senior_life_newspaper february 2013

3

By martha maSiello

Hundreds of Harley-Davidson ownersand riders from throughout the UnitedStates recently visited Brevard County tojoin the annual High Seas rally cruisefrom Port Canaveral.

This year marks 110 years of Harley-Davidson and 30 years of Harley OwnersGroups. The four founders: WilliamHarley, William Davidson, arthurDavidson and Walter Davidson turned abackyard shop with 18 employees intothe Harley-Davidson Motor Company inMilwaukee, Wis., where the corporateoffices still are maintained.

Devotees of the vehicle transcend allgender and age groups, professions andethnicities. The company is credited withmajor contributions to america’s warefforts during both World War I and II.

The Harley-Davidson Foundation andthe Disabled american Veterans (DaV)came together in 2007 to help veterans.Harley’s Heroes brings DaVs mobileservice offices to Harley-Davidsondealerships and other locations across theUnited States, providing counseling andassistance to veterans and their familiesand access to the full range of benefitsavailable for them.

locally, at Space Coast Harley-Davidson in Palm Bay, enthusiasticclients and visitors—many older than50 – can inspect the newest technology inbikes and accessories or enjoy vintageequipment available for purchase.

“approximately 30 percent of ourbusiness is with seniors, in particularmilitary and disabled. Vietnam veteransare a large part of the H-D culture. The

popularity of the bike transcends entirefamilies,” said Jamie lima, the SCHDsales manager.

Mickey Goshen, customer servicemanager and member coordinator for thelocal H.O.G group #2860, is a 40-plusyear Harley owner/rider. He discussed theprice range for becoming a Harley owner.

“The standard models range from$8,000 to $38,500. By standard, I meanthat we also carry the Harley’s CustomVehicle Operations (CVO) line, whichare special in many ways. In 2010, H-Dintroduced the TriGlide (trike) which hasbecome the fastest growing vehicle.”

Owning a H-D means you may want

to become a member of the SpaceCoast Harley Owners Group. Inaddition to enjoying benefits ofjoining the national H.O.G. “family,”bikers annually participate in ralliesand community fundraisers; dinnerrides, holiday events and observation

Harley continued to page 3.

321-757-92052

Seniors continue their love affair with Harley-Davidson

Senior life Martha Masiello

Larry Wring enjoys looking at new bikes at Space Coast Honda in Palm Bay.


Debbie Thompson and Marlene Thompson of South Carolina and Lynne McCurley of North Carolinalook for just the right Harley-Davidson accessories.

FEBRUARY 2013 • SENIOR LIFE

Harley continued from page 2

runs. Meetings of the local club are held at 10 a.m.on the second Saturday of each month at the SpaceCoast H-D in Palm Bay. More than 1,400 officialowners group chapters around the world, aresponsored by an authorized Harley-Davidsondealership.

There are a few requirements to become amember of the Space Coast Chapter of the H.O.G. you must first become a member of thenational group. Information is available atspacecoast-hog.com.

Chapter events are held for the express purposeof the fun and benefit of members, improving thepublic perception of Harley-Davidson riders. Italso raises the awareness of motorcycling ingeneral and helps local and national charities raisefunds to support worthy causes.

larry Wring of Palm Bay recently purchased a

Superglide and has been riding since age 12. “I started with a yamaha scooter and owning a

Harley has always been on my bucket list,” Wring said.

Mike and Becky eaker of North Carolinaparticipated in the October High Seas rally cruiseout of Port Canaveral.

“Funds are earmarked for dialysis patients.More than 2,100 bikers will be onboard from allover the U.S. I started riding at age 14.Handicapped and sick children, and cancer andkidney patients gain from the rallies. In 2011, morethan $1.2 million was collected to help dialysispatients,” eaker said.

The couple also participates in bike weekthroughout the U.S., whenever possible.

The 2013 High Seas rally is scheduled for Nov.3 through Nov. 10 from Port Canaveral.

For information go to hog.com or call 1-800-clubhog. SL

321-757-9205 FEBRUARY 2013 • SENIOR LIFE

Seni


Debbie Thompson and Marlene Thompson of South Carolina and Lynne McCurley of North Carolinalook for just the right Harley-Davidson accessories.

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ESTATE PLANNINGBOOKLET

By AttorneyTRUMAN SCARBOROUGH

239 Harrison St., Titusville, FL

For A Complimentary CopyPhone 321-267-4770

ESTATE PLANNING

BOOKLET

By Attorney

TRUMAN SCARBOROUGH 239 Harrison Street, Titusville, FL

For A Complimentary Copy

Phone 321 267 - 4770

Tech Know expo returnsSaturday, March 9

Free show will be held from 9 a.m. - 3 p.m.

Don’t let your smart phone out smart you or other high-tech gadgets outrun you.It’s easy to keep up with the latest gadgets and learn to master the skills that seemto come so easy to the younger generations.

The second Tech Know expo will be held 9 a.m. to 3 p.m. on Saturday, March9. Discover and explore new technology and be eligible for giveaways and doorprizes.

Vendors and instructors will be available to answer questions and show their latest offerings of technology-based goods and services from photography to medical technologies and personal security.

The latest advances in robotics, Internet applications and communications aresure to be popular features, so don’t delay. register now.

Tech Know expo, a free event, will take place at the Scott Center, located in theHoly Trinity episcopal academy Campus, located at 5625 Holy Trinity Drive inthe Suntree area.

For more information, call Senior life at 321-242-1235. SL

Harley continued from page 2

runs. Meetings of the local club are held at 10 a.m.on the second Saturday of each month at the SpaceCoast H-D in Palm Bay. More than 1,400 officialowners group chapters around the world, aresponsored by an authorized Harley-Davidsondealership.

There are a few requirements to become amember of the Space Coast Chapter of the H.O.G. you must first become a member of thenational group. Information is available atspacecoast-hog.com.

Chapter events are held for the express purposeof the fun and benefit of members, improving thepublic perception of Harley-Davidson riders. Italso raises the awareness of motorcycling ingeneral and helps local and national charities raisefunds to support worthy causes.

larry Wring of Palm Bay recently purchased a

Superglide and has been riding since age 12. “I started with a yamaha scooter and owning a

Harley has always been on my bucket list,” Wring said.

Mike and Becky eaker of North Carolinaparticipated in the October High Seas rally cruiseout of Port Canaveral.

“Funds are earmarked for dialysis patients.More than 2,100 bikers will be onboard from allover the U.S. I started riding at age 14.Handicapped and sick children, and cancer andkidney patients gain from the rallies. In 2011, morethan $1.2 million was collected to help dialysispatients,” eaker said.

The couple also participates in bike weekthroughout the U.S., whenever possible.

The 2013 High Seas rally is scheduled for Nov.3 through Nov. 10 from Port Canaveral.

For information go to hog.com or call 1-800-clubhog. SL

Surprise Your Sweetheart with something Different and Special! Sure a Card with Flowers is nice and maybe a box of Chocolates.

Now, to add the final touch, how about two love songs by a Quartet in Tuxedos who will go anywhere in the County?

You can name the time for the Special Valentine to be delivered.

The Harbor City Harmonizers will have a number of quartets out in Brevard & Indian River Counties on Valentine’s Day to sing for your

Special Someone.

Happy

Valentines

Day

Cost Schedule For Singing Valentines: No time requirements (2 hour window) $45.00 Within +/- 15 minutes window $60.00

Quartets (Men or Ladies) will be available from

9 am to 11 pm February 13 and 14

In Melbourne, call 321-256-3412

In Vero Beach, call 772-564-8460

More info at HCHarmonizers.com

Some of the places The Harmonizers have delivered Singing Valentines: Homes, Offices at the work place, School rooms (the kids love that), Dr./Medical facilities, Restaurants, On the beach, Car dealers, Ball parks, Churches, PAFB and many others.

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Surprise Your Sweetheart with something Different and Special! Sure a Card with Flowers is nice and maybe a box of Chocolates.

Now, to add the final touch, how about two love songs by a Quartet in Tuxedos who will go anywhere in the County?

You can name the time for the Special Valentine to be delivered.

The Harbor City Harmonizers will have a number of quartets out in Brevard & Indian River Counties on Valentine’s Day to sing for your

Special Someone.

Happy

Valentines

Day

Cost Schedule For Singing Valentines: No time requirements (2 hour window) $45.00 Within +/- 15 minutes window $60.00

Quartets (Men or Ladies) will be available from

9 am to 11 pm February 13 and 14

In Melbourne, call 321-256-3412

In Vero Beach, call 772-564-8460

More info at HCHarmonizers.com

Some of the places The Harmonizers have delivered Singing Valentines: Homes, Offices at the work place, School rooms (the kids love that), Dr./Medical facilities, Restaurants, On the beach, Car dealers, Ball parks, Churches, PAFB and many others.

!"#$"#$%&'()#*"#)%

321-757-9205 5FEBRUARY 2013 • SENIOR LIFE

Dr. Winslow is certi!ed by the American Board of Ophthalmology and is a fellow of the American Academy of Ophthalmology. He has privileges at Holmes Regional Medical Center and has been delivering high quality care in Brevard County and central Florida since 2004. As an experienced Retinal Specialist, Dr. Winslow delivers expert care with a compassionate, patient-focused approach.!"#$%&'%()*+$,-.%///.%0'1'

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By flora reigada

For 14 years, the cast of the annualTitusville Follies has rehearsed at theFirst Presbyterian Church of Titusville.Its hospitality made it possible for theshow to go on.

according to writer and producerPenny Storm, it is now time to saythank you by presenting a show tobenefit the church.

This will be done through“Titusville Follies presents Share thelove,” a Valentine’s Day-themedmedley of love songs and dancemusic. The show will include songsfrom past Follies as well as those newto the presentation.

“a mark of the Follies is that thingsare uniquely presented,” Storm said.

For example, a duet from therossini opera, “Otello,” has beenturned into a comic love song. aFollies first, it will highlight the first

meeting of an Italian male who speaksno French and a French female whospeaks no Italian.

“We’re reprising the 1960s hit “MyGuy” from last year’s show being sungto a sitcom character,” Storm said.“Come and find out who that starmight be.”

The show will take place at 7 p.m.Saturday, Feb. 16 at the church, 1235South Park ave. Tickets are $10 andavailable at the church.

according to Storm, specialarrangements will be made so there isno reason for anyone to miss it.

“Because this is a show aboutsharing love, the church is providinglimited transportation service for thosewho cannot drive at night,” Stormsaid. Desserts, wine and champagnewill be available for purchase.

For more information, call 321-267-2745. SL

Titusville Follies pay tribute toFirst Presbyterian Church

Senior life Photo

Titusville Follies

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February 2013

8 NEIGHBORS

14 CALENDAR

19 KEEPING THE FAITH

23 SPACE COAST BOOMERS

24 HEALTH & WELLNESS

29 VETERANS SALUTE

33 NORTH BREVARD UPDATE

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Home is where the heart is!Have you ever wondered how your family would carryon and keep its house if anything would happen to youor your spouse? In most of today’s families, there aremany day-to-day expenses that we all face. Wouldn’t it

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n Funny Thing Is… page 11

n Events Calendar page 14

n Spring Fling Dance page 15

Our neighbors

Brevard Genealogical Society will host specialguest James L. Tanner to share his wisdom ofmore than 30 years experience in genealogical re-search. Tanner is a well-known genealogy bloggerand the author of “The Guide to FamilySearchOnline.”

Tanner will introduce the new-and-improvedFamilySearch.org, one of the most extensive andpopular on-line genealogy sites in the world at9:30 a.m. on Monday, Feb. 11 at the Central Brevard Library, 308 Forrest Ave. in Cocoa. Forinformation, call 321-431-9528. SL

Online genealogy expert to speak Feb. 11Senior life Photo

James L. Tanner will be in town for aspecial presentation on Feb. 11.

��Serving Brevard County For 16 Years

Valentine Events

Courtenay Springs Village willhost a free open house from 1 to 3p.m. on Feb. 13 with live jazzmusic and snacks. Information on ahealthy weight-loss approach willbe presented by Kathie De Bickes

at 3 p.m.The facility is located at

1200 S. Courtenay Parkway onMerritt Island. To attend, call KayKeyser at 321-452-1233 to RSVPby Feb.12.

Valentine fun at Courtenay Springs Village

Get in the mood for Valentine'sDay with “Hooray for Love! AValentine Cabaret” Upstairs at theHenegar on Friday, Feb. 1, Saturday, Feb. 2 and Sunday, Feb. 3.

Former New York City performer Margaret Cross and pianist Diane Spahr will celebratelove with classic songs that runthe gamut of emotion from roman-tic to ridiculous. Their nostaligicperformance from hit Broadwayshows will feature songs by theGershwins, Cole Porter, IrvingBerlin, Tom Waits, Rodgers &Hammerstein and others.

Cross’ program ranges fromcomic sure-fires and novelty num-bers to romantic songs.

Raised in Florida, Cross spentseven years performing in NewYork City. Locally, she has per-formed at Cocoa Village Play-house, Space Coast Symphony,Orlando Philharmonic and haswritten and presented threecabaret shows at the Hengar Center.

Tickets are $18. Evening showsare at 7:30 p.m., with 2 p.m. matinees on Saturday and Sunday.

Upstairs at the Henegar is located at 625 E. New Haven Ave.in Melbourne.

For more information, call thebox office at 321-723-8698. SL

Valentine Cabaret at the Henegar Center


By linda wigginS

New Brevard County Sheriff Wayne Ivey, in aninterview with Senior Life, pledged to focus his effortson crimes against boomers and seniors and putting theperpetrators behind bars. He was sworn in on Jan. 7.

Formerly head of the Florida Department of LawEnforcement, Ivey used to write a column for SeniorLife, often focusing on safety issues for seniors. Heresumes his column today on page 30.

“One of the first things we talked about in mycandidacy is that seniors are all too often the victims ofcrime. They can have their entire bank accounts emptiedout, and then what are they supposed to do for the rest oftheir lives?” Ivey said.

“One of our crime-prevention tactics is going to focuson elder crime with more community education, but alsowe are going to pursue strengthening prosecution,because only one in 700 criminals go to jail for this rightnow.”

This focus in mind, he pledged to work with newState Attorney Phil Archer to build an economic-crimestask force targeting fraud and identity theft.

While these crimes are nondiscriminatory, it is themost tragic when seniors are targeted, according to Ivey,because they don’t have the time to work to rebuild theirsavings, and may already be frail or medically at risk.

The task force will also look at ways to informresidents immediately about topics like particularneighborhoods being targeted by burglars so that arearesidents can take precautions.

Ivey said he will also focus on boomers and theirfamilies. Many boomers may care for both children andaging parents.

“Nothing’s ever been more humbling in my lifethan that day, to have all these folks celebrating withus at the swearing in ceremony,” Ivey said. “I was sofortunate to have my whole family there, including allfour of my children. My wife sacrificed so muchduring the campaign. I can tell you I know firsthand

how important families are to each and every residentof Brevard County.”SL

Crime against seniors is job one for top cop

Senior life Bob Parente

Wayne Ivey is sworn in by retiring sheriff, Jack Parker, right.


Sheriff Wayne Ivey


Brevard County Commissioners present a framed

uniform to outgoing sheriff, Jack Parker.



Lindsey Deaton, Deputy Maria Fernez, publicinformation officer, and Sheriff Wayne Ivey.

Sudoku

SolutioN,page 35

Easy

MEDIUM

321-757-9205 SENIOR LIFE • FEBRUARY 2009 39

Becoming an Old Bastards is simple, cheapBYMARIA SONNENBERG

The recipe for being an Old Bastard issimple, yet extremely appetizing. Startwith an ample amount of camaraderie,toss in liberal servings of political incor-rectness and add a soupcon of disregardfor all formalities. That, and a $10 life-time fee, will get you a membership cardinto the International Order of Old Bas-tards, or I.O.O.B., a group that, despiteits less-than-genteel moniker, has a longand proud history.Almost 5,000 I.O.O.B. chapters and

1.5 million members around the worldkeep alive the flame ignited by the firstOld Bastard, American Armyofficer Fred Kibbe. Stationed “downunder” during WWII, Kibbe noticedthat Aussies fondly called friends “oldbastards” when raising a pint or two.After the war, Kibbe enlarged the ringof friends into a semblance of anorganization.The International Order of Old

Bastards was born. Kibbe passed away in1960. He is gone but not forgotten asI.O.O.B. members worldwide carry onhis spirit of loosey-goosey bonhomie.Robert Olson became an Old

Bastard ten years ago in the mannermost members learn about the group,through word of mouth.“An acquaintance told me to come

over and meet with the Old Bastards,”said Olson.Another friend introduced Mike

Shaffer to the group.“It’s a very easy-going, compatible

group,” said Shaffer, a formerWWIIPOW and retired professor.The organization rarely seeks the

limelight, since the name that makesthem attractive to some, rankles others,including the United StatesPostal Service.For those who want to

join, the procedure is easy.“You pay your $10 life-

time fee and you neverhave to pay anythingelse,” said Olson.The I.O.O.B. member-

ship card is one of Olson’sproudest possessions.“When I show the card toanyone, it makes themlaugh,” said the TortoiseIsland resident.Laughter is important

in the life of an Old Bastard.“Jokes are a big part,” said Olson.

“You spend a lot of time laughing, whichI think the world needs more of.”At the PatrickAir Force Base chapter

for the club, Olson and his fellowmem-bers meet weekly for lunch to shoot thebreeze, talk politics and tell jokes. Likemany I.O.O.B. chapters, the Patrickgroup is decidedly chauvinistic and amale bastion.However, at the nearby Palm Bay

Beer Can Colonels’Chapter 4683, theladies not only are welcomed, they, too,can join and become card-carrying OldBastarettes.At the Palm Bay chapter,District DeputyArchbastard LloydHutchinson is boss, often finingmembers a dollar for telling bad jokes.

“I can do anything Iwant,” joked Hutchin-son. “We have lots offun.”While jokes are a

given, structure is not.There is no website andfew rules. Chaptersmeet according to con-sensus and do not haveto report to Old Bas-tards’ world headquar-ters in Sebring.The Patrick chapter

gets together every

week, but the Palm Bay Old Bastardsprefer to meet the last Sunday ofthe month.“We keep bookwork to a minimum,”

said Bill Hinkel, Archbastard for thePatrick group.Some groups do charitable projects,

while others prefer to sit back andenjoy life. Although many of themembers are retired military, OldBastards can hail from any profession,from grocery store owners to chemists.You can never be too old to be anOld Bastard, either. According toheadquarters’ data, the youngest OldBastard was a baby issued a member-ship card on the day of his birth.The whole idea is not to take

yourself—or life—too seriously.“It’s all about laughter, getting

together and having a good time,”said Olson.To join a chapter, contact the Patrick

Chapter at 321-779-3336 or thePalm Bay Chapter at 321-724-8375. SL

SENIOR LIFE By Bob Olsen

Old Bastards meet for lunch at The Tides at Patrick Air Force Base, Fla. onSunday, Jan. 1, 2009. Clockwise are Mickey Wolff, Felix Andruk, Bill Dunham,Pat Eddie, Bill Hinkel, Bob Barton, Fram Butz, Ray Mulbery, Don Clair,Louis Sarro, Bob Olson, John Abber and Joe Romanoski.

“You spend a lot of timelaughing, which I think the

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“Friendship is the hardest thing in the world to explain.It’s not something you learn in school.

But if you haven’t learned the meaning of friendship,you really haven’t learned anything.”

—Muhammad Ali

By linda wigginS

Uncle Sam is looking for a few goodwomen; the more the better, actually.

Women In Defense, A National Security Organization (WID), an affiliateof the National Defense Industrial Association, formed its Space CoastChapter Jan. 15.

The mission is to cultivate and sup-port the advancement and recognition ofwomen in all aspects of national security,and provide women with a formal envi-ronment for professional growth throughnetworking, education and career devel-opment.

District 8 U.S. Congressman BillPosey will be the keynote speaker at thenext meeting, 5:30 to 7:30 p.m. Tuesday,Feb. 19 at the Courtyard By Marriott inCocoa Beach. The local chapter named apresident and members to the leadershipboard at the inaugural meeting.

“The Florida Space Coast is a uniquearea with several rapidly expanding national defense industries and a veryprevalent military presence,” said newWID chapter president, Karen Gregory,of HRSS Consulting Group & USAFR.

“By forming a Space Coast chapter, itwill provide networking and professionaldevelopment opportunities to promotethe role of women in national defenseand security, to support military servicemembers, and to encourage partnershipswithin the local contractor community,defense industry and military personnel,”Gregory added.

The move is critical to the new post-Space Shuttle economy, locally, according to Pam Gillespie, communityrelations director for Rep. Posey.

“Our future in the local space and

defense industry is for new businesses toform and provide services as contrac-tors,” said Gillespie, who will serve onthe WID board of directors. While WIDwill focus on the defense and security industry, Rep. Posey also is working tospur the development of space commerce overall.

“We need the brightest of the bright tobring new products and services to thetable, to win contracts from governmentagencies for space and defense,” Poseysaid. “We are going to see commercial

applications for space as never before,and that means we need people withgreat ideas and the ability to create teamsto efficiently bring those ideas tofruition.”

Currently, the Orlando-based CentralFlorida Chapter is the only chapter inthe state, with more than 240 activemembers. The membership is com-prised of a diverse demographic ofwomen and men from a cross-sectionof national security professions in industry, government, military and

academia, according to Gregory. The Space Coast chapter will allow

easier access for members who want toparticipate in the monthly networkingevents. The five-person team that successfully led the charge on this effort,in addition to Gregory and Gillespie, includes Joanne Longo, Barry University; Mary Kinberg, Kinberg &Associates; and Elizabeth May, AhtnaSTS. The team worked with theguidance of the Central Florida Chapterpresident, Terri Smith, and past president, Debbie Berry.

The cost to attend monthly meetingsis $20 for members and $25 for non-members. Food is included, with a cashbar available. For more informationabout WID on the Space Coast, contactKaren Gregory [email protected] or go towid.ndia.org.


Navigator’s ClubCALENDAR

Please call for a detailed flyer. For more information call 321-727-0946.

Next Meetings:

Tuesday, March 12, 2013Special afternoon gatheringfor serious travelers. Limited participation. Call for details.

Tuesday, April 2, 201310 a.m. at the Front Street CivicCenter in Melbourne.

Thursday, March 14, 2013“The Kids Left, The Dog Died, Now What?”Winter Park Playhouse$110 per person (Waitlist)

Wednesday, May 22, 2013“Mystery Trip”$98 per person

St. Petersburg & Tarpon SpringsJune 14 - 16, 2013Call for detailed flyer

Autumn in the SmokiesFeaturing Asheville, NC and Helen, GAOct. 13 – Oct. 19, 2013Call for detailed flyer

Senior life photo

Members of the board chosen at the inaugural meeting Jan. 15 of the Space CoastChapter of Women In Defense are, from left, Debbie Goode, Ana Leonard,Judy Gasperini, Pam Gillespie, Karen Gregory, Elizabeth May, Stephon Williams,Joanne Longo and Susan Glasgow.

Local effort puts more Women In Defense

Black Watch continued from page 1

“Being accepted into the unit hasbeen a great honor,” he said, “The pipesare an extension of being a member ofThe Black Watch, of being a soldier. Icherish what I am doing with the tour.”

In 2009, Halliday was injured in ablast from an improvised explosive de-vice, unable to see or hear.

“I was fixed up and rehabilitated. Iam fully a soldier, now. The pipes anddrums play a special role in my militarycareer,” he said. “Members of The BlackWatch are soldiers foremost. We are professional soldiers and play music tothe pro level. The pipers and drummershave just come back from combat. Performing is the string on the infantry-man’s bow.”

Halliday said his battalion still takesbagpipes and drums to the battlefield, asScottish soldiers have done for generations.

“Traditions are important.”He said audiences are amazed at the

youthfulness of his men, especiallywhen they realize how disciplined theyare.

“The Black Watch in the U.K. are currently training and we will go on operational standby readiness. When wego back, we will catch up and slide intothe bigger unit.”

Brevard residents will have the op-portunity to see these soldier musiciansat the King Center perform traditional Highland music, national anthems, Ode to Joy, Amazing Graceand jazz as never before.

“In battle, emotions run high. Halli-day said, The pipes and drums strikefear in enemies and motivate the troops.At the performance, the public willleave on an emotional high. The BlackWatch lives long in the memory.”

For more information on the BlackWatch, go to theblackwatch.co.uk. Formore information on their performanceat the King Center, call 321-242-2219.

www.myseniorlife.com FEBRUARY 2013 • SENIOR LIFE 11

Senior Life

By Sammy Haddad

Snowbird seasonis that six-month period from Octoberto March wherepeople and birds flysouth to escape thesnow. The birds doit on instinct. The people do it so theydon’t have to shovel their way out ofthe driveway. Either way, it’s a goodidea.

They both tend to leave their markin Florida. The people spend lots ofmoney and enrich towns they land in.The birds leave their mark, too, usuallyon the windows and paint of cars.

When the people leave, we’re sad tosee them go. When the birds leave,we’re happy to see them go becausewe know we can safely wash our carsand once again walk the nature trailswithout fear of getting strafed like aWorld War II bomber.

Yesterday, while walking the newbridge in Titusville, I looked up to seethousands of birds flying in wild circu-

lar patterns. It kind of looked like thestudents at the University of CentralFlorida the first week of a new term.You know it almost never snows inCentral Florida and, when it does, thesnow doesn’t stick. But what thosewild birds dropped did stick and theamount of white spots covering thebridge were reminiscent of the drop-pings of the first winter storm inCleveland each year. I found theslalom pattern I had to walk to avoidthem doubled the benefit of my work-out, especially when I passed a friendwho said “hello,” oops. I had to washthose shoes when I got home.

We’re rapidly approaching the endof snowbird season, and I’ll be so de-pressed to see many friends flyingback north and the towns once againstruggling with their profit margins. But as long as they take theother snowbirds with them, I’ll be OK.

They won’t need GPS to find theirway back to the big cities up north. Allthey have to do is follow the spots!

Dr. Sammy SL

Funny thing is…

Hospice of St. Francis is seeking

Partners in Compassionate Care

Seeking caring people to provide friendly visits,

respite care, transportation, dog therapy, errands,

and other support services.

Train to be a Hospice of St. Francis VolunteerTraining provided at no cost

No previous experience necessary

Upcoming Training Class Schedule Monday, Feb. 4; Thursday, Feb. 7;

Monday, Feb. 11 & Thursday, Feb. 14, 2013

9 a.m. to 1 p.m. 1250-B Grumman Place, Titusville 32780

Register with Vicky Hamilton by calling 321-269-4240 or toll free 866-269-4240

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By linda S. HumpHrey

Aging Matters in Brevard announcedthat Tom Kammerdener has beenappointed the director of The BrevardCommunity Kitchen.

Kammerdener comes with a wealth ofexperience within the food servicesindustry, having spent the past 19 years atHealth First Corporation where he wasinstrumental in providing food servicesfor Holmes Regional Medical Center,including inpatient, cafeteria, employeeday care and catering.

Kammerdener joins Aging Matters inBrevard as the director of the BrevardCommunity Kitchen to continue AgingMatters success providing hot nutritiousmeals for Meals on Wheels, Seniors atLunch, adult and child day care centers,charter schools and the parks andrecreation summer lunch program.

The kitchen also operates a cateringservice for corporate banquets, annualpicnics, and community events as well asproviding meals during times of disastersfor first responders and Special NeedsShelters.

Located in Rockledge, the kitchenproduces in excess of 500,000 meals a year.

“Coming to Aging Matters in Brevardwas a wonderful opportunity to enter anexciting new world and get back to thegrass roots of helping people in ourcommunity. I look forward to all of the

challenges that come my way. Thefoundation that was left is strong, filledwith dedicated associates and volunteersworking toward one goal. When speakingto others about the position, every personrecognized Meals on Wheels. Now it’s anopportunity to continue the mission ofAging Matters In Brevard.”

Cindy Flachmeier, president/CEO said“We are very fortunate that we were ableto find someone of Tom’s caliber to fillthis role. Tom’s wealth of experience andknowledge of the food services industryhas already made him a key addition tothe Aging Matters in Brevard team. I’mconfident that Tom will play a key role inproviding and implementing high qualitysolutions for our clients.” SL

Aging Matters in Brevard appoint new director of community kitchen

Senior life Photo courtesy of Aging Matters

Tom Kammerdener

February

Thursday, Feb. 7 — 8 to 9 a.m.Military Officers Assoc. meeting,Golf Club House861 Marina Rd., Patrick AFBFrank Dunagan, 321-784-8934

Thursday, Feb. 14 — 8 to 9 a.m.Military Officers Assoc. meetingGolf Club House861 Marina Rd. Patrick AFBFrank Dunagan, 321-784-8934

Tuesday, Feb. 19 — NoonMilitary Officers Assoc. LuncheonThe Tides, 1001 N. A1A, Patrick AFBJoe Oblack, 321-453-2947

Thursday, Feb. 21 — 8 to 9 a.m.IRCC Colony Hall1936 Freedom Dr., VieraFrank Dunagan, 321-784-8934

Thursday, Feb. 28 — 8 to 9 a.m.Military Officers Assoc. meetingGolf Club House861 Marina Rd., Patrick AFBFrank Dunagan, 321-784-8934

Meetings are for active, retired andformer officers. Meetings are coordi-nated by retired Army Lt. Col. FrankDunagan, 321-784-8934. Luncheonsare coordinated by retired USAF Maj.Joe Oblack, 321-453-2947. SL

Cape Canaveral Chapter, Military Officers Association of America (MOAA)


Care giving is part ofliving a long life. Helpful,caring and kind peopletend to live a longer life ina spiritual and physicalway. Each person faces thecaregiver challenge in adifferent way.

Few people areprepared to provide helpand assistance to an olderspouse, relative or friend unless theyhave specific training in the field ofassisted living or nursing services.

Out of love, a feeling of devotion orrecognized duty, men and women pushforward to give daily care to their lovedones.

For example, there are more than 50million Americans caring for someonewith memory loss (early onset dementiato extreme cases of Alzheimer disease)compounded by other ailments andafflictions. Care for others with sicknessor injuries becomes part of the late-in-life scenario.

The challenge for the caregiver asthey advance in years is to protect theirown health and happiness while caringfor their loved ones. Each day is a newand separate challenge. Those who dowell and survive know how to havebalance in their lives.

Leeza Gibbons collaborated with apsychologist and a medical doctor,Rosemary Laird, to write a caregiverhandbook entitled “Take Your OxygenFirst.” The book is a love letter andlifeline to all of those caregivers whohave ever felt lost and afraid. Achallenge calls for action in a positivemanner.

The book focuses on the adage“Knowledge is Power.” Each chapter

provides supportiveinformation thathelps the readerunderstand his orher situation androle to gain a goodunderstanding ofmemory-lossdisorders.

Caregiversshould not do it

alone. The book helps caregivers findprofessional, community and agencyresources.

Caregivers must focus on their ownwell being by taking care of themselves.

A section on caring for thecaregiver’s body deals with exercise,diet, sleep, wellness and personalgrowth. Energy for caring comes frompersonal energy rather than fatigue.

Set the example with joy andhappiness.

“Coping with Depression andAnxiety” is a helpful chapter with afocus on management of thesechallenges. Going further, the bookcovers overcoming denial and guiltalong with managing anger.

“Nourishing the Caregiver’s Spirit”covers the family and intergenerationalconnectivity.

Spiritual practice, the meaning oflife, the purpose of life and the payoffof being involved but not beingoverwhelmed is a fitting wrap-up to theeasy-read handbook.

Baranowski is president of Topics Unlimited, a Melbourne-based education, seminar and consulting company. He can be reached at [email protected]. SL

Caregiver

Challengesof Living toAge 100

Ed

Baranowski

OUR columnistsIndian Mounds

I don’t know how Iever got into the habit— a good one accord-ing to some people, anannoying one accord-ing to others – butwhen I read anything,errors jump out at me!I was never taught“proofreading,” but I’ve been an avidreader since I was a little girl. Mymother taught me to read and writebefore I even entered Kindergartenand one thing led to another, in partic-ular writing carefully to spell wordscorrectly, whether it was schoolwork Iwas doing or writing stories.

In adult life working years, beforemarriage and children and again afterchildren grown, so many people usedto ask me to “check this for me,”meaning checking what was writtenfor errors. In later years, it got to thepoint where I was hired, usually volunteer, but occasionally paid, toproofread papers for school work, letters written by bosses at work whoweren’t confident of their own abilityto spell or choose the correct words. Iproofed organizational bulletins.

Over my many years of adult read-ing especially, I have caught errors inbooks, newspapers and other publica-tions. Sometimes it’s in time to getthem corrected, but certainly not inbooks published back in the 1920s!Yes, in reading the books in my col-

lection of MarkTwain’s writings, Ifound misspelledwords and occasion-ally other errors. Justrecently a local publi-cation had an articlewritten about the“Veterans Holidday”.

No, that is not a misprint — thenewspaper really spelled the word“Holidday.” Some errors have beenvery funny indeed and some newspa-pers care more than others. My experi-ence with our local daily newspaper isthat they rarely print corrections, evenwhen corrections are sent in by read-ers. On the other hand, the daily paperI now get out of Orlando is very goodabout making corrections on differentthings, mistaken facts, misspellings ofnames, etc. As you read my columnnow, I will add that Senior Life is verywell proofed in my opinion and Irarely find an error. It’s never that I’mlooking for them.

That’s what always puzzles me. Iwas not trained in any way to proof-read but as I’m reading along, errorsin spelling just jump out at me asthough they were in BIG BOLDPRINT! It’s both an annoying and satisfactory “talent” I seem to havehad for many years.

Comments are always welcome, [email protected]. SL

My Point

of View

Lucy

Kline

Proofreading

Let me introduce youto an educational daytrip just north of Brevard County that willbe of major interest forthe entire family. Recently, I escorted agroup of friends on atour of “Seminole Rest,”part of the CanaveralNational Seashore, in nearby Oak Hill.

Here is one of the few remaining ancient sites of our Native Americanswho gathered clams, oysters and fishfrom the Mosquito River Lagoon. TheIndians consumed the edible parts andused the site for refuse, which thenover many centuries created extremelylarge shell mounds. At Seminole Restthere are several mounds, with thelargest being Snyder’s Mound. Thisparticular shell mound is over 700 feetlong, 350 feet wide and over 14 feethigh. All the shell mounds at this sitedate back from 2,000 B.C. to 1565A.D. There are not many shell moundsleft. Early in the 20th century, localcommunities used the shell as fill forthe paving of roads. The archeologicalsignificance of the Seminole Restmounds is the fact that they have survived relatively intact when 70 percent of the mounds in Volusia County have been destroyed.

The National Park Service now pre-serves this site and the few remainingmound sites along the eastern seaboard.

There are a num-ber of structures onthis site. They includethe historic In-StoneHouse, the historiccaretakers house, anon-historic garageand pilings from aboat dock.

Seminole Rest isopen seven days week from 6 a.m. to 8p.m. There is an accommodatingwheelchair-accessible paved trail withmany outdoor exhibits.

The trail straddles the west shore ofthe beautiful Mosquito River Lagoon.The site has free parking and rest roomfacilities.

There is no charge to visit SeminoleRest. The main house has a gift shopand a bookstore and is open from noonto 4 p.m. Wednesday through Sunday.Verify the openings by calling 386-345-1997.

Our group also had a delightfullunch at the Goodrich Seafood Restaurant. located just north of Seminole Rest at 253 River Road, OakHill. Call 386-345–3397.

Getting to Seminole Rest is easy. We took U.S. 1 North, crossing theBrevard County line, to the town ofOak Hill, a delightful ride. At the traffic light in Oak Hill at Halifax Avenue, go east. In a few blocks youwill be at River Road, Seminole Restwill be on your right. SL

Touring the Town

John

Trieste

This column will bemore parochial than usual.I have the privilege ofserving as general managerof Suntree MasterHomeowners Association,Inc. Recently, I learnedthat many Suntree and arearesidents are not aware ofthe varied demographics andamenities. This column will tell youabout them.

Suntree is the largest Planned UnitDevelopment (PUD) on the SpaceCoast, consisting of 4,506 dwellings.In addition, there are 29 commercialproperties paying annual fees. Thepopulation is estimated at more than11,000. While Suntree is home tomany seniors, we also includenumerous families. Elementary schoolage children residing south ofWickham attend Suntree ElementarySchool and those north of Wickhamare Quest Elementary School students.

There are 66 miles of roads inSuntree, most of which are maintainedby Brevard County. We also have 11miles of pedways, some of which areshared with Suntree Country Club. St.Johns River Waterway ManagementDistrict requires that Suntree maintain350 acres of wetlands, retentionponds, and stormwater drainagecanals. These consist of five majordrainage basins controlled by ninefunctioning weirs.

Nine board members who areelected for two-year terms governSuntree. Our next election will be

March 13 atSuntree CountryClub. The volumeof the election isso large that theBrevard ElectionCommissionprovides votingmachines and

tabulations. Each board member eitherchairs or is involved in at least onestanding committee. There are 13employees of the association.

We have two large parks withshaded playground equipment. TheSpyglass Hill pavilion is available forresident reservations at no charge.Nine “pocket parks” are scatteredthroughout the community with picnicbenches in serene atmospheres.Suntree provides a diverse assortmentof community events. These haveincluded symphonies and movies inthe park and an annual Easter egghunt.

This is just a “thumbnail sketch” ofSuntree. For more detailedinformation, visit our interactivewebsite at SuntreeFlorida.com.

It’s important to point out that Mr. Kneiser is not an attorney andlegal questions should be referred toyour attorney. However, a requirementof his Community AssociationManager’s license is to stay abreast ofthe Florida Association laws. Contacthim with any questions [email protected]. SL

Living in Suntree

AssociationLivingBy

Frank Kneiser,

CMCA,

AMS, PCAM

myseniorlife.com FEBRUARY 2013 • SENIOR LIFE 15

By roSemary H. lynn

The Suntree community will host aSpring Fling dinner-dance to benefitfour organizations in Brevard Countyon March 10 at the Holiday Inn inViera. This annual event is open to allBrevard County residents.

The organizations benefiting fromthe proceeds are Viera High School,Serene Harbor, Nana’s House andSouth Brevard Animal Shelter. Eachwill receive a donation of $1,000.

Carolyn Hayes, entertainment

planner, has booked entertainer NickChirico for the night, which will in-clude dinner, a cash bar, silent auction,door prizes and a 50/50 drawing. Thecost per person is $35, which includesdinner and entertainment by the phe-nomenal Chirico, who promises to be ahighlight of the evening. As a well-known entertainer for nursing and as-sisted living facilities in the area, manypeople do not realize that he also isavailable to perform at events such asclubs and local parties. He has enter-tained throughout the United States for

cruises, casinos, theme parks, conven-tions and concerts.

In his 40+ years of entertaining,Chirico has opened for or played withsuch famous acts as Little Anthony, TheDell Vikings, The Platters, The Coasters, Soul Survivors and the InkSpots. He also opened for Garth Brookswhen Brooks was just starting out aswell as for jazz greats such as The Peterson Family.

Chirico has acted in several featurelength films aswell as workedbehind thescenes doingmovie sound-track produc-tion. Hislight-heartedapproachmakes him a favorite entertainer atthe many facilities he regularly visits.

His goal isto give back toa communitythat has doneso much forhim. He is passionateabout his calling andloves to makehis audience,no matter their age,

energetically happy. Cocktails will be served at the open

cash bar from 5 to 6 p.m. with dinner from6 to 7 p.m. Dancing will be from 7 to 9p.m. For more information about theSpring Fling, visit Neighborsofsuntree.org.For tickets contact Janice Godfrey at [email protected]. For more information about Nick Chirico or to talkto him about entertaining at an event, contact him [email protected]. SL

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Nick Chirico, entertainer, and Carolyn Hayes, entertainment director, smile asthey talk about the upcoming Spring Fling dinner dance to be held on March 10 atthe Holiday Inn in Viera.

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Senior Life‘Hot Night In The City’ to benefit Freedom 7 Community Center

By martha maSiello

In the mid 1980’s Mary Louise “Mother” Morganbegan the Freedom 7 (F7) Senior CitizensCommunity Center, a 501(c)(3) nonprofit

organization primarily for seniors in Cocoa Beach,Cape Canaveral and Merritt Island. Membership alsois open to adults of all ages and from all areas ofBrevard including winter residents.

From Monday through Thursday of each week,members volunteer, teach, lead and assistwith various aspects of the organization andparticipate in card and board games.Offerings include bridge and pinochlelessons, computer classes, recreationalactivities, group trips and health andinformational seminars.

Freedom 7 Community Center will hostits annual Hot Night In The City celebrationFriday, Feb. 22, at 5000 Tom WarrinerBlvd. (Cocoa Beach Country Club), CocoaBeach.

“The group builds upon itself as theperfect community outlet for seniors toenjoy socializing; as a recreation resource;provides educational programs; learningopportunities for caregivers; healthprograms; and shares opportunities forhelping others,” said Bob Fritz, longtimeCocoa Beach educator, resident andmember. “It is especially enjoyed by winterresidents, who often return home to conveyideas and memories with others in theircommunities,”

The event will be from 7 to 11 p.m.Tickets are $20 each and include one drink(cash bar available); live band “Delgado”and dancing; 50-50 raffle; buffet-stylecatered hot food by For Any Occasion; anda silent auction.

Purchase tickets at Cocoa Beach RegionalChamber of Commerce on Merritt Island; CocoaBeach Health & Fitness; or at the Freedom 7Community Center. Tickets will also be available atthe door the evening of the event. Suggested dress isevening casual.

For further information, or to reserve a table, call321-783-9505 or visit freedom7seniors.org. SL

It was during aluncheon at Joe’sClub in Titusvillethat I met JessieRobinson. Hervibrant personalityresonated withseveral other womenwho were singing gospel songs to thegroup that day. The Senior GospelSingers provide uplifting music weekly torehab centers, nursing homes and adultday care facilities.

I learned that Robinson also works forAging Matters in Brevard with theSeniors at Lunch program five days aweek. Robinson is the center manager atCuyler Park Annex in Mims, where a hotlunch is enjoyed daily by a group ofabout 30 seniors who gather to eat, watchtelevision, play bingo or listen to aninformative guest speaker.

“Our Seniors at Lunch program ismore than a meal,” Robinson said. “Ourfolks talk and get to know one another.We see many of the same people everyday. They become friends.”

Bill Rowland, Lee Smith and MarySnelling all agree the lunches are tastyand nourishing and that the camaraderieis a huge part of the day.

“I was astonished at what they do,”Smith said.

“People don’t come for just thefood. It’s the conversation. Welook forward to getting up andgetting out,” Snelling said.

Robinson said meals for thoseolder than 60 cost $1. “If someonecan afford to give more, it iswelcome.”

Between 1,600 and 2,000 meals a dayare prepared at the Brevard CommunityKitchen in Cocoa and delivered torecipients of Meals on Wheels, Seniors atLunch and adult day care facilities suchas Joe’s Clubs.

Aging Matters in Brevard is funded byvarious organizations, including theOlder Americans Act, Brevard CountyBoard of County Commissioners andblock grants, said Cindy Flachmeier,president and CEO of Aging Matters.

“Parks and recreations around thecounty are a great support to thisprogram. There are 14 sites around thecounty to which we deliver daily,” shesaid. “Our staff is dedicated. They workhard and get the job done. They beginwith food prep at 6 a.m. and deliverybegins about 10:30 a.m.”

For information about the programsoffered through Aging Matters, call 321-639-8770.

To reach Robinson, call 321-264-6491between 10 a.m. and 1 p.m. SL

Senior life Linda S. Humphrey

Jerri Turner and Dave McClellan prepare food at the BrevardCommunity Kitchen in Cocoa.

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Freedom 7 Community member Louadora Riley hasvolunteered for the Hot Night in the City fundraiserfor seven years, inspiring and motivating othermembers to enjoy or help put on activities.

Contest WinnersCongratulations to Anita and EdwardTierce, winners of the Senior Life contestto see Steve Lippia perform “Simply Sina-tra,” at the King Center. They met Lippia,center, afterward to cap off the couple’s57th anniversary.

Gorgeous river views from your balcony

FEBRUARY 2013 • SENIOR LIFE www.myseniorlife.com 19321-757-9205

By martha maSiello

In the mid 1980’s Mary Louise “Mother” Morganbegan the Freedom 7 (F7) Senior CitizensCommunity Center, a 501(c)(3) nonprofit

organization primarily for seniors in Cocoa Beach,Cape Canaveral and Merritt Island. Membership alsois open to adults of all ages and from all areas ofBrevard including winter residents.

From Monday through Thursday of each week,members volunteer, teach, lead and assistwith various aspects of the organization andparticipate in card and board games.Offerings include bridge and pinochlelessons, computer classes, recreationalactivities, group trips and health andinformational seminars.

Freedom 7 Community Center will hostits annual Hot Night In The City celebrationFriday, Feb. 22, at 5000 Tom WarrinerBlvd. (Cocoa Beach Country Club), CocoaBeach.

“The group builds upon itself as theperfect community outlet for seniors toenjoy socializing; as a recreation resource;provides educational programs; learningopportunities for caregivers; healthprograms; and shares opportunities forhelping others,” said Bob Fritz, longtimeCocoa Beach educator, resident andmember. “It is especially enjoyed by winterresidents, who often return home to conveyideas and memories with others in theircommunities,”

The event will be from 7 to 11 p.m.Tickets are $20 each and include one drink(cash bar available); live band “Delgado”and dancing; 50-50 raffle; buffet-stylecatered hot food by For Any Occasion; anda silent auction.

Purchase tickets at Cocoa Beach RegionalChamber of Commerce on Merritt Island; CocoaBeach Health & Fitness; or at the Freedom 7Community Center. Tickets will also be available atthe door the evening of the event. Suggested dress isevening casual.

For further information, or to reserve a table, call321-783-9505 or visit freedom7seniors.org. SL

It was during aluncheon at Joe’sClub in Titusvillethat I met JessieRobinson. Hervibrant personalityresonated withseveral other womenwho were singing gospel songs to thegroup that day. The Senior GospelSingers provide uplifting music weekly torehab centers, nursing homes and adultday care facilities.

I learned that Robinson also works forAging Matters in Brevard with theSeniors at Lunch program five days aweek. Robinson is the center manager atCuyler Park Annex in Mims, where a hotlunch is enjoyed daily by a group ofabout 30 seniors who gather to eat, watchtelevision, play bingo or listen to aninformative guest speaker.

“Our Seniors at Lunch program ismore than a meal,” Robinson said. “Ourfolks talk and get to know one another.We see many of the same people everyday. They become friends.”

Bill Rowland, Lee Smith and MarySnelling all agree the lunches are tastyand nourishing and that the camaraderieis a huge part of the day.

“I was astonished at what they do,”Smith said.

“People don’t come for just thefood. It’s the conversation. Welook forward to getting up andgetting out,” Snelling said.

Robinson said meals for thoseolder than 60 cost $1. “If someonecan afford to give more, it iswelcome.”

Between 1,600 and 2,000 meals a dayare prepared at the Brevard CommunityKitchen in Cocoa and delivered torecipients of Meals on Wheels, Seniors atLunch and adult day care facilities suchas Joe’s Clubs.

Aging Matters in Brevard is funded byvarious organizations, including theOlder Americans Act, Brevard CountyBoard of County Commissioners andblock grants, said Cindy Flachmeier,president and CEO of Aging Matters.

“Parks and recreations around thecounty are a great support to thisprogram. There are 14 sites around thecounty to which we deliver daily,” shesaid. “Our staff is dedicated. They workhard and get the job done. They beginwith food prep at 6 a.m. and deliverybegins about 10:30 a.m.”

For information about the programsoffered through Aging Matters, call 321-639-8770.

To reach Robinson, call 321-264-6491between 10 a.m. and 1 p.m. SL

Jessie Robinson: a senior who loves to serveKeeping the Faith

Linda S.

Humphrey


Bill Rowland, Jessie Robinson, Lee Smith and Mary Snelling enjoy lunchand time together during Seniors at Lunch on Nov. 1 at the Cuyler ParkAnnex in Mims. Robinson is the center manager and Rowland, Smith andSnelling are regulars for the lunch and fellowship time.


Jerri Turner and Dave McClellan prepare food at the BrevardCommunity Kitchen in Cocoa.

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Freedom 7 Community member Louadora Riley hasvolunteered for the Hot Night in the City fundraiserfor seven years, inspiring and motivating othermembers to enjoy or help put on activities.

Contest WinnersCongratulations to Anita and EdwardTierce, winners of the Senior Life contestto see Steve Lippia perform “Simply Sina-tra,” at the King Center. They met Lippia,center, afterward to cap off the couple’s57th anniversary.


TechKnowExpo

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9 a.m. to 6 p.m.Viera High School Auditorum and State-of-the Art Media Center

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Meet vendors who will intrand PCs), cameras, games, televisions and GPS devices. W



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9:30 - 10:30 a.m.—Opening Presentations (choose one)

Beware! —Phishing, Online Scams, State Attorney’s Office, Laura Moody, PA A door prize given at this presentation

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10:45 - 11:45 a.m.—Class schedule (choose one)

New Age Cardiovascular Treatment and Prevention—Physician PresentationHow to use Google Search How to use You Tube Search How to set-up and use Wi-Fi What are fire walls and antivirus software How to use Twitter Setting up an Email address Uploading and sharing photos

11:45 - 12:45 p.m. —lunch break (food available for purchase) Vendor hall

12:45 - 1:45 p.m.—Class schedule (choose one)Introduction to FacebookOverview of Windows 8Making and uploading a video Online Family Search—Instructor Jim Bouck How to set-up and use Skype Secrets to the smart phone Setting up an email address Notebook - iPad 101

2 - 3 p.m.—Class schedule (choose one)Introduction to FacebookEbay buying & selling Apple apps for smart phones Droid apps for smart phones Electronic Medical Records Blogging 101 All about Pinterest Overview of Windows 8

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Thanks to our Tech Know Expo Sponsors:Thanks to our Tech Know Expo Sponsors:Thanks to our Tech Know Expo Sponsors:

By roSemary H. lynn

The second annual Art witha Heart auction will be held onFriday, Feb. 8 at the HolidayInn, 8298 N. Wickham Road in Melbourne.

Art in all media and priceranges will be available forsale. The art previews willbegin at 6 p.m. and the auctionwill start at 7 p.m. Admissionis $15 per person or $25 fortwo. This includes light horsd’oeuvres, a cash bar, coffee ortea and a door prize ticket.

Proceeds will assist theDevereux Foundation, whichsupports Devereux’s programsfor emotionally challengedchildren. The organization isplanning on a major expansionwhich will allow more

children to benefit from the facilities.

In Brevard there are 1,000 children enrolled in the Devereux system and 350 staffmembers. The children attendregular educational classesgiven by fully accredited teach-ers and schools. Children spendfrom three months to severalyears receiving individualizedattention at Devereux. Theycome from all walks of life andfrom all over the U.S. and evenout of the country. There arethree group homes in the areathat Devereux sponsors.

Devereux opened its doorslocally in 1988. It was foundedby Helen Devereux 100 yearsago as a national organizationserving 13 states. Florida isnow the second largest treat-

ment center, with board certi-fied child psychologists andmental health professionals.

The art auction is just one ofthe many fundraisers Devereuxsponsors each year. In thecoming months, there will be amother-daughter tea, a gardenparty held at Florida Tech’sbotanical gardens, and other events.

Art auctioned will includesome from famous artists suchas Chagall, Rockwell, Moses,Wyeth and many more. Artcreated by the children of Devereux will also be auctioned.

“Some truly amazing piecesavailable,” said Patricia Hurst,assistant director of development. She and art purveyor Karen Klein are in

charge of putting the show together.

For more information, contact Hurst at 321-258-1772or Klein at 321-549-7316. To purchase art, go to

marlinart.com, using code63907 so that proceeds will goto Devereux. Major creditcards will be accepted for artpurchases. SL


Federal, state, and locally funded services provided. Eligibility requirements may apply. Private pay services available.

Aging Matters in Brevard is a 501(c) (3) nonprofit organization recognized by the Florida Department of Elder Affairs and the Area Agency on Aging as the Lead Agency for senior services in Brevard County.

Call us if you need:• Information and Referral Assistance

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Second annual Art with a Heart auction tobenefit Devereux kids

Senior life Rosemary H. Lynn

Karen Klein, left, and Patricia Hurst display some of thechildren’s art that will be up for auction on Feb. 8, 2013.

Golden Steppers will celebrate its 25th anniversary of transforming golden girls into Broadway-style dancers with theBiggest Tap Show Ever, 2 p.m. Feb. 24 at the historic Cocoa Village Playhouse. Under the direction of ChoreographerMartha Seymour, the show’s 40 gals and a guy will benefit localarts and children’s charities. For more information or to pur-chase tickets for $15, call 321-784-1454.

Golden Steppers celebrate 25th


By linda wigginS

Kathleen Rich-New has turned herpast pain into profit for anyone who hasever wanted to start a business. Theboomer’s book, “Plan B: The Real DealGuide to Creating Your Business,” waspublished last month to rave reviews andbrisk sales.

Many fellow boomers as well as sen-iors are the reason Rich-New wrote thebook, because of the recent changes inthe local post-Space Shuttle job market,the challenged national economy and thelocal and national emphasis on creatingnew small businesses.

“Plan B. It’s the career after you havebeen laid off, outsourced, down-sized,right-sized or fired,” said Rich-New, anadjunct professor of human resources atWebster University. In addition to herrole at Webster, Rich-New is a powerfulcommunity leader, business expert, in-demand speaker and business coach. Sheholds a master’s degree in business andowns her own business-consulting firm,Clarity Works! She started her own busi-ness after suffering burnout from a suc-cessful Silicon Valley career and itsdemanding 6 a.m. to 9 p.m. routine.

Her Jan. 11 book-signing audience of150 included many members of theSpaceCoast Technical Network, made upof former space workers looking to eitherfind a new job or start the businessesthey always dreamed of but were tooafraid to leave their day jobs – until theirday jobs left them in the wake of theShuttle program shut down.

“Times are tough and Plan-A jobs arehard to find, or if you find one it’s at afraction of what you are making andthere are no benefits. Secure jobs andpensions are being destroyed,” Rich-New said.

While conducting research, Rich-Newdeveloped a one-credit-hour professionalseminar for Webster called, “What isYour Plan B?”

“Most of the students who took theseminar were shocked by what theylearned,” Rich-New said. “They weren’taware of the time and work it would taketo start their own business and be suc-cessful, the money needed, and the factthat some of their ideas just didn’t have alarge enough consumer base to be prof-itable.”

Humorous chapter titles start with “IWorked Hard, I Played by the Rules, andThis is all I Get?” and cover topics likestarting a business versus buying one, theins-and-outs of network marketing, theright time for the right product or service,and the necessary skills and training tobecome an entrepreneur.

“Young workers may never know jobor career security,” Rich-New said. “Fu-ture success will depend on being entre-

Boomer helps new business owners get an A on their Plan B

SpaceCoast boomers

Senior life Photo

Kathleen Rich-New holds the scissorsto the launch of her new book Jan. 11,with the support of her mother, right.

Senior life Photo

Rich-New, center, leads a seminar on launching a sucessful business.

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women’s History Month luncheonThe public is invited to attend the sixth annual Annual women’s History

Month Luncheon hosted by the women’s Business Center (wBC), the FloridaTech Alumni Association (FTAA) and the Zonta Club of Melbourne.

women inspiring innovation Through imagination: Celebrating women inScience, Technology, engineering and Mathematics will be from 11 a.m. – 1p.m. on March 18. at the Crowne Plaza Melbourne oceanfront.

The cost is $35 per person. An RSvP is required to attend.The Space Coast Community Award, Florida Tech Award of Distinction

and Joan Bixby Award recipients will be honored. Honoree for the FloridaTech Award of Distinction is General Anne. Dunwoody, retired Army four-star general. Dunwoody is the first woman toserve as a four-star general in U.S. militaryhistory. Dunwoody joined the Army in1974, and was commissioned as a secondlieutenant in the women’s Army Corps in1975. Her first assignment was as supplyplatoon leader, 226th Maintenance Company (Forward, Direct Support),100th Supply and Services Battalion (Direct Support), Fort Sill, okla. Sincethen, she has served at every level of command. Most recently, Dunwoodyserved as commander of the Army Materiel Command, or AMC, one of thelargest commands in the Army.

For more information, to pre-register,or to pre-pay by credit card, please contact: Reneé Couperthwaite at 321-674-7007 or go to [email protected]. SL


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By martha masiello

Approximately 100 million cellphones are approaching end of life management, which equals more than50,000 tons of waste containing metals.Therefore, every cell phone can andshould, be recycled.

Cell phones are potentially hazardous waste, as they contain toxicmaterials, including lead, mercury, cadmium and arsenic. if thrown intothe trash, or sent to incinerators or landfills, environmental contaminationcan occur from combustion and leakage into soil and groundwater.

As long as your phone has been deactivated from service, there are nosecurity or privacy concerns. oncephones are refurbished, they are completely cleared and reprogrammedremoving traces of your contacts andpersonal information.

You may be able to deduct the valueof the phone for tax purposes. Check

with your accountant or tax preparer.Some newer smart phones can beworth up to $150.

Cell phones may be donated to seniors, or people with disabilities,and shelters for battered women, asany phone can be made capable of dialing 911. Donating gently-usedmobile phones to Cell Phones forSoldiers assists in its mission to provide free communication tools toactive duty military members andveterans. The phones are sold to recycling partners and funds are usedto purchase calling cards and othercommunication tools for the U.S.military.

Many organizations and non-profitgroups accept donations of cell phonesfor their clients. For further informationcheck out: brevardtriad.org; womenscenterinbrevard.org; cellphonesforsoldiers.com; andphones4charity.org. SL

Recycle your old cell phone tobenefit others and help the environment

“Queen of Thrift: Snapshots of a Military wife” Author: John whalen Published by inspiring voicesiSBN: 978-1-4624-0045-4Copyright 2012 Purchase: Barnes & Noble $13.95e-book $3.51

About the Author:John whalen is a decorated veteran

retired from the army with the rank oflieutenant colonel. He also retired from asecond occupation. He was servicesdirector for Presbyterian Homes ofCrestwood Manor in New Jersey. Heand his wife, Betty, have been married56 years and have three children, 10grandchildren and six greatgrandchildren.

He and his wife settled inSuntree/viera.

This book depicts a woman ofcharacter, grit and determination. Thosetraits were instilled at a very early age.She grew up in a household where thefather wanted boys and ended up withtwo girls. Betty and her sister, Carol,went with their father and participated inthe recreational activities that boys do,shooting pool and fishing. Growing upin the post-Depression era, she wasaccustomed to watching her pennies andmaking them stretch.

Learning these frugal traits at an earlyage would serve her well later in her life.

Life in the military is ever changingfor the soldier. A military wife has to beone who is very flexible and willing to

switchdirection ona moment’snotice. it allbegan soonafter Bettyand Johnweremarried.Johnexpected tobetransferredto Germanyand Betty

was going with him. They wouldconsider it their honeymoon and visitParis, Rome and London.

Before the deployment, Betty foundout she was pregnant. They couldn’thave been happier.

The Army had different plans forJohn. He was deployed to Taiwaninstead and he had to tell Betty that shecould not go with him. She wasdevastated.

This scenario is just one of manytimes Betty had to dodge the curve ballspitched by the military. The bookchronicles Betty’s life through eachrelocation. Her moniker “Queen ofThrift” was well earned. Her goal wasnot to pay full price for anything.

Personal opinion:“Queen of Thrift” is a tribute to all

military wives. These ladies must havesterling character and an ironcladconstitution. i loved Betty’s tips onthrifty shopping. it’s a good read. SL

Book ReviewBy Chiffone Sandberg

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29FEBRUARY 2013 • SENIOR LIFE www.myseniorlife.com

By maria Sonnenberg

Retired Navy Capt. GilesNorrington has a unique vantage pointregarding the military. Also a Marine,the jet attack pilot not only served along and distinguished career, but afterretirement, he became a Navy spouse.

His wife, Navy Chaplain EileenO’Hickey, was the first womanchaplain in Navy history to rise to therank of captain.

Giles retired in June 1988 aftermore than 34 years of service. Thenext month, he was back in actionwith a second career as Eileen’shusband.

“It was just as interesting, but a bitdifferent,” he said.

Eileen, the fifth woman to becomea chaplain in the United States Navy,had first met Giles during a previoustour of duty, but it wasn’t until thecouple reacquainted at Diego Garcia,the little dab of earth in the middle ofthe Indian Ocean, that romanceblossomed. The starting point was, ofall things, cats.

“We had a common interest, andthat was cats,” Giles said.

Giles, from Elyria, Ohio, enlistedas a Marine 59 years ago this January.Selected for officer training,Norrington received his wings in1960. For several years, he was aflight instructor in Texas, beforeanother lady, this one made of steel,stole his heart.

“I fell in love with aircraft carriers,so I transferred to the Navy in 1965,and was assigned to Sanford NavalAir Station,” said Norrington, who tothis day has a deep appreciation forboth the Marines and the Navy.

Being a Navy pilot in the late ’60smeant intense action in the VietnamWar, and Norrington found himself onthe aircraft carrier Enterprise, flyingthe RA-5C Vigilantes, at the time oneof the largest and most complexaircraft to operate from an aircraftcarrier. He was piloting a Vigilantewhen the Viet Cong shot him downover the Tonkin Gulf.

“We got unlucky and they blewaway the right wing,” Norrington said.

“We had 16,000 pounds of fuelaboard.”

Norrington and navigator RichardDick both ejected, although bothsustained serious burns. A U.S.helicopter was on its way to rescuethem when they were captured by theViet Cong.

“We were walked from village tovillage,” Norrington said.

“We did not land close enough tomake a combined attempt to escape,but we were reunited on the third day.Then we were trucked to the southernpart of North Vietnam before we

finally made it to Hanoi. I had hopedfor food, clothing and medicaltreatment, but none of that happened.We were both taken intointerrogation.”

Dumped into a 10-foot by 12-footcell, the two men needed help,desperately.

“In one of the few humane gesturesof the Viet Cong, we were assigned aroommate who effectively became acaretaker,” Norrington said.

Air Force Capt. Wes Rumblewashed and fed them as the two mentried to get over their injuries. Themen were eventually transferred to the“Hanoi Hilton,” the infamous oldFrench prison that was to be theirhome for four-plus years.

“It was a very serious prison,”Norrington said.

With 46 men in one cell,Norrington would pass the long daysby taking—and teaching—classes.

“We had classes in math,languages, you name it,” saidNorrington.

Perhaps the most incredibleincongruity was the fact thatNorrington taught an etiquette classwhile living in the prison squalor.

“It actually helped one of thePOWs to prepare for his wedding,” he said.

The prison release finally arrived in1973. Many of the following yearswould be spent at the Pentagon and,after retirement, as executive directorof a Red Cross chapter and an AIDsgroup in Virginia.

Giles and Eileen eventually boughta motor home to tour the country.When they parked at the GreatOutdoors, they found in the Titusvilleresort a place for a sweet retirement.

Cats Tinker and Shadow keep themcompany, and activities are plentiful.

“Keeping busy is not a problem,”Norrington said. SL

Senior Life VETERANS SALUTE

Captain Giles Norrington saw service from both sides of the Navy fence

Solution Page 33Crossword Puzzle

Senior life Photo

Retired Navy Capt. Giles Norrington and wife, Navy Chaplain Eileen O’Hickey.

Senior life Photo

Giles Norrington, POW May 1968.

Florida Tech Arts Series presents World Music

Ensemble Feb. 22

The Florida Institute of TechnologyHumanities and Communication Performing Arts Series, sponsored byMerrill Lynch Wealth Management, willpresent Florida State University’s Omn-

iMusica Ensemble Feb. 22. The concertwill be held on campus in the GleasonPerforming Arts Center at 7:30 p.m.

The event is free to Florida Tech students. General admission is $15; and$5 for seniors and children under 12.

For more information, call 321-674-8082, or go tohttp://cpla.fit.edu/hu-com.

By Sheriff Wayne ivey

First of all, I would like to person-ally thank everyone for the tremendousshow of support during my first fewweeks as Brevard County’s new sheriff.As we worked to develop our agency’snew organizational structure, one areathat we were committed to addressingwas fraud-related crime. Crimes likethese include identity theft, credit cardfraud and scams that target our citizensevery day, ranking Brevard County105th in the nation forthe most fraud-relatedcrimes.

While fraud can tar-get anyone, our seniorsmost often become thevictims of these types ofcrimes. In fact, perpetra-tors of fraud-relatedcrimes not only targetour seniors, but theysteal their identities,bank accounts and lifesavings, making it virtu-ally impossible for thesevictims to replace theirresources because theymay be at or beyond theend of their income-earning years.

It is estimated thatonly one in every 700perpetrators of fraud ac-tually serves time forthe crime he or she com-mits. That is unaccept-able to me. It is astatistic our team is fo-cused on changing dra-

matically.In order to combat the increased vol-

ume of fraud-related crimes, we musttake a multi-pronged approach that in-cludes departments like Crime Preven-tion, Investigation and VictimAdvocacy.

Our agency’s new Crime Preventionmodel is designed to reach every resi-dent. By educating our citizens withvital crime-prevention information, wegive them an excellent tool to help usprotect them.

The second aspect of our approachincludes working with our local part-ners and our new state attorney, PhilArcher, to create a multi-agency taskforce that is committed to the investiga-tion of fraud-related crimes.

Through a task force concept we canfocus on the large-scale organizationsthat target thousands of citizens eachyear.

The last aspect of our multi-prongedapproach is to work closely with vic-tims to make sure that we are assisting

them in recovering their good nameand assets. I believe that we must beboth pro-active and re-active in our ap-proach to combating fraud-relatedcrimes: pro-active in trying to preventthe crime from ever occurring, and re-active in recognizing it immediately ifwe do become a victim.

As Brevard County’s sheriff, I amcommitted to protecting our citizens ofall ages by targeting those criminalswho target us. Enough is enough. SL


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Dear Lynne:

I frequently see a commercial on TVthat recommends getting the shinglesvaccine. I plan to discuss this option withmy doctor, but will Medicare pay for theshot? I’ve heard from friends that the shot is very expensive.

Cost Conscious

Dear Cost Conscious:If you have a Medicare Part D or prescription drug plan, it must cover your shingles

vaccine! The only vaccines not covered under Part D are those that prevent the flu,pneumonia and hepatitis B. Each of those vaccines is covered under Medicare Part B.

Your Part D plan will cover not only the cost of the vaccine but also for your doctoror other health care provider to administer the shot. Check your coverage rules todetermine where you can get the shot covered at the lowest cost to you.

Your local pharmacy may be a convenient and cost-effective place to receive thevaccine, if that pharmacy is in your plan’s network or is considered an in-networkpharmacy. You might also receive the vaccine from your primary care physician if his orher office can bill directly for the vaccine. If you receive the shot from either an in-network pharmacy or your doctor’s office which will bill your Part D plan, your onlycost for both the vaccine and its administration is your drug plan’s approved co-pay.

If you choose to receive your shot elsewhere, you may need to pay more for it,including the entire cost of the vaccine and its administration up front. You would thensubmit the bill to your Part D plan for reimbursement. Your refund would be the plan’sapproved amount, and you would be responsible for the difference.

The same holds true if you are eligible for the Low-Income Subsidy or Extra Helpthat helps to pay for your prescription drugs. Using a network pharmacy or a doctorwho can bill your drug plan is the least expensive as your payment responsibility is yourExtra Help co-pay.

SHINE is an award-winning, statewide volunteer-based program that provides free,unbiased counseling and information for people on Medicare, their families, andcaregivers. SHINE is a program of the Florida Department of Elder Affairs and isadministered in partnership with the state’s 11 Area Agencies on Aging. In Brevard, ourArea Agency on Aging is the Senior Resource Alliance located in Orlando.

To contact a SHINE counselor for unbiased assistance with your search for the bestplan, call the Elder Helpline toll-free at 1-800-963-5337. Brevard County SHINEpresently has nine offices located throughout the county but may be able to assist youover the phone.

If you have a question you would like the Ask Lynne column to answer, please writeor email Lynne at Senior Life and look for a response in one of the next issues. Lynnecan be reached by writing Senior Life at 7630 N. Wickham Road, Ste. 105, Viera, FL32940, by emailing jill@mysenior life.com, or by calling 321-242-1235.

Ask Lynne

Lynne Meagher

SHINE

Shingles and Medicare Events in FebruaryEvents sometimes change. Please call the numbers provided to verify times and locations.

health & wellness

Friday, Feb. 810:30 a.m. - 12:30 p.m. Community Health FairTropical Haven, Eddie Allen Rd.Melbourne

Saturday, Feb. 9Healthy Living Expos10 a.m. - 4:30 p.m. Florida, Clemente Center150 University Ave., Melbourne321-777-6433

Friday, March 89:30 a.m. - 12:30 p.m. Community Health FairHoliday Park Rec. Center215 Holiday Park Blvd.

Tuesday, Feb. 121:30 p.m. to 3:30 p.m.How Foods Fight Cancer andmost Chronic DiseasesPresented by Susie Fricker, certified Food for Life Instructor Parrish Health and Fitness Center 2210 Cheney Hwy., Titusville321-268-6200 or cancerproject.org

Wednesday, Feb. 1311 a.m. to noonLife Saving Medications AfterHeart Attack and Stroke - TheAnti-Platelets DrugsHolmes Regional Medical Center321-434-4335

ENTER TO WIN TWO TICKETSBlack Watch & Scots Guards tickets at the King Center on March 23.One winner will be drawn for a pair of tickets. Send this form with your name, address and phone for your chance to win.Deadline to enter is March 15, 2013. One entry per person.

Name________________________________________________

Address/City________________________________________________

Phone and Email________________________________________________

Send this entry form to: Senior Life7630 N. Wickham Rd. Suite 105, Viera FL 32940 or scan and email to [email protected].

King Center for the

Performing Arts

3865 n. WiCKhAm roAd

melbourne

Good Luck

A Senior LifeContest

100% COVERED

by most insurances

DO YOU SUFFER FROM ARTHRITIS PAIN?SUFFEROUYDO

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Glenbrooke at Palm Bay815 Briar Creek Blvd NE, Palm Bay

888-699-7695

Glenbrooke at Palm Bay is the Root Beer Float sponsor at the Boomer Guide Expo Friday, Feb. 1.Visit the Glenbrooke at Palm Bay table at the expo

for your FREE cup.

HISTORIC TITUSVILLE MAIN STREETHISTORIC TITUSVILLE MAIN STREET

VIERA BASEBALL STADIUM

KENNEDY SPACE CENTER

HISTORIC COCOA VILLAGEHISTORIC COCOA VILLAGE

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PATRICK AIR FORCE BASEPATRICK AIR FORCE BASE

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The Place at Merritt Island535 Crockett Blvd., Merritt Island

321-454-2363 theplaceatmerrittisland.com

La Casa Assisted Living & Memory Care220 N. Grove Street, Merritt Island 321-426-5505 lacasaassistedliving.com

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Heydays Senior Day Program210 N. Grove St., Merritt Island

321-474-8289 heydaysongrove.com

Courtenay Springs Village1200 S. Courtenay Pkwy., Merritt Island

321-452-1233

E

Palm Cottages3821 Sunnyside Ct., Rockledge

321-633-1819 palm-cottages.comF

Retreat at Watersong7300 Watersong Lane, Melbourne, Fl 32940

321-253-7450 water-song.comG

Indian River Colony Club1936 Freedom Drive, Viera

1-877-503-7353 indianrivercolonyclub.com

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Century Oaks 4001 Stack Blvd., Melbourne

321-722-4440 century-oaks.orgJ

Lamplighter Village500 Lantern Boulevard, Melbourne

321-254-0303 lamplightervillage.comI

Let us introduce our featured listing

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For Senior Living Map information, call 321-757-9205

D

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Cedar Creek Assisted Living 4279 Judith Ave., Merritt Island321-454-7768 cedarcreekalf.com

Senior Life Newspaper

Senior Living Map

55+ Retirement, Apartments & Assisted Living

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H Palm Cottages3821 Sunnyside Ct., Rockledge

321-633-1819 palm-cottages.com

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SATURDAY, MARCH 2, 2013Sponsor PartyConcert of the Boston Pops Esplanade Orchestra,Keith Lockhart, Conducting

WEDNESDAY, APRIL 10, 201380s themed pre-show partyRock of Ages Broadway musical

Corporate and Individual Sponsorship packagesare available by contactingAutumn Shrum at 321-433-5714or [email protected]

khart, Ct of the BostSponsor PartyTURDAYAY, MARCH 2,Keith LocConcerSATURDA

t, Ct of the Boston Pops Esplanade Or MARCH 2, 2013onducting

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Boomers andSeniors

REgiSTER To Wina Kindle Fire

orancestry.com Memberships

at Tech Know Expo March 9

FREEBrevard’s second Tech Know Expo

LEarn ThE LaTEsT from LocaL insTrucTors!

Saturday, March 9, 2013Scott Center, Holy Trinity Episcopal Academy

5625 Holy Trinity Drive, Melbourne, Florida

WorKshops • cLassEsVEndor Expo haLL

For information, call [email protected]

rEgisTEr Today!

www.TechKnowExpo.com

Our nurses, wound care specialists, and therapists are dedicated to making your transition back to your home as simple and stress-free as possible.

When you need post-surgery care, ask your physician for the VNA.

Ask for the VNA!

321.710.9233www.vnatc.com

If you�re planning to have surgery, your doctor may recommend that you receive post-surgery care at home. If so, the VNA may be able to help.

Tech Know Expo needs youCalling all volunteers! If you can stand, sit or point, the

Saturday, March 9 Tech Know Expo needs you. You don’thave to be a rocket scientist to help direct boomers and

seniors to the experts who can help them learn about and experience the latest high-tech gadgets, apps and software.

Call 321-242-1235 to accept your mission, and see pages 20 and 21 for more details.

Canadians in Florida can find a TD Bank as easily as they can find a beach

Great service and convenience for Canadians at over 1,300 TD Bank locations in the U.S.With TD Cross-Border Banking you can enjoy the convenience of over 1,300 TD Bank, America’s Most Convenient Bank® locations in the U.S., from Maine to Florida. Open a U.S. TD Bank account today and you can enjoy the benefits of easily transferring money between your Canadian based TD Canada Trust account and your TD Bank account in the U.S. You can also apply to TD Bank for a U.S. mortgage1 and credit card2 based on your Canadian and U.S. assets, income and credit history. All while being able to view both your TD Canada Trust and TD Bank accounts online on the same web page. Get the convenience you’ve come to expect in Canada while in the U.S.

Visit a TD Bank for all your cross-border banking needs.Visit tdbank.com/locator to find the location nearest you.Call 1-877-700-2913 for more information.3

TD Bank is TD Bank, N.A., a wholly-owned U.S. subsidiary of The Toronto-Dominion Bank. Member FDIC. Accounts issued by TD Bank, N.A. are not insured by Canada Deposit Insurance Corporation. 1. Subject to credit approval and other conditions. Mortgages limited to property located in U.S. state where TD Bank, N.A. has locations. Equal Housing Lender . 2. Subject to credit approval and other conditions. Applicants must be a resident of Canada or a U.S. state where TD Bank, N.A. has locations. 3. TD Bank, N.A. is located in the United States and its support line and stores are serviced in English. ®/ The TD logo and other trade-marks are the property of The Toronto-Dominion Bank or a wholly-owned subsidiary, in Canada and/or other countries.

senior_life_newspaper february 2013

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