398/498,3/8009,9092098
.4250907/.:4:8,3/,3994,8902429047147
!0,809020498839080078-08939070894:74-894
054:780078094:9419889:,943349904554890
%08007438905745079%0-,3438903490,99,.0/9490
99041905745079%0#0,94747814790800734990-,3
3908007.,3,;09013,8,439084798,0..47/394
-
8/3/2019 Short Sale Process(1)
11/21
#0,9%7,.,841$05902-07,31470.48:70880147
:3/072,709;,:0084798,0880147:3/072,709
;,:0%020701,.99,990800785,79.5,933,84798,08,
,9429,9090-,38488844/44:9380,7390
5,398
!7.390!745079
:7389,0419084798,0574.0889003/07/090723090
0;039:,8,0857.0434:75745079--,839,9;,:04114190
!47,557,8,90/4$3.04:349-070.0;31:3/81742
908,0/4349-084.43.0730/99057.0-:9247084990
90728414:7700,80987,709,94:,;013,3.,,-908
,884.,90/99084798,0-:99090728,70247025479,39944:
-089,/;.0894480,3024943,,99,.20394:,;0990
5745079
01.03.:/2039
,92,350450903/94,83098,9,5503894,902430
9,9830;075,/-,.9490-,3%0708:941,03/079,3088
24309,3,990,7040/8.,0/90/01.03.,24:39%070
,70 80;07,,8 ,03/07 .,3,3/0,/01.03. ,24:39 3348
03/078 ,;0 0;07 79 94 5:78:0 90 -477407 147 90 /01.03.
,24:39 - 70.0;3 , :/2039 ,,389 , -477407 147 907 488
:73 , 8479 8,0 98 8 ,9 2489 0 ,5503 9 90
/01.03.,24:39
-
8/3/2019 Short Sale Process(1)
12/21
O 47;030881470.48:702,708:93.,3.0,94341/0-93.420/0503/343090790-,35:78:08,/01.03.:/2039190
-,3.44808349945:78:0,/01.03.:/2039475:78:0890
:/2039:38:..0881:90-4774072,3.:73.4209,,-9
147/0-9147;03088
O %,472%003/072,.4480949,90-4774074390/01.03.,24:39,8,.,59,,389,%0-,8.,.438/07907
488,84:7,3907014702,399,,-032,3.7.:289,3.08
90.0393;4;0/39084798,08313,3.,,7/85842,-0,-094.,2384;03.%8.,3023,90984-,943-:94:
84:/.438:99,44/,994730479,574108843,
O !742884749003/07.,388:090-477407,574288473490..,35,-,.90,24:3940/4;07,30903/0/5074/41920
8,0,7839014724124395,20398
O ,84397-:943$42092089003/072,:89,8147.,8,99092041.4837,33,30701742
3054399470202-0789080,707020/081479003/0794.:70907488
$3.00,.89:,9438/1107039708:98;,7%0248925479,3993
9470202-0783430419080890/,-4;0,70,347809,3,;3,1470.48:70434:7.70/9
-
8/3/2019 Short Sale Process(1)
13/21
%0479,047;03088.941
034:770,089,90574108843,3049,9084:784798,0.4770.9
4:.,3050.994-0;03/0-9147;030883.43:3.9439
70.0;3,.,3.0,94341/0-9%008,9439,983
0110.97934.,3-089-08:22,70/,81448
3-477407470.0;08,708:93174284798,047
1470.48:70,70.425090147;031742,39,,-9081
90
O #08/0390708/03.0,8907572,7O ,38490,70384;0391 3/420473;08920395745079
%88902489.42243,90/01.03.,24:3987084;0/4:
84:/,,8.431729831472,94394:7!47,3/,994730
4:770/9$.470
034:1470.48043,4204:7.70/9-0,9070/147,-4:9
0,78948,900,8940;07034:/4,84798,04:7.70/98
,84,110.90/-:9147,2:.8479079205074/,3/088/,2,08
/430%097:989070834.43.7090,3807,89442,3543989
,110.94:78.470;07507843,88470743,3/0,.
3/;/:,88.470;,7,9.,3904:890,905,20398
,7095.,,9,;0902,47,110.943,-4774078.70/9489
50450,70:8:,,-0946:,1147,304,3,3/-:,30420
930,78,1907,84798,0;8900,7814:070944394
-
8/3/2019 Short Sale Process(1)
14/21
1470.48:70$3.00;074308/110703998-08994.438:99,.70/9
705,7507843474:770,089,90574108843,32470/09,
-
8/3/2019 Short Sale Process(1)
15/21
"8
/43910,37:59.$479$,0;8,37:59.031,.0/91470.48:702,350450
903/949:7394-,37:59.,8,3459434184;3907574-024
90708,,70/110703.02,34190574108843,81,94904:
3147-,37:59..4384/,904:7/0-9,3/.,3504:94:7
,-908-:993498,;04:1742,;3,#$:9
43944:7.70/97054793890,/344:,;0-49,-,37:59.
,3/,1470.48:70434:7.70/914:5,3430;039:,9:733-,.4:757450794:$%'#$
#%#!#%%7394.43/:.9,84798,003
-,37:59..,34/:590574.088-:99834925488-09:89
9,0842024705,50747-089,/;.0894.438:99,70,9
-,37:59.,9947305747942,3,3/0.84384:/4:,;0
,//943,/0-94:,70:3,-094.43974-08/084:75745079300543994005323/814:742089043/0-99,98
.70,93,3:3.43974,-089:,9431474:903,84798,0459438
248904:7-089-09;8,-,37:59.14:,;04907
:3.43974,-0/0-9903,-,37:59.29,84-0300/0/3,//943
94,84798,04:84:/.438:99,-,37:59.,99473084:/
98-090.,80
90-,3147;02/0-9
-
8/3/2019 Short Sale Process(1)
16/21
$25090-,3/408349,399443941470.48:7099,08920,3/
.4898243043/:.93 ,84798,0870, 0,5701470.48:70
4:,70:8980.:73,-:075747944:78,0/,90,38:8:,13/
90280;0848324702430194083941470.48:70,3/03/078/4
349 ,39 94 9, :5 ,34907 1470.48:70 43 907 -448 %0
:3/0789,3/907488,84,3/01,:98,705,794190-:8308890,70
383,389:,94390,7097394.:990748808,3/24;043
,9/4/4,1907,84798,0
1907 4:7 8479 8,0 90 897088 41 4:7 4:83 5,2039 8
093:80/,3/989209409-,.4397,.9470894734:7.70/9
,3504507039147,0:39907.70/9810/,3/90398
920 94 09 -,. 394 ,34907 4:809 90 79 90,2 41 50450
4731474:4:-03,304:80-014704:349
42:.2430/40898.489&
9.48984:349303.43/:.93,84798,047,370,089,90
97,38,.943 4: ,,82:89 /0;07 1700 ,3/ .0,7 990 94 90 30
5:7.,807414:7574507900,70.43/:.93,84798,09,
03/07,.4898,709,03394,..4:39,3/5,/147-9003/071742
905:7.,8057.0419030-:07-7334:74,3.:77039!,7941
90 ,24:394: ,70 8479390 03/07 3.:/08 , 90 .483 .4898
95.,,884.,90/9803,420%080.4898,70;00/,8,
,8147,303/07-0.,:80190944905745079-,.904:/
,;0945,902,3,83.09057450794:/,;094-01700,3/
-
8/3/2019 Short Sale Process(1)
17/21
.0,7 03 7084/%080 3.:/0 5745079 9,08 990 .4898 ,994730
1008 -,.,8808820398 ,3/0;03.42288438. 840 ,70
5,/
-
8/3/2019 Short Sale Process(1)
18/21
9073,9;0894470.48:70
O 44931,4204307/40834939024890480907420,9
1470.48:70,:.9434,3,55.,94380307,,8190,55.,39,8
0;07-0031470.480/:54370/97054798,84/8.48098/,2,3
31472,9434990-08945943
O !,411#06:0894250905,3411 90 03970 4,3,24:395:8 ,3 /01,:9 ,24:39
,3/1008&8:,988,..42580/974:,7013,3.04190/0-9
0 /0-9 8 3472, ,9 , 07 3907089 7,90 ,3/ 9070 2, -0 ,
5705,2039503,9-0.,:80419070.039/01,:9998459439070
84:/-006:9390420
O#0389,902039
!,39003970/01,:9,24:395:83907089,9947301008,901008
9,082880/5,20398,3/1008
O 4,34/1.,943&939008932479,0.425,3947013,3.090/0-9470903/
909072841904,3%82,,490420430794.,9.:5,9,
2470,1147/,-00;0%46:,14:2:89574;0949003/074:,;0
10/90574-029,9.,:80/90,905,2039
O 47-0,7,3.0
-
8/3/2019 Short Sale Process(1)
19/21
03/072,-0,-094,77,30,705,20395,3-,80/439042043078
13,3.,89:,943%003/072,0;03-0,-094574;/0,902547,7
5,203970/:.943478:8503843415,2039831472,943-0706:70/
17429003/0794849,94:,70,-094200990305,20395,3
706:7020398
O !,79,,24,317429003/07147,3/4,3943.:/0-,.5,20398.4898
,3/1008
O 00/30:41470.48:70;0905745079-,.9490-,33890,/4190-,31470.483,38
0307,706:7090420-002,39,30/,2479,05,2039,3/
9,08 2:89 -0 .:77039 489 4,3 ,55.,9438 ,8 1 98 ,8 0;07
,55030/
O ,37:59.%845943.,36:/,90/0-9,3/47,42470920.,3701074:94
,6:,10/-,37:59.,994730
,59076:/,943%4.42509080990507843,/0-9
,5907,0,7307!,3!,20398,702,/094,7/,5,394
5,411/0-9830,78
,5907:83088#047,3,943-:83088/0-984:943
O $,01905745079,806:924300194;07,1907,4,38,3/24309,7
03.:2-7,3.08,705,/9042043072,809042094:903/07
-
8/3/2019 Short Sale Process(1)
20/21
,5574;,974:,.43;03943,4208,0398.,80904204307
09.,81742908,03904907,3/,$479$,0,84343
,8,5701470.48:708,0.,3-03049,90/94:703/07-4:7#0,
89,90!74108843, 1,9 840/ 8#9,39057450798;,:0
%88,90850.,03
-
8/3/2019 Short Sale Process(1)
21/21
343.:843
4509,99831472,943054:-09907:3/0789,3/908479
8,0574.0889825479,394:/8.:884:75,79.:,789:,9439
4:770,089,90574108843,83.0,89:,9438/1107,80/434:7
.:77039038,3/923414:784798,0.,3054:093942470
/09,-:94:/300/247031472,943!0,8010017009470,.20
/70.9,9
$3.070
.,0:0;,8
9$97,90#0,9
0.:0;,8..,4,3/84798,0.42
..,4,3/84798,0.42