July 2013

Your deposit accounts are insured up to $250,000 and IRA accounts up to $250,000by the NCUA, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act. NMLS# 401252

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Raising Money Smart Kids:Our Student Choice Loan

BRANCHESBaldwinsvilleCartersvilleColumbusDallasFairfieldFort CollinsHoustonJacksonvilleLos AngelesMerrimackNewarkOrlandoSan AntonioSan DiegoSt. Louis Lynch Street Hampton Avenue West County Creve Coeur Crestwood South County Tesson Ferry Jefferson County O'Fallon, MO Florissant 314-972-5000TampaWilliamsburg

315-635-3487770-606-3240614-888-2299214-956-8681707-429-0105970-221-4541713-676-0939904-751-3335818-779-1105603-429-0434973-824-7071407-370-2406210-684-4811619-225-3230

314-771-7700314-832-8500314-821-2442314-720-7200314-835-2900314-894-3555314-467-1400636-282-7030636-980-9800

813-985-8552757-253-3894

CONTACT US

is published quarterly for all members.Questions and comments are always welcome.Contact: Joel McDaniel, Editor1001 Lynch Street, St. Louis, MO 63118-1803(800) 325-9905 ext. 8309E-mail: marketing@abecu.org

Earn an in savings!Before looking at homesBefore looking at homes,visiting open housesvisiting open housesor selecting a or selecting a realtorealtor, start startyour home buying processyour home buying processat at your Credit Union.your Credit Union.

We offer competitive We offer competitive ratesrates, great financing options and great financing options and quick pre-approvals.quick pre-approvals.

Our knowledgeable Mortgage Our knowledgeable Mortgage Loan Consultants will guide Loan Consultants will guide you through your home you through your home buying experience and assistbuying experience and assistyou in finding the rightyou in finding the rightmortgage product to fit yourmortgage product to fit yourneedsneeds.

Learn more and getLearn more and getpre-approved today!pre-approved today!Online:Online: www.abecu.orgwww.abecu.org or ameaglecu.org or ameaglecu.orgPhone:Phone: 877-325-CU4U877-325-CU4UIn person:In person: stop by yourstop by your local branch local branch

Dreaming of anew home?Make it come true withyour Credit Union.

2013 Branson TripYour Credit Union is sponsoring a three-day trip to Branson, MO. The coach bus leaves St. Louis on Thursday, October 31st and returns Sunday, November 3rd. You’ll enjoy three nights at theGrand Victorian Hotel in Branson. Plus, enjoy five shows including Yakov Smirnoff, Incredible Acrobats of China, Dixie Stampede, Pierce Arrow andthe Baldknobbers.

Cost is $560 per person (double occupancy) and includes transportation, hotel accommodations, all shows and all dinners. Due to the popularity of this trip, attendees are reserved on a first-pay, first-booked basis. Reserve your space today by contacting Cindy at 314-657-9305 or 800-325-9905 ext. 8305.

Save on all your back-to-school

purchases with a Platinum Visa.

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We’ll get you inthe driver’s seat.Take advantage of our great low ratesand flexible terms today!

@AmEagleCU

Volume 12, Issue 3

Our Field of Membership...AECU serves those who live or work in St. LouisCity, St. Louis County, St. Charles County and Jefferson County (MO). In Illinois, we serve all those who live or work in Madison County and St. Clair County. In Dallas, TX, we serve thosewho live or work within a 10 mile radius of ourbranch located at 3500 Manor Way. The Credit Union serves the employees of anumber of select employers, including SeaWorldParks & Entertainment. Family members ofCredit Union members may also join, including spouse, children, stepchildren, parents, brothers and sisters, grandparents and grandchildren, aunts, uncles, nieces and nephews, plus in-laws. The Credit Union also serves the household members of its members including those livingin the same residence, maintaining a single economic unit.

Becoming a member is easy.Apply online at www.ameaglecu.org or call 877-325-CU4U (2848) to request a new member packet.

AECU is a division of Anheuser-Busch Employees'Credit Union, an independent financial institution,chartered by the state of Missouri, which is owned and operated by its membership. The Credit Union is not a subsidiary of Anheuser-Busch Companies, Inc., or any of its affiliates.

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Shopping for backpacks, pencils and markers? Maybe a laptop or desktop for school? Ace the lesson in savings by shopping with anAECU Visa®. Whether you’reheading back to school or treating yourself with a day of shopping, you’ll save on all the purchases you need with your AECU Visa.

With our Preferred Platinum Visa® and a rate as low as 6.9% APR,* you'll save with the lowest rate

available. Or, if you enjoy earning rewards for your purchases, you’ll save with our Platinum Points Visa® and a rate as low as 8.9% APR.*

Shop smart and save!Take your AECU Visa with you shopping today.

Don’t have an AECU Visa? Apply today:Online: ameaglecu.orgIn Person: at your local branchBy Phone: 877-325-CU4U

*APR= Annual Percentage Rate. Rates effective July 1, 2013.

Rates may vary with the market based on the Prime Rate quoted

in the Wall Street Journal. The Prime Rate plus the margin equal the

Annual Percentage Rate. The margin will be based on creditworthiness.

APR can change on the first day of the billing cycle in the month

following a change in the Prime Rate. We will use the Prime Rate as of the

15th day of the month before the month of any APR adjustment.

Current underwriting guidelines apply.

Get pre-approved:Online: ameaglecu.orgCall: 877-325-CU4UIn person: at your local branch