Note: Following form will be used for linked account opening, as well as TD placement. This form does not require reiteration of static data; in case where static data change is required, service request will be taken separately.

1. I am an existing client with SCB with active products/NTB application appended Note: If the answer is NO, client to complete the NTB form

Primary Account Holder Joint Account Holder

Yes No Yes No

Yes No Yes No

Yes No Yes No

2. My FATCA and CRS information have been provided to the Bank and information previously provided remains unchanged Note: If the answer is NO, client to complete FATCA and Tax sections below

3. My Nationality, resident status, employment details, contact and personal information previously provided remains unchanged Note: If the answer is NO, client to complete a static data change request form

CNIC No.:

Relationship No.:

For Saadiq Term Deposit Placement For Saadiq Current/Savings Account

Account Currency: PKR USD GBP EURO

Saver Plus (663) LCY Current (611)

Saver (618) FCY Current (661)

Basic Saver (628)

Purpose

Others Currency

Debiting account instructions:

Please debit my Account No.for the Term Deposit

Profit Payment Instruction:

Profit Payment Account No.:

Rollover Instructions:

Please credit the profit in the following account:

Rollover principal amount, only for a similar term, at the rate of profit prevailing at the time of renewal.

Amount

General Term Deposit:

Tenor: 3 months 6 months

36 months

1 month 2 months

12 months 24 months

Special Term Deposit:*

Tenor: 1 month 3 months 6 months 12 months

Monthly Quarterly Semi Annually

Annually Maturity

Rollover principal alongwith profit accrued thereon, for a similar term, at the rate of profit prevailing at the time of renewal.

Saadiq Deposit Account Opening and Term Deposit Form for Existing Clients - Individuals

Would like to apply for a debit card?

Options to tick:

Reasons for opting Mastercard/Visa Options

Paypak

Mastercard/Visa Classic

Mastercard Titanium/Visa Platinum

Yes No

International Transactions e-Commerce Transactions

Mastercard/Visa Priority Platinum(only for priority)

In the absence of rollover instructions, the principal amount will be credited to the account from where the funds were originally placed, at maturity of this deal.

Note: To avail special TD rates please take prior approval from Islamic Business Team

Operating Mandate

Link to my existing Debit Card number

Please tick if you would like to opt for any of these services: (Free of cost)

*Not ticking will not disable your access, if you are previously enrolled to any of the above electronic services

1. Are You a U.S. Resident?

Please indicate: (i) The country where you are resident for tax purposes (ii) Your Taxpayer Identification Number or functional equivalent (hereafter referred to as ‘TIN’) for each country indicated. If you are a resident for tax purposes in more than three countries, please use a separate sheet. If a TIN is unavailable please provide Reason A, B or C where appropriate: • Reason A: The country where you are resident does not issue TINs to its residents • Reason B: You are otherwise unable to obtain a TIN (please explain why you are

unable to obtain a TIN in the table given below, if you have selected this reason) • Reason C: No TIN is required (note: Only select this reason if the authorities of

the country of residence for tax purposes entered below do not require the TIN to be disclosed)

2. Are You a U.S. Citizen?

3. Are You holding a U.S Permanent Residence Card (Green Card)?

Zakat I/We hereby agree to have Zakat deducted from my/our account

Note: CZ-50 or Non Muslim Declaration (whichever is applica-ble) must be provided for Zakat exemption

Online Banking e-statement Marketing Communication SMS alerts (charges applicable as per SOC)

Yes

Please tick below if you would like to sign up for the following service:

No

Cheque Book Not Required

Singly Jointly Either/Survival

Mailing Address Existing Residence Existing Permanent Existing Office

Services (For Current and Savings Account)

Joint Account HolderPrimary Account Holder

50 Leaves20 Leaves5 Leaves

FATCA Declaration (not required to complete, if the client answered YES to question 2 above)

Yes No

Yes No

Yes No

Yes

Yes

Yes

No

No

No

Joint Account HolderFirst Applicant

Tax Residence Information (not required to complete, if the client answered YES to question 2 above)

Country of Residence for Tax Purposes

TIN If no TIN is available,enter Reason A, B or C

Explanation forReason B

Country of Residence for Tax Purposes

If no TIN is available,enter Reason A, B or C

Explanation forReason B

TIN

Joint Account HolderPrimary Account Holder

I/We have read, understood and accepted Terms and Conditions pertaining to the opening of accounts and agree to be bound by the same.I/We further agree to abide by them and any amendments to the Terms and Conditions made from time to time with due notice to me/us.I/We also confirrm that I/we have received a copy of this form.*Note: Incase of Saadiq Current Account or in case of conventional account, this Link Account Opening Form/document (for opening of Saadiq Saving Accounts as available below in placement in Islamic TDs) should include and cover the option of acceptance of Mudarabah terms and conditionsI/We hereby agree and accept to be bound by the following terms and conditions for this term deposit account in addition to the terms and conditions (if applicable) already accepted and agreed by me/us governing the account(s) provided by the Bank.1. This is an acknowledgment for the receipt of client’s instructions and will be given upon realisation of funds and placement of deposit thereafter. 2. The application for this term deposit account (“Account”) as provided by the Bank will be processed after all the relevant documentation, as prescribed by the Bank from time to time, has been

submitted by me/us to the Bank’s satisfaction.3. This deposit set-up instruction is a memorandum of placement of deposit for the convenience of the client. Deposit confirmation will only be given for Term Deposit upon actual placement of

deposit, subject to availability of cleared funds in the account specified by the client to be debited. 4. This form is only an acknowledgement of receipt of client’s instructions without any liability on the Bank’s part till the placement of funds and issuance of booking confirmation letter. A system

generated confirmation will be sent through courier to the client’s address/Islamic banking window (updated on system) directly from Head Office within 7 (seven) days of receipt of instruction confirming placement of funds.

5. The amount has been deposited with an Islamic Banking branch/Islamic Banking window of the Standard Chartered Bank (Pakistan) Limited in Pakistan and is repayable at any branch of SCBPL. All deposits whether Saving, Current, Term Deposits, are subject to and governed by all applicable laws of Pakistan including the rules, regulations and circulars issued by the State Bank of Pakistan from time to time. Neither this branch of SCBPL, nor any other branch, the Head Office, subsidiary or affiliate of SCBPL shall be liable for the non-payment of funds to be deposited due to any restriction on convertibility or transferability or payment of funds imposed by the Government, the State Bank or any other authority or entity.

6. In case of premature upliftment, the account-holder will receive profit for the last completed tenor/ completed number of days, based on respective profit rates for the number of months/ days the funds are held with the Bank.

7. At the time of deal upliftment or settlement, the client will be paid a return (as applicable) based on the last announced applicable rate and that will be considered the full and final settlement between the client and the Bank in relation to the Mudaraba.

8. The Manager's Profit Sharing Ratio and the Weightages applicable to each Category shall be determined by the Bank at the commencement of every Profit Allocation Period. The updated and prevailing Manager's Profit Sharing Ratio and the Weightages applicable to each Category will be available at the Bank's website, displayed in the Bank's branches, may be obtained from the Bank from time to time and/or shall be communicated to the client in any other mode, whether electronic or otherwise, in accordance with the Bank's prevailing practices.

9. I/We am/are maintaining Account(s) under an exisiting Master Number with the Bank.Please open the new link Account under the existing Master Number and Title in case of an Islamic link account and with a new Master Number in case existing account is conventional. All documents provided to the Bank, including specimen signature and operating instructions, in connection with my/our existing accounts under above-mentioned Master Number will be deemed to be available and applied to this account. I/We further confirm that all my/our information and details provided on my/our existing account are unchanged and the same may be used in opening my/our new account.

10. I/We declare that I/we have read, understood and accepted the above terms and conditions for placement of my/our funds under the Islamic mode of Mudaraba and have agreed to be bound by them by signing the acceptance thereof. This term deposit will be based on the Islamic mode of Mudaraba and Mudaraba means a partnership, where Standard Chartered Saadiq is the “Mudarib” (manager of the funds) and the depositor/client is the “Rabb-ul-Maal” (owner of funds). The Bank as the Mudarib may invest or disinvest, at its sole discretion the client’s deposits in Shariah compliant modes such as Murabaha, Musharakah, Diminishing Musharakah, etc. The rate of profit on the deposit will be determined through an approved mechanism for calculation of weightages, which will be announced at the beginning of each calendar month and shall be applicable for that month only. The depositors will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of placement/investment by each depositor.

11. All Islamic terms and conditions read, understood and signed by me/us alongwith this document/at the time of account opening are also applicable to this term deposit.12. I/We agree that I/we will be paid the profit based on the last announced applicable rate and that will be considered the full and final settlement between the client and the Bank.The Bank reserves the right to amend or modify any of these terms and conditions and any conflicts which may arise between any terms and conditions shall be resolved by the Bank, whose decision shall be final and binding.

Terms and Conditions

SDQLINKTD12112021

Name:

ID Document:

Date:

Signature of Primary Account Holder Signature of Joint Applicant

For Bank’s Use - (A new master number to be issued for the new link account, in case the exisiting account is conventional)

Name:

ID Document:

Date:

Account No. Allocated:

Initiating Branch Name:

Islamic Branch Name:

RM - Signature, Name and PS ID:

Segment Code:

Initiating Branch Code:

Islamic Branch Code:

BOM/BM - Signature, Name and PS ID:

RM Code:

No. of Supplementary Forms Attached:

Document’s Completion Date:

RM

PS ID RM

PS ID BM/BOM