savings report 2012
DESCRIPTION
Savings report 2012TRANSCRIPT
Savings Report: Accion Network and Partners
DECEMBER, 2012:
2,346,387
3,365,543
SAVERS
SAVINGS
2,09
5,42
2
2,13
3,16
2
2,13
7,24
7
2,23
9,47
2
2,24
6,63
5
2,26
0,30
1
2,36
9,23
0
2,14
9,45
5
2,47
5,94
1
2,57
1,95
6
2,59
3,51
7
2,63
5,72
1
2,34
6,38
7
$2,675,686 $2,720,651 $2,732,345
$2,940,849 $2,976,940 $2,985,382 $3,118,841
$3,450,150 $3,411,205
$2,942,862 $2,938,481 $2,924,243
$3,365,543
$-
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
$4,000,000
0
500,000
1,000,000
1,500,000
2,000,000
2,500,000
3,000,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 Jun 12 Jul 2012 Aug 2012 Sep 2012 Oct 2012 Nov 2012 Dec 2012
Savers Savings ($ 000)
7.7%
0.3%
1.9%
23.3%
1.4% 4.4%
8.9%
1.4% 1.5%
14.6%
7.5%
4.1%
3.5%
1.1%
15.4%
0.4% 2.7%
Composición de Clientes de Captaciones Savers Composition-
December 2012
Banco Ademi
Bandelta
Banco Solidario
BancoSol
Banco Popular
BanGente
FINAMERICA
Financiera El Comercio
FINSOL
Mibanco
Akiba
AMFB
EB ACCION
EAMF
Banco Pichincha
Apoyo Integral
Banco Compartamos
5.0% 3.9%
6.4%
20.7%
0.6% 5.4%
7.6% 3.1%
0.5%
38.9%
1.9%
0.1% 0.3% 0.1%
5.1%
0.2% 0.0%
Composición de Saldos de Captaciones Savings $000 Composition-
December 2012
Banco Ademi
Bandelta
Banco Solidario
BancoSol
Banco Popular
BanGente
FINAMERICA
Financiera El Comercio
FINSOL
Mibanco
Akiba
AMFB
EB ACCION
EAMF
Banco Pichincha
Apoyo Integral
Banco Compartamos
LATI
N A
MER
ICA
Number of Savers decreased during the month of September due to a decrease from Mibanco considering that the institution started to report only cus-tomers who have a balance but not an active account without any balance as previously they used to reflect.
Savings balance decreased during the month of September due to disminu-tions reflected by Banco Ademi and Mibanco. This value grew up in Decem-ber given the steady growth registered by most of institutions.
AFR
ICA
AN
D A
SIA
Savings Balance grew consistently over the last year. Akiba fell slightly in Novem-ber but then rebounded significantly at the end of the year. Akiba keeps leader-ship in terms of balance.
The most important product in terms of customers is the savings account. None-therless, there is a special diversification in Latin America com in terms of balance because some institutions, keep high ba-lances in deposits and current accounts.
Savings accounts are the most impor-tant product within African institutions except for the case of EAMF which main product is the current account..
Growth in terms of savers keeps posi-tive trend within all African institutions which are operating savings products. None of them decreased at the end of the year.
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2011 DEC 2012
Cambio últimos 12
meses/Change last
12 months (%)
Dominican Republic Banco Ademi 158,885 179,555 13.01%
Mexico Banco Compartamos n/a 62,881 n/a
Panama Bandelta 9,420 7,059 -25.06%
Ecuador Banco Solidario 55,623 44,901 -19.28%
Bolivia BancoSol 484,973 547,222 12.84%
Honduras Banco Popular 23,199 33,747 45.47%
Venezuela BanGente 98,816 103,751 4.99%
Ecuador Banco Pichincha 163,974 361,839 120.67%
Colombia Finamerica 155,105 207,878 34.02%
Paraguay Financiera El Comercio 28,157 32,432 15.18%
Honduras Finsol 34,764 35,037 0.79%
Peru Mibanco 1
570,782 342,541 -39.99%
El Salvador Apoyo Integral 1,124 9,461 741.73%
1,784,822 1,968,304 10.3%
AFRICA, INDIA, CHINA
Tanzania Akiba 156,691 175,428 11.96%
Nigeria Accion Microfinance Bank 66,035 95,128 44.06%
Ghana EB-ACCION 70,136 82,466 17.58%
Cameroon EAMF 17,738 25,061 41.28%
Total - Africa, India and China 310,600 378,083 21.7%
Grand Total ACCION International 2,095,422 2,346,387 12.0%1.
Figure used to include clients who own accounts with balance zero. Total as of December 2012 is not including clients with balance zero.
Total Latin America and The Caribbean
Accion CLIENTES CAPTACIONES- CAMBIO PORCENTUAL
SAVERS-PERCENTAGE INCREASE
Usd $(000)
PAIS/COUNTRY INSTITUCIÓN/INSTITUTION DEC 2011 DEC 2012
Cambio últimos
12
meses/Change
last 12 months
(%)
Dominican Republic Banco Ademi 134,505 169,653 26.13%
Mexico Banco Compartamos n/a 1,314 n/a
Panama Bandelta 95,463 131,461 37.71%
Ecuador Banco Solidario 181,171 216,933 19.74%
Bolivia BancoSol 559,187 698,347 24.89%
Honduras Banco Popular 16,912 19,653 16.21%
Venezuela BanGente 120,085 183,391 52.72%
Ecuador Banco Pichincha 67,591 172,364 155.01%
Colombia FINAMERICA 162,751 254,243 56.22%
Paraguay Financiera El Comercio 80,634 104,806 29.98%
Honduras FINSOL 13,782 15,515 12.57%
Peru Mibanco 1,174,311 1,308,038 11.39%
El Salvador Apoyo Integral 1,378 8,221 496.76%
2,607,769 3,283,940 25.9%
Tanzania Akiba 54,225 64,481 18.91%
Nigeria Accion Microfinance Bank 2,764 3,499 26.59%
Ghana EB ACCION 8,077 9,089 12.53%
Cameroon EAMF 2,850 4,534 59.08%
67,917 81,603 20.2%
2,675,686 3,365,543 25.8%
TOTAL LATIN AMERICA AND THE CARIBBEAN
Total - Latin America & Caribbean
AFRICA, INDIA AND CHINA
Total - Africa, India and China
Grand Total - ACCION International
Accion SALDO DE CAPTACIONES- CAMBIO PORCENTUAL
SAVINGS-PERCENTAGE INCREASE
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars (Real Amount)
AKIBA COMMERCIAL BANK (Tanzania)
15
6,6
91
15
8,7
49
16
0,5
03
16
3,0
69
16
4,9
77
16
9,3
01
16
3,0
69
17
1,0
66
17
3,0
92
17
4,5
60
17
5,0
49
17
5,2
04
17
5,4
28
$54,225 $53,889
$55,423 $55,531 $54,634
$56,578 $56,695 $57,522
$60,886
$59,472
$61,351
$60,069
$64,481
$48,000
$50,000
$52,000
$54,000
$56,000
$58,000
$60,000
$62,000
$64,000
$66,000
145,000
150,000
155,000
160,000
165,000
170,000
175,000
180,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
35.3%
41.6%
4.8%
4.5%
8.3%
5.4%
0.02% 0.0% 0.0% Composición de Saldos de Captaciones
Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
68.5%
31.3%
0.02%
0.02% 0.02% 0.02%
0.03% 0.00%
0.00%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Akiba
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars (Real Amount)
ACCION MICROFINANCE BANK (AMFB) (Nigeria)
66
,03
5
67
,04
9
69
,69
9
71
,92
1
74
,39
8
76
,18
5
71
,92
1
79
,68
9
83
,01
6
85
,88
9
85
,88
9
88
,80
1
95
,12
8
$2,764 $2,604 $2,686
$2,817 $2,855 $2,781 $2,803 $2,925
$3,064 $3,139 $3,139 $3,303
$3,499
$-
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
$4,000
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
80,000
90,000
100,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
94%
5%
0%
0%
0% 1%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
98%
2% 0%
0%
0%
0.003%
0%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
AMFB
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars (Real Amount)
APOYO INTEGRAL (Salvador)
1,1
24
1,8
86
2,5
16
3,2
88
3,7
03
4,1
96
4,7
00
5,3
23
6,1
97
7,0
93
8,0
59
8,8
59
9,4
61
$1,378 $1,416
$4,662
$6,193 $6,863 $6,977
$7,628 $8,084
$8,724 $9,059
$9,621
$8,603 $8,221
$-
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
0
1,000
2,000
3,000
4,000
5,000
6,000
7,000
8,000
9,000
10,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
17%
0%
11%
50%
0%
22%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Apoyo Integral
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars (Real Amount)
BANCO ADEMI (Dominican Republic))1
58
,88
5
16
7,4
84
16
7,5
66
15
8,8
63
16
6,7
16
16
8,4
36
16
2,3
65
17
0,2
62
15
6,7
48
15
7,7
42
15
8,6
49
17
5,3
96
17
9,5
55
$134,505 $140,615
$145,614 $147,594 $152,612
$158,891 $161,355 $167,075
$175,136 $181,283 $176,678
$171,479 $169,653
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
145,000
150,000
155,000
160,000
165,000
170,000
175,000
180,000
185,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
Banco Ademi
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars (Real Amount)
BANCO COMPARTAMOS (Mexico)
0
29
,54
1
40
,97
1
52
,77
3
62
,88
1
$-
$949
$862 $898
$1,314
$-
$200
$400
$600
$800
$1,000
$1,200
$1,400
0
10,000
20,000
30,000
40,000
50,000
60,000
70,000
Dic 11 Mar 12 June 12 Sep 12 Dec 12
Savers Savings ($ 000)
Banco Compartamos
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
BANDELTA (Panama)
9,4
20
9,5
01
9,5
67
9,6
24
9,6
42
9,2
36
6,7
62
6,7
65
7,8
23
7,8
89
7,3
73
7,5
71
7,0
59
$95,463 $95,033 $96,993 $96,944 $97,469 $99,817
$123,570 $122,520
$101,715
$125,223
$104,420
$128,917 $131,461
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
0
2,000
4,000
6,000
8,000
10,000
12,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
17.0%
0.4% 0.4%
0.4% 0.0%
0.9%
64.0%
15.13%
1.86%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Vcn's
Bandelta
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
BANGENTE (Venezuela)
98
,81
6
99
,02
0
10
1,3
30
10
3,3
34
10
5,0
45
10
6,4
74
90
,66
2
90
,66
3
95
,14
1
97
,38
7
99
,73
5
10
2,1
77
10
3,7
51
$120,085 $120,085 $116,855 $121,186 $123,904 $130,222
$138,660 $144,776
$150,331 $160,188 $164,628
$173,440 $183,391
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
80,000
85,000
90,000
95,000
100,000
105,000
110,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
6.5%
27.1%
5.2%
1.8% 0.0%
0.0%
0.0%
47.1%
12.2%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones con Vencimiento a la Vista Otros ( Certificados de Microcrédito )
27%
73%
0.06%
0.04%
0.00%
0.00%
0.00%
0.05%
0.01%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Captaciones con Vencimiento a la Vista Otros ( Certificados de Microcrédito )
Bangente
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
BANCO PICHINCHA (Ecuador)
16
3,9
74
17
7,8
43
16
8,0
74
16
8,5
28
17
7,8
43
16
8,0
74
31
4,5
00
33
8,0
83
34
2,8
50
34
8,5
68
35
3,2
72
35
7,9
10
36
1,8
39
$67,591 $79,801
$65,448 $63,723
$79,801
$65,448
$137,323 $149,167 $152,971
$164,367 $155,548 $154,421
$172,364
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
$200,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
72.7%
20.4%
1.5% 2.2%
1.0% 2.1%
0.1% 0.0%
0.0% Composición de Saldos de Captaciones
Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
89%
9% 0.2%
0.4%
0.2%
0.3%
0.0%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Pichincha
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
BANCO POPULAR (Honduras))
23
,19
9
23
,20
0
23
,45
3
24
,20
6
24
,74
0
25
,55
2
24
,20
6
30
,67
8
31
,53
3
32
,18
7
32
,90
0
33
,33
6
33
,74
7
$16,912 $17,101
$17,585
$18,095 $17,931
$18,232
$18,561
$19,261 $19,016
$19,324
$19,706 $19,695 $19,653
$15,500
$16,000
$16,500
$17,000
$17,500
$18,000
$18,500
$19,000
$19,500
$20,000
0
5,000
10,000
15,000
20,000
25,000
30,000
35,000
40,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
26.9%
2.1%
0.00%
0.14%
0.00%
70.8%
0.1% 0.0%
0.0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
93.7%
1.2%
0.01%
0.37%
0.01%
4.53%
0.11%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Popular
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
BANCO SOLIDARIO (Ecuador)
55
,62
3
55
,62
3
55
,36
2
44
,98
7
45
,18
7
45
,14
8
44
,98
5
44
,70
0
43
,89
9
44
,01
4
44
,49
7
44
,67
9
44
,90
1
$181,171 $181,171 $180,294 $189,947 $188,995 $192,799 $197,003 $196,935 $198,520 $203,536 $205,029 $208,824
$216,933
$-
$50,000
$100,000
$150,000
$200,000
$250,000
0
10,000
20,000
30,000
40,000
50,000
60,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
15%
4%
17%
21%
19%
17%
7% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
90%
1% 2%
2%
1%
3%
1%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Banco Solidario
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
BANCOSOL (Bolivia)
48
4,9
73
49
0,8
09
49
0,6
83
49
5,4
76
50
1,7
56
50
8,0
48
49
5,4
76
53
7,9
09
52
5,6
17
53
1,4
23
53
6,0
96
54
2,1
06
54
7,2
22
$559,187 $576,466 $578,291 $592,485 $594,981 $604,493 $605,695 $624,113 $578,535
$661,184 $680,671
$622,488
$698,347
$-
$100,000
$200,000
$300,000
$400,000
$500,000
$600,000
$700,000
$800,000
450,000
460,000
470,000
480,000
490,000
500,000
510,000
520,000
530,000
540,000
550,000
560,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
29%
0%
1% 0%
0% 2%
59%
2% 7%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
BancoSol
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
EAMF (Cameroon)
17
,73
8
18
,93
5
18
,79
4
18
,20
9
19
,26
9
19
,89
3
18
,20
9
22
,92
6
22
,30
7
23
,19
0
23
,78
6
24
,47
6
25
,06
1
$2,850 $3,097
$2,717
$3,283 $2,992 $2,885
$3,494 $3,722 $3,680
$4,159 $4,190 $4,448 $4,534
$-
$500
$1,000
$1,500
$2,000
$2,500
$3,000
$3,500
$4,000
$4,500
$5,000
0
5,000
10,000
15,000
20,000
25,000
30,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
13%
86%
0%
0%
1% 0%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EAMF
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
EB-ACCION (EASL) (Ghana))
70
,13
6
72
,19
1
73
,87
4
75
,14
7
76
,22
8
77
,93
9
75
,14
7
79
,68
6
80
,65
9
81
,24
7
81
,24
7
81
,91
2
82
,46
6
$8,077 $8,256 $8,066 $7,459
$7,820 $7,765 $7,804 $7,749 $7,517 $7,517 $7,881
$8,226
$9,089
$-
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
$10,000
62,000
64,000
66,000
68,000
70,000
72,000
74,000
76,000
78,000
80,000
82,000
84,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
80%
12%
0%
2% 4% 2%
0% 0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
EB-ACCION
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
FINAMERICA (Colombia)
15
5,1
05
15
8,2
23
16
1,9
02
16
5,8
65
16
9,7
61
17
3,8
47
17
8,1
98
18
2,5
48
18
7,2
12
19
2,4
29
19
8,3
20
20
3,4
57
20
7,8
78
$162,751 $179,800
$189,823 $196,193 $206,666 $200,668
$219,546 $226,259 $231,687 $240,418 $240,849 $246,877 $254,243
$-
$50,000
$100,000
$150,000
$200,000
$250,000
$300,000
0
50,000
100,000
150,000
200,000
250,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
9% 0% 0%
2%
9%
40%
40%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
98%
0% 0.0%
0.2%
0.4%
1%
0.2%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Finamerica
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
Financiera El Comercio (Paraguay)
28
,15
7
27
,07
6
28
,02
0
28
,95
6
28
,66
7
28
,96
7
30
,04
2
29
,84
5
30
,36
0
31
,59
3
31
,64
8
32
,48
9
32
,43
2
$80,634 $77,683 $83,973 $84,037 $85,072 $82,851 $84,090
$88,564 $87,912 $87,678 $88,796
$97,246
$104,806
$-
$20,000
$40,000
$60,000
$80,000
$100,000
$120,000
24,000
25,000
26,000
27,000
28,000
29,000
30,000
31,000
32,000
33,000
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
19%
0%
1% 2%
1%
8%
69%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts Current accounts
Up to 30 days Up to 90 days
Up to 120 days Up to 360days
> 360 days Bonds
Others (convertible bonds)
Financiera El Comercio
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000)
FINSOL (Honduras)3
4,7
64
34
,79
1
35
,12
2
35
,42
7
35
,67
2
35
,97
4
33
,49
5
33
,75
9
33
,99
4
34
,19
9
34
,45
1
34
,80
2
35
,03
7
$13,782
$14,093
$14,375 $14,409 $14,339
$14,021
$15,311
$15,938 $15,970 $15,834
$15,491 $15,727
$15,515
$12,500
$13,000
$13,500
$14,000
$14,500
$15,000
$15,500
$16,000
$16,500
32,000
32,500
33,000
33,500
34,000
34,500
35,000
35,500
36,000
36,500
Dic 11 Ene 12 Feb 12 Mar 12 April 12 May 12 June 12 July 12 Aug 12 Sep 12 Oct 12 Nov 12 Dec 12
Savers Savings ($ 000)
Finsol
CUSTOMER SAVINGS AT DECEMBER 31/2012- Figures are in Dollars ($000) (Reflecting Savers with balance more than $0)
MIBANCO (Peru)
27
4,9
69
28
4,5
82
34
2,5
41
$1,338,440
$999,583
$1,308,038
$-
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
0
50,000
100,000
150,000
200,000
250,000
300,000
350,000
400,000
June 12 Sep 12 Dec 12
Savers Savings ($ 000)
20%
2%
5%
9%
6% 24%
34%
0%
0%
Composición de Saldos de Captaciones Savings ($000) Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
93%
1% 0.2%
1%
1%
4%
0.2%
0%
0%
Composición de Clientes de Captaciones Savers Composition
Savings accounts
Current accounts
Up to 30 days
Up to 90 days
Up to 120 days
Up to 360days
> 360 days
Bonds
Others (convertible bonds)
Mibanco