You can now own for less than what you pay in rent.

Member FDIC

Owning a home has major advantages over renting. We are currently seeing the lowest housing prices in 12 years and interest rates are the lowest in history. Prices and rates are not expected to stay low for long,

so now is the time to take advantage and trade in your status from Renter to Owner!

Renters: Stop Throwing Your Hard Earned Cash Away.Finance Your New Home.

Advantages to owning a home:

• Huge tax advantages (bigger tax returns!)• Sense of pride and living the American Dream• Great financial investment (add to your self-worth)• Put your money into your own home rather than into a

landlord’s• Freedom to change the interior/exterior and make additions• Helps in retirement (once paid, there are no more monthly

payments)• Improvement of credit profile (makes it easier to get

personal or car loans)

Renting vs. OwningMake Payments Forever Pay Off Your Loan

No Tax Breaks Huge Tax AdvantagesCannot Alter Home Your Home, Your Rules!No Equity Accrued Can Sell for a Profit

www.LionBankMTG.com

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting

and disappointing at the same time. Some people find the perfect home in three days, for others, it

can take months.

We’ve seen it all. And we understand how you feel. Once you finally find the perfect home, let us

help you quickly find the perfect mortgage.

Doug Schoonmaker Vice President, Sales Manager 919-656-0822 cell919-334-0580 office919-882-9309 fax

doug.schoonmaker@lionbank.com www.applywithdoug.com

4140 Park Lake Avenue, Ste. 330 Raleigh, NC 27612

NMLS# 659126

Nil VarincaRealtor, ABR, CIPS, GPS, GRI, SRES, SFR, TRCKeller Williams Realty919-272-8796 direct919-459-6867 fax 201 Shannon Oaks Circle Ste 101Cary, NC 27511

nil@nilrealty.com www.nilrealty.com