Revenue and capital adequacy ratioA steady increase from year to year is anindication of how well your business is performing. Due to financial crisis in 2012 there was a decrease in revenue but after Intellecap GroupacquiredArohan in September 2012 again Arohan gained its past growth rate.Capital adequacy ratio is a measure of a banks ability to meet its obligations relative to its exposure to risk. After Intel cap group acquired Arohan in 2012 this ratio was abnormally high otherwise it is increasing normally year by year as Arohan is expanding. The ratio is a measure of the banks ability to meet its obligations relative to its exposure to risk. After Intellecap group acquired Arohan in 2012 this ratio was abnormally high otherwise it is increasing normally year by year as Arohan is expanding.

As Arohan has started new schemes which provides larger amount of loan than previous schemes and also it is expanding continuously so Average loan balance per borrower is increasing year wise.

As Arohan is in its growing stage and its reputation is good amongst people so number of active borrowers are increasing continuously.

Administrative cost is the expensesassociated with themanagement and direction of aprogram. In 2010-2011 Arohan was at the top of its growing stage so its administrative cost was high and as the Arohan is continuously stabilizing itself, administrative cost is low in later years.

Financial cost is the totalexpenses associated with securingfinancingfor aprojector business. In 2010-2011 Arohan was trying to grow at a higher rate so its financial cost was high at that time and as the Arohan is continuously stabilizing itself, administrative cost is low in later years.