sba acquisition financing
TRANSCRIPT
February 19, 2009
Benefits of utilizing a finance consultant:
Review your listing to ensure they are SBA fundable based on the current market conditions with lenders and provide you with a Quick Response™ form.
Pre-screening buyers to determine their ability to obtain financing.
Relieving buyers frustration through the difficult and time-consuming loan process.
Assuring sellers that strong efforts are being made to secure financing.
Speeding the process for faster loan commitment and closing providing you with on-going status reports.
Improving the success rate by utilizing creative deal structuring and our relationships
with aggressive national lenders.
Broker Financing Assistance ~ Complete Customer Service ~ Greater Financing Avenues
February 19, 2009
SBA Acquisition Financing Comparison
Seller Financing Higher Down-payment (35-50%) No Working Capital Promissory Note (generally 5-7 years) Higher Monthly Payments (for Buyer) Buyer & Seller Exposure is 100% until
Completion of Loan Payment Smaller Pool of Prospective Buyers
(due to higher down-payment) Limits Prospective Buyers’ Financing
Options Initial Cash to Seller is Limited to
Down-payment
Buyer Financing Lower Down-payment (20-30%) Working Capital Almost Always
Included Longer Term (10-25 years) Lower Monthly Payments Sale Completed With Loan Closing
Larger Pool of Prospective Buyers (due to lower down-payment)
Offers Greater Financing Options
100 % Cash Purchase at Time of Sale
We’re NOT just another lender!February 19, 2009
Our Quick Response™ form provides you and potential buyers with the
following information!
Purchase price of the business (as provided by your office)
Amount of seller financing (if any)
Amount of working capital
Estimated SBA fees and lender closing costs
Amount of down payment
Current terms of the loan (months)
Current interest rate
Monthly loan payment
Many brokers include this with their initial listing for any prospective buyer.
We will customize it with your own name, logo and phone number.
If your buyer uses Diamond Financial that’s great, if not this information is yours to
keep.
All this is provided to you at NO COST usually within 24 hours!
February 19, 2009
DFS works with business brokers nationwide securing acquisition financing from aggressive institutional lenders. Funds can be applied to building and leasehold improvements, equipment, debt restructuring, working capital and franchise fees all as part of the acquisition package. Our “Broker Advantage Program”™ provides services to brokers from pre-screening applicants to supporting buyers throughout the application process securing loan commitments and loan closing. The “Broker Advantage Program”™ saves you time and money by:
۩ Pre-screening buyers to determine their ability to obtain financing.
۩ Relieving buyer frustration through the difficult and time-consuming loan process.
۩ Assuring sellers that strong efforts are being made to secure financing.
۩ Speeding the process for faster loan commitment and closing providing you with on-going status reports.
۩ Improving the success rate by utilizing our creativity deal structuring and our relationships with aggressive national lenders.
Broker Financing Assistance ~ Complete Customer Service ~ Greater Financing
Avenues
Broker Advantage Program™
Put the power of our people to work for your people!
February 19, 2009
PARTNER WITH DIAMOND FINANCIALAND RECRUIT THE EXPERTISE YOU NEED!
Current and proposed SBA SOP changes and their effect on our business.
•Real Estate and “Blended Terms” •Seller financing requirements ($250MM Max)•401k Rollover Programs– Are still available
•Interest rates based on Prime or LIBOR•Secondary markets and how it effects SBA Lenders
•Lenders entering the current markets
Getting deals done in any environment is our ONLY business!
Selecting The Right Lender: There are many written and unwritten guidelines that really determine the lenders sincere interest in your application. By working with our lenders on a day-to-day basis, we know if there are changing
guidelines or criteria that may help or hurt your chances. Our pool of nationwide lenders gives us many financing alternatives. Our creative solutions to structure and financing and our knowledge where to place applications is why we
will get the best and quickest results!.
February 19, 2009
AcquisitionMedical Supply Co.
$806,000FL
1/29/2009
AcquisitionSpeedy Printing Co
$1,100,000MI
2/4/2009
AcquisitionPlastic Coating Company
$365,000TN
11/2/2008 Acquisition
Child Camp Referral Co.$627,000
MN
10/28/2008
Start-Up FranchiseCar Wash with Real Estate
$2,045,000NV
8/30/2008
Refinance & Expansion High End Car Sales
$8,000,000NC
9/9/2008
Start-Up FranchiseEdible Arrangements
$213,000MD
10/16/2008
Franchise AcquisitionThe UPS Store
$328,000GA
7/21/2008
Debt RefinanceInternet Auto Parts
$775,000NC
2/11/2008 Start-Up FranchiseMAACO Auto Body
$320,000OR
1/30/2009
AcquisitionZaxby’s Chicken
$973,000NC
8/29/2008
Partner Buy-out Independent Insurance Co.
$1,236,000NC
3/31/2008
Recent Deals Done!
February 19, 2009
For additional broker information please email us at
Or call us at619 - SBA(722) - 6733
We’re NOT just another lending source; we are the nation’s # 1 source!
February 19, 2009
February 19, 2009
February 19, 2009