section b rating symbols, factors, and manual rulessection b rating symbols, factors, and manual...

PERSONAL AUTO RULES FILING PP-2011-RLP1 Page B-1

© Insurance Services Office, Inc., 2011

Section B Rating Symbols, Factors, and Manual

Rules

About This Section

This section contains the exhibits reflecting the rating symbol and factor

revisions necessary to implement the 2010 LPMP review provided in Section A.

Exhibit 1 - LPMP Rating Factors and Symbols Table

Exhibit 1 provides a revised Rating Factors and Symbols Table for the LPMP

Rating Plan to introduce additional symbols resulting from this review. Due to

the capping applied to the LPMP rating factors, these additional symbols have a

corresponding rating factor of 0.80.

Note that both the multistate manual and state pages will be updated to reflect the

revised LPMP Rating Factors and Symbols Table upon implementation of this

program as an "alternate" rating plan.

Exhibit 2 - LPMP Symbols by Vehicle Series

Exhibit 2 provides the LPMP Symbols by Vehicle Series Table containing the

revised symbols for each vehicle make and model contained in the review. As

mentioned in the Executive Summary, the 2010 LPMP revision provides revised

rating factors and symbols for:

♦ All vehicle series previously reviewed (1998-2009 Model Years).

♦ New vehicle series for the 2010 and 2011 model years, using the existing

procedure for assigning LPMP rating factors when auto manufacturers

introduce new vehicle models provided in Section A.



Exhibit 1: LPMP Rating Factors / Symbols Table

LIABILITY AND PIP/MEDICAL PAYMENTS VEHICLE RATING FACTORS

BI & PD Liability Symbol

RATING FACTOR

PIP / Med Pay Symbol

225 0.80 425

230 0.80 430

235 0.80 435

240 0.80 440

245 0.80 445

250 0.80 450

255 0.80 455

260 0.80 460

265 0.80 465

270 0.80 470

275 0.80 475

280 0.80 480

285 0.85 485

290 0.90 490

295 0.95 495

300 1.00 500

305 1.05 505

310 1.10 510

315 1.15 515

320 1.20 520

325 1.25 525

330 1.25 530

335 1.25 535

340 1.25 540

345 1.25 545

350 1.25 550

355 1.25 555

360 1.25 560

365 1.25 565

370 1.25 570

375 1.25 575

380 1.25 580

385 1.25 585

390 1.25 590

Liability and PIP/Medical Payments Vehicle Rating Factors Table



Exhibit 2: LPMP Symbols by Vehicle Series

Pages B-4-20 of this exhibit display the LPMP Rating Symbols corresponding to each vehicle

make and model. Related Exhibit B-2 provides the LPMP rating factors corresponding to

these rating symbols.

Two symbols are displayed for each vehicle series – one symbol for BI & PD Liability

coverages and a second symbol applicable to PIP or Medical Payments coverages.

The LPMP symbols do not vary by model year, except where is necessary to distinguish

vehicles that have been substantially re-engineered by the manufacturer.

LPMP rating factors and symbols were determined on a vehicle series basis. Because the

LPMP symbols do not vary by individual VINs within a vehicle series, the LPMP Symbols

pages do not list each individual VIN number within a vehicle series.

LPMP SYMBOLS PAGES --- VEHICLE INFORMATION

The LPMP Symbols Pages display symbols on a per-vehicle series basis, except for a few

makes/models where individual models have been listed for ease of reference. For example,

in cases where a vehicle series name includes a slash ( / ) between multiple model names

(e.g., Audi A6/S6), each model is listed separately in the LPMP Symbols Pages.

Number of doors information is provided for passenger car models (which include station

wagon body types) because number of doors is a vehicle series determination criterion for

passenger cars.

Number of doors information is not provided for light trucks --- pickup trucks, utility vehicles

(including SUVs), vans, and wagons (vans with passenger seats) --- because number of doors

is not a vehicle series determination criterion for light trucks.



LIABILITY AND PIP/MEDICAL PAYMENTS

VEHICLE RATING PLAN MANUAL

SYMBOLS

LIABILITY AND PIP/MEDICAL PAYMENTS SYMBOLS BY VEHICLE MAKE AND MODEL

1998 AND LATER MODEL YEARS

MAKE

MODEL

BI & PD LIABILITY SYMBOL

PIP & MEDICAL PAYMENTS SYMBOL

ACURA CL-SERIES 2 DR --- ---

----1998-1999 295 495

----2001-2003 300 510

ACURA INTEGRA 2 DR 295 500

ACURA INTEGRA 4 DR 295 505

ACURA MDX --- ---

----2001-2006 295 480

----2007 & Later 285 465

ACURA NSX 2 DR 290 485

ACURA RDX 280 480

ACURA RL-SERIES (1998-2004) 4 DR 290 495

ACURA RL (2005 & Later) 4 DR 285 470

ACURA RSX 2 DR 305 495

ACURA SLX 305 500

ACURA TL SERIES 4 DR --- ---

----1998 300 520

----1999 - 2008 295 495

----2009 & Later 290 495

ACURA TSX 4 DR --- ---

----2004-2008 280 485

----2009 & Later 285 485

ACURA ZDX 295 490

AUDI A3 4 DR 275 450

AUDI A4 2 DR 270 455

AUDI A4 4 DR --- ---

----1998-2008 280 470

----2009 & Later 275 485

AUDI A5 2 DR 280 480

AUDI A6 4 DR 280 470

AUDI A8 4 DR --- ---

----1998-2003 290 470

----2004 & Later 285 460

AUDI ALLROAD 285 440

AUDI CABRIOLET 2 DR 285 490

AUDI Q5 290 485

AUDI Q7 300 475

AUDI R8 2 DR 285 485

AUDI RS4 2 DR 270 455

AUDI RS4 4 DR 280 470

AUDI RS6 4 DR 280 470

AUDI S4 2 DR 270 455

AUDI S4 4 DR --- ---

---1998-2008 280 470



---2010 & Later 275 485

AUDI S5 2 DR 280 480

AUDI S6 4 DR 280 470

AUDI S8 4 DR --- ---

----2001-2003 290 470

----2007 & Later 285 460

AUDI TT 2 DR --- ---

----2000-2006 260 460

----2008 & Later 275 485

BMW 1-SERIES 2 DR 285 480

BMW 3-SERIES 2 DR --- ---

----1998-1999 270 485

----2000-2006 270 465

----2007 & Later 275 465

BMW 3-SERIES 4 DR --- ---

----1998 295 510

----1999-2005 275 490

----2006 & Later 275 470


BMW 5-SERIES GRAN TURISMO 4 DR 295 485



BMW 7-SERIES ACTIVEHYBRID 4 DR 285 485

BMW M3 2 DR --- ---

----1998-1999 270 485

----2000-2006 270 465

----2008 & Later 275 465

BMW M3 4 DR --- ---

----1998 295 510

----2008 & Later 275 470

BMW M5 4 DR 275 485

BMW M6 2 DR 275 465

BMW X3 290 470

BMW X5 300 480

BMW X6 300 490

BMW X6 ACTIVEHYBRID 300 490

BMW Z3 2 DR 245 455

BMW Z4 2 DR 245 455

BMW Z8 2 DR 225 460

BUICK CENTURY 4 DR 300 495

BUICK ENCLAVE 290 460

BUICK LACROSSE 4 DR 300 495

BUICK LESABRE 4 DR --- ---

----1998-1999 295 500

----2000-2005 290 485

BUICK LUCERNE 295 495

BUICK PARK AVENUE 4 DR --- ---

----1998-1999 295 490

----2000-2005 290 485

BUICK RAINIER 305 500

BUICK REGAL 4 DR --- ---

----1998-2004 300 495



----2011 & Later 290 495

BUICK RENDEZVOUS 295 490

BUICK RIVIERA 2 DR 300 490

BUICK SKYLARK 4 DR 305 510

BUICK TERRAZA 290 470

CADILLAC CATERA 4 DR 295 500

CADILLAC CTS 2 DR 295 490

CADILLAC CTS 4 DR 290 500

CADILLAC DEVILLE 4 DR --- ---

----1998-1999 295 500

----2000-2005 290 485

CADILLAC DTS 4 DR 290 485

CADILLAC ELDORADO 2 DR 285 490

CADILLAC ESCALADE and ESCALADE AWD 310 495

CADILLAC ESCALADE ESV 310 470

CADILLAC ESCALADE EXT 315 495

CADILLAC ESCALADE HYBRID 305 485

CADILLAC SEVILLE 4 DR --- ---

----1998-1999 285 485

----2000-2004 290 485

CADILLAC SRX --- ---

----2004-2009 300 485

----2010 & Later 295 490

CADILLAC STS 4 DR 290 480

CADILLAC XLR 2 DR 250 460

CHEVROLET ASTRO 285 500

CHEVROLET AVALANCHE 315 495

CHEVROLET AVEO 4 DR 310 540

CHEVROLET BLAZER 305 500

CHEVROLET CAMARO 2 DR --- ---

----1998-2002 285 495

----2010 & Later 295 490

CHEVROLET CAVALIER 2 DR 310 525

CHEVROLET CAVALIER 4 DR 310 530

CHEVROLET CHEVY VAN 300 505

CHEVROLET C/K SERIES PICKUP (1500, 2500 & 3500) 300 470

CHEVROLET COBALT 2 DR 320 515

CHEVROLET COBALT 4 DR 325 530

CHEVROLET COLORADO 305 485

CHEVROLET CORVETTE 2 DR 240 455

CHEVROLET CRUZE 4 DR 295 500

CHEVROLET EQUINOX 295 500

CHEVROLET EXPRESS 300 505

CHEVROLET HHR 295 510

CHEVROLET HHR PANEL 295 510

CHEVROLET IMPALA 4 DR 300 495

CHEVROLET LUMINA 4 DR 305 510

CHEVROLET MALIBU 4 DR --- ---

----1998-2003 305 505

----2004-2007 305 510

----2008 & Later 280 490

CHEVROLET MALIBU CLASSIC 4 DR --- ---



----2004-2005 305 505

----2008 305 510

CHEVROLET MALIBU HYBRID 4 DR 285 490

CHEVROLET MALIBU MAXX 4 DR 295 480

CHEVROLET METRO 2 DR 275 510

CHEVROLET METRO 4 DR 305 530

CHEVROLET MONTE CARLO 2 DR --- ---

----1998-1999 305 480

----2000 -2007 295 500

CHEVROLET PRIZM 4 DR 300 510

CHEVROLET S-10 PICKUP 300 485

CHEVROLET SILVERADO 300 470

CHEVROLET SILVERADO CLASSIC 300 470

CHEVROLET SILVERADO HYBRID 300 475

CHEVROLET SSR 265 435

CHEVROLET SUBURBAN 310 485

CHEVROLET TAHOE 310 485

CHEVROLET TAHOE HYBRID 300 485

CHEVROLET TRACKER --- ---

----1998 285 515

----1999-2004 305 525

CHEVROLET TRAILBLAZER 305 500

CHEVROLET TRAILBLAZER EXT 315 495

CHEVROLET TRAVERSE 290 460

CHEVROLET UPLANDER 290 510

CHEVROLET VENTURE 290 510

CHEVROLET VOLT 4 DR 285 480

CHRYSLER 200 2 DR 275 475

CHRYSLER 200 4 DR 315 520

CHRYSLER 300 (2005 & Later) 4 DR 295 505

CHRYSLER 300M (1999-2004) 4 DR 305 515

CHRYSLER ASPEN 305 490

CHRYSLER ASPEN HYBRID 300 490

CHRYSLER CIRRUS 4 DR 315 520

CHRYSLER CONCORDE 4 DR 305 515

CHRYSLER CROSSFIRE 2 DR 265 470

CHRYSLER GRAND VOYAGER 295 510

CHRYSLER LHS 4 DR 305 515

CHRYSLER PACIFICA 310 495

CHRYSLER PROWLER 2 DR 280 485

CHRYSLER PT CRUISER CONVERTIBLE 2 DR 285 495

CHRYSLER PT CRUISER WAGON 295 515

CHRYSLER SEBRING 4 DR --- ---

----2001-2006 320 525

----2007 & Later 315 520

CHRYSLER SEBRING CONVERTIBLE 2 DR --- ---

----1998-2000 290 490

----2001-2006 285 495

----2008 & Later 275 475

CHRYSLER SEBRING COUPE 2 DR --- ---

----1998-2000 305 500

----2001-2005 315 500



CHRYSLER TOWN & COUNTRY 295 510

CHRYSLER VOYAGER 295 510

DAEWOO LANOS 2 DR 300 515

DAEWOO LANOS 4 DR 305 530

DAEWOO LEGANZA 4 DR 310 515

DAEWOO NUBIRA 4 DR 310 520

DODGE AVENGER 2 DR 305 500

DODGE AVENGER 4 DR 315 520

DODGE CALIBER 4 DR 310 505

DODGE CARAVAN 295 510

DODGE CHALLENGER 2 DR 295 485

DODGE CHARGER 4 DR 310 520

DODGE DAKOTA --- ---

----1998-2004 335 480

----2005 & Later 320 480

DODGE DURANGO --- ---

----1998-2009 340 505

----2011 & Later 300 490

DODGE DURANGO HYBRID 300 490

DODGE GRAND CARAVAN 295 510

DODGE INTREPID 4 DR 305 515

DODGE JOURNEY 300 480

DODGE MAGNUM 305 515

DODGE NEON 2 DR 310 505

DODGE NEON 4 DR 330 545

DODGE NITRO 305 485

DODGE RAM MEGA CAB PICKUP 320 470

DODGE RAM PICKUP --- ---

----1998-2001 RAM 1500, 2500 & 3500 (All Models) 325 475

----2002-2008 RAM 1500 325 485

----2009 & Later RAM 1500 300 475

----2002 RAM 2500 & 3500 325 475

----2003 & Later RAM 2500 & 3500 315 470

DODGE RAM VAN 305 505

DODGE RAM WAGON 305 505

DODGE SPRINTER 295 490

DODGE STRATUS 2 DR 315 500

DODGE STRATUS 4 DR --- ---

----1998-2000 315 520

----2001-2006 320 525

DODGE VIPER 2 DR 285 485

EAGLE TALON 2 DR 305 500

FORD CLUB WAGON 320 495

FORD CONTOUR 4 DR 305 510

FORD CROWN VICTORIA 4 DR 305 500

FORD ECONOLINE 320 495

FORD EDGE 295 475

FORD ESCAPE 295 490

FORD ESCAPE HYBRID 305 485

FORD ESCORT 4 DR 305 525

FORD ZX2 (ESCORT ZX2) 2 DR 310 520

FORD EXCURSION 325 495



FORD EXPEDITION 315 500

FORD EXPEDITION EL 310 490

FORD EXPLORER --- ---

----1998-2010 310 500

----2011 & Later 300 490

FORD EXPLORER SPORT 310 500

FORD EXPLORER SPORT TRAC 310 500

FORD F-150 310 485

FORD F-250 310 485

FORD F-250 SUPER DUTY 315 465

FORD F-350 SUPER DUTY 315 465

FORD FIESTA 4 DR 295 500

FORD FIVE HUNDRED 4 DR 290 495

FORD FLEX 295 485

FORD FOCUS 2 DR 300 500

FORD FOCUS 4 DR 310 515

FORD FREESTAR 295 505

FORD FREESTYLE 290 485

FORD FUSION 4 DR 300 505

FORD FUSION HYBRID 4 DR 290 495

FORD GT 2 DR 295 475

FORD MUSTANG 2 DR --- ---

----1998-2004 305 505

----2005 & Later 295 495

FORD RANGER 305 485

FORD TAURUS 4 DR --- ---

----1998-2007 310 505

----2008 & Later 290 495

FORD TAURUS X 290 485

FORD THUNDERBIRD 2 DR 260 450

FORD TRANSIT CONNECT 290 500

FORD WINDSTAR 295 505

GMC ACADIA 290 460

GMC CANYON 305 485

GMC CLASSIC SIERRA 300 470

GMC ENVOY 305 500

GMC ENVOY XL 315 495

GMC ENVOY XUV 315 500

GMC JIMMY 305 500

GMC SAFARI 285 500

GMC SAVANA 300 505

GMC SIERRA 300 470

GMC SIERRA CLASSIC 300 470

GMC SIERRA HYBRID 300 475

GMC SONOMA 300 485

GMC SUBURBAN 310 485

GMC TERRAIN 295 500

GMC YUKON 310 485

GMC YUKON HYBRID 300 485

GMC YUKON XL 310 485

HONDA ACCORD 2 DR --- ---

----1998-2007 300 510



----2008 & Later 290 510

HONDA ACCORD 4 DR --- ---

----1998-2007 295 505

----2008 & Later 275 500

HONDA ACCORD CROSSTOUR 295 490

HONDA ACCORD HYBRID 4 DR 295 495

HONDA CIVIC 2 DR --- ---

----1998-2000 295 505

----2001-2005 300 510

----2006 & Later 305 510

HONDA CIVIC 4 DR --- ---

----1998-2000 290 515

----2001-2005 295 505

----2006 & Later 295 515

HONDA CIVIC HYBRID 4 DR --- ---

----2003-2005 285 500

----2006 & Later 280 495

HONDA CR-V --- ---

----1998-2006 290 490

----2007 & Later 275 485

HONDA CR-Z 2 DR 290 490

HONDA ELEMENT 290 490

HONDA FIT 4 DR --- ---

----2007-2008 280 500

----2009 & Later 280 500

HONDA INSIGHT 2 DR 260 495

HONDA INSIGHT 4 DR 290 490

HONDA ODYSSEY --- ---

----1998 280 500

----1999 & Later 280 480

HONDA PASSPORT 320 530

HONDA PILOT --- ---

----2003-2008 295 480

----2009 & Later 280 475

HONDA PRELUDE 2 DR 300 495

HONDA RIDGELINE 290 470

HONDA S2000 2 DR 265 480

HUMMER H2 330 480

HUMMER H2 SUT 335 490

HUMMER H3 330 485

HUMMER H3T 295 480

HYUNDAI ACCENT 2 DR 300 515

HYUNDAI ACCENT 4 DR 310 540

HYUNDAI AZERA 4 DR 285 480

HYUNDAI ELANTRA 4 DR --- ---

----1998-2006 310 525

----2007 & Later 300 525

HYUNDAI ENTOURAGE 285 500

HYUNDAI EQUUS 4 DR 295 490

HYUNDAI GENESIS 2 DR 290 490

HYUNDAI GENESIS 4 DR 295 490

HYUNDAI SANTA FE --- ---



----2001-2006 300 495

----2007 & Later 290 490

HYUNDAI SONATA 4 DR --- ---

----1998 310 515

----1999-2010 305 520

----2011 & Later 295 500

HYUNDAI SONATA HYBRID 4 DR 290 495

HYUNDAI TIBURON 2 DR 325 525

HYUNDAI TUCSON 295 510

HYUNDAI VERACRUZ 285 495

HYUNDAI XG (XG350) 4 DR 300 520

INFINITI EX 4 DR 275 470

INFINITI FX 300 485

INFINITI G 2 DR --- ---

----2003-2007 (G35) 285 495

----2008 & Later (G37) 285 495

INFINITI G 4 DR --- ---

----1999-2002 (G20) 300 515

----2003-2008 (G35) 280 490

----2009 & Later (G37) 280 490

INFINITI I 4 DR --- ---

----1998-2004 (I35) 295 520

----2003-2007 (I30) 295 520

INFINITI M 4 DR --- ---

----2003-2004 (M45) 290 495

----2006 & Later (M35, M37, M45, and M56) 275 480

INFINITI Q45 4 DR 295 500

INFINITI QX4 315 510

INFINITI QX56 305 500

ISUZU ASCENDER 305 500

ISUZU ASCENDER EXTENDED WHEELBASE 315 495

ISUZU AXIOM 320 530

ISUZU AMIGO 315 515

ISUZU HOMBRE 300 485

ISUZU I-280 305 485

ISUZU I-290 305 485

ISUZU I-350 305 485

ISUZU I-370 305 485

ISUZU OASIS 4 DR 280 500

ISUZU RODEO 320 530

ISUZU RODEO SPORT 315 515

ISUZU TROOPER 305 500

ISUZU VEHICROSS 305 500

JAGUAR S-TYPE 4 DR 285 490

JAGUAR X-TYPE 4 DR 295 500

JAGUAR XF 4 DR 290 490

JAGUAR XJ-SERIES 4 DR --- ---

----1998-2003 280 475

----2004 & Later 290 455

JAGUAR XK-SERIES 2 DR --- ---

----1998-2006 260 475

----2007 & Later 270 460



JEEP CHEROKEE 310 490

JEEP COMMANDER 325 475

JEEP COMPASS 305 490

JEEP GRAND CHEROKEE --- ---

----1998 310 490

----1999-2004 310 490

----2005 & Later 325 475

JEEP LIBERTY 325 500

JEEP PATRIOT 300 485

JEEP WRANGLER --- ---

----1998-2006 300 480

----2007 & Later 305 470

JEEP WRANGLER UNLIMITED --- ---

----2004-2006 305 480

----2007 & Later 305 465

KIA AMANTI 4 DR 300 520

KIA BORREGO 300 500

KIA FORTE 4 DR 295 505

KIA FORTE KOUP 2 DR 295 500

KIA OPTIMA 4 DR --- ---

----2001-2006 320 520

----2006.5- 2010 320 515

----2011 & Later 295 495

KIA RIO 4 DR --- ---

----2001-2005 310 530

----2006 & Later 310 540

KIA RONDO 4 DR 290 500

KIA SEDONA --- ---

----2002-2005 315 520

----2006 & Later 285 500

KIA SEPHIA 4 DR 310 540

KIA SORENTO --- ---

----2003-2009 310 525

----2011 & Later 295 490

KIA SOUL 290 510

KIA SPECTRA 4 DR --- ---

----2000-2004 (Except 2004 LX & EX Models) 315 530

----2004 (LX & EX Models) 325 545

----2005 - 2009 (All Models) 325 545

KIA SPORTAGE --- ---

----1998-2002 315 550

----2005 & Later 295 510

KIA SPORTAGE CONVERTIBLE 305 520

LAND ROVER DISCOVERY --- ---

----1998 320 505

----1999-2004 345 500

LAND ROVER FREELANDER 310 495

LAND ROVER LR2 305 480



LAND ROVER RANGE ROVER --- ---

----1998-2002 310 495



----2003 & Later 310 455

LAND ROVER RANGE ROVER SPORT 310 465

LEXUS CT HYBRID 4 DR 285 485

LEXUS ES 4 DR 285 495

LEXUS GS 4 DR 280 500

LEXUS GS HYBRID 4 DR 285 490

LEXUS GX 295 475

LEXUS HS HYBRID 4 DR 295 495

LEXUS IS 2 DR 280 480

LEXUS IS 4 DR --- ---

----2001-2005 300 520

----2006 & Later 285 490

LEXUS LS 4 DR --- ---

----1998-2000 285 490

----2001-2006 280 480

----2007 & Later 290 460

LEXUS LS HYBRID 4 DR 295 480

LEXUS LX 305 475

LEXUS RX 290 490

LEXUS RX HYBRID 305 460

LEXUS SC 2 DR --- ---

----1998-2000 300 500

----2002 & Later 260 455

LINCOLN AVIATOR 310 500

LINCOLN BLACKWOOD 315 500

LINCOLN CONTINENTAL 4 DR 295 500

LINCOLN LS 4 DR 295 490

LINCOLN MARK LT 310 485

LINCOLN MARK VIII 2 DR 295 495

LINCOLN MKS 4 DR 295 485

LINCOLN MKT 295 485

LINCOLN MKX 295 475

LINCOLN MKZ 4 DR 300 505

LINCOLN MKZ HYBRID 4 DR 290 490

LINCOLN NAVIGATOR 315 500

LINCOLN NAVIGATOR L 310 490

LINCOLN TOWN CAR 4 DR 305 510

LINCOLN ZEPHYR 4 DR 300 505

LOTUS ELISE 2 DR 275 490

LOTUS EVORA 2 DR 285 485

LOTUS EXIGE 2 DR 275 490

MAZDA 626 4 DR 305 520

MAZDA B-SERIES PICKUP 305 485

MAZDA CX-7 300 485

MAZDA CX-9 295 475

MAZDA MAZDA2 4 DR 290 500



MAZDA MAZDA6 4 DR --- ---

----2003-2008 300 500

----2009 & Later 290 495

MAZDA MILLENIA 4 DR 295 510



MAZDA MPV --- ---

----1998 290 500

----2000-2006 285 495

MAZDA MX-5 MIATA 2 DR 250 475

MAZDA PROTEGE 4 DR --- ---

----1998 305 520

----1999-2003 295 510

MAZDA RX-8 4 DR 290 490

MAZDA TRIBUTE 295 490

MAZDA TRIBUTE HYBRID 305 485

MERCEDES-BENZ C-CLASS 2 DR 285 490

MERCEDES-BENZ C-CLASS 4 DR --- ---

----1998-2000 285 510

----2001-2007 275 495

----2008 & Later 280 485

MERCEDES-BENZ CL-CLASS 2 DR --- ---

----1998-1999 300 480

----2000 & Later 290 485

MERCEDES-BENZ CLK-CLASS 2 DR 270 485

MERCEDES-BENZ CLS-CLASS 4 DR 285 470

MERCEDES-BENZ E-CLASS 2 DR 290 490

MERCEDES-BENZ E-CLASS 4 DR 280 485

MERCEDES-BENZ G-CLASS 300 470

MERCEDES-BENZ GL-CLASS 300 465

MERCEDES-BENZ GLK-CLASS 300 490

MERCEDES-BENZ M-CLASS --- ---

----1998-2005 300 505

----2006 & Later 295 480

MERCEDES-BENZ M-CLASS HYBRID 295 480

MERCEDES-BENZ R-CLASS 295 485

MERCEDES-BENZ S-CLASS 4 DR --- ---

----1998-1999 285 480

----2000 & Later 285 480

MERCEDES-BENZ S-CLASS HYBRID 4 DR 285 480

MERCEDES-BENZ SL-CLASS 2 DR 255 460

MERCEDES-BENZ SLK-CLASS 2 DR 255 470

MERCEDES-BENZ SLS-CLASS 2 DR 290 485

MERCEDES-BENZ SPRINTER 295 490

MERCURY COUGAR 2 DR 310 500

MERCURY GRAND MARQUIS 4 DR 305 500

MERCURY MARAUDER 4 DR 305 500

MERCURY MARINER 295 490

MERCURY MARINER HYBRID 305 485

MERCURY MILAN 4 DR 300 505

MERCURY MILAN HYBRID 4 DR 290 495

MERCURY MONTEGO 4 DR 290 495

MERCURY MONTEREY 295 505

MERCURY MOUNTAINEER 310 500

MERCURY MYSTIQUE 4 DR 305 510

MERCURY SABLE 4 DR --- ---

----1998-2005 310 505

----2005-2009 290 495



MERCURY TRACER 4 DR 305 525

MERCURY VILLAGER 290 505

MINI COOPER 2 DR 265 465

MINI COOPER CLUBMAN 4 DR 270 475

MINI COOPER COUNTRYMAN 4 DR 285 480

MITSUBISHI 3000GT 2 DR 295 490

MITSUBISHI DIAMANTE 4 DR 305 515

MITSUBISHI ECLIPSE 2 DR --- ---

----1998-1999 305 500

----2000-2005 315 500

----2006 & Later 320 515

MITSUBISHI ENDEAVOR 325 515

MITSUBISHI GALANT 4 DR --- ---

----1998 305 520

----1999-2003 320 545

----2004 & Later 320 525

MITSUBISHI LANCER 4 DR --- ---

----2002-2007 315 545

----2008 & Later 315 520

MITSUBISHI MIRAGE 2 DR 310 530

MITSUBISHI MIRAGE 4 DR 310 540

MITSUBISHI MONTERO --- ---

----1998-2000 320 555

----2001-2006 310 505

MITSUBISHI MONTERO SPORT 320 555

MITSUBISHI OUTLANDER --- ---

----2003-2006 315 525

----2007 & Later 295 495

MITSUBISHI OUTLANDER SPORT 290 490

MITSUBISHI RAIDER 320 480

NISSAN 200SX 2 DR 295 515

NISSAN 240SX 2 DR 295 500

NISSAN 350Z 2 DR 280 490

NISSAN 370Z 2 DR 280 490

NISSAN ALTIMA 2 DR 305 515

NISSAN ALTIMA 4 DR --- ---

----1998-2001 315 535

----2002-2006 300 530

----2007 & Later 295 520

NISSAN ALTIMA HYBRID 4 DR 290 490

NISSAN ARMADA 305 500

NISSAN CUBE 290 510

NISSAN FRONTIER --- ---

----1998-2004 300 490

----2005 & Later 295 485

NISSAN GT-R 2 DR 290 485

NISSAN JUKE 295 495

NISSAN LEAF EV 4 DR 290 485

NISSAN MAXIMA 4 DR --- ---

----1998-2003 295 520

----2004-2008 285 525

----2009 & Later 285 505



NISSAN MURANO --- ---

----2003-2007 300 505

----2009 & Later 285 490

NISSAN PATHFINDER --- ---

----1998-2004 315 510

----2005 & Later 295 510

NISSAN PATHFINDER ARMADA 305 500

NISSAN QUEST --- ---

----1998-2002 290 520

----2004-2009 285 510

----2011 & Later 290 495

NISSAN ROGUE 305 510

NISSAN SENTRA 4 DR --- ---

----1998-1999 305 520

----2000-2006 315 540

----2007 & Later 310 530

NISSAN TITAN 310 500

NISSAN VERSA 4 DR 300 525

NISSAN XTERRA --- ---

----2000-2004 310 505

----2005 & Later 295 485

OLDSMOBILE ACHIEVA 4 DR 305 510

OLDSMOBILE ALERO 2 DR 310 490

OLDSMOBILE ALERO 4 DR 310 510

OLDSMOBILE AURORA 4 DR --- ---

----1998-1999 295 490

----2001-2003 290 485

OLDSMOBILE BRAVADA 305 500

OLDSMOBILE CUTLASS 4 DR 305 505

OLDSMOBILE EIGHTY EIGHT/LSS 4 DR 295 500

OLDSMOBILE INTRIGUE 4 DR 300 495

OLDSMOBILE REGENCY 4 DR 300 480

OLDSMOBILE SILHOUETTE 290 505

PLYMOUTH BREEZE 4 DR 315 520

PLYMOUTH GRAND VOYAGER 295 510

PLYMOUTH NEON 2 DR 310 505

PLYMOUTH NEON 4 DR 330 545

PLYMOUTH PROWLER 2 DR 280 485

PLYMOUTH VOYAGER 295 510

PONTIAC AZTEK 295 490

PONTIAC BONNEVILLE 4 DR --- ---

----1998-1999 295 500

----2000-2005 290 485

PONTIAC FIREBIRD 2 DR 285 495

PONTIAC G3 4 DR 310 540





PONTIAC GTO 2 DR 305 495

PONTIAC GRAND AM 2 DR --- ---

----1998 305 505



----1999-2005 310 490

PONTIAC GRAND AM 4 DR --- ---

----1998 305 510

----1999-2005 310 510

PONTIAC GRAND PRIX 2 DR 295 500

PONTIAC GRAND PRIX 4 DR 300 495

PONTIAC MONTANA 290 505

PONTIAC MONTANA SV6 290 505

PONTIAC SOLSTICE 2 DR 255 480

PONTIAC SUNFIRE 2 DR 310 525

PONTIAC SUNFIRE 4 DR 310 530

PONTIAC TORRENT 295 500

PONTIAC TRANS AM 2 DR 285 495

PONTIAC TRANS SPORT 290 505

PONTIAC VIBE 4 DR 285 485

PORSCHE BOXSTER 2 DR 245 455

PORSCHE CAYENNE 300 465

PORSCHE CAYENNE HYBRID 300 465

PORSCHE CAYMAN 2 DR 265 475

PORSCHE PANAMERA 4 DR 285 475

PORSCHE 911 2 DR 285 455

PORSCHE 911 CARRERA 2 DR 250 440

SAAB 9000 4 DR 290 485

SAAB 900 2 DR 260 460

SAAB 900 4 DR 270 455

SAAB 9-2X 4 DR 290 485

SAAB 9-3 2 DR 260 460

SAAB 9-3 4 DR 270 455

SAAB 9-5 4 DR 275 470

SAAB 9-7X 295 455

SATURN ASTRA 2 DR 285 490

SATURN ASTRA 4 DR 290 495

SATURN AURA 4 DR 295 490

SATURN AURA GREEN LINE HYBRID 4 DR 285 490

SATURN AURA HYBRID 4 DR 285 490

SATURN ION 4 DR 300 510

SATURN L-SERIES 4 DR 290 495

SATURN OUTLOOK 290 460

SATURN RELAY 290 505

SATURN SC 2 DR 300 510

SATURN SL/SW 4 DR 290 500

SATURN S-SERIES 2 DR 300 510

SATURN S-SERIES 4 DR 290 500

SATURN SKY 2 DR 255 460

SATURN VUE --- ---

----2002-2007 290 490

----2008-2009 280 460

SATURN VUE GREEN LINE HYBRID 305 480

SATURN VUE HYBRID 305 480

SCION TC 2 DR 320 520

SCION XA 4 DR 290 520

SCION XB --- ---



----2004-2006 290 535

----2008 & Later 285 500

SCION XD 4 DR 295 505

SMART FORTWO 2 DR 255 495

SUBARU B9 TRIBECA 295 490

SUBARU BAJA 300 495

SUBARU FORESTER 4 DR --- ---

----1998-2008 280 470

SUBARU ----2009 & Later 280 480

SUBARU IMPREZA 2 DR 295 505

SUBARU IMPREZA (Incl. Impreza Outback Models) 4 DR --- ---

----1998-2007 290 485

----2008 & Later 290 480

SUBARU

LEGACY (Incl. 1998-2004 Legacy Outback Models)

4 DR 290 480

SUBARU OUTBACK (2005 & Later) 280 470

SUBARU TRIBECA 295 490

SUZUKI AERIO 4 DR 315 535

SUZUKI EQUATOR 295 485

SUZUKI ESTEEM 4 DR 305 525

SUZUKI FORENZA 4 DR 335 560

SUZUKI GRAND VITARA --- ---

----1999-2005 305 525

----2006 & Later 305 505

SUZUKI GRAND VITARA XL-7 320 520

SUZUKI KIZASHI 4 DR 290 495

SUZUKI RENO 4 DR 335 515

SUZUKI SIDEKICK 285 515

SUZUKI SWIFT 2 DR 275 510

SUZUKI SX4 4 DR 300 525

SUZUKI VERONA 4 DR 315 520

SUZUKI VITARA 305 525

SUZUKI X-90 295 515

SUZUKI XL7 300 500

TOYOTA 4RUNNER 295 500

TOYOTA AVALON 4 DR --- ---

----1998-2004 290 495

----2005 & Later 280 485

TOYOTA CAMRY 4 DR 300 510

TOYOTA CAMRY HYBRID 4 DR 285 480

TOYOTA CAMRY SOLARA 2 DR 295 500

TOYOTA CELICA 2 DR --- ---

----1998-1999 280 480

----2000-2005 305 500

TOYOTA COROLLA 4 DR --- ---

----1998-2002 300 525

----2003 & Later 300 530

TOYOTA ECHO 2 DR 295 535

TOYOTA ECHO 4 DR 295 525

TOYOTA FJ CRUISER 305 485

TOYOTA HIGHLANDER 290 490

TOYOTA HIGHLANDER HYBRID 305 460

TOYOTA LAND CRUISER 305 475



TOYOTA MATRIX 4 DR 285 500

TOYOTA MR2 SPYDER 2 DR 265 490

TOYOTA PRIUS 4 DR --- ---

----2001-2003 295 490

----2004-2009 280 480

----2010 & Later 280 485

TOYOTA RAV4 --- ---

----1998-2005 295 520

----2006 & Later 290 500

TOYOTA SEQUOIA 300 495

TOYOTA SIENNA 280 495

TOYOTA SUPRA 2 DR 260 490

TOYOTA T100 300 485

TOYOTA TACOMA --- ---

----1998-2004 295 490

----2005 & Later 295 480

TOYOTA TERCEL 2 DR 295 515

TOYOTA TUNDRA --- ---

----2000-2006 305 480

----2007 & Later 300 470

TOYOTA VENZA 295 495

TOYOTA YARIS 2 DR 290 515

TOYOTA YARIS 4 DR 310 555

VOLKSWAGEN CABRIO 2 DR --- ---

----1998-1999 CABRIO 280 480

----1999-2000 NEW CABRIO 280 480

----2001-2002 CABRIO 280 480

VOLKSWAGEN CC 4 DR 290 490

VOLKSWAGEN EOS 2 DR 270 480

VOLKSWAGEN EUROVAN 285 470

VOLKSWAGEN GOLF 2 DR --- ---

----1998-1999 GOLF 280 480

----1999-2000 NEW GOLF 285 480

----2001-2005 GOLF 285 480

----2010 & Later GOLF 290 475

VOLKSWAGEN GOLF 4 DR --- ---

----1998-1999 GOLF 295 490

----1999-2000 NEW GOLF 280 470

----2001-2006 GOLF 280 470

----2010 & Later GOLF 280 480

VOLKSWAGEN GTI 2 DR --- ---

----1998-1999 GTI 280 480

----1999-2000 NEW GTI 285 480

----2001-2006 GTI 285 480

----2006 NEW GTI 290 475

----2007 & Later GTI 290 475

VOLKSWAGEN GTI 4 DR 280 480

VOLKSWAGEN JETTA 4 DR --- ---

----1998-1999 JETTA 295 500

----1999-2000 NEW JETTA 285 490

----2001-2005 JETTA 285 490

----2006 & Later JETTA 290 485



VOLKSWAGEN NEW BEETLE 2 DR 275 480

VOLKSWAGEN PASSAT 4 DR --- ---

----1998-2001 PASSAT 290 485

----2001 NEW PASSAT 280 470

----2002-2005 PASSAT 280 470

----2006 & Later PASSAT 280 485

VOLKSWAGEN PHAETON 4 DR 295 450

VOLKSWAGEN R32 2 DR --- ---

----2004 285 480

----2008 290 475

VOLKSWAGEN RABBIT 2 DR 290 475

VOLKSWAGEN RABBIT 4 DR 280 480

VOLKSWAGEN ROUTAN 295 510

VOLKSWAGEN TIGUAN 280 490

VOLKSWAGEN TOUAREG 300 465

VOLKSWAGEN TOUAREG HYBRID 300 465

VOLVO C30 2 DR 280 475

VOLVO C70 2 DR --- ---

----1998-2004 270 465

----2006 & Later 260 465

VOLVO S40 4 DR --- ---

----2000-2004 (All Models) 295 495

----2004.5 (S40 2.4i & S40 T5 Models) 285 465

----2005 & Later (All Models) 285 465

VOLVO S60 4 DR 280 465

VOLVO S70 4 DR 285 470

VOLVO S80 4 DR 280 475

VOLVO S90 4 DR 295 485

VOLVO V40 4 DR 295 495

VOLVO V50 4 DR 285 465

VOLVO V70 4 DR --- ---

----1998-2000 285 470

----2001 & Later 280 465

VOLVO V90 4 DR 295 485

VOLVO XC60 295 490

VOLVO XC70 280 460

VOLVO XC90 295 455


PERSONAL AUTO RULES FILING PP-2011-RLP1

2010 Liability and PIP/Medical Payments

Vehicle Rating Plan Revision

Executive Summary

About This Filing

This filing provides the results of the 2010 Liability and PIP/Medical Payments

(LPMP) Vehicle Rating Plan Review and revises LPMP rating factors and

symbols based on this review.

This filing also re-fits the predictive model used as the complement to credibility

to the actual experience in determining credibility-weighted indications for each

vehicle series. The model form and vehicle attributes used in the model remain

the same as those developed in the 2008 Liability and PIP/Medical Payments

Vehicle Rating Plan; however, the model coefficients have been updated to

reflect the latest available data.

Contents of Filing

This filing contains the following sections:

♦ Section A - Explanation of Actuarial Methodology provides the supporting

data for the revised factors and symbols developed in the 2010 Liability and

PIP/Medical Payments (LPMP) review.

The 2010 LPMP revision provides revised rating factors and symbols for:

� All vehicle series previously reviewed (1998-2009 Model Years).

� New vehicle series for the 2010 and 2011 model years, using the revised

procedure for assigning LPMP rating factors when auto manufacturers

introduce new vehicle models. See Section A for information concerning

the revised new vehicle rating factor assignment procedure.

♦ Section B - Rating Symbols, Factors, and Manual Rules contains exhibits

reflecting the LPMP manual page revisions being made as a result of the

2010 LPMP review.

PERSONAL AUTO RULES FILING PP-2011-RLP1 Page EX-2


♦ Section C - Analysis of Loss Cost Level Impact contains information

pertaining to the application of offset factors for insurers choosing to adopt

this filing.

Impact of Revision

Effective Date

ISO is not establishing an effective date for this revision. ISO participating

insurers who elect to adopt this program will need to (1) take appropriate

regulatory filing action to do so, and (2) establish an effective date for this

revision.

Loss Cost Impact

ISO did not introduce loss costs with the introduction of the LPMP Program.

Similarly, ISO is not introducing loss costs for use with these revisions to the

LPMP Rating Plan or calculating a loss cost offset factor.

In Section C of the filing, we have included an explanation of the procedure

insurers can use to calculate the proper rating offset factors used to achieve

revenue neutrality. Insurers choosing to adopt an LPMP rating plan should

evaluate the loss cost impact of the rating plan, modify their rates accordingly,

and take appropriate filing action for any revisions.

Copyright Explanation

The material distributed by Insurance Services Office, Inc. is copyrighted by ISO

Properties, Inc. All rights reserved. Possession of these pages does not confer the

right to print, reprint, publish, copy, sell, file or use same in any manner without

the written permission of the copyright owner.

Important Note

Insurance Services Office, Inc. (ISO) makes available advisory services to

property/casualty insurers. ISO has no adherence requirements. ISO rules and

explanatory materials are intended solely for the information and use of ISO's

participating insurers and their representatives, and insurance regulators. Neither

ISO's general explanations of rules intent nor opinions expressed by members of

ISO's staff necessarily reflect every insurer's view or control any insurer's

application of manual rules.

PERSONAL AUTO RULES FILING PP-2011-RLP1 Page EX-3


Table of Contents

Section A - Explanation of Actuarial Methodology

About This Section ............................................................................................................... A-1

Background .......................................................................................................................... A-1

Actuarial Analysis ................................................................................................................. A-1

Explanation of Section A Exhibits ........................................................................................ A-9

Section A - Actuarial Exhibits

Exhibit 1-1: Credibility Weighted Relativites and Final Rating Factors (BI & PD

Liability) ........................................................................................................................ A-12

Exhibit 1-2: Credibility Weighted Relativites and Final Rating Factors (PIP &

Med Pay) ........................................................................................................................ A-26

Exhibit 2: Like Vehicle Series ....................................................................................... A-40

Exhibit 3-1: Credibility Weighted Relativities and Final Rating Factors for New

Vehicle Series (BI & PD Liability) ............................................................................... A-44

Exhibit 3-2: Credibility Weighted Relativities and Final Rating Factors for New

Vehicle Series (PIP & Med Pay) ................................................................................... A-45

Exhibit 3-3: New Vehicle Series Symbol Assignment Rule ......................................... A-46

Section B - Rating Symbols, Factors, and Manual Rules

About This Section ................................................................................................................ B-1

Exhibit 1: LPMP Rating Factors/Symbols Table ................................................................... B-2

Exhibit 2: LPMP Symbols By Vehicle Series ....................................................................... B-3

Section C - Analysis of Loss Cost Level Impact

About This Section ................................................................................................................ C-1

Explanation of Offset Procedure ............................................................................................ C-1

Offset Calculation Example - Update from the 2008 LPMP Program (BI &PD

Liability) ........................................................................................................................... C-3

Offset Calculation Example - Update from the 2008 LPMP Program (PIP & Med

Pay) ................................................................................................................................... C-4

PERSONAL AUTO RULES FILING PP-2011-RLP1 Page A-1


Section A Explanation of Actuarial Methodology

About This Section

This section contains an explanation of the actuarial methodology used in

developing this filing, including the resulting rating factors for each vehicle

series, the loss experience data underlying this revision, and an actuarial analysis

explaining the derivation of the rating factors.

Background

The rating factors in the current program were based upon an analysis of the

correlations between vehicle size, construction and related characteristics and a

vehicle's insurance loss experience for these coverages. Based on this analysis,

ISO staff developed rating factors and symbols for the Liability and PIP/Medical

Payments coverages based upon a credibility-weighted average of:

♦ An individual vehicle series' (make and model) insurance loss ratio relativity;

and

♦ A predicted loss ratio relativity for vehicles of the same chassis type,

electronic stability control (ESC), manufacturer's suggested retail price

(MSRP), body style, and curb weight class.

Actuarial Analysis

Data Used

For this review, ISO used voluntary market data in VIN detail, as reported

through the ISO Personal Auto Statistical Plan, for:

♦ Accident years-ended 9/30/2005 to 9/30/2009, evaluated as of

fourth quarter 2009.

♦ Model year 1998 through 2010 vehicles.

♦ All states except: Hawaii, Massachusetts, Puerto Rico and Texas.

♦ Bodily Injury Liability (BI), Property Damage Liability (PD),

Personal Injury Protection (PIP) and Medical Payments (MP) coverages.



Additionally, based on the reported VIN and information from ISO's

VINMASTER product, Ward's Automotive Yearbooks, and data purchased from

Automatic Data Processing, (ADP) Inc., ISO was able to perform an analysis of

vehicle characteristics in order to re-fit the current predictive model used to

supplement the actual make and model insurance experience. These

characteristics include:

♦ Vehicle weight (curb weight)

♦ Chassis type (frame versus unibody)

♦ Body style

♦ Electronic Stability Control (ESC)

♦ Hybrid engine

♦ Manufacturer's suggested retail price (MSRP)

For this analysis, a unibody chassis type refers to any non-frame chassis type.

All vehicles are classified as having ESC as either a standard feature, an optional

feature or as not available for that vehicle. Also, all vehicles are classified into

one of the following body styles:

♦ Sedan

♦ Coupe

♦ Convertible

♦ Wagon

♦ Hatchback

♦ Pickup

♦ Sport utility vehicle / truck (SUV/SUT)

♦ Van

While there are additional vehicle characteristics which might be useful in

explaining differences in liability loss experience between vehicles, those

characteristics were either not available from the above data sources, or were not

incorporated into the predictive model developed in 2008 LPMP Filing, and

therefore not revisited for the re-fitting of the model.



Data Adjustments Applied

For each combination of VIN, coverage(s) and calendar accident year, a loss ratio

index was calculated as the loss ratio for that combination divided by the loss

ratio for all vehicles for that calendar accident year. Loss ratios were calculated

as basic limits losses divided by loss costs at current level (LCCL).

Basic limits losses were calculated as reported incurred losses capped at the

applicable basic limit for the state where the car was principally garaged, plus

total allocated loss adjustment expense. Since loss indices were calculated

separately by accident year, loss development and trend factors were not applied

to the basic limits losses. To determine relative differences in loss potential it was

only necessary that the losses in both the numerator and denominator be on the

same basis, i.e., from the same calendar accident year, evaluated at the same

point in time. Therefore, the by-year indices in this analysis were based on

undeveloped, untrended losses.

Loss costs at current level were calculated based on current ISO territory loss

costs, primary driver class factors, secondary driver class factors (including safe

driver insurance plan points), and any applicable discounts (e.g., defensive

driver, anti-lock brakes, passive restraint).

Using loss ratio indices assured that any potential biases due to rating factors

other than vehicle (e.g., territory, driver class, safety features, etc.) would be

eliminated. Since the experience indices were calculated by accident year,

analyses could be performed by accident year as well as across accident years

combined.

The magnitude of vehicle characteristics was rounded before calculating

experience indices. For example, curb weight was rounded to the nearest multiple

of 250. Rounding the vehicle characteristics provided a larger data volume for

categorical analysis of these variables, which helps reduce distortions caused by

random variations.

Predictive Model

Since many individual make and model vehicles do not have enough historical

experience to be fully credible on their own, it is necessary to use a model that

can be used as the complement of credibility for these cases. The current model

used by ISO calculates a predicted relativity for a vehicle series based upon that

series' chassis type, electronic stability control (ESC) system, manufacturer's

suggested retail price (MSRP), body style, and curb weight class.

The model(s) developed in this Filing are generalized linear models (“GLMs”)

with an identity link function and normally distributed errors. The dependent

variable is the loss ratio index, and the independent variables are the vehicle

characteristics mentioned above. Loss costs at current level were used as prior



weights in the regression; given that observations with higher amounts of LCCL

should exhibit less variability, it is appropriate that these observations receive

greater weight in the regression. The effects of these vehicle characteristics on

first party coverages were expected to be different from the effect on third party

coverages. Therefore, two separate predictive models were created: one for BI

and PD liability experience combined and another one for Personal Injury

Protection and Medical Payments experience combined.

The predictive models reflect an interaction between chassis type and curb

weight for liability coverages, and a non-linear relationship between curb weight

and loss ratio indices for both liability and first party coverages.

The final model is of the following form:

Loss Ratio Index = Chassis Type / Curb Weight factor +

Electronic Stability Control factor +

Body Style factor + MSRP factor

The above model form and associated variables, as developed in the 2008 LPMP

Filing, are not being revised in this filing. However, the model coefficients are

being updated in order to reflect the latest available data.



The tables below contain the final model parameters for BI and PD coverages

combined as well as for PIP and Medical Payments coverages combined.

BI and PD

Present Revised

Chassis Type* / Curb Weight Factor Factor

Frame / Curb Weight < 2750 LBS -0.5395 + 0.1428 x (CW/250) -0.9398 + 0.1783 x (CW/250)

Frame / Curb Weight ≥ 2750 LBS 0.7761 + 0.0232 x (CW/250) 0.7652 + 0.0233 x (CW/250)

Unibody / Curb Weight < 2750 LBS 0.3641 + 0.0595 x (CW/250) 0.4737 + 0.0498 x (CW/250)

Unibody / Curb Weight ≥ 2750 LBS 0.8426 + 0.0160 x (CW/250) 0.8026 + 0.0199 x (CW/250)

Present Revised

Electronic Stability Control Factor Factor

ESC Not Available 0.0000 0.0000

ESC Optional -0.1069 -0.0817

ESC Standard -0.1668 -0.1481

Present Revised

Body Style Factor Factor

Sedan 0.0000 0.0000

Convertible -0.2003 -0.2229

Wagon -0.1204 -0.1361

Hatchback -0.0394 -0.0705

Pickup -0.0286 -0.0622

SUV/SUT 0.0502 0.0405

Van -0.0958 -0.1103

Coupe 0.0418 0.0242

Present Revised

MSRP Factor Factor

$10,000 or less 0.1672 0.1233

$10,001 - $15,000 0.0811 0.0914

$15,001 - $20,000 0.0000 0.0000

$20,001 - $36,000 -0.0934 -0.0960

$36,001 - $60,000 -0.1458 -0.1423

More than $60,000 -0.1948 -0.1793



MP and PIP

Present Revised

Chassis Type* / Curb Weight Factor Factor

Frame / Curb Weight < 3250 LBS 1.6184 - 0.0363 x (CW/250) 1.3612 - 0.0112 x (CW/250)

Frame / Curb Weight ≥ 3250 LBS 1.2531 - 0.0082 x (CW/250) 1.2988 - 0.0064 x (CW/250)

Unibody / Curb Weight < 3250 LBS 1.5971 - 0.0363 x (CW/250) 1.2815 - 0.0112 x (CW/250)

Unibody / Curb Weight ≥ 3250 LBS 1.2318 - 0.0082 x (CW/250) 1.2191 - 0.0064 x (CW/250)

Present Revised

Electronic Stability Control Factor Factor


ESC Optional -0.0788 -0.0421

ESC Standard -0.1337 -0.1156

Present Revised

Body Style Factor Factor

Sedan 0.0000 0.0000


Wagon -0.2305 -0.2652

Hatchback -0.1878 -0.2008

Pickup -0.3083 -0.3202

SUV/SUT -0.0323 -0.0497

Van -0.0179 0.0136

Coupe -0.0932 -0.0586

Present Revised

MSRP Factor Factor

$10,000 or less 0.2463 0.2645

$10,001 - $15,000 0.0475 0.1369

$15,001 - $20,000 0.0000 0.0000

$20,001 - $36,000 -0.0927 -0.1202

$36,001 - $60,000 -0.1481 -0.1785

More than $60,000 -0.2717 -0.2709

* For this analysis, frame refers to frame and body on frame chassis types, and

unibody refers to all non-frame chassis types.

For both first party and liability coverages, the effect of curb weight is not strictly

linear over all weights. For liability coverages, the predicted relativity increases

rapidly as the curb weight increases up to 2,750 pounds, but then increases at a

lower rate for weights above 2,750 pounds. For first party coverages, the

predicted relativity decreases at one rate for weights up to 3,250 pounds, but then

decreases at a lower rate for higher weights.



Vehicles equipped with an electronic stability control system exhibit significantly

better experience than vehicles that do not have an electronic stability control

system; this is an intuitive result since electronic stability control systems are

designed to help prevent accidents.

The body style of a vehicle also impacts the predicted relativity. Convertibles

display better experience than average for both first and third party coverages.

Pickups display significantly better than average experience for first party

coverages.

For both first party and liability coverages, vehicles with higher MSRP's

generally have better experience. It is possible that this is due to more expensive

cars having additional safety features (besides electronic stability control) that

less expensive cars do not have, which would drive down claim frequencies and

severities.

It should be noted that for vehicles with a unibody chassis, there was minimal

historical experience for curb weights greater than 5,500 pounds. As a result,

curb weights for unibody vehicles will be capped at 5,500 pounds when this

model is applied on a prospective basis.

Credibility Procedure

Similar to previous LPMP filings, ISO has adapted the credibility procedure

contained in the paper A Procedure to Determine Massachusetts Automobile

Insurance Territories by John Siczewicz, for this analysis. This method uses a

general linear model to determine predicted loss ratios indices for use as a

credibility complement for individual vehicle series (make and model)

experience. The model generates a predicted loss ratio index for each VIN based

on the vehicle's characteristics; a predicted loss ratio index is then calculated for

each vehicle series by premium weighting the predicted loss ratio indices for

each VIN in the vehicle series. The credibility assigned to the vehicle series loss

ratio index depends on the quality of the fit to the data as well as the variability

of vehicle series data over time. Then the credibility for a vehicle series is

given by:

Z = lv / ( lv + K )

K = τv2 / σ

2

where Z = credibility

lv = loss costs at current level for the vehicle series (make and model)

τv2 = measure of how observations vary from the true mean loss ratio

index for the vehicle series (make and model)

σ2 = measure of variance of model from the true mean loss ratio index



The K parameter is calculated as the ratio of the within variance (τv2 ) divided by

a measure of how well the model fit the data (σ2 ). The credibility weighted

relativity for the vehicle series is then:

CLRI1v = iv × Z + im × ( 1 - Z )

where CLRI1v = credibility-weighted relativity for vehicle series (individual

make and model)

Z = credibility

iv = all-year loss ratio index for vehicle series

im = predicted loss ratio index for vehicle series

It should be noted that this method gives more weight to the individual make and

model experience when either the loss costs at current level for the vehicle series

are high, or when K is small (i.e., when the within variance for the make and

model experience is low, or the variance of the model vs. the true mean loss ratio

index is high). Conversely, less weight will be given to the individual make and

model experience when either the loss costs at current level are low, or when K is

large.

When dealing with individual make and model vehicles, one must be cognizant

of the fact that over time new vehicles may be introduced. As a result, it is

possible that for a given review, the history of a particular make and model

vehicle in the experience period might include only one or two accident years of

data. In such cases, the loss ratio index for the vehicle series will probably get

low credibility, and most weight will be given to the model. Such heavy reliance

on the model might result in swings over time if the actual experience for that

make and model ultimately winds up being better or worse than the model

prediction. As a result, ISO limits the amount of credibility given to the model to

50%. That is, vehicles are rated using the following formula, which caps the

weight given to the model at 50% and assigns the remaining weight to unity.

Giving partial weight to 1.00 (i.e., no surcharge or discount) should help ensure a

smoother transition of a new vehicle's rating factor.

CLRI2v = iv × Z + im × Zm + 1.00 × ( 1 - Z - Zm)

where CLRI2v = credibility-weighted relativity for vehicle series (individual

make and model)

Z = credibility for vehicle series experience

Zm = min(1-Z,0.50) = credibility assigned to predicted loss ratio index

iv = all-year loss ratio index for vehicle series

im = predicted loss ratio index for vehicles of same chassis type and curb

weight class



Explanation of Section A Exhibits

The following actuarial exhibits contain the results of the 2010 LPMP Vehicle

Rating Plan Review. The LPMP Manual Pages reflecting this review are

contained in Section B.

Note that the following exhibits reflect the model year applicable to the vehicle

series. ISO's LPMP Vehicle Rating Plan does not vary by model year, except

where necessary to distinguish vehicles that have been substantially re-

engineered by the manufacturer. In this case, the changes to the vehicle's

characteristics are so significant that the predecessor vehicles LPMP rating

factors no longer reasonably represent the predicted loss ratio relativity

associated with the redesigned vehicle's characteristics.

Credibility Weighted Relativities and Final Rating Factors

The relativities resulting from the application of the credibility-weighting

procedure previously discussed, as well as the final rating factors after the

application of additional LPMP program rules such as combination of experience

for like vehicle series and capping of indicated relativities, are contained in

Exhibit 1-1 for the Liability coverages (BI and PD) and Exhibit 1-2 for the PIP

and Medical Payments coverages. These exhibits provide the following

information for each individual vehicle series (make and model):

♦ The vehicle series experience loss ratio relativity.

♦ The credibility for the vehicle series experience.

♦ The predicted loss ratio relativity.

♦ The credibility-weighted loss ratio relativity.

♦ The credibility-weighted loss ratio relativity after combination of experience

for like vehicle series, if applicable.

Like vehicle series are two or more vehicle series that (1) are identical except

for the nameplate, grill and some options, or (2) have slightly different body

styling but are basically the same car, or (3) have different bodies which tend

to give them a unique look but are the same internally in terms of wheelbase

and basic technology. Exhibit 2 contains a list of all vehicles reflected in

Exhibit 1 that are considered like vehicle series.

For more information on the analysis performed to ensure consistent

treatment of like vehicle series, and the criteria required for combining

experience, see "Like Vehicle Series" section on page A-11.

♦ The final capped rounded relativity.



In order to temper the changes that would apply to any individual insured

upon the implementation of this program, ISO has decided to cap the

relativities at a minimum 0.80 and a maximum of 1.25.

After capping, the final credibility-weighted relativities have been rounded to

.05 for implementation purposes.

In addition, to mitigate any increase or decrease in relativity due to this

review, change in relativities have been capped at -20% and +25% for any

one vehicle series (see subsequent columns for more information).

♦ The current relativities.

♦ The percentage change in relativity.

♦ The final rating symbol.

Redesigned Vehicle Series (Model Years 1998-2010)

Under the LPMP program, the redesign of a vehicle series does not result in a

symbol change for that vehicle series. In some cases, a particular vehicle series

may have existed as one vehicle series prior to its redesign but split into two

separate vehicles series in one or more model years because:

♦ only part of the original vehicle series was redesigned. For example, the

hatchback portion of the Mini Cooper 2 Door was redesigned in 2007. The

remaining portion, the convertible, was redesigned in 2009.

♦ the carryover and original vehicle versions were produced simultaneously.

For example, the Chevrolet C/K Series Pickup was redesigned as the

Chevrolet Silverado in 1999 and existed alongside the Silverado in both 1999

and 2000. In 2007, the Silverado was redesigned, and the Classic version

existing alongside the redesign for one model year.

For the purposes of Exhibits 1-1 and 1-2, the carryover vehicle series' loss

experience was included within the experience for the vehicle series which

underwent redesign during model years 1998-2010.

New Vehicle Series (Model Years 2010 and 2011)

Exhibit 3-1 provides rating factors and related information similar to Exhibit 1

for 2010-2011 new vehicles for Liability coverages (BI & PD), while Exhibit 3-

2 provides rating factors and related information for 2010-2011 new vehicles for

PIP and Medical Payments coverages. The predicted loss ratio relativity for each

new vehicle series was determined from the same actuarial model used for 1998-

2010 model year vehicles contained in Exhibit 1.



Final rating factors and symbols were developed for new vehicle series using the

New Vehicle Series Symbol Assignment Rule described in Exhibit 3-3, which is

used when auto manufacturers introduce new vehicle models.

The new vehicle rule is being modified slightly in this filing to expand the

procedure for gas-electric hybrid versions of existing (non-hybrid) vehicle series

to apply to all alternative powered versions of existing internal-combustion

vehicle series (including electric, fuel cell, hydrogen, etc). Changes are also

being made to clarify the order of precedence for program rules when new

vehicles are both (a.) alternative powered versions of existing internal-

combustion vehicle series and (b.) considered like other (alternative powered)

vehicles series whose experience has already been reviewed.

Note: Certain model year 2010 vehicles have the experience data required for

inclusion in Exhibit 1. These vehicles are not included in Exhibit 3.

Like Vehicle Series

For each set of Like Vehicle Series, an analysis was performed in order to ensure

consistent treatment of like vehicles, as follows:

♦ Indications were calculated separately for each vehicle series.

♦ Like vehicle series that had initial credibility weighted indications that

differed by 10% or less on a multiplicative basis were automatically treated

identically. That is, their experience was combined and indications were re-

calculated, treating them as a single vehicle series.

♦ Like vehicle series that had initial indications that differed by more than 10%

on a multiplicative basis were analyzed further as follows:

� If low credibility for the insurance experience was the main reason for

the differences, and the predicted loss ratio indices for the vehicle series'

were not more than 10 percentage points apart, the vehicles were treated

identically. That is, their experience was combined and indications were

re-calculated, treating them as a single vehicle series.

� If low credibility was not an issue for the insurance experience, or if the

predicted loss ratio indices for the vehicle series' were more than 10

percentage points apart, the vehicle was treated separately (that is, it

maintained its own credibility-weighted indication).

In cases where the experience for like vehicle series was combined according to

the criteria described above, the combined credibility-weighted indications for

the like vehicle series are displayed in the column of Exhibit 1 entitled

"Relativity After Like Analysis."

PERSONAL AUTO

RULES FILING PP-2011-RLP1

Page A-12

Exhibit 1-1: BI and PD Credibility-Weighted Relativities and Final Rating Factors

Experience Predicted Credibility Relativity Rounded

Model Loss Ratio Experience Loss Ratio Weighted After Like Capped Current Percent

Manufacturer Years Model Name Relativity Credibility Relativity Relativity Analysis Relativity Relativity Change Symbol

ACURA 98-99 CL-SERIES 2 DR 0.948 0.46 0.981 0.967 0.95 0.95 0.0 295

ACURA 01-03 CL-SERIES 2 DR 0.965 0.99 0.940 0.964 1.021 1.00 1.00 0.0 300

ACURA 98-01 INTEGRA 2 DR 0.941 0.85 0.894 0.934 0.95 0.95 0.0 295

ACURA 98-01 INTEGRA 4 DR 0.934 0.55 0.934 0.934 0.95 0.95 0.0 295

ACURA 01-06 MDX 0.992 0.88 0.959 0.988 0.947 0.95 0.90 5.6 295

ACURA 07-10 MDX 0.812 0.73 0.911 0.839 0.85 0.80 6.3 285

ACURA 98-05 NSX 2 DR 0.233 0.09 0.906 0.884 0.90 0.90 0.0 290

ACURA 07-10 RDX 0.775 0.62 0.889 0.819 0.80 0.80 0.0 280

ACURA 05-10 RL 4 DR 0.819 0.47 0.831 0.830 0.85 0.80 6.3 285

ACURA 98-04 RL-SERIES 4 DR 0.898 0.57 0.870 0.886 0.90 0.80 12.5 290

ACURA 02-06 RSX 2 DR 1.089 0.77 0.865 1.038 1.05 1.05 0.0 305

ACURA 98-99 SLX 1.115 0.08 1.083 1.051 1.056 1.05 1.10 -4.5 305

ACURA 09-10 TL 4 DR 1.038 0.30 0.828 0.926 0.90 0.90 0.0 290

ACURA 98 TL-SERIES 4 DR 1.056 0.60 0.977 1.025 1.00 1.05 -4.8 300

ACURA 99-08 TL-SERIES 4 DR 0.900 0.91 0.899 0.900 0.928 0.95 0.90 5.6 295

ACURA 04-08 TSX 4 DR 0.818 0.88 0.817 0.818 0.80 0.80 0.0 280

ACURA 09-10 TSX 4 DR 0.820 0.45 0.837 0.838 0.85 0.90 -5.6 285

AUDI 01-05 ALLROAD 0.716 0.37 0.891 0.841 0.85 0.85 0.0 285

AUDI 06-10 A3 4 DR 0.725 0.31 0.685 0.757 0.80 0.80 0.0 275

AUDI 09-10 A4/S4 4 DR 0.568 0.39 0.820 0.742 0.80 0.85 -5.9 275

AUDI 03-09 A4/S4/RS4 2 DR 0.763 0.73 0.610 0.722 0.80 0.80 0.0 270

AUDI 98-08 A4/S4/RS4 4 DR 0.814 0.91 0.861 0.819 0.798 0.80 0.80 0.0 280

AUDI 08-10 A5/S5 2 DR 0.444 0.22 0.843 0.799 0.80 0.90 -11.1 280

AUDI 98-10 A6/S6/RS6 4 DR 0.804 0.95 0.858 0.807 0.80 0.80 0.0 280

AUDI 98-03 A8/S8 4 DR 0.797 0.24 0.860 0.881 0.90 0.90 0.0 290

AUDI 04-10 A8/S8 4 DR 0.776 0.35 0.830 0.837 0.85 0.80 6.3 285

AUDI 98 CABRIOLET 2 DR 0.490 0.09 0.742 0.825 0.85 0.80 6.3 285

AUDI 09-10 Q5 0.466 0.06 0.891 0.913 0.90 0.95 -5.3 290

AUDI 07-10 Q7 0.992 0.76 0.961 0.985 1.00 0.95 5.3 300

AUDI 08-10 R8 2 DR 0.095 0.03 0.778 0.862 0.85 0.85 0.0 285

AUDI 00-06 TT 2 DR 0.565 0.92 0.722 0.578 0.80 0.80 0.0 260

AUDI 08-10 TT 2 DR 0.638 0.33 0.706 0.734 0.80 0.85 -5.9 275

BMW 04-10 X3 0.891 0.86 0.882 0.890 0.90 0.85 5.9 290

BMW 00-10 X5 1.048 0.73 0.925 1.015 1.00 1.05 -4.8 300

BMW 08-10 X6 1.090 0.08 0.946 0.980 1.00 0.95 5.3 300

BMW 98-10 Z4 2 DR 0.448 0.90 0.586 0.461 0.80 0.80 0.0 245

BMW 00-03 Z8 2 DR 0.128 0.66 0.531 0.265 0.80 0.80 0.0 225

BMW 08-10 1-SERIES 2 DR 0.876 0.33 0.736 0.827 0.85 0.85 0.0 285

BMW 98-99 3-SERIES 2 DR 0.660 0.79 0.834 0.696 0.80 0.80 0.0 270

BMW 98 3-SERIES 4 DR 0.865 0.34 0.949 0.929 0.95 0.95 0.0 295

BMW 99-05 3-SERIES 4 DR 0.763 0.87 0.827 0.771 0.80 0.80 0.0 275

BMW 00-06 3-SERIES/M3 2 DR 0.675 0.88 0.713 0.679 0.80 0.80 0.0 270

BMW 07-10 3-SERIES/M3 2 DR 0.720 0.78 0.753 0.727 0.80 0.85 -5.9 275

BMW 06-10 3-SERIES/M3 4 DR 0.749 0.93 0.819 0.754 0.80 0.80 0.0 275

BMW 98-10 5-SERIES/M5 4 DR 0.729 0.96 0.805 0.732 0.80 0.80 0.0 275


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BMW 04-10 6-SERIES/M6 2 DR 0.718 0.32 0.664 0.742 0.80 0.80 0.0 275

BMW 98-10 7-SERIES 4 DR 0.873 0.73 0.825 0.860 0.85 0.80 6.3 285

BUICK 98-05 CENTURY 4 DR 1.023 0.96 0.990 1.022 1.013 1.00 1.00 0.0 300

BUICK 08-10 ENCLAVE 0.944 0.62 0.963 0.951 0.909 0.90 0.95 -5.3 290

BUICK 05-10 LACROSSE 4 DR 0.975 0.84 0.917 0.966 1.013 1.00 1.00 0.0 300

BUICK 98-99 LESABRE 4 DR 0.979 0.93 0.985 0.980 0.963 0.95 0.95 0.0 295

BUICK 00-05 LESABRE 4 DR 0.914 0.97 0.904 0.914 0.920 0.90 0.95 -5.3 290

BUICK 06-10 LUCERNE 4 DR 0.975 0.85 0.960 0.973 0.95 1.00 -5.0 295

BUICK 98-99 PARK AVENUE 4 DR 0.933 0.70 1.000 0.953 0.959 0.95 0.95 0.0 295

BUICK 00-05 PARK AVENUE 4 DR 0.941 0.80 0.918 0.936 0.920 0.90 0.95 -5.3 290

BUICK 04-07 RAINIER 0.932 0.73 1.080 0.971 1.049 1.05 1.05 0.0 305

BUICK 98-04 REGAL 4 DR 0.893 0.76 0.985 0.915 1.013 1.00 0.85 17.6 300

BUICK 02-07 RENDEZVOUS 0.937 0.89 1.070 0.952 0.972 0.95 0.90 5.6 295

BUICK 98-99 RIVIERA 2 DR 0.798 0.18 1.029 0.978 1.00 0.95 5.3 300

BUICK 98 SKYLARK 4 DR 1.042 0.23 1.041 1.030 1.038 1.05 1.05 0.0 305

BUICK 05-07 TERRAZA 0.975 0.19 0.824 0.907 0.913 0.90 0.90 0.0 290

CADILLAC 98-01 CATERA 4 DR 0.960 0.88 1.005 0.966 0.95 1.00 -5.0 295

CADILLAC 03-10 CTS 4 DR 0.919 0.96 0.895 0.918 0.90 0.90 0.0 290

CADILLAC 98-99 DEVILLE 4 DR 0.935 0.76 0.897 0.926 0.95 0.95 0.0 295

CADILLAC 00-10 DTS 4 DR 0.947 0.83 0.896 0.938 0.920 0.90 0.95 -5.3 290

CADILLAC 98-02 ELDORADO 2 DR 0.805 0.77 0.908 0.829 0.85 0.80 6.3 285

CADILLAC 99-10 ESCALADE 1.210 0.72 1.061 1.168 1.090 1.10 1.15 -4.3 310

CADILLAC 03-10 ESCALADE ESV 1.294 0.60 1.049 1.196 1.104 1.10 1.15 -4.3 310

CADILLAC 02-10 ESCALADE EXT 1.207 0.42 1.061 1.117 1.169 1.15 1.05 9.5 315

CADILLAC 09-10 ESCALADE HYBRID 0.927 0.02 1.053 1.025 1.05 1.15 -8.7 305

CADILLAC 98-99 SEVILLE 4 DR 0.868 0.48 0.831 0.852 0.85 0.80 6.3 285

CADILLAC 00-04 SEVILLE 4 DR 0.941 0.63 0.831 0.900 0.920 0.90 0.95 -5.3 290

CADILLAC 04-09 SRX 1.126 0.46 0.896 1.006 1.00 1.00 0.0 300

CADILLAC 10 SRX 0.000 0.00 0.901 0.951 0.95 0.95 0.0 295

CADILLAC 05-10 STS 4 DR 0.958 0.58 0.837 0.907 0.90 0.85 5.9 290

CADILLAC 04-09 XLR 2 DR 0.482 0.68 0.551 0.504 0.80 0.80 0.0 250

CHEVROLET 98-05 ASTRO 0.869 0.94 0.960 0.874 0.867 0.85 0.90 -5.6 285

CHEVROLET 02-10 AVALANCHE 1.167 0.90 1.159 1.166 1.169 1.15 1.20 -4.2 315

CHEVROLET 04-10 AVEO 4 DR 1.122 0.68 1.006 1.085 1.084 1.10 1.15 -4.3 310

CHEVROLET 98-02 CAMARO 2 DR 0.862 0.80 0.929 0.875 0.868 0.85 0.90 -5.6 285

CHEVROLET 10 CAMARO 2 DR 0.769 0.07 0.887 0.927 0.95 0.95 0.0 295

CHEVROLET 98-05 CAVALIER 2 DR 1.106 0.82 1.062 1.098 1.115 1.10 1.15 -4.3 310

CHEVROLET 98-05 CAVALIER 4 DR 1.100 0.98 1.096 1.099 1.100 1.10 1.15 -4.3 310

CHEVROLET 05-10 COBALT 2 DR 1.318 0.52 1.119 1.222 1.198 1.20 1.15 4.3 320

CHEVROLET 05-10 COBALT 4 DR 1.280 0.92 1.124 1.267 1.25 1.15 8.7 325

CHEVROLET 04-10 COLORADO 1.055 0.89 1.004 1.049 1.043 1.05 1.05 0.0 305

CHEVROLET 98-10 CORVETTE 2 DR 0.372 0.98 0.693 0.379 0.80 0.80 0.0 240

CHEVROLET 05-10 EQUINOX 0.961 0.87 1.016 0.968 0.959 0.95 0.95 0.0 295

CHEVROLET 98-10 EXPRESS 1.021 0.55 1.044 1.031 1.007 1.00 1.05 -4.8 300

CHEVROLET 06-10 HHR 0.885 0.65 1.084 0.954 0.958 0.95 1.00 -5.0 295


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CHEVROLET 07-10 HHR PANEL 0.365 0.07 0.857 0.884 0.958 0.95 0.90 5.6 295

CHEVROLET 00-10 IMPALA 4 DR 1.056 0.81 0.993 1.044 1.013 1.00 1.00 0.0 300

CHEVROLET 98-01 LUMINA 4 DR 1.060 0.73 1.055 1.059 1.05 1.05 0.0 305

CHEVROLET 08-10 MALIBU 4 DR 0.790 0.87 0.868 0.800 0.80 0.85 -5.9 280

CHEVROLET 98-05 MALIBU CLASSIC 4 DR 1.066 0.91 1.043 1.064 1.065 1.05 1.00 5.0 305

CHEVROLET 04-08 MALIBU CLASSIC 4 DR 1.051 0.74 1.007 1.039 1.05 1.00 5.0 305

CHEVROLET 08-10 MALIBU HYBRID 4 DR 0.480 0.05 0.837 0.893 0.874 0.85 0.85 0.0 285

CHEVROLET 04-07 MALIBU MAXX 4 DR 0.947 0.70 0.915 0.937 0.933 0.95 0.90 5.6 295

CHEVROLET 98-00 METRO 2 DR 0.597 0.56 0.913 0.736 0.752 0.80 0.85 -5.9 275

CHEVROLET 98-01 METRO 4 DR 1.094 0.53 0.964 1.033 1.05 1.05 0.0 305

CHEVROLET 98-99 MONTE CARLO 2 DR 1.018 0.82 1.065 1.026 1.05 1.00 5.0 305

CHEVROLET 00-07 MONTE CARLO 2 DR 0.963 0.69 1.020 0.980 0.973 0.95 0.90 5.6 295

CHEVROLET 98-02 PRIZM 4 DR 1.010 0.96 0.964 1.008 0.993 1.00 1.00 0.0 300

CHEVROLET 98-04 S-10 PICKUP 0.979 0.89 1.018 0.983 0.984 1.00 1.05 -4.8 300

CHEVROLET 98-10 SILVERADO 0.976 0.98 1.076 0.978 0.980 1.00 1.00 0.0 300

CHEVROLET 09-10 SILVERADO HYBRID 0.000 0.00 0.962 0.981 0.981 1.00 1.00 0.0 300

CHEVROLET 03-06 SSR 0.519 0.71 1.003 0.659 0.80 0.85 -5.9 265

CHEVROLET 98-10 SUBURBAN 1.095 0.96 1.117 1.095 1.104 1.10 1.15 -4.3 310

CHEVROLET 98-10 TAHOE 1.076 0.95 1.116 1.078 1.090 1.10 1.05 4.8 310

CHEVROLET 08-10 TAHOE HYBRID 0.597 0.11 1.019 0.965 0.986 1.00 1.00 0.0 300

CHEVROLET 98 TRACKER 0.840 0.63 0.843 0.841 0.865 0.85 1.00 -15.0 285

CHEVROLET 99-04 TRACKER 1.028 0.71 1.045 1.033 1.068 1.05 1.05 0.0 305

CHEVROLET 98-09 TRAILBLAZER 1.055 0.94 1.091 1.058 1.049 1.05 1.05 0.0 305

CHEVROLET 02-06 TRAILBLAZER EXT 1.161 0.80 1.148 1.159 1.144 1.15 1.10 4.5 315

CHEVROLET 09-10 TRAVERSE 0.959 0.35 0.978 0.975 0.909 0.90 0.95 -5.3 290

CHEVROLET 98-08 UPLANDER 0.934 0.87 0.896 0.929 0.913 0.90 0.90 0.0 290

CHRYSLER 07-09 ASPEN 1.124 0.58 1.012 1.077 1.05 1.25 -16.0 305

CHRYSLER 09 ASPEN HYBRID 0.000 0.00 1.051 1.026 1.024 1.00 1.25 -20.0 300

CHRYSLER 98-00 CIRRUS 4 DR 1.093 0.63 1.034 1.071 1.158 1.15 1.10 4.5 315

CHRYSLER 98-04 CONCORDE 4 DR 1.048 0.88 0.988 1.040 1.061 1.05 1.00 5.0 305

CHRYSLER 04-08 CROSSFIRE 2 DR 0.628 0.60 0.734 0.670 0.80 0.80 0.0 265

CHRYSLER 04-08 PACIFICA 1.100 0.89 1.096 1.099 1.10 1.05 4.8 310

CHRYSLER 01-02 PROWLER 2 DR 0.371 0.09 0.656 0.772 0.788 0.80 0.90 -11.1 280

CHRYSLER 01-10 PT CRUISER 0.970 0.77 0.935 0.962 0.95 0.90 5.6 295

CHRYSLER 05-08 PT CRUISER CONVERTIBLE 2 DR 0.894 0.54 0.779 0.841 0.85 0.80 6.3 285

CHRYSLER 08-10 SEBRING 2 DR 0.703 0.46 0.722 0.724 0.80 0.85 -5.9 275

CHRYSLER 01-06 SEBRING 4 DR 1.187 0.68 1.024 1.135 1.198 1.20 1.10 9.1 320


CHRYSLER 98-00 SEBRING CONVERTIBLE 2 DR 0.978 0.77 0.756 0.927 0.90 0.95 -5.3 290

CHRYSLER 01-06 SEBRING CONVERTIBLE 2 DR 0.903 0.70 0.761 0.861 0.85 0.80 6.3 285

CHRYSLER 98-00 SEBRING COUPE 2 DR 1.044 0.52 0.991 1.019 1.050 1.05 1.00 5.0 305


CHRYSLER 98-10 TOWN & COUNTRY 0.945 0.93 0.922 0.944 0.958 0.95 0.95 0.0 295

CHRYSLER 00-03 VOYAGER 1.005 0.73 0.922 0.983 0.958 0.95 0.95 0.0 295

CHRYSLER 05-10 300 4 DR 0.972 0.80 0.901 0.958 0.95 0.95 0.0 295


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CHRYSLER 99-04 300M 4 DR 0.986 0.80 0.986 0.986 1.061 1.05 1.00 5.0 305

DAEWOO 99-02 LANOS 2 DR 0.988 0.42 1.017 1.003 1.00 1.05 -4.8 300

DAEWOO 99-02 LANOS 4 DR 1.081 0.43 1.074 1.072 1.05 1.05 0.0 305

DAEWOO 99-02 LEGANZA 4 DR 1.228 0.27 1.079 1.101 1.10 1.10 0.0 310

DAEWOO 99-02 NUBIRA 4 DR 1.179 0.44 1.066 1.112 1.10 1.15 -4.3 310

DODGE 98-00 AVENGER 2 DR 1.121 0.33 1.063 1.071 1.050 1.05 1.10 -4.5 305

DODGE 08-10 AVENGER 4 DR 1.272 0.71 0.981 1.188 1.168 1.15 1.00 15.0 315

DODGE 07-10 CALIBER 4 DR 1.129 0.84 0.934 1.098 1.10 1.00 10.0 310

DODGE 08-10 CHALLENGER 2 DR 0.935 0.28 0.886 0.925 0.95 0.90 5.6 295

DODGE 06-10 CHARGER 4 DR 1.215 0.71 0.885 1.119 1.10 1.05 4.8 310

DODGE 98-04 DAKOTA 1.341 0.96 1.025 1.329 1.25 1.25 0.0 335

DODGE 05-10 DAKOTA 1.258 0.73 1.032 1.197 1.212 1.20 1.25 -4.0 320

DODGE 98-09 DURANGO 1.456 0.89 1.145 1.421 1.25 1.25 0.0 340

DODGE 09 DURANGO HYBRID 0.000 0.00 1.028 1.014 1.024 1.00 1.25 -20.0 300

DODGE 98-10 GRAND CARAVAN 0.962 0.97 0.922 0.960 0.958 0.95 0.95 0.0 295

DODGE 98-04 INTREPID 4 DR 1.112 0.99 0.985 1.111 1.061 1.05 1.10 -4.5 305

DODGE 09-10 JOURNEY 1.048 0.48 0.944 0.995 1.00 0.95 5.3 300

DODGE 05-08 MAGNUM 1.111 0.79 0.808 1.048 1.05 1.00 5.0 305

DODGE 98-99 NEON 2 DR 1.125 0.18 1.117 1.081 1.121 1.10 1.20 -8.3 310

DODGE 98-05 NEON 4 DR 1.317 0.96 1.067 1.307 1.289 1.25 1.25 0.0 330

DODGE 07-10 NITRO 1.073 0.84 0.942 1.052 1.05 0.95 10.5 305

DODGE 06-10 RAM MEGA CAB PICKUP 1.271 0.25 1.233 1.185 1.20 1.25 -4.0 320

DODGE 02-08 RAM PICKUP 1500 1.261 0.93 1.087 1.248 1.25 1.25 0.0 325

DODGE 09-10 RAM PICKUP 1500 1.189 0.36 0.919 1.027 1.00 0.95 5.3 300

DODGE 98-02 RAM PICKUP 2500/3500 1.298 0.79 1.091 1.254 1.25 1.25 0.0 325

DODGE 03-10 RAM PICKUP 2500/3500 1.164 0.43 1.214 1.178 1.15 1.25 -8.0 315

DODGE 98-03 RAM VAN 1.078 0.48 1.037 1.056 1.05 1.05 0.0 305

DODGE 01-05 STRATUS 2 DR 1.264 0.58 1.037 1.169 1.131 1.15 1.15 0.0 315

DODGE 98-00 STRATUS 4 DR 1.200 0.66 1.043 1.146 1.158 1.15 1.10 4.5 315

DODGE 01-06 STRATUS 4 DR 1.298 0.65 1.044 1.210 1.198 1.20 1.20 0.0 320

DODGE 98-10 VIPER 2 DR 0.769 0.13 0.763 0.851 0.85 0.90 -5.6 285

EAGLE 98 TALON 2 DR 1.014 0.10 0.941 0.972 1.051 1.05 1.15 -8.7 305

FORD 98-00 CONTOUR 4 DR 1.084 0.89 1.020 1.077 1.063 1.05 1.10 -4.5 305

FORD 98-10 CROWN VICTORIA 4 DR 1.054 0.65 1.039 1.049 1.033 1.05 1.00 5.0 305

FORD 98-10 ECONOLINE 1.261 0.66 1.055 1.191 1.20 1.25 -4.0 320

FORD 07-10 EDGE 0.931 0.93 0.921 0.930 0.926 0.95 0.90 5.6 295

FORD 01-10 ESCAPE 0.960 0.87 1.012 0.966 0.967 0.95 0.95 0.0 295

FORD 05-10 ESCAPE HYBRID 1.040 0.58 1.032 1.037 1.027 1.05 1.00 5.0 305

FORD 98-02 ESCORT 4 DR 1.078 0.89 1.034 1.073 1.073 1.05 1.10 -4.5 305

FORD 00-05 EXCURSION 1.253 0.35 1.335 1.256 1.25 1.25 0.0 325

FORD 98-10 EXPEDITION 1.136 0.88 1.152 1.138 1.139 1.15 1.15 0.0 315

FORD 07-10 EXPEDITION EL 1.081 0.30 1.087 1.068 1.090 1.10 1.10 0.0 310

FORD 98-10 EXPLORER 1.123 0.95 1.054 1.120 1.115 1.10 1.10 0.0 310

FORD 01-10 EXPLORER SPORT TRAC 1.092 0.91 1.089 1.091 1.10 1.10 0.0 310

FORD 98-10 F-150 1.091 0.99 1.072 1.091 1.092 1.10 1.10 0.0 310


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FORD 99-10 F-250/F-350 SUPER DUTY 1.109 0.66 1.195 1.138 1.15 1.20 -4.2 315

FORD 09-10 FLEX 0.803 0.27 0.954 0.924 0.928 0.95 0.90 5.6 295

FORD 00-10 FOCUS 2 DR 1.038 0.76 0.961 1.020 1.00 1.05 -4.8 300

FORD 00-10 FOCUS 4 DR 1.113 0.99 1.003 1.112 1.10 1.15 -4.3 310

FORD 98-07 FREESTAR 0.982 0.92 0.891 0.975 0.975 0.95 0.95 0.0 295

FORD 06-10 FUSION 4 DR 1.081 0.83 1.010 1.069 1.023 1.00 1.10 -9.1 300

FORD 10 FUSION HYBRID 4 DR 0.453 0.04 0.857 0.907 0.917 0.90 1.10 -18.2 290

FORD 05-06 GT 2 DR 0.615 0.01 0.946 0.969 0.95 0.90 5.6 295

FORD 98-04 MUSTANG 2 DR 1.030 0.97 0.955 1.028 1.05 1.05 0.0 305

FORD 05-10 MUSTANG 2 DR 0.947 0.84 0.970 0.951 0.95 0.95 0.0 295

FORD 98-10 RANGER 1.085 0.93 1.021 1.080 1.073 1.05 1.10 -4.5 305

FORD 98-07 TAURUS 4 DR 1.121 0.94 1.002 1.114 1.103 1.10 1.10 0.0 310

FORD 05-10 TAURUS 4 DR 0.840 0.75 0.998 0.879 0.884 0.90 0.85 5.9 290

FORD 05-09 TAURUS X 0.879 0.76 0.906 0.885 0.90 0.90 0.0 290

FORD 02-05 THUNDERBIRD 2 DR 0.453 0.60 0.757 0.574 0.80 0.80 0.0 260

FORD 10 TRANSIT CONNECT 3.832 0.00 0.770 0.885 0.90 0.85 5.9 290

FORD 98-03 ZX2 2 DR 1.109 0.88 1.087 1.107 1.10 1.15 -4.3 310

GMC 07-10 ACADIA 0.881 0.94 0.967 0.886 0.909 0.90 0.95 -5.3 290

GMC 04-10 CANYON 1.038 0.46 1.003 1.019 1.043 1.05 1.05 0.0 305

GMC 98-09 ENVOY 1.031 0.96 1.100 1.034 1.049 1.05 1.05 0.0 305

GMC 02-06 ENVOY XL 1.119 0.61 1.153 1.132 1.144 1.15 1.10 4.5 315

GMC 04-05 ENVOY XUV 1.128 0.36 1.176 1.134 1.15 1.10 4.5 315

GMC 98-05 SAFARI 0.834 0.36 0.961 0.921 0.867 0.85 0.90 -5.6 285

GMC 98-10 SAVANA 0.894 0.61 1.032 0.948 1.007 1.00 1.05 -4.8 300

GMC 98-10 SIERRA 0.981 0.95 1.065 0.986 0.980 1.00 1.00 0.0 300

GMC 09-10 SIERRA HYBRID 0.000 0.00 0.963 0.981 0.981 1.00 1.00 0.0 300

GMC 98-04 SONOMA 0.989 0.79 1.013 0.994 0.984 1.00 1.05 -4.8 300

GMC 10 TERRAIN 0.000 0.00 0.952 0.976 0.959 0.95 0.90 5.6 295

GMC 98-10 YUKON 1.067 0.98 1.125 1.069 1.090 1.10 1.05 4.8 310

GMC 08-10 YUKON HYBRID 1.269 0.05 1.019 1.023 0.986 1.00 1.00 0.0 300

GMC 98-10 YUKON XL 1.096 0.94 1.120 1.098 1.104 1.10 1.15 -4.3 310

HONDA 98-07 ACCORD 2 DR 1.029 0.98 0.982 1.028 1.021 1.00 1.00 0.0 300

HONDA 08-10 ACCORD 2 DR 0.891 0.78 0.849 0.881 0.90 0.90 0.0 290

HONDA 98-07 ACCORD 4 DR 0.933 0.99 0.975 0.933 0.928 0.95 0.90 5.6 295

HONDA 08-10 ACCORD 4 DR 0.733 0.93 0.830 0.739 0.80 0.90 -11.1 275

HONDA 05-07 ACCORD HYBRID 4 DR 0.980 0.27 0.954 0.972 0.95 1.05 -9.5 295

HONDA 98-00 CIVIC 2 DR 0.944 0.99 1.000 0.944 0.95 0.95 0.0 295

HONDA 01-05 CIVIC 2 DR 1.012 0.86 1.015 1.013 1.00 1.05 -4.8 300

HONDA 06-10 CIVIC 2 DR 1.058 0.80 1.028 1.052 1.05 1.10 -4.5 305

HONDA 98-00 CIVIC 4 DR 0.888 0.97 0.999 0.892 0.90 0.90 0.0 290

HONDA 01-05 CIVIC 4 DR 0.927 0.93 0.988 0.932 0.95 0.90 5.6 295

HONDA 06-10 CIVIC 4 DR 0.912 0.84 1.009 0.927 0.95 0.95 0.0 295

HONDA 03-05 CIVIC HYBRID 4 DR 0.812 0.74 0.945 0.847 0.85 0.85 0.0 285

HONDA 06-10 CIVIC HYBRID 4 DR 0.767 0.68 0.939 0.822 0.80 0.90 -11.1 280

HONDA 98-06 CR-V 0.914 0.96 1.006 0.918 0.90 0.90 0.0 290


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HONDA 07-10 CR-V 0.749 0.94 0.878 0.756 0.80 0.80 0.0 275

HONDA 03-10 ELEMENT 0.876 0.83 1.034 0.903 0.90 0.90 0.0 290

HONDA 07-08 FIT 4 DR 0.736 0.68 0.928 0.798 0.80 0.85 -5.9 280

HONDA 09-10 FIT 4 DR 0.701 0.53 0.846 0.769 0.80 0.95 -15.8 280

HONDA 00-06 INSIGHT 2 DR 0.517 0.51 0.719 0.616 0.80 0.80 0.0 260

HONDA 10 INSIGHT 4 DR 1.039 0.06 0.768 0.886 0.90 0.90 0.0 290

HONDA 99-10 ODYSSEY 0.786 0.94 0.892 0.793 0.80 0.80 0.0 280

HONDA 98 ODYSSEY 4 DR 0.784 0.69 0.875 0.812 0.820 0.80 0.85 -5.9 280

HONDA 98-02 PASSPORT 1.287 0.78 1.073 1.240 1.189 1.20 1.25 -4.0 320

HONDA 03-08 PILOT 0.917 0.96 1.036 0.921 0.947 0.95 0.90 5.6 295

HONDA 09-10 PILOT 0.735 0.63 0.935 0.809 0.80 0.95 -15.8 280

HONDA 98-01 PRELUDE 2 DR 1.012 0.57 0.970 0.994 1.00 1.05 -4.8 300

HONDA 06-10 RIDGELINE 0.948 0.62 0.855 0.912 0.90 0.90 0.0 290

HONDA 00-09 S2000 2 DR 0.648 0.63 0.686 0.662 0.80 0.80 0.0 265

HUMMER 03-09 H2 1.595 0.32 1.267 1.324 1.25 1.25 0.0 330

HUMMER 05-09 H2 SUT 1.960 0.23 1.263 1.352 1.25 1.25 0.0 335

HUMMER 06-10 H3 1.525 0.52 1.045 1.295 1.25 1.25 0.0 330

HUMMER 09-10 H3T 1.231 0.02 0.907 0.958 0.95 0.95 0.0 295

HYUNDAI 98-10 ACCENT 2 DR 1.006 0.85 0.963 0.999 1.00 1.05 -4.8 300

HYUNDAI 98-10 ACCENT 4 DR 1.106 0.90 1.025 1.098 1.114 1.10 1.10 0.0 310

HYUNDAI 06-10 AZERA 4 DR 0.864 0.47 0.857 0.865 0.85 0.85 0.0 285

HYUNDAI 98-06 ELANTRA 4 DR 1.105 0.98 1.098 1.105 1.10 1.10 0.0 310

HYUNDAI 07-10 ELANTRA 4 DR 0.980 0.84 1.092 0.998 1.00 1.10 -9.1 300

HYUNDAI 07-08 ENTOURAGE 0.820 0.51 0.824 0.822 0.866 0.85 0.85 0.0 285

HYUNDAI 10 GENESIS 2 DR 0.388 0.03 0.853 0.908 0.90 0.90 0.0 290

HYUNDAI 09-10 GENESIS 4 DR 1.106 0.19 0.851 0.946 0.95 0.90 5.6 295

HYUNDAI 01-06 SANTA FE 0.988 0.93 1.077 0.994 1.00 0.95 5.3 300

HYUNDAI 07-10 SANTA FE 0.882 0.91 0.916 0.885 0.90 0.90 0.0 290

HYUNDAI 98 SONATA 4 DR 1.181 0.33 1.041 1.081 1.10 1.00 10.0 310

HYUNDAI 99-10 SONATA 4 DR 1.038 0.94 0.995 1.036 1.05 1.00 5.0 305

HYUNDAI 98-08 TIBURON 2 DR 1.268 0.80 1.072 1.229 1.25 1.20 4.2 325

HYUNDAI 05-10 TUCSON 0.910 0.75 0.913 0.911 0.928 0.95 0.90 5.6 295

HYUNDAI 07-10 VERACUZ 0.806 0.65 0.944 0.855 0.85 0.95 -10.5 285

HYUNDAI 01-05 XG350 4 DR 1.012 0.78 1.001 1.009 1.007 1.00 0.95 5.3 300

INFINITI 08-10 EX 4 DR 0.559 0.33 0.735 0.722 0.80 0.85 -5.9 275

INFINITI 03-10 FX 1.001 0.80 0.909 0.983 1.00 0.90 11.1 300

INFINITI 99-02 G 4 DR 0.993 0.89 0.945 0.988 1.00 1.00 0.0 300

INFINITI 03-10 G 4 DR 0.777 0.96 0.845 0.780 0.80 0.80 0.0 280

INFINITI 03-10 G 2 DR 0.872 0.96 0.863 0.871 0.85 0.80 6.3 285

INFINITI 98-04 I35 4 DR 0.891 0.83 0.958 0.902 0.947 0.95 0.90 5.6 295

INFINITI 06-10 M35/M45 4 DR 0.740 0.63 0.831 0.774 0.80 0.80 0.0 275

INFINITI 03-04 M45 4 DR 0.968 0.35 0.811 0.894 0.90 0.90 0.0 290

INFINITI 98-03 QX4 1.220 0.70 1.080 1.178 1.168 1.15 1.15 0.0 315

INFINITI 04-10 QX56 1.121 0.64 1.042 1.093 1.044 1.05 1.05 0.0 305

INFINITI 98-06 Q45 4 DR 0.922 0.35 0.919 0.932 0.95 0.85 11.8 295


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ISUZU 04-08 ASCENDER 1.183 0.17 1.087 1.075 1.049 1.05 1.05 0.0 305

ISUZU 03-06 ASCENDER EXTENDED WHEELBASE 1.033 0.79 1.147 1.057 1.144 1.15 1.10 4.5 315

ISUZU 02-04 AXIOM 1.090 0.40 1.092 1.082 1.189 1.20 1.15 4.3 320

ISUZU 98-00 HOMBRE 0.876 0.49 1.073 0.976 0.984 1.00 1.05 -4.8 300

ISUZU 06-08 I-290/I-370 1.037 0.14 1.030 1.020 1.043 1.05 1.05 0.0 305

ISUZU 98-99 OASIS 4 DR 0.739 0.08 0.875 0.917 0.820 0.80 0.85 -5.9 280

ISUZU 98-04 RODEO 1.197 0.77 1.081 1.170 1.189 1.20 1.15 4.3 320

ISUZU 98-03 RODEO SPORT 1.225 0.24 1.157 1.133 1.15 1.20 -4.2 315

ISUZU 98-02 TROOPER 1.037 0.80 1.127 1.055 1.056 1.05 1.10 -4.5 305

ISUZU 99-01 VEHICROSS 0.921 0.07 1.083 1.036 1.05 1.05 0.0 305

JAGUAR 00-08 S-TYPE 4 DR 0.854 0.86 0.849 0.853 0.85 0.90 -5.6 285

JAGUAR 02-08 X-TYPE 4 DR 0.948 0.83 0.904 0.940 0.95 0.90 5.6 295

JAGUAR 09-10 XF 4 DR 0.943 0.09 0.826 0.908 0.90 0.90 0.0 290

JAGUAR 98-03 XJ-SERIES 4 DR 0.772 0.76 0.814 0.782 0.80 0.80 0.0 280


JAGUAR 98-06 XK-SERIES 2 DR 0.595 0.57 0.590 0.593 0.80 0.80 0.0 260


JEEP 98-01 CHEROKEE 1.102 0.96 1.017 1.099 1.10 1.10 0.0 310

JEEP 06-10 COMMANDER 1.278 0.90 0.975 1.248 1.233 1.25 1.10 13.6 325

JEEP 07-10 COMPASS 1.069 0.62 0.970 1.032 1.05 1.00 5.0 305

JEEP 99-04 GRAND CHEROKEE 1.132 0.88 1.063 1.124 1.10 1.10 0.0 310

JEEP 05-10 GRAND CHEROKEE 1.243 0.93 0.959 1.223 1.233 1.25 1.10 13.6 325

JEEP 02-10 LIBERTY 1.237 0.96 1.070 1.230 1.25 1.20 4.2 325

JEEP 07-10 PATRIOT 1.026 0.72 0.948 1.004 1.00 1.00 0.0 300

JEEP 98-06 WRANGLER 0.977 0.92 1.092 0.986 1.00 1.05 -4.8 300

JEEP 07-10 WRANGLER 1.078 0.87 0.980 1.065 1.05 1.05 0.0 305

JEEP 04-06 WRANGLER UNLIMITED 1.033 0.46 1.053 1.042 1.05 0.95 10.5 305


KIA 04-09 AMANTI 4 DR 1.021 0.60 0.942 0.989 1.007 1.00 0.95 5.3 300

KIA 09 BORREGO 1.627 0.05 0.969 1.016 1.00 1.00 0.0 300

KIA 10 FORTE 4 DR 0.278 0.01 0.884 0.935 0.95 0.95 0.0 295

KIA 01-06 OPTIMA 4 DR 1.249 0.85 1.068 1.222 1.20 1.20 0.0 320

KIA 06-10 OPTIMA 4 DR 1.253 0.80 0.980 1.198 1.20 1.00 20.0 320

KIA 01-05 RIO 4 DR 1.125 0.67 1.045 1.099 1.10 1.15 -4.3 310

KIA 06-10 RIO 4 DR 1.219 0.71 1.049 1.169 1.114 1.10 1.10 0.0 310

KIA 07-10 RONDO 4 DR 0.951 0.56 0.797 0.883 0.90 0.85 5.9 290

KIA 02-05 SEDONA 1.146 0.85 1.043 1.130 1.15 1.05 9.5 315

KIA 06-10 SEDONA 0.915 0.58 0.825 0.877 0.866 0.85 0.85 0.0 285

KIA 98-01 SEPHIA 4 DR 1.129 0.75 1.063 1.113 1.10 1.15 -4.3 310

KIA 03-09 SORENTO 1.080 0.84 1.131 1.088 1.10 1.10 0.0 310

KIA 10 SOUL 0.873 0.08 0.851 0.915 0.90 0.90 0.0 290

KIA 00-04 SPECTRA 4 DR 1.226 0.66 1.080 1.176 1.15 1.20 -4.2 315

KIA 04-09 SPECTRA 4 DR 1.281 0.72 1.107 1.232 1.25 1.25 0.0 325

KIA 98-02 SPORTAGE 1.146 0.78 1.129 1.142 1.15 1.15 0.0 315

KIA 05-10 SPORTAGE 0.963 0.99 0.936 0.963 0.928 0.95 0.90 5.6 295


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KIA 99-02 SPORTAGE CONVERTIBLE 0.930 0.33 1.179 1.067 1.05 1.10 -4.5 305

LAND ROVER 98 DISCOVERY 1.440 0.37 1.129 1.227 1.20 1.20 0.0 320

LAND ROVER 99-04 DISCOVERY 1.492 0.87 1.121 1.444 1.25 1.25 0.0 345

LAND ROVER 02-05 FREELANDER 1.124 0.57 1.026 1.082 1.10 1.05 4.8 310

LAND ROVER 08-10 LR2 1.169 0.52 0.909 1.044 1.05 0.95 10.5 305

LAND ROVER 05-10 LR4 1.015 0.80 1.044 1.021 1.00 0.95 5.3 300

LAND ROVER 98-02 RANGE ROVER 1.151 0.40 1.104 1.112 1.10 1.10 0.0 310


LAND ROVER 06-10 RANGE ROVER SPORT 1.121 0.75 1.075 1.109 1.10 1.05 4.8 310

LEXUS 98-10 ES 4 DR 0.865 0.97 0.895 0.866 0.85 0.95 -10.5 285

LEXUS 98-10 GS 4 DR 0.812 0.90 0.808 0.811 0.80 0.80 0.0 280

LEXUS 07-10 GS HYBRID 4 DR 0.804 0.37 0.851 0.853 0.85 0.90 -5.6 285

LEXUS 03-10 GX 0.852 0.84 0.961 0.869 0.928 0.95 0.95 0.0 295

LEXUS 10 HS HYBRID 4 DR 3.559 0.00 0.857 0.929 0.95 0.90 5.6 295

LEXUS 10 IS 2 DR 2.486 0.01 0.593 0.811 0.80 0.80 0.0 280

LEXUS 01-05 IS 4 DR 1.034 0.61 0.909 0.985 1.00 0.95 5.3 300

LEXUS 06-10 IS 4 DR 0.859 0.63 0.844 0.854 0.85 0.90 -5.6 285

LEXUS 98-00 LS 4 DR 0.889 0.64 0.811 0.861 0.85 0.85 0.0 285

LEXUS 01-06 LS 4 DR 0.780 0.83 0.831 0.789 0.80 0.80 0.0 280

LEXUS 07-10 LS 4 DR 0.911 0.74 0.814 0.886 0.90 0.85 5.9 290

LEXUS 08-10 LS HYBRID 4 DR 0.818 0.03 0.873 0.931 0.95 0.90 5.6 295

LEXUS 98-10 LX 1.030 0.65 1.032 1.031 1.035 1.05 1.05 0.0 305

LEXUS 99-10 RX 0.950 0.90 0.925 0.948 0.910 0.90 0.95 -5.3 290

LEXUS 06-10 RX HYBRID 1.009 0.62 0.891 0.964 1.037 1.05 1.00 5.0 305

LEXUS 98-00 SC 2 DR 0.945 0.07 0.967 0.979 1.00 0.95 5.3 300

LEXUS 02-10 SC 2 DR 0.599 0.59 0.566 0.586 0.80 0.80 0.0 260

LINCOLN 03-05 AVIATOR 1.044 0.53 1.037 1.041 1.115 1.10 1.00 10.0 310

LINCOLN 02 BLACKWOOD 0.895 0.05 1.199 1.094 1.139 1.15 1.15 0.0 315

LINCOLN 98-02 CONTINENTAL 4 DR 0.956 0.98 0.963 0.956 0.95 1.00 -5.0 295

LINCOLN 00-06 LS 4 DR 0.984 0.78 0.903 0.966 0.95 0.90 5.6 295

LINCOLN 06-08 MARK LT 1.225 0.07 1.082 1.057 1.092 1.10 1.10 0.0 310

LINCOLN 98 MARK VIII 2 DR 0.810 0.23 0.983 0.948 0.95 0.95 0.0 295

LINCOLN 09-10 MKS 4 DR 1.151 0.23 0.851 0.960 0.95 0.90 5.6 295

LINCOLN 10 MKT 0.000 0.00 0.951 0.975 0.928 0.95 0.95 0.0 295

LINCOLN 07-10 MKX 0.920 0.47 0.937 0.931 0.926 0.95 0.90 5.6 295

LINCOLN 06-10 MKZ 4 DR 0.925 0.47 0.984 0.957 1.023 1.00 0.95 5.3 300

LINCOLN 98-10 NAVIGATOR 1.152 0.84 1.143 1.150 1.139 1.15 1.15 0.0 315

LINCOLN 07-10 NAVIGATOR L 1.250 0.14 1.089 1.080 1.090 1.10 1.10 0.0 310

LINCOLN 98-10 TOWN CAR 4 DR 1.069 0.89 1.009 1.062 1.05 1.05 0.0 305

LOTUS 05-10 ELISE 2 DR 0.556 0.05 0.561 0.758 0.769 0.80 0.80 0.0 275

LOTUS 06-10 EXIGE 2 DR 1.070 0.02 0.750 0.876 0.769 0.80 0.80 0.0 275

MAZDA 98-09 B-SERIES PICKUP 0.999 0.96 1.013 0.999 1.073 1.05 1.10 -4.5 305

MAZDA 07-10 CX-7 1.064 0.56 0.917 1.000 1.00 0.95 5.3 300

MAZDA 07-10 CX-9 0.912 0.88 0.949 0.916 0.926 0.95 0.90 5.6 295

MAZDA 04-10 MAZDA3 4 DR 0.978 0.83 1.013 0.984 1.00 1.00 0.0 300


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MAZDA 06-10 MAZDA5 4 DR 0.789 0.73 0.945 0.831 0.85 0.95 -10.5 285

MAZDA 03-08 MAZDA6 4 DR 0.980 0.76 0.989 0.982 1.00 1.00 0.0 300

MAZDA 09-10 MAZDA6 4 DR 0.912 0.33 0.824 0.883 0.90 0.90 0.0 290

MAZDA 98-02 MILLENIA 4 DR 0.958 0.60 0.967 0.962 0.95 0.90 5.6 295

MAZDA 98 MPV 0.905 0.48 0.909 0.909 0.90 0.90 0.0 290

MAZDA 00-06 MPV 0.817 0.72 0.895 0.839 0.85 0.80 6.3 285

MAZDA 99-10 MX-5 MIATA 2 DR 0.495 0.86 0.618 0.512 0.80 0.80 0.0 250

MAZDA 98 PROTEGE 4 DR 1.037 0.53 1.055 1.046 1.05 1.00 5.0 305

MAZDA 99-03 PROTEGE 4 DR 0.934 0.94 1.007 0.938 0.95 0.95 0.0 295

MAZDA 04-10 RX-8 4 DR 0.911 0.55 0.888 0.901 0.90 0.85 5.9 290

MAZDA 01-10 TRIBUTE 0.973 0.64 1.021 0.990 0.967 0.95 0.95 0.0 295

MAZDA 08-10 TRIBUTE HYBRID 1.534 0.01 1.021 1.016 1.027 1.05 1.00 5.0 305

MAZDA 98-02 626 4 DR 1.032 0.87 1.013 1.029 1.05 1.05 0.0 305

MERCEDES-BENZ 02-05 C-CLASS 2 DR 0.874 0.56 0.843 0.860 0.85 0.85 0.0 285



MERCEDES-BENZ 08-10 C-CLASS 4 DR 0.819 0.84 0.839 0.822 0.80 0.90 -11.1 280

MERCEDES-BENZ 98-99 CL-CLASS 2 DR 1.729 0.01 0.948 0.981 1.00 0.95 5.3 300


MERCEDES-BENZ 98-09 CLK-CLASS 2 DR 0.721 0.76 0.699 0.716 0.80 0.80 0.0 270

MERCEDES-BENZ 06-10 CLS-CLASS 4 DR 0.864 0.75 0.820 0.853 0.85 0.85 0.0 285

MERCEDES-BENZ 10 E-CLASS 2 DR 0.803 0.01 0.842 0.919 0.90 0.90 0.0 290

MERCEDES-BENZ 98-10 E-CLASS 4 DR 0.804 0.93 0.808 0.804 0.80 0.80 0.0 280

MERCEDES-BENZ 02-10 G-CLASS 1.387 0.05 0.991 1.015 1.00 0.90 11.1 300

MERCEDES-BENZ 07-10 GL-CLASS 1.000 0.64 0.970 0.989 1.00 1.00 0.0 300

MERCEDES-BENZ 10 GLK-CLASS 1.485 0.09 0.917 1.002 1.00 0.95 5.3 300

MERCEDES-BENZ 06-10 M-CLASS 0.961 0.82 0.931 0.956 0.95 0.90 5.6 295

MERCEDES-BENZ 98-05 ML-CLASS 1.024 0.85 0.978 1.018 1.00 1.00 0.0 300

MERCEDES-BENZ 06-10 R-CLASS 0.971 0.20 0.942 0.965 0.95 1.00 -5.0 295

MERCEDES-BENZ 98-99 S-CLASS 4 DR 0.759 0.57 0.916 0.826 0.85 0.90 -5.6 285

MERCEDES-BENZ 00-10 S-CLASS 4 DR 0.863 0.94 0.814 0.860 0.85 0.80 6.3 285

MERCEDES-BENZ 98-09 SL-CLASS 2 DR 0.537 0.73 0.588 0.551 0.80 0.80 0.0 255

MERCEDES-BENZ 98-10 SLK-CLASS 2 DR 0.527 0.77 0.588 0.541 0.80 0.80 0.0 255

MERCEDES-BENZ 03-10 SPRINTER 1.105 0.16 0.899 0.966 0.95 1.00 -5.0 295

MERCURY 99-02 COUGAR 2 DR 1.133 0.77 1.018 1.107 1.10 1.15 -4.3 310

MERCURY 98-10 GRAND MARQUIS 4 DR 1.027 0.93 1.043 1.028 1.033 1.05 1.00 5.0 305

MERCURY 03-04 MARAUDER 4 DR 1.023 0.21 1.065 1.038 1.033 1.05 1.00 5.0 305

MERCURY 05-10 MARINER 0.906 0.93 0.984 0.911 0.967 0.95 0.95 0.0 295

MERCURY 06-10 MARINER HYBRID 0.906 0.24 1.035 0.995 1.027 1.05 1.00 5.0 305

MERCURY 06-10 MILAN 4 DR 0.969 0.67 0.984 0.974 1.023 1.00 0.95 5.3 300

MERCURY 10 MILAN HYBRID 4 DR 2.732 0.01 0.857 0.946 0.917 0.90 0.95 -5.3 290

MERCURY 04-07 MONTEREY 0.963 0.88 0.872 0.952 0.975 0.95 0.95 0.0 295

MERCURY 98-10 MOUNTAINEER 1.103 0.96 1.082 1.102 1.115 1.10 1.10 0.0 310

MERCURY 98-00 MYSTIQUE 4 DR 1.023 0.75 1.023 1.023 1.063 1.05 1.10 -4.5 305

MERCURY 98-05 SABLE 4 DR 1.065 0.96 0.977 1.062 1.103 1.10 1.10 0.0 310


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MERCURY 05-09 SABLE 4 DR 0.812 0.53 1.000 0.900 0.884 0.90 0.85 5.9 290

MERCURY 98-99 TRACER 4 DR 1.070 0.75 1.040 1.063 1.073 1.05 1.10 -4.5 305

MERCURY 98-02 VILLAGER 0.902 0.83 0.913 0.904 0.905 0.90 0.85 5.9 290

MINI 02-10 COOPER 2 DR 0.588 0.76 0.793 0.638 0.80 0.80 0.0 265

MINI 08-10 COOPER CLUBMAN 4 DR 0.559 0.30 0.680 0.708 0.80 0.85 -5.9 270

MITSUBISHI 98-04 DIAMANTE 4 DR 1.220 0.38 0.985 1.076 1.05 1.05 0.0 305

MITSUBISHI 98-99 ECLIPSE 2 DR 1.225 0.46 0.896 1.052 1.051 1.05 1.15 -8.7 305

MITSUBISHI 00-05 ECLIPSE 2 DR 1.150 0.79 0.890 1.096 1.131 1.15 1.05 9.5 315

MITSUBISHI 06-10 ECLIPSE 2 DR 1.257 0.79 0.929 1.189 1.20 1.15 4.3 320

MITSUBISHI 04-10 ENDEAVOR 1.291 0.89 0.999 1.259 1.25 1.25 0.0 325

MITSUBISHI 98 GALANT 4 DR 1.221 0.19 1.041 1.062 1.05 1.10 -4.5 305

MITSUBISHI 99-03 GALANT 4 DR 1.227 0.97 1.034 1.221 1.20 1.15 4.3 320


MITSUBISHI 02-07 LANCER 4 DR 1.237 0.62 1.074 1.175 1.15 1.20 -4.2 315

MITSUBISHI 08-10 LANCER 4 DR 1.317 0.39 1.049 1.148 1.15 1.05 9.5 315

MITSUBISHI 98-02 MIRAGE 2 DR 1.096 0.78 1.038 1.083 1.10 1.10 0.0 310

MITSUBISHI 98-01 MIRAGE 4 DR 1.133 0.51 1.044 1.089 1.10 1.20 -8.3 310

MITSUBISHI 01-06 MONTERO 1.103 0.51 1.073 1.089 1.10 1.10 0.0 310

MITSUBISHI 98-04 MONTERO SPORT 1.207 0.87 1.080 1.191 1.20 1.15 4.3 320

MITSUBISHI 03-06 OUTLANDER 1.187 0.68 1.074 1.151 1.15 1.10 4.5 315


MITSUBISHI 06-09 RAIDER 1.698 0.29 1.052 1.228 1.212 1.20 1.25 -4.0 320

MITSUBISHI 98-99 3000GT 2 DR 0.970 0.22 0.895 0.941 0.95 1.00 -5.0 295

NISSAN 08-10 ALTIMA 2 DR 1.135 0.69 0.894 1.060 1.05 0.95 10.5 305

NISSAN 98-01 ALTIMA 4 DR 1.130 0.95 1.041 1.126 1.15 1.10 4.5 315

NISSAN 02-06 ALTIMA 4 DR 0.986 0.77 1.030 0.996 1.00 0.90 11.1 300

NISSAN 07-10 ALTIMA 4 DR 0.977 0.75 0.952 0.971 0.95 1.00 -5.0 295

NISSAN 07-10 ALTIMA HYBRID 4 DR 0.879 0.42 0.874 0.886 0.90 0.95 -5.3 290

NISSAN 04-10 ARMADA 1.016 0.78 1.033 1.020 1.044 1.05 1.05 0.0 305

NISSAN 09-10 CUBE 0.251 0.03 0.855 0.905 0.90 0.90 0.0 290

NISSAN 98-04 FRONTIER 0.991 0.93 1.057 0.996 1.00 1.05 -4.8 300

NISSAN 05-10 FRONTIER 0.961 0.65 0.958 0.960 0.960 0.95 1.00 -5.0 295

NISSAN 09-10 GT-R 2 DR 1.631 0.00 0.798 0.899 0.90 0.90 0.0 290

NISSAN 98-03 MAXIMA 4 DR 0.958 0.78 0.982 0.963 0.947 0.95 0.90 5.6 295

NISSAN 04-08 MAXIMA 4 DR 0.866 0.95 0.904 0.868 0.85 0.85 0.0 285

NISSAN 09-10 MAXIMA 4 DR 0.846 0.47 0.837 0.846 0.85 0.90 -5.6 285

NISSAN 03-07 MURANO 0.972 0.81 0.987 0.975 1.00 0.95 5.3 300

NISSAN 09-10 MURANO 0.770 0.65 0.932 0.827 0.85 0.95 -10.5 285

NISSAN 98-04 PATHFINDER 1.171 0.93 1.055 1.163 1.168 1.15 1.15 0.0 315

NISSAN 05-10 PATHFINDER 0.961 0.77 0.992 0.968 0.95 0.90 5.6 295

NISSAN 98-02 QUEST 0.921 0.83 0.815 0.903 0.905 0.90 0.85 5.9 290

NISSAN 04-09 QUEST 0.817 0.76 0.896 0.836 0.85 0.80 6.3 285

NISSAN 08-10 ROGUE 1.095 0.84 0.893 1.062 1.05 0.95 10.5 305

NISSAN 98-99 SENTRA 4 DR 1.067 0.89 0.993 1.059 1.05 1.05 0.0 305

NISSAN 00-06 SENTRA 4 DR 1.128 0.95 1.082 1.126 1.15 1.10 4.5 315


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NISSAN 07-10 SENTRA 4 DR 1.136 0.63 1.041 1.101 1.10 1.15 -4.3 310

NISSAN 04-10 TITAN 1.128 0.78 0.998 1.100 1.10 1.10 0.0 310

NISSAN 07-10 VERSA 4 DR 0.995 0.95 1.058 0.998 1.00 1.00 0.0 300

NISSAN 00-04 XTERRA 1.093 0.84 1.112 1.096 1.10 1.05 4.8 310

NISSAN 05-10 XTERRA 0.951 0.46 0.993 0.974 0.95 1.00 -5.0 295

NISSAN 98 200SX 2 DR 0.989 0.62 0.952 0.975 0.95 1.00 -5.0 295

NISSAN 98 240SX 2 DR 0.577 0.11 0.950 0.928 0.95 0.95 0.0 295

NISSAN 03-10 370Z 2 DR 0.796 0.92 0.851 0.801 0.80 0.80 0.0 280

OLDSMOBILE 98 ACHIEVA 4 DR 1.160 0.25 1.041 1.061 1.038 1.05 1.05 0.0 305

OLDSMOBILE 99-04 ALERO 2 DR 1.124 0.65 1.028 1.090 1.109 1.10 1.10 0.0 310


OLDSMOBILE 98-99 AURORA 4 DR 0.974 0.75 1.004 0.981 0.959 0.95 0.95 0.0 295

OLDSMOBILE 01-03 AURORA 4 DR 0.940 0.53 0.923 0.932 0.920 0.90 0.95 -5.3 290

OLDSMOBILE 98-04 BRAVADA 1.023 0.63 1.103 1.053 1.049 1.05 1.05 0.0 305

OLDSMOBILE 98-99 CUTLASS 4 DR 1.087 0.55 1.041 1.067 1.065 1.05 1.00 5.0 305

OLDSMOBILE 98-99 EIGHTY EIGHT/LSS 4 DR 0.987 0.41 0.985 0.987 0.963 0.95 0.95 0.0 295

OLDSMOBILE 98-02 INTRIGUE 4 DR 0.974 0.88 0.948 0.971 1.013 1.00 1.00 0.0 300

OLDSMOBILE 98 REGENCY 4 DR 0.910 0.31 1.005 0.975 1.00 0.95 5.3 300

OLDSMOBILE 98-04 SILHOUETTE 0.886 0.82 0.908 0.890 0.913 0.90 0.90 0.0 290

PLYMOUTH 98-00 BREEZE 4 DR 1.269 0.78 1.087 1.229 1.158 1.15 1.25 -8.0 315

PLYMOUTH 98-99 NEON 2 DR 1.296 0.11 1.136 1.101 1.121 1.10 1.10 0.0 310

PLYMOUTH 98-01 NEON 4 DR 1.188 0.89 1.055 1.173 1.289 1.25 1.15 8.7 330

PLYMOUTH 99-01 PROWLER 2 DR 0.939 0.19 0.656 0.817 0.788 0.80 0.90 -11.1 280

PLYMOUTH 98-00 VOYAGER/GRAND VOYAGER 0.965 0.87 0.911 0.958 0.958 0.95 0.95 0.0 295

PONTIAC 01-05 AZTEK 1.047 0.92 1.060 1.048 0.972 0.95 1.05 -9.5 295

PONTIAC 98-99 BONNEVILLE 4 DR 0.891 0.71 0.986 0.919 0.963 0.95 0.95 0.0 295


PONTIAC 98-02 FIREBIRD/TRANS AM 2 DR 0.834 0.69 0.911 0.858 0.868 0.85 0.90 -5.6 285

PONTIAC 98 GRAND AM 2 DR 1.141 0.17 1.097 1.073 1.05 1.10 -4.5 305

PONTIAC 99-05 GRAND AM 2 DR 1.106 0.94 1.034 1.102 1.109 1.10 1.10 0.0 310

PONTIAC 98 GRAND AM 4 DR 0.994 0.61 1.041 1.013 1.038 1.05 1.05 0.0 305


PONTIAC 98-02 GRAND PRIX 2 DR 0.908 0.58 1.009 0.951 0.973 0.95 0.90 5.6 295


PONTIAC 04-06 GTO 2 DR 1.045 0.57 1.029 1.038 1.05 1.05 0.0 305

PONTIAC 09 G3 4 DR 1.022 0.01 0.993 0.997 1.084 1.10 1.05 4.8 310

PONTIAC 07-09 G5 2 DR 1.225 0.19 1.115 1.100 1.198 1.20 1.15 4.3 320

PONTIAC 06-09 G6 2 DR 1.006 0.39 0.819 0.912 0.90 0.95 -5.3 290

PONTIAC 05-10 G6 4 DR 1.190 0.81 0.957 1.146 1.15 1.10 4.5 315

PONTIAC 08-09 G8 4 DR 0.827 0.33 0.876 0.881 0.90 0.90 0.0 290

PONTIAC 98-06 MONTANA SV6 0.879 0.91 0.911 0.882 0.913 0.90 0.90 0.0 290

PONTIAC 06-09 SOLSTICE 2 DR 0.495 0.53 0.717 0.599 0.572 0.80 0.80 0.0 255

PONTIAC 98-05 SUNFIRE 2 DR 1.159 0.90 1.066 1.150 1.115 1.10 1.15 -4.3 310

PONTIAC 98-02 SUNFIRE 4 DR 1.106 0.56 1.071 1.091 1.100 1.10 1.15 -4.3 310

PONTIAC 06-09 TORRENT 0.879 0.78 0.990 0.903 0.959 0.95 0.95 0.0 295


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PONTIAC 03-10 VIBE 4 DR 0.795 0.77 0.847 0.807 0.838 0.85 0.85 0.0 285

PORSCHE 98-10 BOXSTER 2 DR 0.371 0.77 0.610 0.426 0.80 0.80 0.0 245

PORSCHE 03-10 CAYENNE 0.946 0.95 0.945 0.945 0.977 1.00 0.90 11.1 300

PORSCHE 06-10 CAYMAN 2 DR 0.487 0.46 0.775 0.652 0.80 0.80 0.0 265

PORSCHE 98 911 2 DR 0.268 0.07 0.760 0.829 0.85 0.80 6.3 285

PORSCHE 99-10 911 CARRERA 2 DR 0.398 0.71 0.675 0.479 0.80 0.80 0.0 250

SAAB 05-06 9-2X 4 DR 1.011 0.24 0.818 0.912 0.921 0.90 0.95 -5.3 290

SAAB 98-10 9-3 2 DR 0.559 0.72 0.689 0.596 0.80 0.80 0.0 260

SAAB 98-10 9-3 4 DR 0.695 0.95 0.841 0.702 0.80 0.80 0.0 270

SAAB 99-10 9-5 4 DR 0.719 0.89 0.873 0.736 0.80 0.80 0.0 275

SAAB 05-09 9-7X 0.978 0.61 0.957 0.970 0.95 1.05 -9.5 295

SAAB 98 9000 4 DR 0.715 0.04 0.849 0.913 0.90 0.90 0.0 290

SATURN 08-09 ASTRA 2 DR 0.406 0.07 0.803 0.860 0.85 0.90 -5.6 285

SATURN 08-09 ASTRA 4 DR 0.895 0.24 0.889 0.919 0.90 0.95 -5.3 290

SATURN 07-09 AURA 4 DR 0.906 0.85 0.971 0.915 0.933 0.95 0.90 5.6 295

SATURN 07-09 AURA HYBRID 4 DR 0.738 0.05 0.837 0.905 0.874 0.85 0.90 -5.6 285

SATURN 03-07 ION 4 DR 0.999 0.93 1.070 1.004 1.00 0.95 5.3 300

SATURN 00-05 L-SERIES 4 DR 0.914 0.91 1.000 0.922 0.90 0.90 0.0 290

SATURN 07-10 OUTLOOK 0.897 0.66 0.984 0.927 0.909 0.90 0.95 -5.3 290

SATURN 05-07 RELAY 1.011 0.63 0.857 0.954 0.913 0.90 0.90 0.0 290

SATURN 98-02 S-SERIES 2 DR 0.991 0.85 1.025 0.996 1.00 1.00 0.0 300


SATURN 07-09 SKY 2 DR 0.571 0.66 0.637 0.594 0.572 0.80 0.80 0.0 255

SATURN 02-07 VUE 0.899 0.91 1.059 0.913 0.90 0.90 0.0 290

SATURN 08-09 VUE 0.769 0.66 0.911 0.817 0.80 0.95 -15.8 280

SATURN 07-09 VUE HYBRID 1.259 0.13 1.007 1.037 1.05 1.05 0.0 305

SCION 05-10 TC 2 DR 1.255 0.79 0.987 1.198 1.20 1.15 4.3 320

SCION 04-06 XA 4 DR 0.881 0.71 0.993 0.913 0.90 0.95 -5.3 290

SCION 04-06 XB 0.879 0.90 0.956 0.887 0.90 0.90 0.0 290

SCION 08-10 XB 0.808 0.80 0.934 0.833 0.85 0.95 -10.5 285

SCION 08-10 XD 4 DR 0.971 0.59 0.961 0.967 0.95 1.00 -5.0 295

SMART 08-10 FORTWO 2 DR 0.449 0.47 0.613 0.547 0.80 0.85 -5.9 255

SUBARU 03-06 BAJA 0.989 0.40 1.030 1.010 1.00 1.00 0.0 300

SUBARU 98-08 FORESTER 4 DR 0.808 0.95 0.850 0.810 0.80 0.80 0.0 280

SUBARU 09-10 FORESTER 4 DR 0.799 0.66 0.859 0.819 0.80 0.90 -11.1 280

SUBARU 98-01 IMPREZA 2 DR 0.776 0.24 1.046 0.969 0.95 1.00 -5.0 295

SUBARU 98-07 IMPREZA 4 DR 0.917 0.92 0.937 0.918 0.921 0.90 0.95 -5.3 290

SUBARU 08-10 IMPREZA 4 DR 0.969 0.62 0.859 0.927 0.90 0.90 0.0 290

SUBARU 98-10 LEGACY 4 DR 0.895 0.97 0.851 0.894 0.90 0.85 5.9 290

SUBARU 05-10 OUTBACK 0.780 0.87 1.000 0.809 0.80 0.85 -5.9 280

SUBARU 06-10 TRIBECA 0.967 0.66 0.936 0.957 0.95 0.95 0.0 295

SUZUKI 02-07 AERIO 4 DR 1.233 0.54 1.011 1.131 1.15 1.10 4.5 315

SUZUKI 09-10 EQUATOR 1.754 0.01 0.953 0.984 0.960 0.95 1.00 -5.0 295

SUZUKI 98-02 ESTEEM 4 DR 1.061 0.72 0.976 1.038 1.05 1.05 0.0 305

SUZUKI 04-08 FORENZA 4 DR 1.446 0.69 1.094 1.337 1.356 1.25 1.25 0.0 335


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SUZUKI 99-05 GRAND VITARA 1.130 0.80 1.101 1.124 1.068 1.05 1.05 0.0 305

SUZUKI 06-10 GRAND VITARA 1.066 0.77 0.905 1.029 1.05 1.00 5.0 305

SUZUKI 01-06 GRAND VITARA XL-7 1.236 0.67 1.076 1.183 1.20 1.15 4.3 320

SUZUKI 05-08 RENO 4 DR 1.356 0.22 1.032 1.094 1.356 1.25 1.25 0.0 335

SUZUKI 98 SIDEKICK 0.888 0.48 1.054 0.973 0.865 0.85 1.00 -15.0 285

SUZUKI 98-01 SWIFT 2 DR 0.688 0.23 0.925 0.891 0.752 0.80 0.85 -5.9 275

SUZUKI 07-10 SX4 4 DR 1.141 0.19 0.963 1.008 1.00 1.05 -4.8 300

SUZUKI 04-06 VERONA 4 DR 1.428 0.24 1.073 1.139 1.15 1.15 0.0 315

SUZUKI 98 X-90 0.528 0.05 0.935 0.944 0.95 0.90 5.6 295

SUZUKI 07-09 XL7 1.291 0.17 0.917 1.008 1.00 1.00 0.0 300

TOYOTA 98-04 AVALON 4 DR 0.884 0.82 0.920 0.891 0.90 0.85 5.9 290

TOYOTA 05-10 AVALON 4 DR 0.804 0.81 0.903 0.823 0.80 0.80 0.0 280

TOYOTA 98-10 CAMRY 4 DR 0.981 0.99 0.933 0.980 1.00 0.95 5.3 300

TOYOTA 07-10 CAMRY HYBRID 4 DR 0.871 0.82 0.857 0.869 0.85 0.85 0.0 285

TOYOTA 99-08 CAMRY SOLARA 2 DR 0.924 0.87 0.937 0.926 0.95 0.90 5.6 295

TOYOTA 98-99 CELICA 2 DR 0.608 0.20 0.734 0.789 0.80 0.80 0.0 280

TOYOTA 00-05 CELICA 2 DR 1.083 0.84 0.878 1.051 1.05 1.05 0.0 305

TOYOTA 98-02 COROLLA 4 DR 0.984 0.91 1.063 0.992 0.993 1.00 1.00 0.0 300

TOYOTA 03-10 COROLLA 4 DR 0.987 1.00 1.008 0.987 1.00 0.95 5.3 300

TOYOTA 00-05 ECHO 2 DR 0.906 0.49 0.988 0.948 0.95 0.95 0.0 295

TOYOTA 00-05 ECHO 4 DR 0.941 0.77 0.964 0.946 0.95 0.95 0.0 295

TOYOTA 07-10 FJ CRUISER 1.074 0.91 0.955 1.063 1.05 1.00 5.0 305

TOYOTA 01-10 HIGHLANDER 0.866 0.97 0.947 0.868 0.910 0.90 0.85 5.9 290

TOYOTA 06-10 HIGHLANDER HYBRID 1.115 0.59 0.932 1.040 1.037 1.05 1.00 5.0 305

TOYOTA 98-10 LAND CRUISER 1.026 0.42 1.085 1.054 1.035 1.05 1.05 0.0 305

TOYOTA 03-10 MATRIX 4 DR 0.866 0.94 0.848 0.865 0.838 0.85 0.85 0.0 285

TOYOTA 00-05 MR2 SPYDER 2 DR 0.656 0.73 0.603 0.641 0.80 0.80 0.0 265

TOYOTA 01-03 PRIUS 4 DR 0.905 0.70 0.975 0.926 0.95 0.90 5.6 295

TOYOTA 04-09 PRIUS 4 DR 0.819 0.98 0.796 0.818 0.80 0.80 0.0 280

TOYOTA 10 PRIUS 4 DR 0.679 0.16 0.727 0.812 0.80 0.85 -5.9 280

TOYOTA 98-05 RAV4 0.931 0.90 1.031 0.941 0.95 0.95 0.0 295

TOYOTA 06-10 RAV4 0.888 0.93 0.876 0.888 0.90 0.90 0.0 290

TOYOTA 01-10 SEQUOIA 1.019 0.96 1.019 1.019 1.00 1.05 -4.8 300

TOYOTA 98-10 SIENNA 0.824 1.00 0.860 0.824 0.80 0.80 0.0 280

TOYOTA 98 SUPRA 2 DR 0.165 0.41 0.878 0.597 0.80 0.85 -5.9 260

TOYOTA 98-04 TACOMA 0.954 0.94 0.999 0.957 0.95 1.00 -5.0 295

TOYOTA 05-10 TACOMA 0.957 0.77 0.917 0.948 0.95 0.95 0.0 295

TOYOTA 98 TERCEL 2 DR 0.800 0.05 0.964 0.972 0.95 0.95 0.0 295

TOYOTA 00-06 TUNDRA 1.038 0.96 1.012 1.037 1.05 1.00 5.0 305

TOYOTA 07-10 TUNDRA 1.072 0.60 0.958 1.026 1.00 1.05 -4.8 300

TOYOTA 98 T100 0.995 0.18 0.982 0.990 1.00 1.05 -4.8 300

TOYOTA 09-10 VENZA 0.944 0.19 0.907 0.943 0.95 0.95 0.0 295

TOYOTA 07-10 YARIS 2 DR 0.896 0.66 0.943 0.912 0.90 1.00 -10.0 290

TOYOTA 07-10 YARIS 4 DR 1.122 0.69 1.012 1.088 1.10 1.20 -8.3 310

TOYOTA 98-10 4RUNNER 0.935 0.93 0.983 0.938 0.928 0.95 0.95 0.0 295


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Page A-25





VOLKSWAGEN 98-02 CABRIO 2 DR 0.822 0.75 0.749 0.804 0.80 0.80 0.0 280

VOLKSWAGEN 09-10 CC 4 DR 0.674 0.14 0.841 0.875 0.90 0.90 0.0 290

VOLKSWAGEN 07-10 EOS 2 DR 0.765 0.52 0.613 0.692 0.80 0.80 0.0 270

VOLKSWAGEN 99-03 EUROVAN 0.839 0.51 0.892 0.865 0.85 0.90 -5.6 285

VOLKSWAGEN 98-99 GOLF 4 DR 0.926 0.33 0.901 0.926 0.95 0.90 5.6 295

VOLKSWAGEN 99-06 GOLF 4 DR 0.764 0.83 0.936 0.793 0.80 0.85 -5.9 280

VOLKSWAGEN 06-10 GOLF/GTI 2 DR 0.900 0.70 0.824 0.877 0.90 0.85 5.9 290

VOLKSWAGEN 06-10 GOLF/GTI 4 DR 0.804 0.82 0.852 0.812 0.80 0.85 -5.9 280

VOLKSWAGEN 99-06 GTI 2 DR 0.830 0.68 0.894 0.850 0.85 0.85 0.0 285

VOLKSWAGEN 98-99 JETTA 4 DR 0.944 0.49 0.976 0.960 0.95 0.95 0.0 295



VOLKSWAGEN 98-10 NEW BEETLE 2 DR 0.763 0.97 0.864 0.766 0.80 0.80 0.0 275

VOLKSWAGEN 98-01 PASSAT 4 DR 0.841 0.48 0.932 0.890 0.90 0.80 12.5 290

VOLKSWAGEN 01-05 PASSAT 4 DR 0.765 0.88 0.877 0.779 0.798 0.80 0.80 0.0 280

VOLKSWAGEN 06-10 PASSAT 4 DR 0.778 0.72 0.841 0.796 0.80 0.85 -5.9 280

VOLKSWAGEN 04-06 PHAETON 4 DR 0.681 0.21 1.017 0.942 0.95 0.95 0.0 295

VOLKSWAGEN 09-10 ROUTAN 0.829 0.09 0.812 0.891 0.958 0.95 0.85 11.8 295

VOLKSWAGEN 09-10 TIGUAN 0.462 0.24 0.886 0.814 0.80 0.95 -15.8 280

VOLKSWAGEN 04-10 TOUAREG 1.003 0.60 0.990 0.998 0.977 1.00 0.90 11.1 300

VOLVO 08-10 C30 2 DR 0.748 0.28 0.747 0.803 0.80 0.90 -11.1 280

VOLVO 98-04 C70 2 DR 0.752 0.61 0.664 0.718 0.80 0.80 0.0 270

VOLVO 06-10 C70 2 DR 0.646 0.66 0.588 0.626 0.80 0.80 0.0 260

VOLVO 00-04 S40/V40 4 DR 0.973 0.52 0.911 0.943 0.95 0.95 0.0 295

VOLVO 04-10 S40/V50 4 DR 0.850 0.70 0.865 0.855 0.85 0.85 0.0 285

VOLVO 98-00 S70/V70 4 DR 0.836 0.83 0.881 0.844 0.85 0.80 6.3 285

VOLVO 99-10 S80 4 DR 0.786 0.61 0.867 0.818 0.80 0.80 0.0 280

VOLVO 98 S90/V90 4 DR 0.902 0.31 0.954 0.946 0.95 0.95 0.0 295

VOLVO 01-10 V70 4 DR 0.804 0.95 0.835 0.805 0.80 0.80 0.0 280

VOLVO 10 XC60 1.843 0.03 0.892 0.972 0.95 0.95 0.0 295

VOLVO 03-10 XC70 0.784 0.79 0.857 0.799 0.80 0.80 0.0 280

VOLVO 03-10 XC90 0.989 0.80 0.855 0.962 0.95 0.95 0.0 295


PERSONAL AUTO


Page A-26

Exhibit 1-2: PIP & Med Pay Credibility-Weighted Relativities and Final Rating Factors




ACURA 98-99 CL-SERIES 2 DR 0.962 0.37 0.962 0.967 0.95 1.05 -9.5 495

ACURA 01-03 CL-SERIES 2 DR 0.999 0.41 0.905 0.952 1.081 1.10 0.95 15.8 510

ACURA 98-01 INTEGRA 2 DR 1.068 0.68 0.888 1.010 1.00 1.05 -4.8 500

ACURA 98-01 INTEGRA 4 DR 1.309 0.16 1.047 1.073 1.05 1.05 0.0 505

ACURA 01-06 MDX 0.819 0.72 0.799 0.814 0.806 0.80 0.80 0.0 480

ACURA 07-10 MDX 0.597 0.58 0.760 0.666 0.80 0.80 0.0 465

ACURA 98-05 NSX 2 DR 0.564 0.07 0.807 0.873 0.85 0.85 0.0 485

ACURA 07-10 RDX 0.786 0.56 0.797 0.791 0.80 0.85 -5.9 480

ACURA 05-10 RL 4 DR 0.618 0.70 0.823 0.680 0.80 0.80 0.0 470

ACURA 98-04 RL-SERIES 4 DR 1.023 0.31 0.863 0.939 0.95 0.90 5.6 495

ACURA 02-06 RSX 2 DR 1.104 0.21 0.849 0.946 0.95 1.00 -5.0 495

ACURA 98-99 SLX 0.358 0.37 0.955 0.740 1.025 1.00 1.00 0.0 500

ACURA 09-10 TL 4 DR 1.201 0.15 0.848 0.954 0.95 0.90 5.6 495

ACURA 98 TL-SERIES 4 DR 1.462 0.39 1.012 1.186 1.20 1.20 0.0 520

ACURA 99-08 TL-SERIES 4 DR 0.924 0.93 0.943 0.926 0.95 0.95 0.0 495

ACURA 04-08 TSX 4 DR 0.835 0.89 0.900 0.842 0.85 0.90 -5.6 485

ACURA 09-10 TSX 4 DR 0.699 0.30 0.894 0.857 0.85 0.95 -10.5 485

AUDI 01-05 ALLROAD 0.334 0.88 0.767 0.386 0.80 0.80 0.0 440

AUDI 06-10 A3 4 DR 0.331 0.49 0.636 0.490 0.80 0.80 0.0 450

AUDI 09-10 A4/S4 4 DR 0.765 0.20 0.839 0.873 0.85 0.90 -5.6 485

AUDI 03-09 A4/S4/RS4 2 DR 0.516 0.77 0.637 0.544 0.80 0.80 0.0 455

AUDI 98-08 A4/S4/RS4 4 DR 0.645 0.59 0.900 0.750 0.718 0.80 0.80 0.0 470

AUDI 08-10 A5/S5 2 DR 0.387 0.11 0.768 0.816 0.80 0.85 -5.9 480

AUDI 98-10 A6/S6/RS6 4 DR 0.662 0.72 0.839 0.711 0.80 0.80 0.0 470

AUDI 98-03 A8/S8 4 DR 0.520 0.37 0.782 0.714 0.80 0.80 0.0 470

AUDI 04-10 A8/S8 4 DR 0.544 0.75 0.718 0.588 0.80 0.80 0.0 460

AUDI 98 CABRIOLET 2 DR 0.879 0.04 0.811 0.900 0.90 0.90 0.0 490

AUDI 09-10 Q5 0.000 0.02 0.767 0.863 0.85 0.90 -5.6 485

AUDI 07-10 Q7 0.741 0.45 0.739 0.753 0.80 0.80 0.0 475

AUDI 08-10 R8 2 DR 0.000 0.01 0.684 0.832 0.85 0.80 6.3 485

AUDI 00-06 TT 2 DR 0.592 0.86 0.754 0.615 0.80 0.80 0.0 460

AUDI 08-10 TT 2 DR 0.786 0.09 0.743 0.852 0.85 0.85 0.0 485

BMW 04-10 X3 0.628 0.68 0.786 0.678 0.80 0.80 0.0 470

BMW 00-10 X5 0.837 0.64 0.754 0.807 0.80 0.80 0.0 480

BMW 08-10 X6 1.459 0.03 0.725 0.876 0.90 0.85 5.9 490

BMW 98-10 Z4 2 DR 0.520 0.78 0.697 0.559 0.80 0.80 0.0 455

BMW 00-03 Z8 2 DR 0.214 0.20 0.538 0.612 0.80 0.80 0.0 460

BMW 08-10 1-SERIES 2 DR 0.569 0.14 0.756 0.818 0.80 0.85 -5.9 480

BMW 98-99 3-SERIES 2 DR 0.743 0.34 0.845 0.835 0.85 0.80 6.3 485

BMW 98 3-SERIES 4 DR 1.119 0.73 1.011 1.090 1.10 1.15 -4.3 510

BMW 99-05 3-SERIES 4 DR 0.901 0.70 0.893 0.899 0.90 0.85 5.9 490

BMW 00-06 3-SERIES/M3 2 DR 0.640 0.82 0.728 0.656 0.80 0.80 0.0 465

BMW 07-10 3-SERIES/M3 2 DR 0.652 0.72 0.731 0.674 0.80 0.80 0.0 465

BMW 06-10 3-SERIES/M3 4 DR 0.708 0.97 0.873 0.713 0.80 0.80 0.0 470

BMW 98-10 5-SERIES/M5 4 DR 0.829 0.72 0.830 0.829 0.85 0.80 6.3 485


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BMW 04-10 6-SERIES/M6 2 DR 0.632 0.38 0.577 0.649 0.80 0.80 0.0 465

BMW 98-10 7-SERIES 4 DR 0.900 0.75 0.720 0.855 0.85 0.80 6.3 485

BUICK 98-05 CENTURY 4 DR 0.914 0.86 1.047 0.933 0.963 0.95 0.90 5.6 495

BUICK 08-10 ENCLAVE 0.824 0.37 0.780 0.825 0.624 0.80 0.80 0.0 460

BUICK 05-10 LACROSSE 4 DR 0.882 0.55 0.975 0.924 0.963 0.95 0.90 5.6 495

BUICK 98-99 LESABRE 4 DR 0.978 0.65 1.009 0.989 1.013 1.00 1.00 0.0 500

BUICK 00-05 LESABRE 4 DR 0.866 0.73 0.967 0.894 0.872 0.85 0.85 0.0 485

BUICK 06-10 LUCERNE 4 DR 0.854 0.27 0.965 0.943 0.95 0.90 5.6 495

BUICK 98-99 PARK AVENUE 4 DR 0.812 0.37 1.005 0.933 0.908 0.90 1.00 -10.0 490

BUICK 00-05 PARK AVENUE 4 DR 0.814 0.88 0.949 0.831 0.872 0.85 0.80 6.3 485

BUICK 04-07 RAINIER 0.740 0.54 0.945 0.834 1.003 1.00 1.00 0.0 500

BUICK 98-04 REGAL 4 DR 0.817 0.77 1.009 0.861 0.963 0.95 0.90 5.6 495

BUICK 02-07 RENDEZVOUS 0.797 0.57 0.945 0.861 0.893 0.90 0.80 12.5 490

BUICK 98-99 RIVIERA 2 DR 0.744 0.34 0.944 0.885 0.90 0.95 -5.3 490

BUICK 98 SKYLARK 4 DR 1.831 0.00 1.147 1.074 1.104 1.10 1.10 0.0 510

BUICK 05-07 TERRAZA 0.560 0.64 0.892 0.679 0.80 0.85 -5.9 470

CADILLAC 98-01 CATERA 4 DR 1.036 0.43 1.003 1.017 1.00 1.00 0.0 500

CADILLAC 03-10 CTS 4 DR 1.026 0.56 0.953 0.994 1.00 1.00 0.0 500

CADILLAC 98-99 DEVILLE 4 DR 1.119 0.36 0.896 0.991 1.00 1.00 0.0 500

CADILLAC 00-10 DTS 4 DR 0.906 0.67 0.894 0.902 0.872 0.85 0.85 0.0 485

CADILLAC 98-02 ELDORADO 2 DR 0.827 0.17 0.842 0.892 0.90 0.90 0.0 490

CADILLAC 99-10 ESCALADE 1.036 0.56 0.834 0.947 0.95 0.80 18.8 495

CADILLAC 03-10 ESCALADE ESV 0.677 0.68 0.800 0.716 0.80 0.80 0.0 470

CADILLAC 02-10 ESCALADE EXT 1.127 0.24 0.805 0.933 0.937 0.95 0.80 18.8 495

CADILLAC 09-10 ESCALADE HYBRID 0.948 0.01 0.705 0.852 0.85 0.80 6.3 485

CADILLAC 98-99 SEVILLE 4 DR 0.835 0.64 0.823 0.831 0.85 0.80 6.3 485

CADILLAC 00-04 SEVILLE 4 DR 0.834 0.23 0.823 0.873 0.872 0.85 0.85 0.0 485

CADILLAC 04-09 SRX 0.846 0.17 0.765 0.856 0.85 0.80 6.3 485

CADILLAC 10 SRX 0.000 0.00 0.768 0.884 0.90 0.90 0.0 490

CADILLAC 05-10 STS 4 DR 0.772 0.48 0.820 0.800 0.80 0.85 -5.9 480

CADILLAC 04-09 XLR 2 DR 0.440 0.36 0.531 0.564 0.80 0.80 0.0 460

CHEVROLET 98-05 ASTRO 0.904 0.87 1.085 0.927 0.987 1.00 1.00 0.0 500

CHEVROLET 02-10 AVALANCHE 0.881 0.29 0.959 0.945 0.937 0.95 0.80 18.8 495

CHEVROLET 04-10 AVEO 4 DR 1.665 0.48 1.230 1.434 1.421 1.25 1.25 0.0 540

CHEVROLET 98-02 CAMARO 2 DR 1.107 0.21 0.866 0.955 0.932 0.95 1.00 -5.0 495

CHEVROLET 10 CAMARO 2 DR 0.705 0.03 0.827 0.905 0.90 0.90 0.0 490

CHEVROLET 98-05 CAVALIER 2 DR 1.229 0.84 1.205 1.225 1.225 1.25 1.20 4.2 525

CHEVROLET 98-05 CAVALIER 4 DR 1.398 0.51 1.268 1.334 1.318 1.25 1.25 0.0 530

CHEVROLET 05-10 COBALT 2 DR 1.184 0.42 1.168 1.161 1.154 1.15 1.10 4.5 515

CHEVROLET 05-10 COBALT 4 DR 1.332 0.86 1.227 1.317 1.25 1.25 0.0 530

CHEVROLET 04-10 COLORADO 0.958 0.29 0.804 0.890 0.871 0.85 0.80 6.3 485

CHEVROLET 98-10 CORVETTE 2 DR 0.476 0.73 0.699 0.536 0.80 0.80 0.0 455

CHEVROLET 05-10 EQUINOX 1.061 0.70 0.932 1.022 1.007 1.00 1.00 0.0 500

CHEVROLET 98-10 EXPRESS 0.808 0.41 1.054 0.948 1.025 1.05 1.00 5.0 505

CHEVROLET 06-10 HHR 1.150 0.42 1.073 1.100 1.095 1.10 1.10 0.0 510


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CHEVROLET 07-10 HHR PANEL 0.336 0.03 1.095 1.028 1.095 1.10 1.05 4.8 510

CHEVROLET 00-10 IMPALA 4 DR 1.011 0.72 1.018 1.013 0.963 0.95 0.90 5.6 495

CHEVROLET 98-01 LUMINA 4 DR 1.063 0.51 1.126 1.094 1.10 1.05 4.8 510

CHEVROLET 08-10 MALIBU 4 DR 0.945 0.72 0.925 0.939 0.924 0.90 0.90 0.0 490

CHEVROLET 98-05 MALIBU CLASSIC 4 DR 1.029 0.84 1.146 1.047 1.067 1.05 1.05 0.0 505

CHEVROLET 04-08 MALIBU CLASSIC 4 DR 1.183 0.45 1.067 1.116 1.10 1.10 0.0 510

CHEVROLET 08-10 MALIBU HYBRID 4 DR 0.118 0.02 0.894 0.929 0.911 0.90 0.90 0.0 490

CHEVROLET 04-07 MALIBU MAXX 4 DR 0.823 0.49 0.809 0.818 0.80 0.80 0.0 480

CHEVROLET 98-00 METRO 2 DR 1.459 0.02 1.206 1.112 1.115 1.10 1.15 -4.3 510

CHEVROLET 98-01 METRO 4 DR 1.243 0.55 1.329 1.282 1.25 1.25 0.0 530

CHEVROLET 98-99 MONTE CARLO 2 DR 0.713 0.79 1.044 0.782 0.80 0.90 -11.1 480

CHEVROLET 00-07 MONTE CARLO 2 DR 1.099 0.34 0.978 1.023 0.998 1.00 0.95 5.3 500

CHEVROLET 98-02 PRIZM 4 DR 1.006 0.58 1.171 1.076 1.10 1.15 -4.3 510

CHEVROLET 98-04 S-10 PICKUP 0.794 0.50 0.910 0.852 0.846 0.85 0.80 6.3 485

CHEVROLET 98-10 SILVERADO 0.690 0.93 0.732 0.693 0.699 0.80 0.80 0.0 470

CHEVROLET 09-10 SILVERADO HYBRID 0.000 0.00 0.533 0.767 0.767 0.80 0.80 0.0 475

CHEVROLET 03-06 SSR 0.330 0.97 0.679 0.340 0.80 0.80 0.0 435

CHEVROLET 98-10 SUBURBAN 0.855 0.68 0.929 0.879 0.841 0.85 0.85 0.0 485

CHEVROLET 98-10 TAHOE 0.855 0.93 0.945 0.861 0.850 0.85 0.80 6.3 485

CHEVROLET 08-10 TAHOE HYBRID 0.300 0.03 0.816 0.887 0.874 0.85 0.90 -5.6 485

CHEVROLET 98 TRACKER 0.904 0.20 1.201 1.081 1.134 1.15 1.15 0.0 515

CHEVROLET 99-04 TRACKER 1.364 0.40 1.139 1.215 1.247 1.25 1.25 0.0 525

CHEVROLET 98-09 TRAILBLAZER 1.043 0.79 1.005 1.035 1.003 1.00 1.00 0.0 500

CHEVROLET 02-06 TRAILBLAZER EXT 0.929 0.60 0.992 0.954 0.950 0.95 0.85 11.8 495

CHEVROLET 09-10 TRAVERSE 0.507 0.21 0.803 0.798 0.624 0.80 0.80 0.0 460

CHEVROLET 98-08 UPLANDER 1.162 0.71 1.007 1.117 1.083 1.10 1.00 10.0 510

CHRYSLER 07-09 ASPEN 0.901 0.28 0.870 0.907 0.90 1.05 -14.3 490

CHRYSLER 09 ASPEN HYBRID 0.000 0.00 0.808 0.904 0.904 0.90 1.05 -14.3 490

CHRYSLER 98-00 CIRRUS 4 DR 1.141 0.15 1.109 1.076 1.192 1.20 1.20 0.0 520

CHRYSLER 98-04 CONCORDE 4 DR 1.107 0.50 1.009 1.058 1.136 1.15 1.15 0.0 515

CHRYSLER 04-08 CROSSFIRE 2 DR 0.685 0.55 0.785 0.730 0.686 0.80 0.80 0.0 470

CHRYSLER 04-08 PACIFICA 0.990 0.43 0.920 0.956 0.95 0.85 11.8 495

CHRYSLER 01-02 PROWLER 2 DR 0.332 0.46 0.775 0.580 0.858 0.85 0.90 -5.6 485

CHRYSLER 01-10 PT CRUISER 1.168 0.55 1.137 1.154 1.15 1.05 9.5 515

CHRYSLER 05-08 PT CRUISER CONVERTIBLE 2 DR 1.131 0.38 0.839 0.970 0.95 1.15 -17.4 495

CHRYSLER 08-10 SEBRING 2 DR 0.678 0.35 0.761 0.768 0.80 0.85 -5.9 475






CHRYSLER 01-05 SEBRING COUPE 2 DR 0.939 0.43 0.961 0.954 1.012 1.00 1.10 -9.1 500

CHRYSLER 98-10 TOWN & COUNTRY 1.013 0.62 0.996 1.007 1.087 1.10 0.95 15.8 510

CHRYSLER 00-03 VOYAGER 1.252 0.36 1.038 1.110 1.087 1.10 1.10 0.0 510

CHRYSLER 05-10 300 4 DR 1.128 0.74 0.922 1.074 1.05 1.10 -4.5 505


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CHRYSLER 99-04 300M 4 DR 1.148 0.57 1.009 1.088 1.136 1.15 1.05 9.5 515

DAEWOO 99-02 LANOS 2 DR 1.150 0.49 1.205 1.176 1.15 1.25 -8.0 515

DAEWOO 99-02 LANOS 4 DR 1.645 0.20 1.348 1.303 1.25 1.25 0.0 530

DAEWOO 99-02 LEGANZA 4 DR 1.614 0.08 1.188 1.143 1.15 1.20 -4.2 515

DAEWOO 99-02 NUBIRA 4 DR 1.549 0.19 1.230 1.219 1.20 1.20 0.0 520

DODGE 98-00 AVENGER 2 DR 0.999 0.63 1.079 1.029 0.998 1.00 1.10 -9.1 500

DODGE 08-10 AVENGER 4 DR 1.290 0.38 1.057 1.138 1.198 1.20 1.05 14.3 520

DODGE 07-10 CALIBER 4 DR 1.322 0.25 0.942 1.052 1.05 1.25 -16.0 505

DODGE 08-10 CHALLENGER 2 DR 0.539 0.12 0.797 0.843 0.85 0.85 0.0 485

DODGE 06-10 CHARGER 4 DR 1.523 0.53 0.905 1.233 1.20 1.10 9.1 520

DODGE 98-04 DAKOTA 0.828 0.60 0.813 0.822 0.80 0.80 0.0 480

DODGE 05-10 DAKOTA 0.796 0.67 0.751 0.781 0.808 0.80 0.85 -5.9 480

DODGE 98-09 DURANGO 1.075 0.70 1.001 1.053 1.05 1.05 0.0 505

DODGE 09 DURANGO HYBRID 0.000 0.00 0.814 0.907 0.904 0.90 1.05 -14.3 490

DODGE 98-10 GRAND CARAVAN 1.127 0.84 1.021 1.110 1.087 1.10 1.10 0.0 510

DODGE 98-04 INTREPID 4 DR 1.187 0.90 1.009 1.169 1.136 1.15 1.15 0.0 515

DODGE 09-10 JOURNEY 0.555 0.26 0.843 0.806 0.80 0.95 -15.8 480

DODGE 05-08 MAGNUM 1.469 0.38 0.934 1.146 1.15 1.10 4.5 515

DODGE 98-99 NEON 2 DR 0.753 0.43 1.241 1.014 1.031 1.05 1.05 0.0 505

DODGE 98-05 NEON 4 DR 1.517 0.58 1.252 1.406 1.438 1.25 1.25 0.0 545

DODGE 07-10 NITRO 0.770 0.44 0.844 0.821 0.85 0.85 0.0 485

DODGE 06-10 RAM MEGA CAB PICKUP 0.710 0.65 0.643 0.686 0.80 0.80 0.0 470

DODGE 02-08 RAM PICKUP 1500 0.839 0.90 0.728 0.828 0.85 0.80 6.3 485

DODGE 09-10 RAM PICKUP 1500 0.584 0.13 0.588 0.740 0.80 0.80 0.0 475

DODGE 98-02 RAM PICKUP 2500/3500 0.732 0.56 0.732 0.732 0.80 0.80 0.0 475

DODGE 03-10 RAM PICKUP 2500/3500 0.732 0.62 0.661 0.705 0.80 0.80 0.0 470

DODGE 98-03 RAM VAN 0.948 0.26 1.100 1.037 1.05 0.95 10.5 505

DODGE 01-05 STRATUS 2 DR 1.078 0.32 1.024 1.037 1.012 1.00 1.10 -9.1 500

DODGE 98-00 STRATUS 4 DR 1.276 0.32 1.146 1.161 1.192 1.20 1.20 0.0 520

DODGE 01-06 STRATUS 4 DR 1.432 0.39 1.116 1.227 1.273 1.25 1.20 4.2 525

DODGE 98-10 VIPER 2 DR 1.037 0.04 0.701 0.852 0.85 0.80 6.3 485

EAGLE 98 TALON 2 DR 0.647 0.13 0.943 0.926 0.998 1.00 1.05 -4.8 500

FORD 98-00 CONTOUR 4 DR 1.081 0.56 1.154 1.113 1.096 1.10 1.15 -4.3 510

FORD 98-10 CROWN VICTORIA 4 DR 1.189 0.17 1.077 1.071 0.985 1.00 1.00 0.0 500

FORD 98-10 ECONOLINE 0.834 0.62 1.063 0.921 0.95 0.90 5.6 495

FORD 07-10 EDGE 0.761 0.61 0.830 0.788 0.760 0.80 0.80 0.0 475

FORD 01-10 ESCAPE 0.858 0.69 0.966 0.891 0.889 0.90 0.85 5.9 490

FORD 05-10 ESCAPE HYBRID 0.686 0.40 0.953 0.851 0.835 0.85 0.90 -5.6 485

FORD 98-02 ESCORT 4 DR 1.265 0.77 1.253 1.262 1.272 1.25 1.25 0.0 525

FORD 00-05 EXCURSION 0.980 0.26 0.889 0.940 0.95 0.95 0.0 495

FORD 98-10 EXPEDITION 1.041 0.84 0.946 1.026 1.021 1.00 1.00 0.0 500

FORD 07-10 EXPEDITION EL 1.014 0.31 0.801 0.905 0.901 0.90 0.90 0.0 490

FORD 98-10 EXPLORER 1.018 0.96 0.982 1.017 1.008 1.00 1.00 0.0 500

FORD 01-10 EXPLORER SPORT TRAC 0.998 0.87 1.011 1.000 1.00 0.95 5.3 500

FORD 98-10 F-150 0.859 0.76 0.755 0.834 0.832 0.85 0.80 6.3 485


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FORD 99-10 F-250/F-350 SUPER DUTY 0.652 0.77 0.687 0.660 0.80 0.80 0.0 465

FORD 09-10 FLEX 0.608 0.17 0.804 0.836 0.836 0.85 0.90 -5.6 485

FORD 00-10 FOCUS 2 DR 0.954 0.81 1.087 0.979 1.00 1.00 0.0 500

FORD 00-10 FOCUS 4 DR 1.152 0.64 1.182 1.163 1.15 1.15 0.0 515

FORD 98-07 FREESTAR 1.057 0.86 0.994 1.048 1.041 1.05 1.05 0.0 505

FORD 06-10 FUSION 4 DR 1.153 0.28 1.077 1.082 1.052 1.05 0.90 16.7 505

FORD 10 FUSION HYBRID 4 DR 0.374 0.01 0.887 0.937 0.930 0.95 0.90 5.6 495

FORD 05-06 GT 2 DR 0.217 0.21 0.794 0.732 0.80 0.85 -5.9 475

FORD 98-04 MUSTANG 2 DR 1.093 0.73 0.970 1.059 1.05 1.00 5.0 505

FORD 05-10 MUSTANG 2 DR 0.942 0.49 0.966 0.954 0.95 1.00 -5.0 495

FORD 98-10 RANGER 0.850 0.93 0.897 0.853 0.854 0.85 0.85 0.0 485

FORD 98-07 TAURUS 4 DR 1.046 0.78 1.053 1.047 1.041 1.05 1.05 0.0 505

FORD 05-10 TAURUS 4 DR 1.025 0.32 0.998 1.007 0.967 0.95 0.90 5.6 495

FORD 05-09 TAURUS X 0.711 0.58 1.002 0.833 0.85 0.80 6.3 485

FORD 02-05 THUNDERBIRD 2 DR 0.379 0.75 0.766 0.476 0.80 0.80 0.0 450

FORD 10 TRANSIT CONNECT 0.000 0.00 0.963 0.981 1.00 0.95 5.3 500

FORD 98-03 ZX2 2 DR 1.266 0.34 1.248 1.214 1.20 1.20 0.0 520

GMC 07-10 ACADIA 0.448 0.70 0.785 0.549 0.624 0.80 0.80 0.0 460

GMC 04-10 CANYON 0.786 0.76 0.799 0.789 0.871 0.85 0.80 6.3 485

GMC 98-09 ENVOY 0.953 0.66 0.996 0.968 1.003 1.00 1.00 0.0 500

GMC 02-06 ENVOY XL 0.892 0.60 0.984 0.929 0.950 0.95 0.85 11.8 495

GMC 04-05 ENVOY XUV 1.147 0.13 1.001 1.020 1.00 1.00 0.0 500

GMC 98-05 SAFARI 0.994 0.20 1.083 1.040 0.987 1.00 1.00 0.0 500

GMC 98-10 SAVANA 1.463 0.01 1.057 1.033 1.025 1.05 1.00 5.0 505

GMC 98-10 SIERRA 0.712 0.54 0.726 0.718 0.699 0.80 0.80 0.0 470

GMC 09-10 SIERRA HYBRID 0.000 0.00 0.532 0.766 0.767 0.80 0.80 0.0 475

GMC 98-04 SONOMA 0.834 0.70 0.889 0.851 0.846 0.85 0.80 6.3 485

GMC 10 TERRAIN 0.000 0.00 0.820 0.910 1.007 1.00 0.90 11.1 500

GMC 98-10 YUKON 0.789 0.55 0.922 0.849 0.850 0.85 0.80 6.3 485

GMC 08-10 YUKON HYBRID 0.335 0.02 0.816 0.895 0.874 0.85 0.80 6.3 485

GMC 98-10 YUKON XL 0.796 0.68 0.906 0.831 0.841 0.85 0.80 6.3 485

HONDA 98-07 ACCORD 2 DR 1.096 0.91 0.966 1.084 1.081 1.10 1.10 0.0 510

HONDA 08-10 ACCORD 2 DR 1.253 0.59 0.839 1.083 1.10 0.90 22.2 510

HONDA 98-07 ACCORD 4 DR 1.048 0.99 1.045 1.048 1.05 1.05 0.0 505

HONDA 08-10 ACCORD 4 DR 0.990 0.85 0.896 0.976 1.00 0.95 5.3 500

HONDA 05-07 ACCORD HYBRID 4 DR 0.946 0.36 0.986 0.973 0.95 1.00 -5.0 495

HONDA 98-00 CIVIC 2 DR 1.052 0.96 1.140 1.055 1.05 1.10 -4.5 505

HONDA 01-05 CIVIC 2 DR 1.070 0.88 1.123 1.076 1.10 1.10 0.0 510

HONDA 06-10 CIVIC 2 DR 1.115 0.95 1.080 1.113 1.10 1.15 -4.3 510

HONDA 98-00 CIVIC 4 DR 1.124 0.82 1.216 1.140 1.15 1.20 -4.2 515

HONDA 01-05 CIVIC 4 DR 1.061 0.93 1.181 1.070 1.05 1.10 -4.5 505

HONDA 06-10 CIVIC 4 DR 1.153 0.67 1.146 1.150 1.15 1.25 -8.0 515



HONDA 98-06 CR-V 0.917 0.97 0.965 0.919 0.90 0.95 -5.3 490


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HONDA 07-10 CR-V 0.832 0.61 0.844 0.837 0.85 0.90 -5.6 485

HONDA 03-10 ELEMENT 0.878 0.95 0.976 0.883 0.90 0.95 -5.3 490

HONDA 07-08 FIT 4 DR 0.971 0.59 1.011 0.987 1.00 1.05 -4.8 500

HONDA 09-10 FIT 4 DR 1.035 0.25 0.945 0.981 1.00 1.00 0.0 500

HONDA 00-06 INSIGHT 2 DR 1.103 0.05 0.905 0.958 0.95 1.05 -9.5 495

HONDA 10 INSIGHT 4 DR 1.239 0.02 0.781 0.895 0.90 0.95 -5.3 490

HONDA 99-10 ODYSSEY 0.755 0.82 0.944 0.789 0.80 0.80 0.0 480

HONDA 98 ODYSSEY 4 DR 0.949 0.16 1.023 1.003 1.006 1.00 1.00 0.0 500

HONDA 98-02 PASSPORT 1.520 0.47 1.029 1.259 1.312 1.25 1.15 8.7 530

HONDA 03-08 PILOT 0.793 0.87 0.883 0.804 0.806 0.80 0.80 0.0 480

HONDA 09-10 PILOT 0.658 0.40 0.798 0.762 0.80 0.90 -11.1 475

HONDA 98-01 PRELUDE 2 DR 0.917 0.42 0.968 0.949 0.95 1.00 -5.0 495

HONDA 06-10 RIDGELINE 0.790 0.40 0.548 0.690 0.80 0.80 0.0 470

HONDA 00-09 S2000 2 DR 0.762 0.64 0.820 0.783 0.80 0.85 -5.9 480

HUMMER 03-09 H2 0.573 0.42 0.902 0.771 0.80 0.80 0.0 480

HUMMER 05-09 H2 SUT 0.573 0.18 0.899 0.873 0.90 0.80 12.5 490

HUMMER 06-10 H3 0.815 0.61 0.933 0.861 0.85 0.80 6.3 485

HUMMER 09-10 H3T 1.321 0.00 0.592 0.796 0.80 0.80 0.0 480

HYUNDAI 98-10 ACCENT 2 DR 1.137 0.73 1.190 1.151 1.15 1.20 -4.2 515

HYUNDAI 98-10 ACCENT 4 DR 1.400 0.82 1.358 1.393 1.422 1.25 1.25 0.0 540

HYUNDAI 06-10 AZERA 4 DR 0.795 0.80 0.887 0.813 0.80 0.90 -11.1 480



HYUNDAI 07-08 ENTOURAGE 0.777 0.46 0.876 0.835 0.990 1.00 0.90 11.1 500

HYUNDAI 10 GENESIS 2 DR 1.305 0.01 0.838 0.922 0.90 0.90 0.0 490

HYUNDAI 09-10 GENESIS 4 DR 0.519 0.09 0.874 0.894 0.90 0.95 -5.3 490

HYUNDAI 01-06 SANTA FE 0.962 0.94 0.999 0.965 0.95 1.00 -5.0 495

HYUNDAI 07-10 SANTA FE 0.925 0.30 0.832 0.893 0.90 0.95 -5.3 490

HYUNDAI 98 SONATA 4 DR 1.244 0.40 1.147 1.171 1.15 1.15 0.0 515

HYUNDAI 99-10 SONATA 4 DR 1.158 0.94 1.080 1.153 1.199 1.20 1.25 -4.0 520

HYUNDAI 98-08 TIBURON 2 DR 1.483 0.44 1.116 1.271 1.25 1.20 4.2 525

HYUNDAI 05-10 TUCSON 1.067 0.81 0.909 1.037 1.095 1.10 1.10 0.0 510

HYUNDAI 07-10 VERACUZ 1.252 0.22 0.822 0.967 0.95 0.90 5.6 495

HYUNDAI 01-05 XG350 4 DR 1.300 0.59 1.004 1.179 1.195 1.20 1.25 -4.0 520

INFINITI 08-10 EX 4 DR 0.465 0.17 0.617 0.718 0.80 0.80 0.0 470

INFINITI 03-10 FX 0.910 0.52 0.792 0.853 0.85 0.80 6.3 485

INFINITI 99-02 G 4 DR 1.262 0.54 1.027 1.154 1.15 1.20 -4.2 515

INFINITI 03-10 G 4 DR 0.886 0.73 0.890 0.887 0.90 0.85 5.9 490

INFINITI 03-10 G 2 DR 1.048 0.56 0.834 0.954 0.95 0.85 11.8 495

INFINITI 98-04 I35 4 DR 1.100 0.96 0.995 1.096 1.177 1.20 1.05 14.3 520

INFINITI 06-10 M35/M45 4 DR 0.801 0.46 0.823 0.820 0.80 0.80 0.0 480

INFINITI 03-04 M45 4 DR 1.165 0.08 0.829 0.928 0.95 0.85 11.8 495

INFINITI 98-03 QX4 1.171 0.65 0.937 1.089 1.120 1.10 1.10 0.0 510

INFINITI 04-10 QX56 0.634 0.31 0.810 0.792 0.987 1.00 0.95 5.3 500

INFINITI 98-06 Q45 4 DR 1.133 0.34 0.888 0.989 1.00 0.95 5.3 500


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ISUZU 04-08 ASCENDER 1.346 0.22 0.982 1.067 1.003 1.00 1.00 0.0 500

ISUZU 03-06 ASCENDER EXTENDED WHEELBASE 1.948 0.03 0.995 1.026 0.950 0.95 0.85 11.8 495

ISUZU 02-04 AXIOM 1.652 0.23 1.024 1.162 1.312 1.25 1.15 8.7 530

ISUZU 98-00 HOMBRE 0.738 0.52 1.002 0.865 0.846 0.85 0.80 6.3 485

ISUZU 06-08 I-290/I-370 0.696 0.15 0.869 0.889 0.871 0.85 0.80 6.3 485

ISUZU 98-99 OASIS 4 DR 1.008 0.04 1.023 1.012 1.006 1.00 1.00 0.0 500

ISUZU 98-04 RODEO 1.432 0.60 1.040 1.275 1.312 1.25 1.15 8.7 530

ISUZU 98-03 RODEO SPORT 1.119 0.41 1.160 1.129 1.15 1.10 4.5 515

ISUZU 98-02 TROOPER 1.056 0.64 1.014 1.041 1.025 1.00 1.00 0.0 500

ISUZU 99-01 VEHICROSS 0.954 0.07 1.027 1.010 1.00 1.00 0.0 500

JAGUAR 00-08 S-TYPE 4 DR 0.915 0.63 0.863 0.896 0.917 0.90 0.85 5.9 490

JAGUAR 02-08 X-TYPE 4 DR 1.090 0.39 0.957 1.014 1.00 1.00 0.0 500

JAGUAR 09-10 XF 4 DR 0.761 0.04 0.800 0.891 0.90 0.90 0.0 490





JEEP 98-01 CHEROKEE 0.881 0.70 0.964 0.906 0.90 0.95 -5.3 490

JEEP 06-10 COMMANDER 0.786 0.78 0.794 0.788 0.751 0.80 0.80 0.0 475

JEEP 07-10 COMPASS 0.840 0.50 0.941 0.891 0.90 0.90 0.0 490

JEEP 99-04 GRAND CHEROKEE 0.874 0.74 0.944 0.892 0.90 0.85 5.9 490

JEEP 05-10 GRAND CHEROKEE 0.739 0.96 0.855 0.744 0.751 0.80 0.80 0.0 475

JEEP 02-10 LIBERTY 0.997 0.86 0.957 0.991 1.00 1.00 0.0 500

JEEP 07-10 PATRIOT 0.786 0.61 0.963 0.855 0.85 0.95 -10.5 485

JEEP 98-06 WRANGLER 0.614 0.68 1.136 0.781 0.80 0.80 0.0 480

JEEP 07-10 WRANGLER 0.471 0.60 0.987 0.677 0.80 0.95 -15.8 470

JEEP 04-06 WRANGLER UNLIMITED 0.719 0.70 1.035 0.814 0.80 0.85 -5.9 480


KIA 04-09 AMANTI 4 DR 1.782 0.15 0.955 1.095 1.195 1.20 1.25 -4.0 520

KIA 09 BORREGO 5.748 0.01 0.901 0.998 1.00 0.90 11.1 500

KIA 10 FORTE 4 DR 0.926 0.00 1.059 1.029 1.05 1.05 0.0 505

KIA 01-06 OPTIMA 4 DR 1.701 0.21 1.147 1.221 1.199 1.20 1.25 -4.0 520

KIA 06-10 OPTIMA 4 DR 1.770 0.14 1.094 1.155 1.15 1.20 -4.2 515

KIA 01-05 RIO 4 DR 1.685 0.14 1.374 1.283 1.25 1.25 0.0 530

KIA 06-10 RIO 4 DR 1.805 0.18 1.267 1.279 1.422 1.25 1.25 0.0 540

KIA 07-10 RONDO 4 DR 1.332 0.33 0.749 0.984 1.00 0.85 17.6 500

KIA 02-05 SEDONA 1.462 0.41 1.079 1.229 1.20 1.15 4.3 520

KIA 06-10 SEDONA 1.246 0.34 0.876 1.021 0.990 1.00 0.90 11.1 500

KIA 98-01 SEPHIA 4 DR 1.574 0.41 1.306 1.388 1.25 1.25 0.0 540

KIA 03-09 SORENTO 1.333 0.71 1.062 1.254 1.25 1.25 0.0 525

KIA 10 SOUL 1.921 0.03 1.194 1.125 1.10 1.05 4.8 510

KIA 00-04 SPECTRA 4 DR 1.551 0.39 1.221 1.325 1.25 1.25 0.0 530

KIA 04-09 SPECTRA 4 DR 1.781 0.47 1.240 1.488 1.25 1.25 0.0 545

KIA 98-02 SPORTAGE 1.586 0.75 1.191 1.487 1.25 1.25 0.0 550

KIA 05-10 SPORTAGE 1.196 0.56 0.932 1.080 1.095 1.10 1.10 0.0 510


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KIA 99-02 SPORTAGE CONVERTIBLE 1.717 0.05 1.296 1.184 1.20 1.15 4.3 520

LAND ROVER 98 DISCOVERY 1.232 0.22 1.014 1.058 1.05 1.00 5.0 505

LAND ROVER 99-04 DISCOVERY 1.036 0.26 0.978 0.998 1.00 0.95 5.3 500

LAND ROVER 02-05 FREELANDER 0.955 0.38 0.960 0.963 0.95 0.95 0.0 495

LAND ROVER 08-10 LR2 0.563 0.25 0.791 0.786 0.80 0.90 -11.1 480

LAND ROVER 05-10 LR4 0.485 0.47 0.810 0.663 0.80 0.80 0.0 465



LAND ROVER 06-10 RANGE ROVER SPORT 0.581 0.71 0.810 0.647 0.80 0.80 0.0 465

LEXUS 98-10 ES 4 DR 0.976 0.85 0.958 0.974 0.95 1.00 -5.0 495

LEXUS 98-10 GS 4 DR 1.145 0.55 0.830 1.003 1.00 0.95 5.3 500

LEXUS 07-10 GS HYBRID 4 DR 1.077 0.05 0.816 0.912 0.90 0.90 0.0 490

LEXUS 03-10 GX 0.726 0.64 0.832 0.764 0.80 0.90 -11.1 475

LEXUS 10 HS HYBRID 4 DR 0.000 0.00 0.887 0.944 0.95 0.95 0.0 495

LEXUS 10 IS 2 DR 0.000 0.00 0.622 0.811 0.80 0.80 0.0 480

LEXUS 01-05 IS 4 DR 1.285 0.72 0.979 1.200 1.20 1.10 9.1 520

LEXUS 06-10 IS 4 DR 0.881 0.86 0.889 0.882 0.90 0.90 0.0 490

LEXUS 98-00 LS 4 DR 1.100 0.06 0.829 0.921 0.90 0.80 12.5 490

LEXUS 01-06 LS 4 DR 0.790 0.62 0.823 0.803 0.80 0.80 0.0 480

LEXUS 07-10 LS 4 DR 0.515 0.63 0.724 0.592 0.80 0.80 0.0 460

LEXUS 08-10 LS HYBRID 4 DR 0.030 0.03 0.705 0.823 0.80 0.85 -5.9 480

LEXUS 98-10 LX 0.783 0.54 0.763 0.774 0.772 0.80 0.80 0.0 475

LEXUS 99-10 RX 0.909 0.72 0.827 0.886 0.880 0.90 0.90 0.0 490

LEXUS 06-10 RX HYBRID 0.508 0.81 0.767 0.557 0.583 0.80 0.80 0.0 460

LEXUS 98-00 SC 2 DR 1.350 0.11 0.891 0.984 1.00 1.00 0.0 500

LEXUS 02-10 SC 2 DR 0.550 0.52 0.568 0.558 0.80 0.80 0.0 455

LINCOLN 03-05 AVIATOR 0.920 0.20 0.888 0.928 1.008 1.00 0.85 17.6 500

LINCOLN 02 BLACKWOOD 0.754 0.24 0.923 0.903 1.021 1.00 1.00 0.0 500

LINCOLN 98-02 CONTINENTAL 4 DR 1.039 0.30 0.943 0.983 1.00 0.95 5.3 500

LINCOLN 00-06 LS 4 DR 0.919 0.64 0.940 0.927 0.917 0.90 0.85 5.9 490

LINCOLN 06-08 MARK LT 0.792 0.21 0.656 0.784 0.832 0.85 0.80 6.3 485

LINCOLN 98 MARK VIII 2 DR 1.173 0.04 0.886 0.950 0.95 0.95 0.0 495

LINCOLN 09-10 MKS 4 DR 0.621 0.12 0.816 0.863 0.85 0.90 -5.6 485

LINCOLN 10 MKT 0.000 0.00 0.747 0.874 0.836 0.85 0.90 -5.6 485

LINCOLN 07-10 MKX 0.788 0.81 0.801 0.790 0.760 0.80 0.80 0.0 475

LINCOLN 06-10 MKZ 4 DR 0.982 0.25 1.002 0.996 1.052 1.05 0.90 16.7 505

LINCOLN 98-10 NAVIGATOR 1.029 0.79 0.891 1.000 1.021 1.00 1.00 0.0 500

LINCOLN 07-10 NAVIGATOR L 0.921 0.10 0.797 0.890 0.901 0.90 0.90 0.0 490

LINCOLN 98-10 TOWN CAR 4 DR 1.186 0.46 1.014 1.093 1.10 1.00 10.0 510

LOTUS 05-10 ELISE 2 DR 0.884 0.03 0.835 0.914 0.917 0.90 1.00 -10.0 490

LOTUS 06-10 EXIGE 2 DR 0.684 0.01 0.947 0.971 0.917 0.90 1.00 -10.0 490

MAZDA 98-09 B-SERIES PICKUP 0.851 0.78 0.908 0.864 0.854 0.85 0.85 0.0 485

MAZDA 07-10 CX-7 0.885 0.49 0.831 0.859 0.85 1.00 -15.0 485

MAZDA 07-10 CX-9 0.593 0.69 0.821 0.664 0.760 0.80 0.80 0.0 475

MAZDA 04-10 MAZDA3 4 DR 0.871 0.81 1.122 0.919 0.90 0.95 -5.3 490


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MAZDA 06-10 MAZDA5 4 DR 0.971 0.45 0.864 0.919 0.90 0.95 -5.3 490

MAZDA 03-08 MAZDA6 4 DR 1.016 0.79 1.039 1.021 1.00 1.10 -9.1 500

MAZDA 09-10 MAZDA6 4 DR 0.853 0.17 0.901 0.925 0.95 0.95 0.0 495

MAZDA 98-02 MILLENIA 4 DR 1.221 0.45 1.013 1.106 1.10 1.15 -4.3 510

MAZDA 98 MPV 0.990 0.21 1.011 1.003 1.00 1.05 -4.8 500

MAZDA 00-06 MPV 0.962 0.86 1.017 0.970 0.95 1.00 -5.0 495

MAZDA 99-10 MX-5 MIATA 2 DR 0.729 0.64 0.840 0.769 0.80 0.80 0.0 475

MAZDA 98 PROTEGE 4 DR 1.209 0.28 1.290 1.204 1.20 1.25 -4.0 520

MAZDA 99-03 PROTEGE 4 DR 1.059 0.41 1.158 1.103 1.10 1.10 0.0 510

MAZDA 04-10 RX-8 4 DR 0.884 0.46 0.926 0.910 0.90 0.85 5.9 490

MAZDA 01-10 TRIBUTE 0.971 0.65 0.970 0.971 0.889 0.90 0.95 -5.3 490

MAZDA 08-10 TRIBUTE HYBRID 0.000 0.00 0.953 0.976 0.835 0.85 0.95 -10.5 485

MAZDA 98-02 626 4 DR 1.317 0.48 1.116 1.210 1.20 1.25 -4.0 520







MERCEDES-BENZ 98-09 CLK-CLASS 2 DR 0.902 0.81 0.699 0.863 0.85 0.80 6.3 485

MERCEDES-BENZ 06-10 CLS-CLASS 4 DR 0.700 0.56 0.671 0.687 0.80 0.80 0.0 470

MERCEDES-BENZ 10 E-CLASS 2 DR 0.211 0.00 0.768 0.884 0.90 0.85 5.9 490

MERCEDES-BENZ 98-10 E-CLASS 4 DR 0.832 0.86 0.814 0.830 0.85 0.85 0.0 485

MERCEDES-BENZ 02-10 G-CLASS 0.483 0.35 0.722 0.680 0.80 0.80 0.0 470

MERCEDES-BENZ 07-10 GL-CLASS 0.560 0.53 0.736 0.643 0.80 0.85 -5.9 465

MERCEDES-BENZ 10 GLK-CLASS 0.654 0.04 0.831 0.902 0.90 0.90 0.0 490

MERCEDES-BENZ 06-10 M-CLASS 0.849 0.59 0.753 0.809 0.80 0.90 -11.1 480

MERCEDES-BENZ 98-05 ML-CLASS 1.139 0.70 0.875 1.060 1.05 1.00 5.0 505

MERCEDES-BENZ 06-10 R-CLASS 0.826 0.24 0.750 0.833 0.85 0.85 0.0 485



MERCEDES-BENZ 98-09 SL-CLASS 2 DR 0.544 0.40 0.529 0.582 0.80 0.80 0.0 460

MERCEDES-BENZ 98-10 SLK-CLASS 2 DR 0.670 0.51 0.677 0.674 0.686 0.80 0.80 0.0 470

MERCEDES-BENZ 03-10 SPRINTER 0.604 0.22 0.921 0.873 0.90 0.85 5.9 490

MERCURY 99-02 COUGAR 2 DR 1.008 0.80 1.027 1.012 1.00 1.05 -4.8 500

MERCURY 98-10 GRAND MARQUIS 4 DR 0.865 0.83 1.076 0.901 0.985 1.00 0.85 17.6 500

MERCURY 03-04 MARAUDER 4 DR 1.072 0.04 1.070 1.038 0.985 1.00 1.00 0.0 500

MERCURY 05-10 MARINER 0.732 0.28 0.932 0.891 0.889 0.90 0.95 -5.3 490

MERCURY 06-10 MARINER HYBRID 0.644 0.18 0.948 0.910 0.835 0.85 0.90 -5.6 485

MERCURY 06-10 MILAN 4 DR 0.855 0.21 1.036 0.988 1.052 1.05 0.90 16.7 505

MERCURY 10 MILAN HYBRID 4 DR 0.000 0.00 0.887 0.944 0.930 0.95 0.90 5.6 495

MERCURY 04-07 MONTEREY 0.791 0.32 0.955 0.911 1.041 1.05 1.05 0.0 505

MERCURY 98-10 MOUNTAINEER 0.974 0.88 0.983 0.975 1.008 1.00 1.00 0.0 500

MERCURY 98-00 MYSTIQUE 4 DR 0.978 0.61 1.158 1.048 1.096 1.10 1.15 -4.3 510

MERCURY 98-05 SABLE 4 DR 1.026 0.66 1.008 1.020 1.041 1.05 1.05 0.0 505


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MERCURY 05-09 SABLE 4 DR 0.722 0.24 0.997 0.932 0.967 0.95 0.90 5.6 495

MERCURY 98-99 TRACER 4 DR 1.401 0.24 1.261 1.227 1.272 1.25 1.25 0.0 525

MERCURY 98-02 VILLAGER 1.063 0.37 1.011 1.029 1.05 1.05 0.0 505

MINI 02-10 COOPER 2 DR 0.595 0.83 0.873 0.643 0.80 0.80 0.0 465

MINI 08-10 COOPER CLUBMAN 4 DR 0.500 0.14 0.689 0.775 0.80 0.90 -11.1 475

MITSUBISHI 98-04 DIAMANTE 4 DR 1.436 0.36 1.009 1.162 1.15 1.25 -8.0 515



MITSUBISHI 06-10 ECLIPSE 2 DR 1.223 0.76 0.873 1.139 1.15 1.10 4.5 515

MITSUBISHI 04-10 ENDEAVOR 1.380 0.48 0.910 1.138 1.15 1.10 4.5 515

MITSUBISHI 98 GALANT 4 DR 1.237 0.63 1.147 1.204 1.20 1.25 -4.0 520







MITSUBISHI 01-06 MONTERO 1.496 0.28 0.888 1.083 1.05 1.15 -8.7 505

MITSUBISHI 98-04 MONTERO SPORT 1.568 0.93 1.028 1.530 1.25 1.25 0.0 555



MITSUBISHI 06-09 RAIDER 1.620 0.09 0.774 0.943 0.808 0.80 0.85 -5.9 480

MITSUBISHI 98-99 3000GT 2 DR 0.924 0.12 0.811 0.896 0.90 0.95 -5.3 490

NISSAN 08-10 ALTIMA 2 DR 1.397 0.54 0.923 1.179 1.15 0.95 21.1 515

NISSAN 98-01 ALTIMA 4 DR 1.357 0.91 1.147 1.338 1.25 1.25 0.0 535

NISSAN 02-06 ALTIMA 4 DR 1.350 0.75 1.130 1.295 1.25 1.25 0.0 530

NISSAN 07-10 ALTIMA 4 DR 1.357 0.54 1.032 1.207 1.20 1.15 4.3 520

NISSAN 07-10 ALTIMA HYBRID 4 DR 0.652 0.22 0.935 0.891 0.90 1.00 -10.0 490

NISSAN 04-10 ARMADA 1.277 0.48 0.838 1.052 0.987 1.00 0.95 5.3 500

NISSAN 09-10 CUBE 0.214 0.01 1.193 1.089 1.10 1.05 4.8 510

NISSAN 98-04 FRONTIER 0.920 0.68 0.921 0.920 0.90 0.85 5.9 490

NISSAN 05-10 FRONTIER 0.985 0.56 0.740 0.878 0.872 0.85 0.90 -5.6 485

NISSAN 09-10 GT-R 2 DR 0.054 0.01 0.678 0.830 0.85 0.80 6.3 485

NISSAN 98-03 MAXIMA 4 DR 1.243 0.76 1.012 1.188 1.177 1.20 1.20 0.0 520

NISSAN 04-08 MAXIMA 4 DR 1.464 0.62 0.967 1.275 1.25 1.25 0.0 525

NISSAN 09-10 MAXIMA 4 DR 1.349 0.25 0.894 1.034 1.05 1.15 -8.7 505

NISSAN 03-07 MURANO 1.051 0.88 0.911 1.034 1.05 1.00 5.0 505

NISSAN 09-10 MURANO 1.027 0.44 0.826 0.925 0.90 0.90 0.0 490

NISSAN 98-04 PATHFINDER 1.118 0.97 0.934 1.112 1.120 1.10 1.20 -8.3 510

NISSAN 05-10 PATHFINDER 1.152 0.80 0.895 1.100 1.10 1.10 0.0 510

NISSAN 98-02 QUEST 1.303 0.74 0.918 1.203 1.20 1.15 4.3 520

NISSAN 04-09 QUEST 1.330 0.37 0.982 1.113 1.10 1.10 0.0 510

NISSAN 08-10 ROGUE 1.294 0.52 0.861 1.086 1.10 0.95 15.8 510

NISSAN 98-99 SENTRA 4 DR 1.268 0.34 1.241 1.212 1.20 1.25 -4.0 520

NISSAN 00-06 SENTRA 4 DR 1.393 0.96 1.259 1.387 1.25 1.25 0.0 540


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NISSAN 07-10 SENTRA 4 DR 1.571 0.39 1.147 1.296 1.25 1.25 0.0 530

NISSAN 04-10 TITAN 1.060 0.81 0.686 0.989 1.00 0.90 11.1 500

NISSAN 07-10 VERSA 4 DR 1.325 0.64 1.141 1.258 1.25 1.15 8.7 525

NISSAN 00-04 XTERRA 1.058 0.71 1.044 1.054 1.05 1.00 5.0 505

NISSAN 05-10 XTERRA 0.842 0.74 0.931 0.865 0.85 0.90 -5.6 485

NISSAN 98 200SX 2 DR 1.164 0.51 1.121 1.143 1.15 1.15 0.0 515

NISSAN 98 240SX 2 DR 1.487 0.02 0.980 1.000 1.00 1.00 0.0 500

NISSAN 03-10 370Z 2 DR 0.890 0.86 0.875 0.888 0.90 0.85 5.9 490

OLDSMOBILE 98 ACHIEVA 4 DR 1.427 0.08 1.147 1.108 1.104 1.10 1.10 0.0 510

OLDSMOBILE 99-04 ALERO 2 DR 0.850 0.64 1.042 0.919 0.893 0.90 0.95 -5.3 490


OLDSMOBILE 98-99 AURORA 4 DR 0.882 0.40 0.968 0.937 0.908 0.90 1.00 -10.0 490

OLDSMOBILE 01-03 AURORA 4 DR 0.683 0.47 0.961 0.831 0.872 0.85 0.85 0.0 485

OLDSMOBILE 98-04 BRAVADA 0.828 0.23 1.020 0.971 1.003 1.00 1.00 0.0 500

OLDSMOBILE 98-99 CUTLASS 4 DR 1.250 0.12 1.147 1.104 1.067 1.05 1.05 0.0 505

OLDSMOBILE 98-99 EIGHTY EIGHT/LSS 4 DR 0.905 0.14 1.009 0.991 1.013 1.00 1.00 0.0 500

OLDSMOBILE 98-02 INTRIGUE 4 DR 0.930 0.56 0.990 0.956 0.963 0.95 0.90 5.6 495

OLDSMOBILE 98 REGENCY 4 DR 0.427 0.41 1.003 0.766 0.80 0.95 -15.8 480

OLDSMOBILE 98-04 SILHOUETTE 1.089 0.25 1.012 1.028 1.083 1.05 0.85 23.5 505

PLYMOUTH 98-00 BREEZE 4 DR 1.094 0.47 1.216 1.152 1.192 1.20 1.20 0.0 520

PLYMOUTH 98-99 NEON 2 DR 1.131 0.22 1.237 1.147 1.031 1.05 1.05 0.0 505

PLYMOUTH 98-01 NEON 4 DR 1.718 0.23 1.280 1.305 1.438 1.25 1.25 0.0 545

PLYMOUTH 99-01 PROWLER 2 DR 1.044 0.14 0.775 0.893 0.858 0.85 0.90 -5.6 485

PLYMOUTH 98-00 VOYAGER/GRAND VOYAGER 1.219 0.51 1.044 1.133 1.087 1.10 1.10 0.0 510

PONTIAC 01-05 AZTEK 1.011 0.42 0.971 0.990 0.893 0.90 1.00 -10.0 490



PONTIAC 98-02 FIREBIRD/TRANS AM 2 DR 0.920 0.30 0.832 0.892 0.932 0.95 0.95 0.0 495

PONTIAC 98 GRAND AM 2 DR 1.260 0.06 1.077 1.054 1.05 1.05 0.0 505

PONTIAC 99-05 GRAND AM 2 DR 0.878 0.83 1.048 0.907 0.893 0.90 0.95 -5.3 490

PONTIAC 98 GRAND AM 4 DR 1.026 0.15 1.147 1.078 1.104 1.10 1.10 0.0 510




PONTIAC 04-06 GTO 2 DR 0.980 0.31 0.944 0.966 0.95 1.00 -5.0 495

PONTIAC 09 G3 4 DR 1.280 0.01 1.106 1.056 1.421 1.25 1.20 4.2 540

PONTIAC 07-09 G5 2 DR 1.059 0.34 1.167 1.103 1.154 1.15 1.10 4.5 515

PONTIAC 06-09 G6 2 DR 0.789 0.30 0.843 0.858 0.85 0.90 -5.6 485

PONTIAC 05-10 G6 4 DR 1.008 0.56 1.022 1.014 1.00 0.80 25.0 500

PONTIAC 08-09 G8 4 DR 0.767 0.15 0.880 0.905 0.90 0.95 -5.3 490

PONTIAC 98-06 MONTANA SV6 1.050 0.72 1.008 1.038 1.083 1.05 0.85 23.5 505

PONTIAC 06-09 SOLSTICE 2 DR 0.564 0.32 0.868 0.795 0.80 0.90 -11.1 480

PONTIAC 98-05 SUNFIRE 2 DR 1.233 0.55 1.152 1.196 1.225 1.25 1.20 4.2 525

PONTIAC 98-02 SUNFIRE 4 DR 1.156 0.61 1.232 1.186 1.318 1.25 1.25 0.0 530

PONTIAC 06-09 TORRENT 0.853 0.66 0.910 0.872 1.007 1.00 1.00 0.0 500


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PONTIAC 03-10 VIBE 4 DR 0.837 0.97 0.865 0.837 0.85 1.00 -15.0 485

PORSCHE 98-10 BOXSTER 2 DR 0.463 0.61 0.731 0.567 0.80 0.80 0.0 455

PORSCHE 03-10 CAYENNE 0.603 0.35 0.738 0.730 0.657 0.80 0.80 0.0 465

PORSCHE 06-10 CAYMAN 2 DR 0.263 0.20 0.794 0.750 0.80 0.80 0.0 475

PORSCHE 98 911 2 DR 0.118 0.36 0.742 0.554 0.80 0.80 0.0 455

PORSCHE 99-10 911 CARRERA 2 DR 0.374 0.97 0.661 0.383 0.80 0.80 0.0 440

SAAB 05-06 9-2X 4 DR 0.622 0.21 0.757 0.799 0.832 0.85 0.90 -5.6 485

SAAB 98-10 9-3 2 DR 0.509 0.62 0.734 0.594 0.80 0.80 0.0 460

SAAB 98-10 9-3 4 DR 0.546 0.92 0.865 0.571 0.80 0.80 0.0 455

SAAB 99-10 9-5 4 DR 0.536 0.60 0.865 0.667 0.80 0.80 0.0 470

SAAB 05-09 9-7X 0.310 0.58 0.834 0.530 0.80 1.00 -20.0 455

SAAB 98 9000 4 DR 0.625 0.06 0.757 0.856 0.85 0.90 -5.6 485

SATURN 08-09 ASTRA 2 DR 0.100 0.03 0.842 0.894 0.90 0.95 -5.3 490

SATURN 08-09 ASTRA 4 DR 0.752 0.09 0.904 0.930 0.95 0.95 0.0 495

SATURN 07-09 AURA 4 DR 0.888 0.53 1.010 0.945 0.924 0.90 0.80 12.5 490

SATURN 07-09 AURA HYBRID 4 DR 0.073 0.02 0.894 0.928 0.911 0.90 0.95 -5.3 490

SATURN 03-07 ION 4 DR 1.082 0.71 1.213 1.120 1.10 1.05 4.8 510

SATURN 00-05 L-SERIES 4 DR 0.896 0.84 1.072 0.924 0.95 0.90 5.6 495

SATURN 07-10 OUTLOOK 0.497 0.66 0.809 0.603 0.624 0.80 0.80 0.0 460

SATURN 05-07 RELAY 0.962 0.18 0.958 0.972 1.083 1.05 0.85 23.5 505



SATURN 07-09 SKY 2 DR 0.394 0.49 0.772 0.589 0.80 0.90 -11.1 460

SATURN 02-07 VUE 0.862 0.71 1.005 0.904 0.90 0.90 0.0 490

SATURN 08-09 VUE 0.525 0.69 0.833 0.621 0.80 0.90 -11.1 460

SATURN 07-09 VUE HYBRID 0.484 0.30 0.939 0.815 0.80 1.00 -20.0 480

SCION 05-10 TC 2 DR 1.298 0.66 0.971 1.187 1.20 1.20 0.0 520

SCION 04-06 XA 4 DR 1.311 0.45 1.106 1.193 1.20 1.25 -4.0 520

SCION 04-06 XB 1.501 0.63 1.141 1.368 1.25 1.25 0.0 535

SCION 08-10 XB 1.065 0.47 0.982 1.022 1.00 1.00 0.0 500

SCION 08-10 XD 4 DR 1.063 0.29 1.052 1.044 1.05 1.00 5.0 505

SMART 08-10 FORTWO 2 DR 0.730 0.22 0.977 0.929 0.95 1.00 -5.0 495

SUBARU 03-06 BAJA 0.849 0.33 0.958 0.930 0.95 1.00 -5.0 495

SUBARU 98-08 FORESTER 4 DR 0.671 0.97 0.782 0.674 0.80 0.80 0.0 470

SUBARU 09-10 FORESTER 4 DR 0.642 0.37 0.850 0.792 0.80 0.95 -15.8 480

SUBARU 98-01 IMPREZA 2 DR 0.903 0.10 1.100 1.040 1.05 1.00 5.0 505

SUBARU 98-07 IMPREZA 4 DR 0.761 0.60 0.961 0.841 0.832 0.85 0.90 -5.6 485

SUBARU 08-10 IMPREZA 4 DR 0.728 0.58 0.905 0.802 0.80 0.95 -15.8 480

SUBARU 98-10 LEGACY 4 DR 0.782 0.60 0.806 0.792 0.80 0.80 0.0 480

SUBARU 05-10 OUTBACK 0.582 0.75 0.952 0.675 0.80 0.80 0.0 470

SUBARU 06-10 TRIBECA 0.808 0.10 0.823 0.893 0.90 0.90 0.0 490

SUZUKI 02-07 AERIO 4 DR 1.437 0.73 1.187 1.370 1.25 1.25 0.0 535

SUZUKI 09-10 EQUATOR 0.000 0.00 0.776 0.888 0.872 0.85 0.80 6.3 485

SUZUKI 98-02 ESTEEM 4 DR 1.539 0.25 1.217 1.243 1.25 1.25 0.0 525

SUZUKI 04-08 FORENZA 4 DR 1.907 0.57 1.253 1.626 1.25 1.25 0.0 560


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SUZUKI 99-05 GRAND VITARA 1.484 0.51 1.169 1.330 1.247 1.25 1.25 0.0 525

SUZUKI 06-10 GRAND VITARA 1.490 0.23 0.861 1.043 1.05 1.15 -8.7 505

SUZUKI 01-06 GRAND VITARA XL-7 1.624 0.27 1.053 1.195 1.20 1.25 -4.0 520

SUZUKI 05-08 RENO 4 DR 1.696 0.15 1.078 1.144 1.15 1.25 -8.0 515

SUZUKI 98 SIDEKICK 1.520 0.15 1.197 1.177 1.134 1.15 1.15 0.0 515

SUZUKI 98-01 SWIFT 2 DR 1.063 0.09 1.256 1.133 1.115 1.10 1.15 -4.3 510

SUZUKI 07-10 SX4 4 DR 1.856 0.33 1.017 1.291 1.25 1.00 25.0 525

SUZUKI 04-06 VERONA 4 DR 1.744 0.21 1.120 1.216 1.20 1.25 -4.0 520

SUZUKI 98 X-90 2.433 0.00 1.339 1.169 1.15 1.15 0.0 515

SUZUKI 07-09 XL7 1.493 0.15 0.831 0.990 1.00 0.95 5.3 500

TOYOTA 98-04 AVALON 4 DR 0.946 0.85 0.980 0.951 0.95 0.95 0.0 495

TOYOTA 05-10 AVALON 4 DR 0.863 0.96 0.967 0.867 0.85 0.90 -5.6 485

TOYOTA 98-10 CAMRY 4 DR 1.115 0.98 1.020 1.113 1.10 1.10 0.0 510

TOYOTA 07-10 CAMRY HYBRID 4 DR 0.776 0.80 0.887 0.798 0.80 0.95 -15.8 480

TOYOTA 99-08 CAMRY SOLARA 2 DR 1.010 0.92 0.940 1.004 1.00 0.95 5.3 500

TOYOTA 98-99 CELICA 2 DR 0.671 0.39 0.843 0.793 0.80 1.00 -20.0 480

TOYOTA 00-05 CELICA 2 DR 1.012 0.87 0.941 1.003 1.00 1.05 -4.8 500



TOYOTA 00-05 ECHO 2 DR 1.270 0.57 1.429 1.338 1.25 1.25 0.0 535

TOYOTA 00-05 ECHO 4 DR 1.539 0.21 1.329 1.278 1.25 1.25 0.0 525

TOYOTA 07-10 FJ CRUISER 0.703 0.43 0.905 0.825 0.85 0.90 -5.6 485

TOYOTA 01-10 HIGHLANDER 0.864 0.86 0.880 0.866 0.880 0.90 0.90 0.0 490

TOYOTA 06-10 HIGHLANDER HYBRID 0.575 0.61 0.819 0.670 0.583 0.80 0.80 0.0 460

TOYOTA 98-10 LAND CRUISER 0.694 0.43 0.878 0.807 0.772 0.80 0.80 0.0 475

TOYOTA 03-10 MATRIX 4 DR 1.141 0.55 0.869 1.018 1.00 1.15 -13.0 500

TOYOTA 00-05 MR2 SPYDER 2 DR 0.870 0.36 0.855 0.881 0.90 0.95 -5.3 490

TOYOTA 01-03 PRIUS 4 DR 0.760 0.61 1.102 0.893 0.90 0.85 5.9 490

TOYOTA 04-09 PRIUS 4 DR 0.833 0.82 0.787 0.825 0.80 0.90 -11.1 480

TOYOTA 10 PRIUS 4 DR 0.846 0.05 0.711 0.848 0.85 0.85 0.0 485

TOYOTA 98-05 RAV4 1.204 0.93 1.058 1.194 1.20 1.25 -4.0 520

TOYOTA 06-10 RAV4 1.069 0.71 0.844 1.004 1.00 1.15 -13.0 500

TOYOTA 01-10 SEQUOIA 0.973 0.85 0.852 0.955 0.95 0.90 5.6 495

TOYOTA 98-10 SIENNA 0.928 0.80 0.969 0.936 0.95 0.90 5.6 495

TOYOTA 98 SUPRA 2 DR 1.055 0.02 0.771 0.887 0.90 0.80 12.5 490

TOYOTA 98-04 TACOMA 0.930 0.78 0.908 0.925 0.90 0.90 0.0 490

TOYOTA 05-10 TACOMA 0.799 0.83 0.768 0.794 0.80 0.80 0.0 480

TOYOTA 98 TERCEL 2 DR 0.698 0.08 1.329 1.140 1.15 1.20 -4.2 515

TOYOTA 00-06 TUNDRA 0.842 0.71 0.739 0.812 0.80 0.80 0.0 480

TOYOTA 07-10 TUNDRA 0.747 0.62 0.595 0.689 0.80 0.80 0.0 470

TOYOTA 98 T100 0.731 0.25 0.786 0.826 0.85 0.85 0.0 485

TOYOTA 09-10 VENZA 1.217 0.07 0.834 0.932 0.95 0.90 5.6 495

TOYOTA 07-10 YARIS 2 DR 1.191 0.42 1.117 1.138 1.15 1.05 9.5 515

TOYOTA 07-10 YARIS 4 DR 1.632 0.79 1.315 1.565 1.25 1.25 0.0 555

TOYOTA 98-10 4RUNNER 0.990 0.99 0.939 0.990 1.00 1.05 -4.8 500


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Page A-39





VOLKSWAGEN 98-02 CABRIO 2 DR 0.771 0.76 0.858 0.792 0.80 0.85 -5.9 480

VOLKSWAGEN 09-10 CC 4 DR 0.684 0.08 0.837 0.893 0.90 0.90 0.0 490

VOLKSWAGEN 07-10 EOS 2 DR 0.862 0.28 0.685 0.804 0.80 0.80 0.0 480

VOLKSWAGEN 99-03 EUROVAN 0.437 0.56 0.957 0.666 0.80 0.85 -5.9 470

VOLKSWAGEN 98-99 GOLF 4 DR 0.742 0.26 0.969 0.917 0.90 0.95 -5.3 490

VOLKSWAGEN 99-06 GOLF 4 DR 0.616 0.73 0.935 0.702 0.80 0.80 0.0 470



VOLKSWAGEN 99-06 GTI 2 DR 0.755 0.68 0.900 0.802 0.80 0.85 -5.9 480

VOLKSWAGEN 98-99 JETTA 4 DR 0.868 0.63 1.155 0.975 1.00 1.05 -4.8 500


VOLKSWAGEN 05-10 JETTA 4 DR 0.781 0.63 1.006 0.864 0.85 0.90 -5.6 485

VOLKSWAGEN 98-10 NEW BEETLE 2 DR 0.764 0.85 0.888 0.782 0.80 0.80 0.0 480


VOLKSWAGEN 01-05 PASSAT 4 DR 0.679 0.92 0.916 0.698 0.718 0.80 0.80 0.0 470


VOLKSWAGEN 04-06 PHAETON 4 DR 0.215 0.53 0.796 0.488 0.80 0.80 0.0 450

VOLKSWAGEN 09-10 ROUTAN 0.269 0.03 0.874 0.915 1.087 1.10 0.95 15.8 510

VOLKSWAGEN 09-10 TIGUAN 0.581 0.10 0.841 0.879 0.90 0.95 -5.3 490

VOLKSWAGEN 04-10 TOUAREG 0.575 0.90 0.780 0.596 0.657 0.80 0.80 0.0 465

VOLVO 08-10 C30 2 DR 0.315 0.12 0.699 0.767 0.80 0.85 -5.9 475

VOLVO 98-04 C70 2 DR 0.640 0.70 0.707 0.660 0.80 0.80 0.0 465

VOLVO 06-10 C70 2 DR 0.607 0.36 0.624 0.670 0.80 0.80 0.0 465

VOLVO 00-04 S40/V40 4 DR 0.874 0.38 0.992 0.948 0.95 1.00 -5.0 495

VOLVO 04-10 S40/V50 4 DR 0.617 0.86 0.925 0.660 0.80 0.80 0.0 465

VOLVO 98-00 S70/V70 4 DR 0.668 0.93 0.877 0.683 0.80 0.80 0.0 470

VOLVO 99-10 S80 4 DR 0.712 0.92 0.907 0.727 0.80 0.80 0.0 475

VOLVO 98 S90/V90 4 DR 0.670 0.47 0.957 0.824 0.85 0.90 -5.6 485

VOLVO 01-10 V70 4 DR 0.645 0.94 0.859 0.658 0.80 0.80 0.0 465

VOLVO 10 XC60 0.153 0.01 0.770 0.877 0.90 0.90 0.0 490

VOLVO 03-10 XC70 0.470 0.66 0.781 0.576 0.80 0.80 0.0 460

VOLVO 03-10 XC90 0.528 0.77 0.674 0.562 0.80 0.80 0.0 455


PERSONAL AUTO


Page A-40

Exhibit 2: List of Like Vehicle Series

Model Model

Manufacturer Years Model Name Manufacturer Years Model Name

ACURA 98-99 SLX CHEVROLET 98-05 CAVALIER 4 DR

ISUZU 98-02 TROOPER PONTIAC 98-02 SUNFIRE 4 DR

AUDI 98-08 A4/S4/RS4 4 DR CHEVROLET 98-10 EXPRESS

VOLKSWAGEN 01-05 PASSAT 4 DR GMC 98-10 SAVANA

BUICK 98-05 CENTURY 4 DR CHEVROLET 98-05 MALIBU CLASSIC 4 DR

BUICK 98-04 REGAL 4 DR OLDSMOBILE 98-99 CUTLASS 4 DR

OLDSMOBILE 98-02 INTRIGUE 4 DR

PONTIAC 98-08 GRAND PRIX 4 DR CHEVROLET 98-00 METRO 2 DR

CHEVROLET 00-10 IMPALA 4 DR SUZUKI 98-01 SWIFT 2 DR

BUICK 05-10 LACROSSE 4 DR

CHEVROLET 98-02 PRIZM 4 DR

BUICK 98-99 LESABRE 4 DR TOYOTA 98-02 COROLLA 4 DR

OLDSMOBILE 98-99 EIGHTY EIGHT/LSS 4 DR

PONTIAC 98-99 BONNEVILLE 4 DR CHEVROLET 98-04 S-10 PICKUP

GMC 98-04 SONOMA

BUICK 98-99 PARK AVENUE 4 DR ISUZU 98-00 HOMBRE

CADILLAC 98-99 SEVILLE 4 DR

OLDSMOBILE 98-99 AURORA 4 DR CHEVROLET 98-10 SILVERADO

BUICK 00-05 LESABRE 4 DR GMC 98-10 SIERRA

BUICK 00-05 PARK AVENUE 4 DR

CADILLAC 00-10 DTS 4 DR CHEVROLET 98-10 SUBURBAN

CADILLAC 00-04 SEVILLE 4 DR GMC 98-10 YUKON XL

PONTIAC 00-05 BONNEVILLE 4 DR CADILLAC 03-10 ESCALADE ESV

OLDSMOBILE 01-03 AURORA 4 DR

CHEVROLET 98-10 TAHOE

BUICK 98 SKYLARK 4 DR GMC 98-10 YUKON

OLDSMOBILE 98 ACHIEVA 4 DR CADILLAC 99-10 ESCALADE

PONTIAC 98 GRAND AM 4 DR

OLDSMOBILE 99-04 ALERO 4 DR CHEVROLET 98 TRACKER

PONTIAC 99-05 GRAND AM 4 DR SUZUKI 98 SIDEKICK

CHEVROLET 99-04 TRACKER

CHEVROLET 98-05 ASTRO SUZUKI 99-05 GRAND VITARA

GMC 98-05 SAFARI

CHEVROLET 98-09 TRAILBLAZER

CHEVROLET 98-02 CAMARO 2 DR GMC 98-09 ENVOY

PONTIAC 98-02 FIREBIRD/TRANS AM 2 DR OLDSMOBILE 98-04 BRAVADA

BUICK 04-07 RAINIER

CHEVROLET 98-05 CAVALIER 2 DR ISUZU 04-08 ASCENDER

PONTIAC 98-05 SUNFIRE 2 DR SAAB 05-09 9-7X


PERSONAL AUTO


Page A-41


Model Model


CHEVROLET 98-08 UPLANDER FORD 98-02 ESCORT 4 DR

OLDSMOBILE 98-04 SILHOUETTE MERCURY 98-99 TRACER 4 DR

PONTIAC 98-06 MONTANA SV6

BUICK 05-07 TERRAZA FORD 98-10 EXPEDITION

SATURN 05-07 RELAY LINCOLN 98-10 NAVIGATOR

LINCOLN 02 BLACKWOOD

CHRYSLER 98-00 CIRRUS 4 DR

DODGE 98-00 STRATUS 4 DR FORD 98-10 EXPLORER

PLYMOUTH 98-00 BREEZE 4 DR MERCURY 98-10 MOUNTAINEER

LINCOLN 03-05 AVIATOR

CHRYSLER 98-04 CONCORDE 4 DR

DODGE 98-04 INTREPID 4 DR FORD 98-10 F-150

CHRYSLER 99-04 300M 4 DR LINCOLN 06-08 MARK LT

CHRYSLER 98-00 SEBRING COUPE 2 DR FORD 98-07 FREESTAR

DODGE 98-00 AVENGER 2 DR MERCURY 04-07 MONTEREY

CHRYSLER 98-10 TOWN & COUNTRY FORD 98-10 RANGER

DODGE 98-10 GRAND CARAVAN MAZDA 98-09 B-SERIES PICKUP

PLYMOUTH 98-00 VOYAGER/GRAND VOYAGER

CHRYSLER 00-03 VOYAGER FORD 98-07 TAURUS 4 DR

VOLKSWAGEN 09-10 ROUTAN MERCURY 98-05 SABLE 4 DR

DODGE 98-09 DURANGO HONDA 98-07 ACCORD 2 DR

CHRYSLER 07-09 ASPEN ACURA 01-03 CL-SERIES 2 DR

DODGE 98-99 NEON 2 DR HONDA 98-07 ACCORD 4 DR

PLYMOUTH 98-99 NEON 2 DR ACURA 99-08 TL-SERIES 4 DR

DODGE 98-05 NEON 4 DR HONDA 98 ODYSSEY 4 DR

PLYMOUTH 98-01 NEON 4 DR ISUZU 98-99 OASIS 4 DR

EAGLE 98 TALON 2 DR HONDA 98-02 PASSPORT

MITSUBISHI 98-99 ECLIPSE 2 DR ISUZU 98-04 RODEO

ISUZU 02-04 AXIOM

FORD 98-00 CONTOUR 4 DR

MERCURY 98-00 MYSTIQUE 4 DR HYUNDAI 98-10 ACCENT 4 DR

KIA 06-10 RIO 4 DR

FORD 98-10 CROWN VICTORIA 4 DR

MERCURY 98-10 GRAND MARQUIS 4 DR INFINITI 98-04 I35 4 DR

MERCURY 03-04 MARAUDER 4 DR NISSAN 98-03 MAXIMA 4 DR

INFINITI 98-03 QX4 MITSUBISHI 00-05 ECLIPSE 2 DR

NISSAN 98-04 PATHFINDER CHRYSLER 01-05 SEBRING COUPE 2 DR

DODGE 01-05 STRATUS 2 DR

LEXUS 98-10 ES 4 DR

TOYOTA 98-10 CAMRY 4 DR ACURA 01-06 MDX

HONDA 03-08 PILOT

LEXUS 98-10 LX CHRYSLER 01-06 SEBRING 4 DR

TOYOTA 98-10 LAND CRUISER DODGE 01-06 STRATUS 4 DR


PERSONAL AUTO


Page A-42


Model Model


MERCEDES-BENZ 98-10 SLK-CLASS 2 DR FORD 01-10 ESCAPE

CHRYSLER 04-08 CROSSFIRE 2 DR MAZDA 01-10 TRIBUTE

MERCURY 05-10 MARINER

MERCURY 98-02 VILLAGER

NISSAN 98-02 QUEST HYUNDAI 01-05 XG350 4 DR

KIA 04-09 AMANTI 4 DR

PONTIAC 98-02 GRAND PRIX 2 DR

CHEVROLET 00-07 MONTE CARLO 2 DR PONTIAC 01-05 AZTEK

BUICK 02-07 RENDEZVOUS

PORSCHE 98-10 BOXSTER 2 DR

PORSCHE 06-10 CAYMAN 2 DR CADILLAC 02-10 ESCALADE EXT

CHEVROLET 02-10 AVALANCHE

SUBARU 98-07 IMPREZA 4 DR

SAAB 05-06 9-2X 4 DR CHEVROLET 02-06 TRAILBLAZER EXT

GMC 02-06 ENVOY XL

TOYOTA 98-10 4RUNNER ISUZU 03-06 ASCENDER EXTENDED WHEELBASE

LEXUS 03-10 GX

PONTIAC 03-10 VIBE 4 DR

HYUNDAI 99-10 SONATA 4 DR TOYOTA 03-10 COROLLA 4 DR

KIA 01-06 OPTIMA 4 DR TOYOTA 03-10 MATRIX 4 DR

LEXUS 99-10 RX PORSCHE 03-10 CAYENNE

TOYOTA 01-10 HIGHLANDER VOLKSWAGEN 04-10 TOUAREG

OLDSMOBILE 99-04 ALERO 2 DR SATURN 03-07 ION 4 DR

PONTIAC 99-05 GRAND AM 2 DR CHEVROLET 05-10 COBALT 4 DR

PLYMOUTH 99-01 PROWLER 2 DR CHEVROLET 04-10 AVEO 4 DR

CHRYSLER 01-02 PROWLER 2 DR PONTIAC 09 G3 4 DR

JAGUAR 00-08 S-TYPE 4 DR LOTUS 05-10 ELISE 2 DR

LINCOLN 00-06 LS 4 DR LOTUS 06-10 EXIGE 2 DR

CHEVROLET 04-10 COLORADO NISSAN 05-10 FRONTIER

GMC 04-10 CANYON SUZUKI 09-10 EQUATOR

ISUZU 06-08 I-290/I-370

CHEVROLET 06-10 HHR

CHEVROLET 04-07 MALIBU MAXX 4 DR CHEVROLET 07-10 HHR PANEL

PONTIAC 05-10 G6 4 DR

SATURN 07-09 AURA 4 DR FORD 06-10 FUSION 4 DR

CHEVROLET 08-10 MALIBU 4 DR LINCOLN 06-10 MKZ 4 DR

MERCURY 06-10 MILAN 4 DR

INFINITI 04-10 QX56

NISSAN 04-10 ARMADA KIA 06-10 SEDONA

HYUNDAI 07-08 ENTOURAGE


PERSONAL AUTO


Page A-43


Model Model


SUZUKI 04-08 FORENZA 4 DR LEXUS 06-10 RX HYBRID

SUZUKI 05-08 RENO 4 DR TOYOTA 06-10 HIGHLANDER HYBRID

CHEVROLET 05-10 COBALT 2 DR PONTIAC 06-09 SOLSTICE 2 DR

PONTIAC 07-09 G5 2 DR SATURN 07-09 SKY 2 DR

CHEVROLET 05-10 EQUINOX CHRYSLER 07-10 SEBRING 4 DR

PONTIAC 06-09 TORRENT DODGE 08-10 AVENGER 4 DR

GMC 10 TERRAIN

FORD 07-10 EDGE

CHRYSLER 05-10 300 4 DR LINCOLN 07-10 MKX

DODGE 06-10 CHARGER 4 DR MAZDA 07-10 CX-9

DODGE 05-10 DAKOTA FORD 07-10 EXPEDITION EL

MITSUBISHI 06-09 RAIDER LINCOLN 07-10 NAVIGATOR L

FORD 05-10 ESCAPE HYBRID GMC 07-10 ACADIA

MERCURY 06-10 MARINER HYBRID SATURN 07-10 OUTLOOK

MAZDA 08-10 TRIBUTE HYBRID BUICK 08-10 ENCLAVE

CHEVROLET 09-10 TRAVERSE

FORD 05-10 TAURUS 4 DR

MERCURY 05-09 SABLE 4 DR MITSUBISHI 07-10 OUTLANDER

MITSUBISHI 11 OUTLANDER SPORT

HYUNDAI 05-10 TUCSON

KIA 05-10 SPORTAGE CHRYSLER 09 ASPEN HYBRID

DODGE 09 DURANGO HYBRID

JEEP 05-10 GRAND CHEROKEE

JEEP 06-10 COMMANDER FORD 09-10 FLEX

LINCOLN 10 MKT

NISSAN 07-10 ALTIMA 4 DR

NISSAN 09-10 MAXIMA 4 DR FORD 10 FUSION HYBRID 4 DR

MERCURY 10 MILAN HYBRID 4 DR

SATURN 07-09 AURA HYBRID 4 DR LINCOLN 11 MKZ HYBRID 4 DR

CHEVROLET 08-10 MALIBU HYBRID 4 DR

CHEVROLET 08-10 TAHOE HYBRID

GMC 08-10 YUKON HYBRID

CHEVROLET 09-10 SILVERADO HYBRID

GMC 09-10 SIERRA HYBRID


PERSONAL AUTO

RULES FILING PP-2011-RLP1Page A-44

Exhibit 3-1: New Vehicle Series - BI and PD Credibility-Weighted Relativities and Final Rating Factors

Predicted Credibility Relativity Rounded

Model Loss Ratio Weighted After Like Capped Current Percent

Manufacturer Years Model Name Relativity Relativity Analysis#Relativity Relativity Change Symbol

ACURA 10-11 ZDX 0.911 0.956 0.95 0.95 0.0 295

BMW 10 5-SERIES GRAN TURISMO 4 DR 0.873 0.937 0.95 0.90 5.6 295

BMW 11 7-SERIES ACTIVEHYBRID 4 DR 0.853 0.927 0.860 0.85 0.80 6.3 285

BMW 10-11 X6 ACTIVEHYBRID 0.954 0.977 0.980 1.00 0.95 5.3 300

BUICK 11 REGAL 4 DR 0.837 0.919 0.90 0.90 0.0 290

CADILLAC 11 CTS 2 DR 0.851 0.925 0.95 0.90 5.6 295

CHEVROLET 11 CRUZE 4 DR 0.851 0.925 0.95 0.95 0.0 295

CHEVROLET 11 VOLT 4 DR 0.740 0.870 0.85 0.85 0.0 285

DODGE 11 DURANGO 0.982 0.991 1.00 0.95 5.3 300

FORD 11 EXPLORER 0.952 0.976 1.00 0.95 5.3 300

FORD 11 FIESTA 4 DR 0.862 0.931 0.95 0.90 5.6 295

HONDA 10-11 ACCORD CROSSTOUR 0.911 0.955 0.95 0.95 0.0 295

HONDA 11 CR-Z 2 DR 0.755 0.878 0.90 0.85 5.9 290

HYUNDAI 11 EQUUS 4 DR 0.870 0.935 0.95 0.90 5.6 295

HYUNDAI 11 SONATA 4 DR 0.865 0.933 0.95 0.90 5.6 295

HYUNDAI 11 SONATA HYBRID 4 DR 0.837 0.919 0.90 0.90 0.0 290

KIA 10-11 FORTE KOUP 2 DR 0.908 0.954 0.95 0.95 0.0 295

KIA 11 OPTIMA 4 DR 0.851 0.926 0.95 0.90 5.6 295

KIA 11 SORENTO 0.906 0.953 0.95 0.95 0.0 295

LEXUS 11 CT HYBRID 4 DR 0.747 0.873 0.85 0.90 -5.6 285

LINCOLN 11 MKZ HYBRID 4 DR 0.857 0.929 0.887 0.90 0.95 -5.3 290

LOTUS 10 EVORA 2 DR 0.738 0.869 0.85 0.85 0.0 285

MAZDA 11 MAZDA2 4 DR 0.795 0.897 0.90 0.90 0.0 290

MERCEDES-BENZ 10-11 M-CLASS HYBRID 0.971 0.985 0.956 0.95 0.90 5.6 295

MERCEDES-BENZ 10-11 S-CLASS HYBRID 4 DR 0.853 0.927 0.860 0.85 0.80 6.3 285

MERCEDES-BENZ 11 SLS-CLASS 2 DR 0.798 0.899 0.90 0.90 0.0 290

MINI 11 COOPER COUNTRYMAN 4 DR 0.668 0.834 0.85 0.85 0.0 285

MITSUBISHI 11 OUTLANDER SPORT 0.876 0.938 0.910 0.90 0.85 5.9 290

NISSAN 11 JUKE 0.896 0.948 0.95 0.95 0.0 295

NISSAN 11 LEAF EV 4 DR 0.767 0.883 0.90 0.90 0.0 290

NISSAN 11 QUEST 0.787 0.893 0.90 0.90 0.0 290

PORSCHE 11 CAYENNE HYBRID 0.914 0.957 0.977 1.00 0.90 11.1 300

PORSCHE 10-11 PANAMERA 4 DR 0.733 0.867 0.85 0.85 0.0 285

SUZUKI 10-11 KIZASHI 4 DR 0.829 0.915 0.90 0.90 0.0 290

VOLKSWAGON 11 TOUAREG HYBRID 0.934 0.967 0.977 1.00 0.90 11.1 300

# -- Includes alternative powered vehicle series' use of internal-combustion counterparts' relativities where applicable.


PERSONAL AUTO

RULES FILING PP-2011-RLP1Page A-45

Exhibit 3-2: New Vehicle Series - PIP & Med Pay Credibility-Weighted Relativities and Final Rating Factors

Predicted Credibility Relativity Rounded

Model Loss Ratio Weighted After Like Capped Current Percent

Manufacturer Years Model Name Relativity Relativity Analysis#

Relativity Relativity Change Symbol

ACURA 10-11 ZDX 0.760 0.880 0.90 0.90 0.0 490

BMW 10 5-SERIES GRAN TURISMO 4 DR 0.705 0.852 0.85 0.85 0.0 485

BMW 11 7-SERIES ACTIVEHYBRID 4 DR 0.711 0.856 0.855 0.85 0.80 6.3 485

BMW 10-11 X6 ACTIVEHYBRID 0.642 0.821 0.876 0.90 0.85 5.9 490

BUICK 11 REGAL 4 DR 0.894 0.947 0.95 0.95 0.0 495

CADILLAC 11 CTS 2 DR 0.754 0.877 0.90 0.85 5.9 490

CHEVROLET 11 CRUZE 4 DR 0.978 0.989 1.00 1.00 0.0 500

CHEVROLET 11 VOLT 4 DR 0.628 0.814 0.80 0.80 0.0 480

DODGE 11 DURANGO 0.774 0.887 0.90 0.90 0.0 490

FORD 11 EXPLORER 0.796 0.898 0.90 0.90 0.0 490

FORD 11 FIESTA 4 DR 1.022 1.011 1.00 1.00 0.0 500

HONDA 10-11 ACCORD CROSSTOUR 0.833 0.917 0.90 0.90 0.0 490

HONDA 11 CR-Z 2 DR 0.782 0.891 0.90 0.90 0.0 490

HYUNDAI 11 EQUUS 4 DR 0.810 0.905 0.90 0.90 0.0 490

HYUNDAI 11 SONATA 4 DR 0.960 0.980 1.00 0.95 5.3 500

HYUNDAI 11 SONATA HYBRID 4 DR 0.894 0.947 0.95 0.95 0.0 495

KIA 10-11 FORTE KOUP 2 DR 0.979 0.989 1.00 1.00 0.0 500

KIA 11 OPTIMA 4 DR 0.927 0.964 0.95 0.95 0.0 495

KIA 11 SORENTO 0.849 0.924 0.90 0.95 -5.3 490

LEXUS 11 CT HYBRID 4 DR 0.699 0.850 0.85 0.85 0.0 485

LINCOLN 11 MKZ HYBRID 4 DR 0.887 0.944 0.909 0.90 0.90 0.0 490

LOTUS 10 EVORA 2 DR 0.702 0.851 0.85 0.85 0.0 485

MAZDA 11 MAZDA2 4 DR 1.001 1.001 1.00 1.00 0.0 500

MERCEDES-BENZ 10-11 M-CLASS HYBRID 0.741 0.871 0.809 0.80 0.90 -11.1 480

MERCEDES-BENZ 10-11 S-CLASS HYBRID 4 DR 0.711 0.856 0.819 0.80 0.80 0.0 480

MERCEDES-BENZ 11 SLS-CLASS 2 DR 0.678 0.839 0.85 0.80 6.3 485

MINI 11 COOPER COUNTRYMAN 4 DR 0.642 0.821 0.80 0.85 -5.9 480

MITSUBISHI 11 OUTLANDER SPORT 0.898 0.949 0.914 0.90 0.90 0.0 490

NISSAN 11 JUKE 0.916 0.958 0.95 1.00 -5.0 495

NISSAN 11 LEAF EV 4 DR 0.693 0.847 0.85 0.85 0.0 485

NISSAN 11 QUEST 0.888 0.944 0.95 0.90 5.6 495

PORSCHE 11 CAYENNE HYBRID 0.655 0.828 0.657 0.80 0.80 0.0 465

PORSCHE 10-11 PANAMERA 4 DR 0.526 0.763 0.80 0.80 0.0 475

SUZUKI 10-11 KIZASHI 4 DR 0.915 0.958 0.95 0.95 0.0 495

VOLKSWAGON 11 TOUAREG HYBRID 0.649 0.824 0.657 0.80 0.80 0.0 465

# -- Includes alternative powered vehicle series' use of internal-combustion counterparts' relativities where applicable.




Exhibit 3-3: New Vehicle Series Symbol Assignment Rule

Since Liability & PIP/Medical Payments (LPMP) rating factors do not change by

model year, future maintenance of the LPMP vehicle rating plan primarily

involves (1) future biyearly loss experience reviews, and (2) determining LPMP

rating factors/symbols for new vehicle series, to apply for the interim period until

the next ISO LPMP experience review filing.

This rule sets forth the procedures for assigning LPMP rating factors and

symbols when auto manufacturers introduce new vehicle series.

♦ If a new vehicle series is considered like an existing vehicle series whose

experience has already been reviewed, the rating factors for the new vehicle

series will be determined by giving 50% weight to the predicted loss ratio

relativity and 50% weight to the loss ratio relativity of the existing like

vehicle series.

♦ If a new vehicle series is not considered like another vehicle series, or is

considered like a vehicle series whose experience has not been reviewed,

then the rating factors for the new vehicle series will be determined by giving

50% weight to the predicted loss ratio relativity and 50% weight to 1.00.

♦ If a new vehicle series is an alternative powered1 version of an existing

internal-combustion engine vehicle series whose experience has already been

reviewed, and is not considered like another vehicle series, or is considered

like a vehicle series whose experience has not yet been reviewed, then the

alternative powered vehicle series will be assigned the same rating factors as

its internal-combustion engine counterpart.

♦ If a new alternative powered vehicle series does not have an internal-

combustion engine counterpart, or has an internal-combustion engine

counterpart whose experience has not yet been reviewed, then the procedures

in the first two bulleted paragraphs are used to determine its rating factors.

1 Alternative powered vehicle series refers to any vehicle series with an advanced power system (i.e., gas-electric hybrid, electric, fuel cell, hydrogen, etc.).



The rule for new vehicle series that are considered like an existing vehicle series

whose experience has already been reviewed takes precedence over the rule for

alternative powered vehicle series. Therefore, if a new vehicle series is

considered like an existing vehicle series whose experience has already been

reviewed and is an alternative powered version of an existing internal-

combustion vehicle series, the rating factors for the new vehicle series will be

determined by giving 50% weight to the predicted loss ratio relativity and 50%

weight to the loss ratio relativity of the existing like vehicle series.

The predicted loss ratio relativity is determined by the following formula:

Predicted Loss Ratio Relativity = Chassis Type / Curb Weight factor +

Electronic Stability Control factor +

Body Style factor + MSRP factor

The factors used in determining the predicted loss ratio relativity are as follows

on the next page. Curb weight is rounded to the nearest multiple of 250 pounds

before determining the factor chassis type / curb weight factor.



BI and PD Factor MP and PIP Factor

Chassis Type* / Curb Weight

Frame / Curb Weight < 2750 LBS -0.9398 + 0.1783 x (CW/250)

Frame / Curb Weight ≥ 2750 LBS 0.7652 + 0.0233 x (CW/250)

Unibody / Curb Weight < 2750 LBS 0.4737 + 0.0498 x (CW/250)

Unibody / Curb Weight ≥ 2750 LBS 0.8026 + 0.0199 x (CW/250)

Frame / Curb Weight < 3250 LBS 1.3612 - 0.0112 x (CW/250)

Frame / Curb Weight ≥ 3250 LBS 1.2988 - 0.0064 x (CW/250)

Unibody / Curb Weight < 3250 LBS 1.2815 - 0.0112 x (CW/250)

Unibody / Curb Weight ≥ 3250 LBS 1.2191 - 0.0064 x (CW/250)

Electronic Stability Control


ESC Optional -0.0817 -0.0421

ESC Standard -0.1481 -0.1156

Body Style

Sedan 0.0000 0.0000


Wagon -0.1361 -0.2652

Hatchback -0.0705 -0.2008

Pickup -0.0622 -0.3202

SUV/SUT 0.0405 -0.0497

Van -0.1103 0.0136

Coupe 0.0242 -0.0586

MSRP

$10,000 or less 0.1233 0.2645

$10,001 - $15,000 0.0914 0.1369

$15,001 - $20,000 0.0000 0.0000

$20,001 - $36,000 -0.0960 -0.1202

$36,001 - $60,000 -0.1423 -0.1785

More than $60,000 -0.1793 -0.2709

* For this analysis, frame refers to frame and body on frame chassis types, and

unibody refers to all non-frame chassis types.



For example, if a new vehicle (not considered like an existing vehicle series) is a

3,000 pound coupe with a unibody chassis, a MSRP of $25,000 and with

electronic stability control as a standard feature, the predicted BI/PD relativity

would be

0.8026 + 0.0199 * (3,000 / 250) - 0.1481 + 0.0242 - 0.0960 = 0.8215

The filed rating factor would be 0.50 * 0.8215 + 0.50 * 1.0000 = 0.9108,

which rounded to two places would be 0.90, which corresponds to a BI/PD

symbol of 290.

For MP / PIP, the predicted relativity for the same new vehicle would be

1.2815 - 0.0112 * (3,000 / 250) - 0.1156 - 0.0586 - 0.1202 = 0.8527

The filed rating factor would be 0.50 * 0.8527 + 0.50 * 1.000 = 0.9264,

which rounded to two places would be 0.95, which corresponds to a MP/PIP

symbol of 495.

Final rating factors are subject to 0.80 and 1.25 rating factor caps.

After determining the rating factors and symbols, ISO will immediately print and

distribute an LPMP circular and will simultaneously print and distribute updated

manual pages containing the information for the new vehicle. LPMP symbols for

new vehicles will be printed in an LPMP Symbols Supplement section of the

LPMP multistate manual.

The rating factors and symbols established in accordance with these procedures

will be developed by ISO staff, and published in ISO circulars and manual page

updates, as soon as possible upon receipt of the necessary vehicle specifications

information. The resulting LPMP rating factors and symbols will become

effective and available for insurer use immediately upon ISO's publication of that

information.

PERSONAL AUTO RULES FILING PP-2011-RLP1 Page C-1


Section C Analysis of Loss Cost Level Impact

About This Section

An insurer that chooses to adopt this rating program will need to apply offset factors to

ensure that this program is implemented on a revenue neutral basis.

Explanation of Offset Procedure

Since ISO has filed every Liability & PIP/Medical Payments Vehicle Rating Plan

(LPMP) as an alternate program only, offset factors will not be applied to ISO's base

class loss costs to reflect the changes associated with this program. However, any

company that chooses to adopt this rating program will need to apply offset factors to

ensure that this program is implemented on a revenue neutral basis. For your information,

the following is an example illustrating how these offset factors can be derived.

Example of Offset Calculation

A simplified example of the procedure necessary to calculate the proper offset by

coverage is shown on pages C-3 and C-4.

The example assumes the program is being updated by an insurer using the current ISO

Liability & PIP/Medical Payments Vehicle Rating Plan to reflect the changes in this

filing, beginning with 1998 model year vehicles.

The aggregate loss cost volume provided in this example is for customers using the 2008

LPMP program. For customers updating from the 2006 LPMP program to the 2010

program, the relativities in Column (1) should be changed to reflect the filed rating

factors for the 2006 program.

For insurers not currently using the ISO Liability & PIP/Medical Payments Vehicle

Rating Plan, the relativities in Column (1) should be changed to reflect each vehicle's

rating factors according to the program currently in use by the company. If the company

is not currently using any vehicle rating plan for Liability and PIP/Medical Payments,

then factors of unity (1.00) should be used in Column (1).



Important Note

Each insurer will have to review its own book of business to determine the appropriate

offset to apply.

It is important to note that in this case Model Year 1998 and later vehicles are treated

differently than vehicles with Model Years earlier than 1998. Of course, this calculation

would need to be modified if a company selects a later Model Year for program

implementation. As an example, the calculation would need to be modified if a company

decided to implement this program for only Model Year 2000 and later vehicles.



Offset Calculation Example

Update from the 2008 LPMP Program (BI/PD Liability Coverages)

Model Year 1998 Implementation Assumption

Current ISO Liability Vehicle Rating in Effect

State X

Territory Y

Coverage Bodily Injury/Property Damage

(1) (2) (3) (4) (5)

Model Previous Present Revised Revised Offset

Year Vehicles Relativity ALCV Relativity ALCV Total (2) ÷ Total (4)

< 1998 All Vehicles 1.00 20,500,000 1.00 20,500,000

1998 Chevrolet Cavalier 2 Dr 1.15 165,000 1.10 157,826

2001 Dodge Intrepid 4 Dr 1.10 71,250 1.05 68,011

2003 Dodge Neon 4 Dr 1.25 281,250 1.25 281,250

2005 Ford Expedition 1.15 312,500 1.15 312,500

2007 Honda Odyssey 0.80 140,000 0.80 140,000

2009 Toyota Prius 4 Dr 0.80 67,500 0.80 67,500

2010 Buick Lucerne 1.00 112,500 0.95 106,875

Total * $21,650,000 $21,633,962 1.001

Notes: ALCV is Aggregate Loss Cost Volume generated from manual rating each vehicle by territory and class for

all appropriate discounts and surcharges.

* Total reflects all vehicles by territory and coverage. Without the use of an offset, the adoption of the program would produce a premium change of $21,633,962/$21,650,000 = -0.1% (within rounding) for Bodily Injury/Property Damage coverages. To implement this revision on balance, one would need to apply an offset factor of 1.001 (1/0.999) to the present base loss costs/rates for PIP/Medical Payments in State X, Territory Y.



Offset Calculation Example

Update from the 2008 LPMP Program (PIP/Med. Pay. Coverages)

Model Year 1998 Implementation Assumption

Current ISO PIP/Med. Pay. Vehicle Rating in Effect

State X

Territory Y

Coverage PIP/Medical Payments

(1) (2) (3) (4) (5)

Model Previous Present Revised Revised Offset

Year Vehicles Relativity ALCV Relativity ALCV Total (2) ÷ Total (4)

< 1998 All Vehicles 1.00 6,150,000 1.00 6,150,000

1998 Chevrolet Cavalier 2 Dr 1.20 51,750 1.25 53,906

2001 Dodge Intrepid 4 Dr 1.15 25,875 1.15 25,875

2003 Dodge Neon 4 Dr 1.25 109,375 1.25 109,375

2005 Ford Expedition 1.00 292,500 1.00 292,500

2007 Honda Odyssey 0.80 54,000 0.80 54,000

2009 Toyota Prius 4 Dr 0.90 33,000 0.80 29,333

2010 Buick Lucerne 0.90 63,450 0.95 66,975

Total * $6,779,950 $6,781,964 1.000

Notes: ALCV is Aggregate Loss Cost Volume generated from manual rating each vehicle by territory and class for

all appropriate discounts and surcharges.

* Total reflects all vehicles by territory and coverage. Without the use of an offset, the adoption of the program would produce a premium change of $6,781,964/$6,779,950 = 0.0% for PIP/Medical Payments coverages. To implement this revision on balance, one would not need to apply an offset factor to the present base loss costs/rates for Bodily Injury/Property Damage in State X, Territory Y.

section b rating symbols, factors, and manual rulessection b rating symbols, factors, and manual...

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