seminar babking law final

7/27/2019 Seminar Babking Law Final

1/6

CHANAKYA NATIONAL LAW UNIVERSITY, PATNA

UGC SPONSORED

TWO DAYS NATIONAL SEMINAR

ON

LAW AND ECONOMICS: BANKING COMPETITION AND

EFFICIENCY

(07.12.2013 & 08.12.2013)

The last decade has seen many positive developments in the Indian banking sector. The

policy makers, which comprise the Reserve Bank of India (RBI), Ministry of Finance and

related government and financial sector regulatory entities, have made several notable efforts

to improve regulation in the sector. The sector now compares favourably with banking

sectors in the region on metrics like growth, profitability and non-performing assets (NPAs).

A few banks have established an outstanding track record of innovation, growth and valuecreation. This is reflected in their market valuation. However, improved regulations,

innovation, growth and value creation in the sector remain limited to a small part of it. The

cost of banking intermediation in India is higher and bank penetration is far lower than in

other markets. Indias banking industry must strengthen itself significantly if it has to support

the modern and vibrant economy which India aspires to be. While the onus for this change

lies mainly with bank managements, an enabling policy and regulatory framework will also

be critical to their success. The failure to respond to changing market realities has stunted the

development of the financial sector in many developing countries. A weak banking structure

has been unable to fuel continued growth, which has harmed the long-term health of their

economies. This emphasise the need to act both decisively and quickly to build an enabling,

rather than a limiting, banking sector in India. Indian banks have compared favourably ongrowth, asset quality and profitability with other regional banks over the last few years. The

banking index has grown at a compounded annual rate of over 51 per cent since April 2001

as compared to a 27 per cent growth in the market index for the same period. Policy makers

have made some notable changes in policy and regulation to help strengthen the sector. These

changes include strengthening prudential norms, enhancing the payments system and

integrating regulations between commercial and co-operative banks. However, the cost of

intermediation remains high and bank penetration is limited to only a few customer segments

and geographies. While bank lending has been a significant driver of GDP growth and

employment, periodic instances of the failure of some weak banks have often threatened

the stability of the system. The challenges must be addressed before success can be achieved.

First, the market is seeing discontinuous growth driven by new products and services that

include opportunities in credit cards, consumer finance and wealth management on the retail

side, and in fee-based income and investment banking on the wholesale banking side. These

require new skills in sales and marketing, credit and operations. Second, banks will no longer

enjoy windfall treasury gains that the decade-long secular decline in interest rates provided.

This will expose the weaker banks. Third, with increased interest in India, competition from

foreign banks will only intensify. Fourth, given the demographic shifts resulting from

changes in age profile and household income, consumers will increasingly demand enhanced

institutional capabilities and service levels from banks.

The most significant task of the Indian banking sector is to ensure that banking products andservices are made available to every individual in the country efficiently to achieve total


2/6

financial inclusion. Going forward, filling the void called financial exclusion is the critical

responsibility of banks. Despite all the challenges and issues to be addressed, the banking

sector in India can look forward to enormous opportunities in their quest for long term

growth. The banking sector needs to focus on growth through inclusion, innovation and

diversification while complying with domestic regulations and internalising international bestpractices. Indian economy and favourable demographics, banks have immense opportunities

to further expand their business both with traditional and innovative products and through

financial inclusion using technology enabled sustainable business models. However, the

prevailing interest rate environment and slowing growth in the near-term amidst somewhat

skewed exposures to interest sensitive sectors will require adept management of such

exposures going forward. Further, it will be challenging for banks to raise additional capital

and liquidity to support higher growth and to comply with Basel III stipulations. This would

require banks to use innovative and attractive market based funding channels, especially

when capital continues to remain expensive and the Government support may be constrained

by fiscal considerations. The challenge to converge with the International Financial Reporting

System would require banks to upgrade infrastructure including information technology and

human resources. Given the focus on inclusive growth, banks are also expected to renew

efforts to broaden the scope of financial inclusion and use viable business models to achieve

their targets. Finally, sustained pursuit of forward looking strategies aimed at mitigating risks,

diversifying revenue sources, containing asset-liability mismatches, providing effective

response to changing global market environment and improving customer relationships

should strengthen the overall growth of the banking sector in the medium term.

In view of the above theme CHANAKYA NATIONAL LAW UNIVERSITY,

PATNA isorganising Two Day National Seminaron

LAW AND ECONOMICS: BANKING COMPETITION AND

EFFICIENCY on 7th DECEMBER 2013 (SATURDAY) & 8th

DECEMBER 2013 (SUNDAY).

Research Papers are invited from the Teachers, Scholars, Researchers, Judges,

Lawyers, Academicians, Bankers and Students on issue related to above theme. The

participants whose papers are selected would be given opportunity to present their

paper in Seminar as per following guidelines:-

MAIN THEME

LAW AND ECONOMICS: BANKING COMPETITION ANDEFFICIENCY

SUB-THEMES - (Tentative and Illustrative)

Emerging frameworks for financial consumer protection and education in

India

Disclosure and transparency in banking and securities: meeting the needs of

retail consumers


3/6

Confidence in financial markets: the role of financial dispute resolution

schemes

Responsible business conduct of financial service providers

Educating investors to balance risk and rewards

Role of Regulatory Institutions for protection of Consumer interest

NPA Management by Banks Financial Difficulties of Banks.

Merger and Amalgamation in Banking Sector and its effect

Competition Law Policy and Banks

Corporate Governance and Banks

Corporate Social Responsibility of Banks

SUBMISSION GUIDELINES

Abstract. The abstract should not exceed 300 words and must be accompanied by cover page

stating the following:-

Sub-theme

Title of the Paper

Name of the author(s)

E-mail address

Postal address and

Contact Number

PAPER

The paper should not exceed 3500 words (not inclusive of footnotes)

Co-authorship is permitted with a maximum of two authors. But both the authors

should register separately.

In case of co-authorship at least one author must attend the seminar to present the

paper.

The main text should be in Times New Roman with font size 12 and spacing of 1.5.

The footnotes should be in Times New Roman, font size 10 with single spacing.

One inch margins on all sides should be maintained.

Citation style: Blue Book, 19th Edition.

The paper must be accompanied with the filled in registration form, DD Details, a

cover page, the details of which are mentioned in the abstract guidelines.


4/6

All submissions must be the authors original and unpublished work.

Plagiarized submissions will be disqualified.

METHOD OF SUBMISSION

All submissions for the seminar have to be electronically mailed and hard copy along

with draft (PAYMENT DETAILS: Demand Draft to be drawn in favour of Registrar,

Chanakya National Law University, Patna payable at Patna) to be sent by post with the

subject column as Submission abstract and full paper as the case may be and bearing

the name (s) of the author(s) as the file name, only at the following address:

E Mail - [email protected]

Mailing Address

DR. AJAY KUMAR

Director (Academics) & Convenor

Chanakya National Law University, Nyaya Nagar, Mithapur, Patna (Bihar), Pincode

800001

CONTACT DETAILS: -

Mobile 9431622508 (DR. S. P. Singh), 9430470747(DR. Ajay Kumar), 9431619749 (DR. S. C.

Roy)

E-Mail- [email protected]

IMPORTANT DATES

Submission of Abstract with full Paper: 16th November 2013

Confirmation of Abstract with full Paper: 23rd November 2013

National Seminar: 7th & 8th December 2013

Registration Fee:

1. Rs. 1500/- (with accommodation) - This includes seminar material, breakfast, lunch,

refreshments and accommodation etc. during the seminar. (In case of paper

submitted by two authors each author has to deposit individual registration fee).

2. Rs. 750/- (without accommodation) - This includes seminar material, breakfast,

lunch, refreshments etc during the seminar. (In case of paper submitted by two

authors each author has to deposit individual registration fee).
mailto:[email protected]:[email protected]:[email protected]:[email protected]


5/6

The local delegates can register after selection of Abstract and full Paper by paying

Cash on the day of Seminar (07.12.2013).

NOTE:

NO TA/DA WILL BE ADMISSIBLE. There will be no change in paper as well as the name of Author/Co-Author once

accepted.

Honble Justice Rekha M. Doshit Dr. A. Lakshminath

Honble Chancellor Vice Chancellor

Chief Patron Patron

(Honble Chief Justice, Patna High Court)

Dr. S. P. Singh Dr. Ajay Kumar Dr. S. C. Roy

Registrar & Director Director (Academics) & Convenor Coordinator

CHANAKYA NATIONAL LAW UNIVERSITY, PATNA

UGC SPONSORED

TWO DAYS NATIONAL SEMINAR

ON

LAW AND ECONOMICS: BANKING COMPETITION AND EFFICIENCY

(07.12.2013 & 08.12.2013)

REGISTRATION FORM

Name (In Capital Letters):

Designation:

Institution:

Address for Correspondence:

Mobile No:

E-mail:


6/6

Presenting Paper: Yes/No

Theme / Sub-theme of paper to be presented:

Title of Paper:

(Please write in clear words)Individual Paper/ in co-authorship:

(Please tick))

Name of the co-authors if any:

Detail of Fee:

(DD No.)

Accommodation: Yes/No

Date: Signature of Participant/s

seminar babking law final

Documents