Saving without Sacrificing Coverage

Patrick O’RourkeFarmers Insurance: MCD Insurance Agency

CA Lic #0I55421

Auto Insurance Discounts

Auto/Home Bundle 20% off your Auto

Auto/Specialty Bundle Extra 5% off

Multi-car Discounts Year, make, and model of

your car: Alternative fuel and

hybrid vehicles get special discounts.

Mileage The less you drive, the

more you save

Increase liability limits and deductibles

Good Student Discounts Full time students under the age

of 25, with a 3.0 GPA or higher will save 25% with Farmers.

Driver Safety Courses Drivers aged 16-25 (Y.E.S.

Safety Course) or 55+ (Senior Defensive Driving) can take safety courses to lower premiums.

Homeowners Insurance Discounts Home/Auto Bundle

Save 25% on your Homeowners by bundling your Auto and Home together.

New Home Discounts Homes built within the last

nine years will receive an additional discount.

Energy Efficiency Energy Star ® Certified or

LEED (Leadership in Energy & Environmental Design) Homes qualify for special Discounts

Home Safety Features Sprinkler systems, centrally monitored

burglar/fire alarms and gas shut off valves help you save.

Renovated Electrical, Heating, and Plumbing Additional discounts apply for new utility

work. Claims Free Discounts

If after your first five years with Farmers you don’t have a claim, Farmers offers a benefit that prevents premiums from increasing due to your next claim.

Affinity Discount Program

Special discounts are available for select college majors and professional groups.

Either the primary insured or their spouse may use the affinity discount on their Farmers Auto and Homeowners Insurance

Special Safety Course discounts apply for motorcycle and boat policies.

Examples of qualifying professions include: Educators (Credentialed

Teachers, Administrators or University Professors) (20%)

Registered Nurses (20%) Medical Doctors (20%) CPA’s (15 %) Chiropractors (10%) Real Estate Agents (10%) Police Officers, Fire Fighters,

and Paramedics(10%)

Examples of Qualifying College Majors: Sciences (ex. Biology, Physiology, geology) Technology (Information Technology,

computer sciences Engineering (either a B.S. in engineering or

a State License) Mathematics

Who Makes A Good Referral Source?

Families who own a home, multiple vehicles, and have high school aged children.

Medical Professionals Principals or Administrators Real Estate Agents/Brokers Mortgage Lenders Tradesmen (ie. Contractors, Plumbers, Electricians) Presidents of Associations (ie. PTA President) Psychiatrists (ie. Marriage & Family Therapists) Physical & Occupational Therapists Financial Planners & Advisors