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FAQs

RTO/ERO openenrolment windowfor RTIP/ARMpolicy holders

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How do RTO/ERO insurancepremium increases compareto RTIP/ARM?

RTO/ERO uses pension cost-of-living to set premium increases2016: 4% increase for ExtendedHealth Care, 2.5% for Dental and0% increase Semi-PrivateHospital

I’m travelling out-of-country.Can I still join RTO/ERO?

Yes! Join today as an RTO/ERO member andapply for RTO/ERO’s insuranceRTO/ERO insurance will be effective themonth you return from your tripKeep proof of the date you return to yourprovince of residenceCancel your RTIP/ARM insurance whenyou’re home

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How long do I have to switchfrom RTIP/ARM without amedical?

Until Feb. 29, 2016Visit www. rto-ero.org/here-

for-your-future for details

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Why do I need to pay twice –for membership and insurance?

The value of RTO/ERO membershipextends far beyond access to groupinsuranceMembership advantages includeaffinity programs, travel discounts,pension support and advocacy – andmuch more

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RTO/ERO seems more expensivethan my RTIP/ARM insurance. Why would I switch?

Look at overall value and coverageFor less than the cost of a coffee a day,RTO/ERO insurance provideshundreds of dollars in extra drug andvision coverage — and much moreCall 1-800-361-9888 for details

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