rockland county board of realtors the voice for real … · bill thorne 634-7474 barbara corrente...

September 2007

ROCKLAND COUNTY BOARD OF REALTORS THE VOICE FOR REAL ESTATE

Name: ________________________________________________________________________________

Agency ________________________________________________________________________________

Phone # ________________________________________________________________________________

Please fax reservation to (845) 735-0415

FFRREEEEREALTOR Safety Seminar

Continental Breakfast and Giftwith guest speaker

Roseann FarrowNYSAR Instructor

Wednesday, September 19, 2007 • 9:00am –11:00amHoliday Inn

Route 303 • Orangeburg, NY

| September 2007

ATTORNEYSKahn & Licker 845-638-0800Susan Keene 845-634-8181Steven Landau 845-639-6031James Leopold 845-638-3938Deborah W. Loewenberg 845-638-4747Angelo M Lucrezia 845-634-6291Dennis D Michaels 845-348-0001Frank J Phillips 845-947-1100

BANKSHudson Valley Bank 845-521-7006Provident Bank 845-369-8040

BUILDERSMax Glazer 845-425-2230

CREDIT UNIONSPalisades Federal Credit 845-732-4242

ENGINEERSAndrew R. Yarmus 845-634-3580

ENVIRONMENTALSumray Environmental Consultants 845-634-3580

HOME INSPECTORSA.B.L. Inspections 845-634-3580FTF Inspections CorpThe HomeTeam Inspection Service 845-357-8326

EMCO Home Inspection LLCHouseMaster of Rock/West 845-603-8134

United Inspection Consultants Inc 845-947-4577

HOME STAGINGRockland Home Staging, LLC 845-731-9510

HOME WARRANTY/E & O INSURANCEFirst American Home Warranty 800-698-0422

INSURANCEAnzisi Rubinoff Agency 914-777-3577Kevin Casey Allstate Agency 845-429-2500Liberty Mutual Insurance 845-639-4982

MORTGAGE BANKERSBank of America 914-286-5465Bank of New York Mtg Co 845-624-1084Countrywide Home Loans 845-298-6311GFI Mortgage Bankers, Inc. 845-358-8000GMAC Mortgage 845-624-1100Hudson City Savings Bank 201-818-5102*Metropolitan National Bank Mortgage 845-634-3330Union Federal Mtg Corp 845-624-3200Wells Fargo Home Mtg 845-638-6400

MORTGAGE BROKERSHLB Mortgage Services 845-620-1422Home Capital Mtg Corp 845-965-9106Rand Mortgage 845-825-8050United Fidelity Mortgage 845-638-1404Upscale Equities, Inc. 845-371-2622

PUBLICATIONSHome and Family Finance 845-732-4737

TITLE INSURANCECommonwealth Land Title 845-634-7070*Fidelity National Title Insurance Company 845-634-3636

*Welcome New Affiliates

AFFILIATESPLEASE SUPPORT YOUR ROCKLAND COUNTY BOARD OF REALTORS® AFFILIATES ANDRECOMMEND THEM TO YOUR CLIENTS AND CUSTOMERS

THE ROCKLAND REALTOROFFICIAL PUBLICATION of theROCKLAND COUNTY BOARD OF REALTORS300 North Middletown RoadPearl River, New York 10965(845) 735-0075 email: [email protected]

Our goal is to better inform our membership and providea vehicle for us to communicate with each other. This isyour newsletter. We invite you to submit articles and sug-gestions to Editor, Board of Realtors, 300 N. MiddletownRd., Pearl River, NY 10965 or call 735-0075

NEWSLETTER STAFFEDITOR: Warren SwitzlerASSOC. EDITOR: Karen Peters

Interested in advertising in this newsletter? Call 735-0075The Rockland County Board of REALTORS makes nowarranties and assumes no responsibility for theaccuracy of the information contained herein. Theopinions expressed in articles are not necessarilythe opinions of the Board of Realtors.

visit our website at www.rcbor.com

PRESIDENT’S MESSAGE

HOME STAGINGVISIT OUR WEBSITE

www.homestagingsystem.com

or call for consultationDecorating with Fabric

845.352.5064

| September 2007

2007 OFFICERS AND DIRECTORS

PRESIDENTNettie Price 354-5454

PRESIDENT-ELECTRaj Bajaj 624-6500

SECRETARYWarren Switzler 446-2657

TREASURERDenise Murphy 634-1668

IMMEDIATE PAST PRESIDENTRoberta Bangs 634-4202

PAST PRESIDENTMerrill Starostiak 634-0400

DIRECTORSAdam DiFrancesco 357-8100Elizabeth Rosenblatt 354-2554Marta Segarra-Allen 623-5200Ellen Murphy 358-7171Mike Nuzzo 357-4747Bill Thorne 634-7474Barbara Corrente 624-8100Diane Wanamaker 947-7700Rachel Taub 364-0007Sharon Tucker 632-5200

AFFILIATESDrew Kessler 638-9402Arcenio Pena 357-8326

As summer draws to a close, RCBOR hasbeen busy distributing and now collectingthe boxes for our annual back to schoolprogram that we run in conjunction withPeople to People. Hope each of you hasparticipated in some way. The students andthe donors can feel good about themselves.It is a worthwhile program that offersesteem to children.

Our next Realtor program is about Realtorsafety. This program is FREE to allRockland County Realtors and will includea continental breakfast. It will be held onWednesday, September 19th at 9:00am, atthe Holiday Inn in Orangeburg and will betaught by Roseanne Farrow. This programis of vital importance for all Realtors. Weare living in uncertain times and safety isessential for all of us.

At the beginning of September, our electeddirectors will be going to the NYSARmeetings in Saratoga Springs. Becausewe are a large Board, we now haveeight delegate members who will beparticipating, training and learning how tooperate a local board of Realtor office. Thisis an increase of two more delegates thanlast year and that is based on the increase inour local membership.

And lastly, our Board office is finally beingrenovated. It has been more than seventeenyears since anything has been done to theoffice. The improvement is long overdue.The renovations will improve the utilizationof the office space and bring our bathroomup to code for people with disabilities.

We are making progress in many areas andlook forward to the new office and morefunctional layout of the space.

Our Annual Monte Carlo Nite is in theworks for October and details will beannounced shortly.

NettieThe thought for the day:Be All That You Can Be. Kind,Courteous, Loving, Thoughtful.INVOLVED.

Please remember to fill out the Board ofDirector Application.

THE FOLLOWING HAVE BEEN APPROVED AS REALTOR MEMBERS:

THE FOLLOWING HAVE BEEN APPROVED AS DESIGNATED REALTOR MEMBERS:

Joon K. Lee Kingstone Realty

MEMBERSHIP

Suzanne Andretti Vicus Real Estate

Simon Basner Baer & McIntosh RE

Tirtza Beer AOM Realty

Clifton Brown Realty Teams Corp

Telly S. Bruno Prudential Rand Realty

Giuseppe Caltagirone Prudential Rand Realty

Constance Cipolli Prudential Rand Realty

George H Crooks Weichert Realtors

Seta Etmekjian Keller Williams Hudson Valley

Jamie Farmer Weichert Realtors

Myriam Becka Fonrose Century 21 Grand

Gail Francis Prudential Rand Realty

Carol Ann Giampaolo Sohn Real Estate

Trinidad Giordano The DeLorenzo RE Group

Marian Gryzlo Keller Williams Hudson Valley

Devorah Gutwein Mark 1 Real Estate

Janet Irizarry ERA Tucker Associates

Debra-Ann Katz Coldwell Banker

Deirdre M McCormick Prudential Rand Realty

Kane L McGrath Prudential Rand Realty

Benjamin Moss Weichert Realtors

Patricia A Nelan Eugenia Anderson RE

Sharron L Nunez Prudential Rand Realty

Marcela Owczarzyova Coldwell Banker

Elizabeth Pali-Cacaj Century 21 Grand

Christina Pratt GMAC RE ServiceMax

Charles W Sawicki IBNA Spoon River

George Schaefe Weichert Realtors

Noelle Shields ERA Tucker Assoc

Laura Shlonsky Weichert Realtors

Zachary Shoberg Weichert Realtors

John C Siegriest Prudential Rand Realty

Katherine Siegriest Prudential Rand Realty

Dayna Span-Resnik IBNA Spoon River

Reynaldo Suazo Weichert Realtors

Alan Trugman Prudential Rand Realty

| September 2007

RPAC$99.00 Contributors

$250.00 Capitol Club

Life Members

Roberta Bangs

Laurie DiFrancescoEd Glazer

Karen GlazerMarion Reichner

Russell WoolleyJean Yassky

Alan Yassky

John AlexanderEugenia AndersonBernardo AngelesApril BakerAnthony BallettaJoe BarattaHope BeauchampSusan BovaLen CarrKayamkattil ChackoRon ChromeyDoug Cowie John D’ErcolePatricia DelaneyNoel DeLorenzo

Adam DiFrancescoRichard EllisLeah FeinerAbel FerraroChuck FrankelSolomon FuerstLinda GambardellaScott GdanskiEd GlazerSol GenuthHarlene GoidelJacob GoldmunzerJoann GrandoHarold GruneEd Guardaro

Jack GubermanAnnabelle HackettMarie HoeyMoshe HopsteinRobert HoytJoseph IlliparampilKevin JoyceMary Ellen JoyceEvelyn KaganLonna KinV. KunjupillaiMarcy LawrenceLinda LipkinsEd LopezHarold MacCartney

Richard MancusoPaul McKearninLinda MichelsJoseph MitlofBrian NelsonMoshe NewhouseCarol NewmanMichael NuzzoKerney ObyAnthony OcchipintiVarghese OlahannanAngela Paul-HarrisGreg PeterkinGail PosnackAntonio Reda

John RenteriaThomas Mac RobbieChaya G RosenbergJudeline Tamar RouzardDavid SandersAdrianne SaundersSteve SchillerSarah SchwabChris ScibelliDeborah SheehanJeanne ShieldsWalter SmithDiane SnyderMerrill StarostiakMichael Starvaggi

Naomi StreicherWarren SwitzlerMichael TauberLynn TegerRobert ThomasSharon TuckerLinda VigliettaDiane WanamakerStuart WeinbergerRichard WeismanRussell WoolleyCharlene YerkovichThomas Yu

| September 2007

NEWS FROM DOS, NAR & NYSARLicense Law changeregarding continuingeducation:

Any broker who does not have 15years of consecutive licensure priorto July 1, 2008 will not be eligiblefor the continuing educationexemption. Any broker currentlyexempt but lets their license lapsewill lose their exemption.

Fair housing componentto CE becomes law

Gov. Eliot Spitzer signed NYSARsupported legislation into law thatrequires at least 3 hours of fairhousing and anti-discriminationcoursework as part of the existing22.5-hour requirement for realestate licensees. This newrequirement will ensure thatREALTORS are well prepared tomeet the diverse housing needsof clients and customers. Thisrequirement will take effect onJuly 1, 2008.

NAR and Habitat partnerfor Gulf Coast recovery;volunteers needed

The National Association ofREALTORS has entered into apartnership with Habitat forHumanity International (HFHI), inwhich NAR and its state and localREALTOR associations willgenerate more than $4 million tobuild as many as 54 homes along theGulf Coast. In addition to raising$75,000 per home for land andbuilding materials, REALTORS willvolunteer their time and skills toassist in the building of thesehomes.

Through HFHI’s Global VillageTrips program, teams ofREALTORS from across thecountry will take week-long tripsto the Gulf Coast region where theywill work on homes sponsored byREALTORS as well as other homesbeing built through HFHI.

HFHI Global Village Team LeadersSteven and Jacqlene Rose fromSidney, NY, (Otsego-DelawareBoard of REALTORS) will lead ateam of NYSAR members in theGulf Coast, helping assist NAR andHFHI in its efforts. The team willconsist of up to 20 energetic,hard-working REALTORS whowish to help rebuild the Gulf Coastfollowing the devastation ofHurricane Katrina.

The NYSAR team is scheduled tovolunteer October 7-13 in Slidell,LA, which is located approximately30 minutes outside of New Orleans.NAR will contribute $100 pervolunteer, with all additional costsbeing incurred by the team member,in conjunction with the teamleaders. It is anticipated that the costwill be approximately $500 perperson, plus airfare. This cost willcover shared team accommodations,team site transportation and someteam meals. Interested REALTORSshould e-mail [email protected] an application and/or for moreinformation.

What Gen X wantsNew York Newsday (08/10/07)P. C8; Janovsky, Julie

Once characterized as "cynicalslackers," Generation Xers--bornbetween 1965 and 1977--are prov-ing to be tech-savvy home buyerswho turn to the Internet to look atproperties and know exactly whatthey want by the time they makecontact with real estate agents.According to the NationalAssociation of REALTORS, buyersaged 25 to 34 account for 51 percentof first-time buyers, 30 percent oftotal buyers, and 18 percent ofrepeat buyers. A recent online pollof 1,500-plus home buyers forCentury 21 by InternationalCommunications Research revealsthat Gen Xers devote one-quarter oftheir incomes to purchasing theirfirst homes, while baby boomersspent only 20 percent. Most pay

close attention to the length of theirwork commutes, while babyboomers focused more on pricewhen buying their first homes.Additionally, baby boomers madetheir first home purchases toaccommodate a marriage or otherlife change, while Gen Xers viewhomeownership as a goodinvestment. In terms of homefeatures, Gen Xers prefer openfloor plans, granite countertops,flat screen televisions,environmentally friendly andenergy-efficient components, andhigh-tech appliances.

Despite Rising Gas Prices,Home Buyers Want BigGarages

Home buyers in increasing numberswant garages with two or morespaces in their homes, according tothe 2007 Profile of Buyers' HomeFeature Preferences, released thisweek by NAR. Since the last surveyin 2004, oversize garages saw thebiggest growth in terms of whatrecent buyers considered veryimportant in a home, gaining 16percentage points to 57 percent.Among buyers who purchasedhomes without this feature, 56percent of them said they wouldhave paid more for an oversizegarage, compared to only 6 percentin the 2004 survey. Other prioritiesfor today's home buyers include airconditioning, with three out of everyfour respondents ranking this as"very important," and a walk-incloset in the master bedroom, whichwas very important to 53 percent ofrespondents. Hardwood floors andgranite counter tops each gained 7percentage points from the 2004survey, with 28 percent and 23percent, respectively, of buyersviewing these features as "veryimportant." Gaining 6 percentagepoints was cable/satellite TV-ready,at 46 percent.

| September 2007

EXECUTIVE BOARD MEETING MINUTESRCBOR Executive Board Meeting MinutesJune 20, 2007

ATTENDANCE:Nettie Price, Warren SwitzlerDenise Murphy, Roberta BangsMike Nuzzo, Marta Segarra-AllenMerrill Starostiak, Ed SumberAdam Di Francesco, Barabara CorrenteDiane Wanamaker, Drew KesslerBill Thorne, Sharon Tucker

Meeting began @ 9:03 a.m. with TheSalute to the Flag

Motion to accept May 16, 2007 minutes byDiane Wanamaker. 2nd by Mike Nuzzo.minutes accepted.

COMMITTEE REPORTS

PRESIDENT’S REPORT:Nettie Price introduced Judy Andersen,President of OCAR. Discussion regardingthe annual Orange & Rockland Convention.Ms. Andersen reported that the not-for-profit gathering has been a 50/50 event inits 10 years.

Attendance was much lower this year fromthe Rockland Realtors. Some reasonsoffered by board members were theOrange County location; the mostly OrangeCounty vendors; the “tough market” andthe perceived emphasis on sales of C.E.speakers, rather than education.

Nettie lead a discussion of theregionalization of realtor boards. BillThorne motioned to establish a committeeto explore regionalization. It was second byMarta Segarra-Allen and passed. Bill fur-ther motioned to have a seven membercommittee. motion second by Adam DiFrancesco, motion passed.

COMMUNITY SERVICE:Drew Kessler - next meeting for MonteCarlo Night 6/26 @ 9:00 a.m. Drew Kesslermotioned to donate $1000.00 from thefundraiser at the penguin theater to theRockland Family Shelter. Second - MerrillStarostiak, passed.

PROGRAMS:Merrill Starostiak - July 9th GeneralMeeting @ Casa Mia Manor House inBlauvelt. With representitives from theschool district.

PROFESSIONAL STANDARDS: RobertaBangs - 6/18 meeting recommended $100administration fee be increased; ethicscomplaint fine be paid 30 days after final notification given; sanction: to completeeducation course within 90 days; ethicsappeal, decision ratified; postponed arbi-tration brings $250 administration fee.Motion, Bill Thorne - to accept changes.Second - Barbara Corrente; passed.

EDUCATION:Sharon Tucker – 6/6 Real Estate BoardMtg. Nettie Price sent letter in support ofnew NYSAR Curriculum.

MEMBERSHIP:Barbara Corrente motioned to accept des-ignated realtors and affiliates. second,Merrill Starostiak. Approved.

LEGISLATIVE: Bill Thorne – report on Fair Housingbacked by RCBOR; N.Y. State AgencyDisclosure on calendar for corrections; 200realtors attended Lobby Day. Bill Thorneinquired about expenditures for thoseattending the Saratoga meeting. RobertaBangs motioned that anyone requested bythe board to attend should be reimbursedfor mileage, food, and room. second –Merrill Starostiak passed.

LEGAL COUNSEL:Ed Sumber – distributed an article on theapplication of land use provisions byRLUIPA and “FTC Comsumer Alert”about buying a home; choosing agents &brokers; including questions to ask realtorsbefore listing; NAR says the market willturn; bankers say, “No!”. Texas has manyforeclosures, Austin’s Hot!, Dallas Not!

TREASURER‘S REPORT:Denise Murphy - “no changes” accepted.

Meeting adjourned: 11:28 a.m.

| September 2007

Rockland Home Staging

How can we help you?By Maureen Henry

What is home Staging?Home staging is the process ofgetting a home ready for sale.Staging is an inexpensive butproven process for maximizinga home's resale value. AtRockland Home Staging weemploy our creativity andexpertise to professionallyprepare each home for sale.In Rockland County’scompetitive real estate market,it is imperative to make thehome immediately attractive topotential buyers.

Benefits of Staging• Staged homes spend 50%

less time on the market.• Studies have shown that

Staged homes sell for 6.3%more money.

• Staged homes show betteron MLS which drives moretraffic to the home.

• Agents that offer Staging aspart of their listing packageattract more clients.

According to the NationalAssociation of Realtors thereare more homes currently onthe market then there havebeen in the last ten years.Realtors need to help theirclients make their homes standout in this competitive market.

Staged Home AdvantageIn real estate there are fourmajor contributing factors inany real estate transaction.You must consider the market,location, condition and price.You do not have control overthe market or the location ofthe home, but you can improve

the condition to maximize thesale price. Homeowners needto make their home memorable. It has been saidthat buyers make up their mindabout a home within the first15 seconds.

Home buyers have manychoices and are often visitingdozens of homes beforesettling on the right one. AtRockland Home Staging wemake those initial impressionscount.

When To StageEvery home can benefit fromProfessional Home Stagingregardless of price or location.For maximum benefit youshould have your home stagedprior to putting it on themarket. Stage it, List it, Sell it.According to the NationalAssociation of Realtors thelonger a home remains on the

market the lower the sellingprice will be. It is best to makethe right first impression fromthe beginning. If your homehas been on the market for awhile Rockland Home Stagingwill enhance the homespositive features and maximizeyour homes market potential.

Home Staging CostsYou don’t spend money onhome staging, you invest in it.Having a home professionallystaged results in less time inthe market and increased salesprice. Rockland Home Stagingspecializes in inexpensivetransformations for theRockland County homeowner.

Real Estate PartnershipsWe offer realtor partnershipprograms. Special discountedpricing is available.

Please call for details.

Rockland Home Staging Owner: Maureen HenryPhone: (845)731-9510

Web: www.RocklandHomeStaging.comemail: [email protected]

We Turn Home Browsers Into Home Buyers

AFFILIATE SPOTLIGHT

| September 2007

At Home Study Courses – CD ROM Available at the Board OfficeIndependent Study Red Flags 3.5 Credits Computer Based At Home

Independent Study Fair Housing 3.75 Credits Computer Based At Home

Independent Study Introduction to Commercial Real Estate Sales 3.75 Credits Computer Based At Home

Independent Study Real Estate Finance Tax Issues 7.5 Credits Computer Based At Home

Independent Study Investment Property – Practice & Management 7.5 Credits Computer Based At Home

Independent Study New York C/E Pac 2 22.5 Credits Computer Based At Home

MEMBER NON-MEMBER

SALES QUALIFYING $325.00 ------------BROKERS QUALIFYING $250.00 $325.00APPRAISAL QUALIFYING 30 Hr-$350.00/plus materials / 15 Hr-$200.00/plus materialsCONTINUTING ED. $10.00/Ea Credit (or as listed with a specialty course) Call Board Office

FULL NAME ___________________________________________________________________________________

COMPANY ____________________________________________________________________________________

HOME PHONE ______________________________ BUSINESS PHONE ____________________________________

COURSE TITLE DATE TUITION

_____________________________________________________________________________________________

_____________________________________________________________________________________________

_____________________________________________________________________________________________

_____________________________________________________________________________________________

_____________________________________________________________________________________________

EDUCATION

Check payable to RCBOR $________________________ VISA/MC # ______________________________________(ENCLOSED)

Exp Date_____________________________________ Signature _______________________________________Charge Registration accepted by phone 735-0075 or Fax 735-0415 • Mail to: RCBOR, 300 N Middletown Rd, Pearl River, NY 10965

CONTINUING EDUCATION-

SEPTEMBER7th Area & Neighborhood

Analysis9:00am-12:00pm (Appr & RE CE-3)

7th Current Appraisal Issues& the Valuation Process1:00pm-4:00pm(Appr & RE CE-3)

19th Title Insurance Made Easy1:00pm-4:30pm (CE-3.5)

19th GRI-RI-403Financing to IncreaseHomeownership (CE 7.5)Westchester Board-Callto Register: 800-239-4432

20th GRI-RI-404Real Estate as an Investment(CE-7.5)Westchester Board-Call toRegister: 800-239-4432

27th Reverse Mortgage for theSenior Homeowner9:00am-1:00pm (CE-4)

OCTOBER4th Understanding the Appraisal

Principles in the Estimationof Value9:00am-1:00pm (Appr & RE CE-4)

4th Valuation of High EndResidential Properties2:00pm-5:00pm(Appr & RE CE-3)

8th All Around the House:Wet Basement Problems &Solutions6:00pm-10:00pm (CE-4)

18th Home Staging for Realtors9:00am-12:00pm (CE-3)

22nd GRI-RI-407Building Your Real EstatePractice(CE-7.5)Westchester Board-CallTo register: 800-239-4432

25th Hazardous Homes:Mold & Mildew 9:00am-12:00pm (CE-3)

NOVEMBER1st Real Estate & Taxes:

What Every Agent Should Know9:00am-4:00pm (1 hr lunch break)

(CE-6)

| September 2007

EDUCATION - CONTINUED7th Doing the Right Thing:

Business Ethics6:30pm-9:30pm (CE-3)

14th Opportunities and Advantages ofHome Warranty Contract Disclosure9:00am-1:00pm (CE-4)

28th Caught on CameraAnti Trust in the 21st Century

6:30pm-9:30pm (CE-3)

QUALIFYING EDUCATIONSALES

SEPTEMBER6th Evening-Mon/Tues/Thurs

RCBOR (9/6-10/16)

OCTOBER15th Day Acc-Mon-Thursdays

RCC, Spring Valley(10/15-10/25)

NOVEMBER1st Evening-Mon/Tues/Thurs

RCBOR (11/1-12/11)

BROKERS

OCTOBER1st Eves-Monday, Tuesday,

Wednesday & Thursday10/1 - 10/31

APPRAISAL EDUCATION

CONTINUING EDUCATION

SEPTEMBER6th Appraisal Review Class for the

State Exam9:00am-5:00pm (Appraisal C/E – 7)

7th Area & Neighborhood Analysis9:00am-12:00pm(Appraisal CE-3)

7th Current Appraisal Issues andthe Valuation Process1:00pm-4:00pm(Appraisal CE –3)

OCTOBER4th Understanding the Appraisal

Principles in the Estimation of Value9:00am-1:00pm (Appraisal CE-4)

4th Valuation of High EndResidential Properties2:00pm-5:00pm (Appraisal CE-3)

NYS AccidentPrevention

CourseMonday and

Tuesday EveningsOctober 22nd and 23rd

5:30 - 8:30pmPoint & Insurance Reduction Program

$22.00check payable to On-Site, Inc.

| September 2007

BOARD OF DIRECTOR APPLICATION

ROCKLAND COUNTY BOARD OF REALTORSCANDIDATE APPLICATION FORM

Name __________________________________________________________________________________________________________

Firm Name ______________________________________________Position with Firm ________________________________________

Business Address ________________________________________________________________________________________________

Business Phone _________________________ Business Fax __________________________ Cell Phone ________________________

Realtor Information

Number of Years Licensed _________________________

Realtor Associations and / or MLS organizations in which you hold membership:

_____________________________________________________ Number of Years ____________________________________________

_____________________________________________________ Number of Years ____________________________________________

Prior Board Offices Held and Number of Years:

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

Committees of Interest:

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

Describe any other information which you think the nominating committee should consider:

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

_______________________________________________________________________________________________________________

use separate sheet if necessary

Have you ever attended a NYSAR convention? ________________________ Number Attended ________________________________

Have you ever attended a NAR convention? __________________________ Number Attended ________________________________

If elected to a position, I understand that I will be required to attend 10 Directors meetings, 4 membership meetings, and, if elected as anofficer, 2 NYSAR meetings each year.

Signature of Applicant: ____________________________________________________________________________________________

_______________________________________________________________________________________________________________Please Complete This Form and Fax To: 735-0415

| September 2007

ANZISI RUBINOFF AGENCYINSURANCE AND FINANCIAL SERVICES, Since 1960

(845)398-3586 • (914)777-3577 • Fax (914)777-3788Ask for Mike Rubinoff

We have many realty clients in the Rockland area. Let us show you how realty offices can have their own small groupHEALTH INSURANCE PLANS, as well as coverage for their 1099 Sales Associates.

Our primary business is providing small group health plans, and employee benefit programs. There are many insurancecompanies offering low cost effective health plans. Our focus is on researching and reviewing each clients needs on anannual basis. Every Clients Benefit Needs Are Reviewed Annually. We work with all insurance companies to ensure thatwhen new plans come to the market, our clients will have the newest, best and most cost effective plans available for theiroffices. Call us for a free quote, or visit us at our Westchester or Rockland offices.

Below are a couple of plans which may be appropriate for your business.

Non Referral Plans

Quotation Date: 08/08/2007 Quotation Date: 08/08/2007Effective Date of Coverage: 10/01/2007 Effective Date of Coverage: 10/01/2007

Oxford Metro Oxford Metro25/50 EPO 25/50 EPOIn-Net Out-Net In-Net Out-Net

Deductible: N/A N/A Deductible N/A N/ACoInsurance: 100% N/A CoInsurance: 100% N/ACoPay $25. Rx: 15/30/60/100 Ded. CoPay: $25. Rx: 15/30/60/100 Ded.Hospital Copay: See Benefits OOP Out: N/A Hospital CoPay: See Benefits OOP Out: N/ASingle 1 $299.44 Single 1 $322.68EE w/Spouse 1 $658.77 EE w/Spouse 1 $710.29EE w/Children 1 $553.97 EE w/Children 1 $897.30Full Family 1 $928.27 Full Family 1 $1000.87

LIBERTY FREEDOM

Rockland County Board of Realtors300 North Middletown RoadPearl River, New York 10965

PRSRT STDU.S. Postage Paid

Monsey, NYPermit No. 5455

DATES TO REMEMBER

Member Support Hotlines:

Supra Support: (877) 699-6787

MLXchange Support: (888) 825-5472

MLS & OCAR: (845) 294-7905

NYSAR Legal: (518) 436-9727

(Mon-Fri 9am-1pm)

Internet:

RCBOR: RCBOR.com

NAR: Realtor.org

NY State Assoc: NYSAR.com

NY State: DOS.STATE.NY.US

September9/9-9/12 NYSAR Business Meetings, Saratoga, NY

19th General Membership MeetingREALTOR SafetySpeaker: Roseann Farrow

October SAVE THE DATEThursday, October 18th, 2007 Monte Carlo NightFundraiser for People to People More information to follow.

November Date to be AnnouncedRCBOR Annual Meeting & VoteEd Sumber, guest speaker - 2007 Legal Update

11/12-11/16 NAR Convention, Las Vegas

December RCBOR Installation Dinner DanceDate to be announced

12/4-12/6 Triple Play, Atlantic City

SAVE THE DATEThursday, October 18th, 2007Monte Carlo NightFundraiser for People to PeopleMore information to follow.

rockland county board of realtors the voice for real … · bill thorne 634-7474 barbara corrente...

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