Optimize your Investment with EaseYou will enjoy the convenience of a single premium policy that gives you the freedom to choose from a wide range of professionally-managed funds to invest while at the same time, not having to worry about making a commitment to future regular premium payments.

You can also boost your potential returns through ad-hoc top-ups1 as and when at your own pace to take advantage of market opportunities. When the need arises, you can also choose to cash out2 a part3 of your investment or in full4 at no additional charges.

Leverage ExpertiseWe recognize that it is important for you to put your money with those you trust. This is why we have put in place a process to evaluate the performance of our fund managers. There are over 20 funds for you to choose from, depending on your risk profile and financial objectives. With our established fund managers and their proven track records, you can be assured that your investment is in good hands.

• Aberdeen Asset Management Asia Limited • Deutsche Asset Management (Asia) Limited • Western Asset Management Company Pte Ltd • Manulife Asset Management (Singapore) Pte Ltd • Nikko Asset Management Asia Limited • Schroder Investment Management (Singapore) Ltd • UOB Asset Management Ltd

Take Aim with Growth Potential

M A N U L I N K S I N G L E P R E M I U M I N V E S T M E N T - L I N K E D P O L I C I E S

Your dreams and aspirations set your financial targets. To keep you focused on attaining your financial targets, Manulife offers you solutions to grow your wealth by making your money work harder for you. Leveraging on the expertise of our trusted fund managers, you can now take aim with our Manulink single premium investment-linked policies that offer growth potential.

Choices to Suit Your NeedsThere are two Manulink single premium investment-linked policies for you to choose from, according to your needs – Manulink and Manulink Investor.

Manulink

Manulink gives you the opportunity to invest and build your wealth while at the same time providing you with insurance protection for loss of life, Total and Permanent Disability and Terminal Illness.

Manulink Investor

Manulink Investor is specially designed for investors who want to be 100% investment-focused and seek to maximize their investments. With no insurance charges and policy fee, more of your money is invested, helping you build your wealth and retirement funds faster. With Manulink Investor, no medical examination is needed and no health questions will be asked.1 Ad hoc Top-Ups can be made at any time while the Policy is in force

and within the allowable age limits. 100% of the Top-up premium will be used to buy units in the chosen fund(s). The minimum Top-up amount is S$500.

2 For CPF single premium investments, amount withdrawn will be paid into your CPF Ordinary Account (CPF-OA) or CPF Special Account (CPF-SA), where applicable. For single premium investments via the Supplementary Retirement Scheme (SRS), all proceeds will be returned to your SRS account.

3 Subject to the minimum withdrawal amount of S$500 and the minimum account balance of S$3,000 after the partial withdrawal.

4 The Policy may be surrendered at any time while the Policy is in force. 5 For non-accidental death occurring during the first 2 policy years,

the Account Value of your investment will be payable.6 Policy Sum Insured will be adjusted accordingly as a result of any

Top-ups or Withdrawals.

IMPORTANT NOTES:

Manulink and Manulink Investor are underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D).

This brochure is for general information only and does not have regard to your specific investment objectives, financial situation and any of your particular needs. This brochure is not a contract of insurance and is not intended as an offer or recommendation to purchase the policy.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value may be less than the total premiums paid. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units may fall as well as rise. Past performance of any funds or fund managers and any prediction, projection or forecast on the economy or markets are not necessarily indicative of the future or likely performance of the funds or the fund managers. Accordingly, the information should be read and construed in light of and subject to, all terms and conditions contained in the Policy Contract, Product Summary, applicable Product Highlights Sheet(s) and applicable Fund Summary Booklet(s), which may be obtained from your Manulife Representative. Full details are stated in the Policy Contract. You should seek advice from a qualified adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives.

Manulink and Manulink Investor are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife (Singapore) Pte. Ltd. or visit the Life Insurance Association of Singapore (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

In case of discrepancy between the English and Chinese versions of the brochure, the English version shall prevail.

Information is correct as of 31 October 2014.

SET, AIM & ACHIEVE

Manulink single premium investment-linked policies help to keep you focused on attaining your financial goals through different stages of life. Call your Manulife Representative now for a non-obligatory financial needs analysis or our Customer Service at 6833 8188 to find out more.

Plan Manulink Manulink Investor

Financial Goals Building your wealth or your retirement savings

Plan Availability • Cash• CPF Ordinary Account (CPF-OA)• CPF Special Account (CPF-SA) • Supplementary Retirement Scheme (SRS)

Minimum Single Premium (SP)

S$5,000

Ad-hoc Top-Up Minimum S$500

Recurring Single Premium (RSP)

Applicable to CPF-OA, CPF-SA and SRS policies only

Coverage Death, Terminal Illness and Total and Permanent Disability

Protection Level5

Higher of Account Value or Sum Insured

Sum Insured6 125% of SP plus Top-Ups/RSPs less Withdrawals

1% of SP plus Top-Ups/RSPs less Withdrawals

Cost of Insurance

Based on attained age of the Life Insured at each Policy Anniversary

No Insurance Charge; 100% Investment Focus

Payment Mode Minimum RSP• Annual S$2,000• Semi-annual S$1,000• Monthly S$500

Manulife is a leading Canadian-based financial services group operating in 22 countries and territories worldwide. For more than 120 years, clients have looked to Manulife for strong, reliable, trustworthy and forward thinking solutions for their most significant financial decisions. Our international network of employees, financial planners and distribution partners offers retirement, financial protection and wealth management products and services to millions of clients. We provide asset management services to institutional customers worldwide as well as reinsurance solutions, specialising in property and casualty retrocession.

Manulife has operated in Asia since 1897, leading the way in providing financial security for millions of clients in the region through protection and wealth management products in 11 countries.

Our strong and stable capital level enables us to sustain high credit ratings, finance new opportunities and most importantly maintain our commitment to our policyholders.

Manulife trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife can be found on the Internet at www.manulife.com

About Manulife

Manulife (Singapore) Pte. Ltd., Reg No. 198002116D

A Manulife Company Main Office: Manulife Centre, 51 Bras Basah Road, #09-00, Singapore 189554 Tel: 6737 1221 Client Service Centre: #01-02C, Manulife Centre (Entrance off Waterloo Street) Tel: 6833 8188Website: www.manulife.com.sg Retirement Microsite: www.manuliferetirement.sg

Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates, including Manulife Financial Corporation.

保单 富联投资保单 富联投资者计划

理财目标 建立财富或退休储备

购买方式 • 现金• 公积金普通户头• 公积金特别户头• 退休补助计划

最低单笔保费 5,000新元

额外投资额 最少500新元

经常性单笔保费 只限公积金普通户头、公积金特别户头和退休补助计划保单

保障 5 身故、绝症和终身永久残障

最高保障6 户头价值与投保额两者中较高者

投保额 单笔保费加额外投资/经常性单笔保费的125%，然后减去支取款项

单笔保费加额外投资/经常性单笔保费的1%，然后减去支取款项

保险成本 根据受保人在每个保单周年时的年龄

免付保险费用；保费100% 用作投资

宏利概览

宏利为加拿大主要的财经服

务机构，业务遍布全球22个

国家及地区。在过去一百二

十多年以来，我们的顾客一

直依靠我们提供效果显著、

稳健可靠、值得信赖和高瞻

远瞩的理财方案，以助他们在财务上作出最重大的决

策。我们旗下庞大的雇员、财务策划咨询专员及销售伙

伴网络，为数百万客户提供退休、财务保障及财富管理

的产品和服务，并为全球的机构客户提供资产管理服

务和再保险方案，特别是在财险和意外险等方面。

宏利在１８９７年初次踏足亚洲，目前业务已遍布区内

11个国家，通过不同的保险和财富管理产品，帮助数以

百万计的顾客获得保障。

我们资金雄厚，基础稳健，不单获得信贷评级机构的

肯定，并帮助我们抓紧新的商机，而更重要的就是能够

履行对投保者的承诺。

宏利在多伦多、纽约及菲律宾股票交易所的股份代号

为MFC，在香港联合交易所股票代号则为0945，公司网

址为www.manulife.com

Manulife (Singapore) Pte. Ltd., Reg No. 198002116D

A Manulife Company Main Office: Manulife Centre, 51 Bras Basah Road, #09-00, Singapore 189554 Tel: 6737 1221 Client Service Centre: #01-02C, Manulife Centre (Entrance off Waterloo Street) Tel: 6833 8188Website: www.manulife.com.sg Retirement Microsite: www.manuliferetirement.sg

Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates, including Manulife Financial Corporation.

此传单的中英 文 版 若出现语言间的差异，将以英 文 版为准。

以上资料截至2014年10月31日仍属正确。