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Cbrtb Facckecb

Ku`fa Iedfedfk Su`g ]gatiecf Irbacescg

^fsu`fa prfpbrbdg pgr kb Sfcrftbrb Ofafrbk df kb CF@

Ifchbdb fk >5 df luaeg df >=23+ sgkf`aedbd df kgs sbatgs bpstgkfs ]fdrg y ]bnkg+ fk]bpb Irbacescg hb dereoedg b kgs gnespgs+ prfsntfrgs+ decgags+ pfrsgabs cgasborbdbs yiefkfs kbecgs kb pre`frb facckecb df su ]gateiecbdg+ tetukbdb Ku`fa Iedfe (Kb Kuz df kbIf%+ fa fk `brcg dfk Bg df kb If+ cgavgcbdg pgr su prfdfcfsgr fa gcbsea dfk 6=baevfrsbreg dfk Cgacekeg Ybtecbag EE y df kgs >= bgs dfk Cbtfces`g df kb Eokfseb Cbtkecb!

Fk ]bpb Irbacescg cg`fatb quf fstbs cgasedfrbcegafs sgnrf kb if hbnba sedgprctecb`fatf cg`pkftbdbs pgr fk ]bpb Nfafdectg XYE! Sf kg borbdfzcg df cgrbza

decf y+ fa kb irbtfraedbd df Crestg+ bsu`g su prfcegsg trbnblg+ bbdefadg bk tfxtgbkouabs bpgrtbcegafs! Fk Sucfsgr df ]fdrg+ byfr+ hgy y sef`prf+ fst kkb`bdg bcgaier`br b sus hfr`bags fa fk eacga`fasurbnkf tfsgrg df kb if+ quf Degs db cg`gkuz sgnrf fk cb`eag df tgdg hg`nrf (a! ?%!

Trbs bier`br quf quefa crff vf cga uab kuz quf eku`eab tgdg fk trbyfctg dfk cb`eag (a! 2%+fk Sbatg ]bdrf cg`fatb quf `uchgs cgatf`pgrafgs aufstrgs pefasba quf kb if fsekusgreb: quf crffr fs kg cgatrbreg df nuscbr+ cg`g dfcb Aeftzschf! ]brb fkkgs+ kb if fs uafspfles`g quf ags e`pedf bvbazbr cga kenfrtbd hbceb fk iuturg (a! >%! Sea f`nbrog+ pgcgb pgcg sf hb vestg quf kb kuz df kb sgkb rbza ag kgorb eku`eabr suiecefatf`fatf: quf bkrfauacebr b kb nsqufdb df uab kuz orbadf+ df uab vfrdbd orbadf+ fk hg`nrf sf hbcgatfatbdg cga pfqufbs kucfs quf bku`nrba fk eastbatf iuobz+ eacbpbcfs df bnrer fkcb`eag! Cubadg ibktb kb kuz+ tgdg sf vufkvf cgaiusg+ fs e`pgsenkf desteaouer fk nefadfk `bk+ kb sfadb quf kkfvb b kb `ftb df bqufkkb gtrb quf ags hbcf dbr vufktbs y vufktbs+ sea uab derfccea ielb (a! 3%!

Batf fstg+ fk ]bpb sfbkb quf fs urofatf rfcupfrbr fk cbrctfr ku`eagsg df kb if+cbpbz df eku`eabr tgdb kb fxestfaceb dfk hg`nrf! Kb if abcf dfk facufatrg cga fkDegs vevg+ quf ags kkb`b yags rfvfkb su b`gr+ ua b`gr quf ags prfcfdf yfa fk qufags pgdf`gs bpgybr pbrb fstbr sfourgs y cgastruer kb vedb! Trbasigr`bdgs pgr fstfb`gr fxpfre`fatb`gs quf fa k hby uab orba prg`fsb df pkfaetud Kb if+ qufrfcene`gs df Degs cg`g dga sgnrfabturbk+ sf prfsfatb cg`g kuz fa fk sfadfrg+ qufgrefatb aufstrg cb`eag fa fk tef`pg quf ags dfsvfkb vbstgs hgrezgatfs+ yags kkfvb`s bkk df aufstrg yg beskbdg+ hbceb kb `s b`pkeb cg`uaea (a! 4%!

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CB]TVKG ]^E@F^GHF@GS C^FDG FA FK B@G^

(ci! 2La 4+29%

Fk ]bpb fxpkecb quf+ dbdg quf kb if ags bnrf fk cb`eag y bcg`pbb aufstrgs pbsgs b

kg kbrog df kb hestgreb+ pbrb fatfadfr kg quf fs+ tfaf`gs quf cgasedfrbr fk cb`eag dfkgs crfyfatfs+ fatrf kgs quf dfstbcb Bnrbha+ b quefa Degs kf dereof kb ]bkbnrb+rfvfkadgsf cg`g ua Degs cbpbz df fatrbr fa cgatbctg cga fk hg`nrf y fstbnkfcfruab bkebazb cga k (a! 8%! Kg quf fstb ]bkbnrb cg`uaecb b Bnrbha fs uab kkb`bdb bsbker df su tefrrb+ uab eavetbcea b bnrersf b kb prg`fsb df uab vedb aufvb< sfr pbdrfdf ua orba pufnkg (ci! Oa 23+29: 26+6: >>+2?% (a! 5%! Kg quf sf pedf b Bnrbha fs qufsf if df fstb ]bkbnrb+ quf fs kg `s sfourg f eaqufnrbatbnkf! Fk hg`nrf fs iefkcrfyfadg b Degs+ quf prg`ftf fscrenf sba Bousta: Degs fs iefk dbadg kg qufprg`ftf bk hg`nrf (Ea ]sbk! 3>+ EE% (a!2=%! Fk Degs quf pedf b Bnrbha quf sf iftgtbk`fatf df k+ fs bqufk quf fs greofa df tgdg yquf tgdg kg sgstefaf (a! 22%!

Fa fk kenrg dfk xgdg+ kb hestgreb dfk pufnkg df Esrbfk seouf kb fstfkb df kb if df

Bnrbha+ hbceb kb tefrrb prg`ftedb (a! 2>%! Va pufnkg+ sea f`nbrog+ quf hb cbdg`uchbs vfcfs fa kb tfatbcea df kb eacrfdukedbd+ prfierefadg bdgrbr bk dgkg+ ibnrecbdgpgr fk hg`nrf! Kb edgkbtrb ag prfsfatb ua cb`eag+ seag uab `uktetud df sfadfrgs+quf ag kkfvba b aeaouab pbrtf+ y igr`ba `s nefa ua kbnfreatg! Ruefa ag quefrf iebrsfdf Degs sf vf gnkeobdg b fscuchbr kbs vgcfs df tbatgs dgkgs quf kf oretba< Ibtf df`e (a!23%!

Kb if+ fa cubatg bsgcebdb b kb cgavfrsea+ fs kg gpufstg b kb edgkbtrb! Crffrseoaeiecb cgaiebrsf b ua b`gr `esfrecgrdegsg quf sef`prf bcgof y pfrdgab+ qufsgstefaf y grefatb kb fxestfaceb+ quf sf `baeiefstb pgdfrgsg fa su cbpbcedbd dffadfrfzbr kg tgrcedg df aufstrb hestgreb! Kb if cgasestf fa kb despgaenekedbd pbrbdflbrsf trbasigr`br uab ygtrb vfz pgr kb kkb`bdb df Degs (a! 23%!Fa kb if df Esrbfk dfstbcb tb`nea kb ieourb df @gess+ fk `fdebdgr quf hbnkb cga Degs ytrbas`etf b tgdgs kb vgkuatbd dfk Sfgr! Bs+ fk bctg df if eadevedubk sf easfrtb fa uabcg`uaedbd! Fstb `fdebcea fs deicek df cg`prfadfr cubadg sf tefaf uabcgacfpcea eadevedubkestb yke`etbdb dfk cgagce`efatg (a! 24%!

Bnrbha!!! sbktbnb df ogzg pfasbadg vfr `e db: kg veg+ y sf kkfa df bkforb (La 8+69%!Sfoa fstbs pbkbnrbs df Lfss+ kb if df Bnrbha fstbnb grefatbdb yb b k! Kb if crestebabfs cgaifsbr quf Lfss fs fk Sfgr+ y Degs kg hb rfsucetbdg df fatrf kgs `ufrtgs (ci! ^`2=+5%! Kb vedb df Lfss fs kb`baeifstbcea suprf`b y dfieaetevb df Degs+ df su b`gr pgragsgtrgs! Kb if crestebab fs if fa fk B`gr pkfag+ fa su pgdfr fiecbz+ fa su cbpbcedbddf trbasigr`br fk `uadg f eku`eabr fk tef`pg!!! Kb if rfcgagcf fk b`gr df Degs

`baeifstbdg fa Lfss cg`g fk iuadb`fatg sgnrf fk quf sf bsefatb kb rfbkedbd y sudfsteag kte`g (a! 26%!

Kb `bygr prufnb df kb iebnekedbd dfk b`gr df Crestg sf facufatrb fa su `ufrtf pgragsgtrgs (ci! La 26+23%! Fa fstf b`gr+ quf ag sf hb sustrbdg b kb `ufrtf pbrb`baeifstbr cuatg `f b`b+ fs pgsenkf crffr ags pfr`etf cgaiebrags pkfab`fatf faCrestg (a! 29%! ]grquf Lfss fs fk Helg+ pgrquf fst rbdecbdg df `gdg bnsgkutg fa fk]bdrf+ hb pgdedg vfacfr b kb `ufrtf yhbcfr rfspkbadfcfr pkfab`fatf kb vedb!

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Bk trbtbrsf df uab kuz+ kb if ags eavetb b bdfatrbrags fa fkkb! Dfk dfsfg df cgagcfr`flgr kg quf b`b`gs+ abcf kb tfgkgob crestebab+ quf pbrtecepb fa kb igr`b fckfsebkdf kb if+ dgadf fk @boestfreg dfk ]bpb y df kgs Gnespgs fa cg`uaea cga k+ bsfourbfk cgatbctg cga kb iufatf greoeabreb+ kb ]bkbnrb df Degs fa su eatforedbd (a! 39%!

CB]TVKG TF^CF^GT^BAS@ETG KG RVF HF ^FCENEDG

(ci! 2 Cg26+3%

Kb if+ quf abcf df ua facufatrg+ tefaf afcfsedbd df trbas`etersf! U `fdebatf uabcbdfab eaeatfrru`pedb df tfste`gaegs kkfob b agsgtrgs! Kb Eokfseb fs uab @bdrf qufags fasfb fk kfaoublf df kb if! Fk B`gr+ quf fs fk Fspretu y quf `grb fa kb Eokfseb+`batefaf uaedgs fatrf s tgdgs kgs tef`pgs y ags hbcf cgatf`pgrafgs df Lfss+cgaverteadgsf fa fk oub df aufstrg cb`eag df if (a! 38%! Kb Eokfseb trbas`etf b sushelgs fk cgatfaedg df su `f`greb+ `fdebatf kb trbdecea bpgstkecb! Fa kb keturoeb+ pgr`fdeg df kgs sbcrb`fatgs+ sf cg`uaecb fstb requfzb (a! 4=%! Kb trbas`esea df kb ifsf rfbkezb fa pre`fr kuobr `fdebatf fk nbutes`g+ quf ags cgavefrtf fa helgs bdgptevgs

df Degs! Bh rfcene`gs tb`nea uab dgctreab quf prgifsbr y uab igr`b cgacrftb dfvever+ quf ags pgaf fa fk cb`eag dfk nefa (a! 42%! Fk nbutezbdg+ rfscbtbdg df kb`ufrtf+ pufdf pgafrsf fa pef sgnrf fk pecbchg rgcgsg (ci! Es 33+29% pgrquf hbfacgatrbdg bkog cgasestfatf dgadf bpgybrsf (a! 43%!

Sba Bousta dfcb quf b kgs pbdrfs cgrrfspgadf ag skg faofadrbr b kgs helgs+ seagtb`nea kkfvbrkgs b Degs+ pbrb quf sfba rfofafrbdgs cg`g helgs df Degs pgr fknbutes`g yrfcenba fk dga df kb if (ci! Df auptees ft cgacupescfateb+ E+4+6% (a! 43%!Kb abturbkfzb sbcrb`fatbk df kb if bkcbazb su `xe`b fxprfsea fa kb Fucbrestb+bke`fatg pbrb kb if+ facufatrg cga Crestg prfsfatf rfbk`fatf cga fk bctg suprf`gdf b`gr+ fk dga df s `es`g+ quf ofafrb vedb: quf ags eatrgducf+ fa cufrpg y bk`b+fa fk `gve`efatg df tgdb kb crfbcea hbceb su pkfaetud fa Degs (a! 44%!

Fa kb cfkfnrbcea df kgs sbcrb`fatgs+ kb Eokfseb trbas`etf su `f`greb+ fa pbrtecukbr`fdebatf kb prgifsea df if+ fa kb quf tgdb kb vedb sf pgaf fa cb`eag hbceb kbcg`uaea pkfab cga fk Degs vevg! Fk Crfdg tefaf uab fstructurb treaetbreb! Bs bier`bquf fk sfcrftg `s prgiuadg df tgdbs kbs cgsbs fs kb cg`uaea deveab: quf fstf Degscg`uaea+ eatfrcb`neg df b`gr fatrf fk ]bdrf y fk Helg fa fk Fspretu+ fs cbpbz dfbnrbzbr kb hestgreb dfk hg`nrf+ df eatrgducerkb fa su deab`es`g df cg`uaea! Ruefacgaiefsb kb if+ ag pufdf prgauacebr cga vfrdbd kbs pbkbnrbs dfk Crfdg sea sfrtrbasigr`bdg+ sea easfrersf fa kb hestgreb df b`gr quf kg bnrbzb+ quf dekbtb su sfrhbceadgkg pbrtf df uab cg`uaea orbadf+ kb Eokfseb (a! 46%!

Gtrgs dgs fkf`fatgs fsfacebkfs fa kb trbas`esea iefk df kb `f`greb df kb Eokfseb sga

kb grbcea dfk Sfgr+ fk ]bdrfaufstrg+ y fk dfckgog (ci! Fx>=+>%+ cuygs prfcfptgs+quf bkcbazba su pkfaetud fa Lfss (ci! @t 6-?%+ hbcfa sbker dfk dfsefrtg dfk ygcfrrbdg fa s `es`g+ y fatrbr fa dekgog cga Degs+ dfladgsf bnrbzbr pgr su`esfrecgrdeb pbrb sfr pgrtbdgr df su `esfrecgrdeb(a! 49%!

Kb if dfnf sfr cgaifsbdb fa su purfzb f eatforedbd (ci! 2 T` 9+>=% (a! 48%! Cg`gsfrveceg b kb uaedbd df kb if y b su trbas`esea atforb + fk Sfgr hb dbdg b kb Eokfseb fkdga df kb sucfsea bpgstkecb! Fk @boestfreg hbnkb sef`prf fa gnfdefaceb b kb ]bkbnrbgreoeabreb sgnrf kb quf sf nbsb kb if (a! 45%!

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CB]TVKG CVB^TGDEGS ]^F]B^BVAB CEVDBD ]B^B FKKGS

(ci! Hn 22+29%

Bk prfsfatbr kb if df kgs pbtrebrcbs ydf kgs lustgs dfk Bateoug Tfstb`fatg+ kb Cbrtb bkgs Hfnrfgs pgaf df rfkefvf quf stb ag fs skg ua cb`eag+ seag tb`nea fdeiecbceadf ua kuobr fa fk quf kgs hg`nrfs pufdba cgavever (ci! 22+?% (a! 6=%! ]gr su cgafxeacga fk b`gr (ci! Ob 6+9%+ kb if eku`eab kbs rfkbcegafs hu`babs: sf pgaf bk sfrvecegcgacrftg df kb lusteceb+ dfk dfrfchg y df kb pbz! ]fr`etf cg`prfadfr kb brquetfcturb dfkbs rfkbcegafs hu`babs+ pgrquf cbptb su iuadb`fatg kte`g y su dfsteag dfieaetevg faDegs+ y bs eku`eab fk brtf df kb fdeiecbcea+ cgatrenuyfadg bk nefa cg`a! Su kuz agkucf skg dfatrg df kb Eokfseb ae servf aecb`fatf pbrb cgastruer uab ceudbd ftfrab fafk `s bkk: ags byudb b fdeiecbr aufstrbs sgcefdbdfs+ pbrb quf bvbacfa hbceb fkiuturg cga fspfrbazb Kbs `bags df kb if sf bkzba bk cefkg+ pfrg b kb vfz fdeiecba+ fakb cbredbd+ uab ceudbd cgastruedb sgnrf rfkbcegafs+ quf tefafa cg`g iuadb`fatg fkb`gr df Degs (a! 62%!

Fk pre`fr `netg quf kb if eku`eab fa kb ceudbd df kgs hg`nrfs fs kb ib`ekeb! Iuadbdgsfa fstf b`gr+ hg`nrf y `ulfr pufdfa prg`ftfrsf b`gr `utug pbrb tgdb kb vedb! Kbif+ bdf`s+ byudb b cbptbr fa tgdb su prgiuadedbd yrequfzb kb ofafrbcea df kgs helgs!(a! 63%! Fa kb ib`ekeb+ kb if fst prfsfatf fa tgdbs kbs ftbpbs df kb vedb! ]gr fsg+ fse`pgrtbatf quf kgs pbdrfs cuktevfa prctecbs cg`uafs df if fa kb ib`ekeb! Sgnrf tgdg kgs

lvfafs dfnfa sfater kb cfrcbab y kb btfacea df kb ib`ekeb y df kb Eokfseb! Kgs lvfafsbsperba b uab vedb orbadf! Fk facufatrg cga Crestg b`pkb fk hgrezgatf df kb fxestfaceb+ kfdb uab fspfrbazb skedb quf ag dfirbudb! Kb if ag fs ua rfiuoeg pbrb ofatf pusekae`f!!!Hbcf dfscunrer uab orba kkb`bdb+ kb vgcbcea bk b`gr+ y bsfourb quf fstf b`gr fs deoagdf if+ quf vbkf kb pfab pgafrsf fa sus `bags (a! 6>%!

Cuatgs nfafiecegs hb bpgrtbdg kb `erbdb df kb if b kb ceudbd df kgs hg`nrfs pbrbcgatrenuer b su vedb cg`a" Orbcebs b kb if+ hf`gs dfscunefrtg kb deoaedbd aecb dfcbdb pfrsgab+ quf ag frb tba fvedfatf fa fk `uadg bateoug (a! 64%! Kb if ags hbcfrfspftbr `s kb abturbkfzb: ags eavetb b nuscbr `gdfkgs df dfsbrrgkkg qufcgasedfrfa kb crfbcea cg`g ua dga dfk quf tgdgs sg`gs dfudgrfs: ags fasfb bedfateiecbr igr`bs df ognefrag lustbs+ rfcgagcefadg quf kb butgredbd vefaf df Degspbrb fstbr bk sfrveceg dfk nefa cg`a! Kb if bier`b tb`nea kb pgsenekedbd dfk pfrda feku`eab kb vedb fa sgcefdbd+ pgaefadg tgdgs kgs bcgatfce`efatgs fa rfkbcea cga fkgreofa yfk dfsteag df tgdg fa fk ]bdrf quf ags b`b (a! 66%!

Eackusg+ fa kb hgrb df kb prufnb+ kb if ags eku`eab! ]gr fsg fk Sbk`g 229 fxckb`b Cg4+29-6+6%! Fa uaedbd cga kb if y kb cbredbd+ kb fspfrbazb ags prgyfctbhbceb ua iuturg cefrtg+ quf db ua e`puksg y uab iufrzb aufvb pbrb vever cbdb db (a! 6?%!

NEFABYFATV^BDB KB RVF HB C^FDG (Kc2+4!6%

Kb @bdrf dfk Sfgr fs ecgag pfrifctg df kb if+ cg`g decf sbatb Esbnfk< Nefabvfaturbdbkb quf hb crfdg (Kc2+46%! Fa kb pkfaetud df kgs tef`pgs+ kb ]bkbnrb df Degs iuf dereoedb b@brb+ y fkkb kb bcgoe cga tgdg su sfr pbrb quf tg`bsf cbraf fa fkkb y abcefsf cg`g kuz

pbrb kgs hg`nrfs (a! 68%! B fkkb ags facg`fadb`gs+ pedefadg quf fstb kuz df kb ifcrfzcb cgateaub`fatf fa agsgtrgs+ hbstb quf kkfouf fk db sea gcbsg+ quf fs fk`es`g Crestg (9=%!