registrar of co-operative societies report english -2017...1 registrar of co-operative societies...

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1 REGISTRAR OF CO-OPERATIVE SOCIETIES INTRODUCTION The greatest challenge to any civilized society is the economic deprivation it harbours, in league with social deprivation. It is inescapable that a collective war is waged to banish human deprivation from our midst. No other organized set up can be more potent for this attack than building human capital among the deprived, through sustainable Cooperative Development Initiatives. Congruity with human nature further enhances the value of such initiatives. This principle is germane to the cooperative management in the Country and Karnataka in particular, which ensconces the basic human feeling of self-worth as its core. The cooperative strategy goes deep into the realms of building financial capabilities and self confidence especially among the rural poor. COOPERATIVE MOVEMENT IN KARNATAKA The State has witnessed tremendous growth in the cooperative sector. Cooperative institutions have played a vital role in the socio- economic development of the State, particularly in the rural areas and in agriculture and allied sectors. It is our firm belief and conviction that the Co-operative Institutions will continue to play a key role in the economic development of the country and will become more relevant in the changing economic environment of liberalization and globalization. Cooperative Movement is wide spread in all the developmental sectors like Credit, Marketing, Consumers, Silk Industry, Dairy, Fisheries, Horticulture, Sugar, House Building, Constructions of godowns etc.

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Page 1: REGISTRAR OF CO-OPERATIVE SOCIETIES REPORT English -2017...1 REGISTRAR OF CO-OPERATIVE SOCIETIES INTRODUCTION The greatest challenge to any civilized society is the economic deprivation

1

REGISTRAR OF CO-OPERATIVE SOCIETIES

INTRODUCTION

The greatest challenge to any civilized society is the economic

deprivation it harbours, in league with social deprivation. It is

inescapable that a collective war is waged to banish human deprivation

from our midst. No other organized set up can be more potent for this

attack than building human capital among the deprived, through

sustainable Cooperative Development Initiatives. Congruity with

human nature further enhances the value of such initiatives. This

principle is germane to the cooperative management in the Country

and Karnataka in particular, which ensconces the basic human feeling

of self-worth as its core. The cooperative strategy goes deep into the

realms of building financial capabilities and self confidence especially

among the rural poor.

COOPERATIVE MOVEMENT IN KARNATAKA

The State has witnessed tremendous growth in the cooperative

sector. Cooperative institutions have played a vital role in the socio-

economic development of the State, particularly in the rural areas and

in agriculture and allied sectors. It is our firm belief and conviction

that the Co-operative Institutions will continue to play a key role in the

economic development of the country and will become more relevant

in the changing economic environment of liberalization and

globalization.

Cooperative Movement is wide spread in all the developmental

sectors like Credit, Marketing, Consumers, Silk Industry, Dairy,

Fisheries, Horticulture, Sugar, House Building, Constructions of

godowns etc.

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Chapter I :-

Vision

To promote and encourage the growth of self-reliant,

autonomous and economically viable co-operatives through active

participation of the members

Mission

The mission of the department is :-

1. To take steps to see that genuine co-operatives are organized

and managed on sound lines as per the basic principles of co-

operation.

2. To render guidance and assistance for the development of co-

operative movement in the State and there by promote the

economic interests and welfare of the people.

3. To serve as a friend, philosopher and guide to all types of co-

operatives.

Objectives

1. Strengthen the credit delivery system to the farmers through

PACS and sustain the PACS by effective implementation of

Business Development Plan.

2. Extend health care facilities to all the members of rural

cooperatives.

3. Encourage active participation of women and socially and

economically backward sections of the society in the cooperative

movement.

4. Strengthen the infrastructure and financial position of the

cooperative societies with a district level integrated approach.

5. Modernize the office management for improved efficiency.

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Functions

1. Suggest suitable amendments to all the Acts and Rules

administered by the Department.

2. Regulate and guide the co-operative societies as per Co-operative

Act and Rules.

3. Ensure that various developmental schemes pertaining to the co-

operatives are effectively implemented.

4. Reform the process of settling claims under various

developmental schemes.

5. Modernize the office Infrastructure and impart HRD-related

training to all the personnel of the Department.

Organizational Structure of the Department;

The Department at the Government level has a secretariat and a

five-tier field department comprising of the State, Region, District,

Sub-division and Taluka levels. The field officers of the co-operation

department are not only in charge of regulating the affairs of

divisional, district and taluk level co-operatives but also implementing

the departmental programmes and schemes.

Secretariat:

The Department of Co-operation at the Government level is

headed by a Minister of cabinet rank. The Secretary to Government,

Department of Co-operation looks after the working of the Registrar of

Co-operative societies, Co-operative Audit, Agriculture Marketing and

the Karnataka State Warehousing Corporation. The department of co-

operation at the Secretariat is responsible for policy making, planning,

and budgeting and for providing other support services to the co-

operative sector. It provides norms and broad guidelines for

strengthening and consolidating the growth of co-operatives. It liaises

with Planning, Finance and other departments and with the

Government of India. It is the Appellate authority under the KCS Act

and Rules. Government is also the appointing and disciplinary

authority in respect of the “A” group officers of these departments.

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State Head Quarters:

The Registrar of Co-operative Societies is the Head of the

Department of Co-operation. He is also the Registrar General of

Money Lenders and Pawn Brokers and the Registrar of chits. He

exercises statutory powers under the Karnataka Co-operative Societies

Act 1959, the Karnataka Money Lenders Act 1961, Karnataka Pawn

Brokers Act 1961 and Chit Funds Act 1982. The Registrar of Co-

operative Societies is the Government‟s nominee on the boards of

Apex level Co-operatives such as the Karnataka State Co-operative

Apex Bank, the Karnataka State Co-operative Agriculture and Rural

Development Bank, the Karnataka Cooperative Milk Producers

Federation, the Karnataka State Co-operative Marketing Federation,

the Karnataka State Co-operative Federation etc.,

Regional, District, Sub-divisional and Taluk level:

The powers of the Registrar have been delegated to the

Additional Registrars of Co-operative Societies and Joint Registrars of

Co-operative Societies in the Head Office, 4 Regional Joint Registrars

of Co-operative Societies, 33 Deputy Registrars of Co-operative

Societies of the Districts/ Zone and 52 Assistant Registrars of Co-

operative Societies, based on the registered jurisdiction of the

cooperatives. These officers exercise statutory and administrative

control over the co-operatives in accordance with the powers delegated

to them and accordingly register, amalgamate, liquidate co-operative

societies, amend their byelaws, inspect the co-operatives, function as

quasi judicial authorities and perform all other statutory duties.

The District Deputy Registrars also function under the control

of the Zilla Panchayats so far as the implementations of the District

sector Plan Schemes are concerned. The sub-divisional Assistant

Registrar‟s of Co-operative Societies are responsible for the

implementation of the State Plan Schemes and the District Sectors

Plan Schemes. For implementation of plan schemes of the District

Sector, they work under the supervision of the Taluk Panchayats.

There are 131 Co-operative Development Officers, 153 Co-operative

Senior Inspectors and 109 Co-operative Inspectors working in the

department.

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Acts and Rules implemented by Co-operation Department

1. Karnataka Co-operative Societies Act, 1959 and Karnataka Co-

operative Societies Rules, 1960.

2. Karnataka Moneylenders Act, 1961 and Karnataka

Moneylenders Rules 1965.

3. Karnataka Pawnbrokers Act, 1961 and Karnataka Pawnbrokers

Rules 1966.

4. Chit Funds Act, 1982 and Chit Funds (Karnataka) Rules 1983.

5. Karnataka Public Money (Recovery of Dues) Act, 1980.

6. Karnataka Agricultural Credit operations and Miscellaneous

Provisions Act, 1974.

7. Karnataka Souharda Co-operative Act, 1997 and Karnataka

Souharda Co-operative Act Rules, 2004.

8. Karnataka Prohibition of charging exorbitant interest Act, 2004.

9. Karnataka Societies Registration Act 1960.

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Basic Statistics

Sl.

No Particulars

2015-16

2016-17

2017-18

(tentative)

1

No.of cooperatives 40,643 41,402 42543

Of which

a) Working

b) Defunct

c) Under liquidation

35,589

1,746

3,308

36,345

1,706

3,351

37,516 1,731 3,296

2

Share Capital (Rs. in crores)

of which 4644.18 4,961.74 4,519.79

a) Govt 238.91 228.55 178.13

b) Members 4405.27 4,733.19 4,341.65

3 Membership ( in lakhs) 234.65 248.21 228.85

4 Working Capital

(Rs. in crores) 86,212 98,364 1,09,666

5 Deposits

(Rs. in crores) 62,587 64,634 64,200

6 No. of villages covered by co-

operatives % 100%

100% 100%

7

No. of cooperatives societies

under profit

No. of cooperative societies

under loss

No. of co-operative societies

with no profit/ no loss

23,307

13,514

3,822

24,619

12,399

4,384

24,888

13,901

3,754

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-: Chapter II:-

PERFORMANCE OF THE DEPARTMENT

Allocation and expenditure for the year 2015-16, 2016-17 and

under State Sector plan schemes of the year 2017-18

a Name of the scheme and year of

introduction

Direction & Administration- 125-

Modernisation, 2007-08

b Budget head 2425-00-001-0-01-125

c If Plan, the Central and State share is 0:100

d Objective of the Programme/

Project/ Scheme

Modernization of the offices,

computerization, development of

software, Digitization of office records

and providing Photocopiers, Fax

machines, Computers - peripherals and

stationery for office use.

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Establishing fully equipped offices with

latest technology for better

communication and effective

administration, which in turn will enhance

the work efficiency of the staff of the

Department.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 15.00 - 20.00 - 20.00

g) Expenditure (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 15.00 - 5.98 - 20.00

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection findings of

year 2016-17 (Specify date of audit/inspection and

the reference number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

5 2 4 U/S 13 Part-B IV/IIB PR AG(E &RSA) VS-1/h/2016-

17/28-29 dated21-10-2016

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a Name of the scheme and year of

introduction

Technology & Human Resources

Development Fund, 2008-09

b Budget head 2425-00-004-0-01-59

c If Plan, the Central and State share

is

0:100

d Objective of the Programme/

Project/ Scheme

Improving the work efficiency of the

officers and staff of the Department by

imparting training programmes on various

sectors.

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Qualitative training on Departmental

programmes and Human Resource

Development (H.R.D) will result in

delivering high quality service to the

concerned co-operative institutions and

public at large which will ultimately

result in the effective implementation of

Departmental schemes.

f) Financing:(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 5.00 - 10.00 - 20.00

g) Expenditure (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 4.85 - 10.00 - 20.00

h) Physical Achievements (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection findings of

year 2016-17 (Specify date of audit/inspection and

the reference number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

394 332 715

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a Name of the scheme and

year of introduction Co-operative Election Authority, 2013-

14

b Budget head 2425-00-004-0-03

c If Plan, the Central and State

share is

0:100

d Objective of the Programme/

Project/ Scheme

In view of the Constitution (97th

Amendment) Act, 2011, amendments to

the Karnataka Co-operative Societies Act,

1959 and Karnataka Souharda Societies

Act, 1997 has been made. An independent

Co-operative Election authority has been

established and Govt. is providing subsidy

to meet the administrative expenses of the

said Authority.

e Estimated benefit and

number of estimated

beneficiaries from the

programme/ project/ scheme

The Co-operative Election Authority is

vested with the superintendence, direction

and control of the preparation of the

electoral rolls and the conduct of, all

elections to the co-operative societies in

the State. This has ensured the conduct of

free and fair elections. Boards being

established and the governance of these

societies by the elected Office bearers.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 200.00 - 300.00 - 232.12

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 184.32 210.54 - 228.67

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection findings of year 2016-17 (Specify date of

audit/inspection and the reference number of the Report: Specify, if no audit or

inspection was carried out)/

1 2 3 4

1 1 1 U/S 15 Part-II SEC-B PR AG(E &RSA) VS-1/h/2016-17/28-29 dated21-10-2016

Page 10: REGISTRAR OF CO-OPERATIVE SOCIETIES REPORT English -2017...1 REGISTRAR OF CO-OPERATIVE SOCIETIES INTRODUCTION The greatest challenge to any civilized society is the economic deprivation

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a Name of the scheme and year of

introduction

Interest Subsidy to enable Crop

Loans, 2004-05

b Budget head 2425-00-107-2-41

c If Plan, the Central and State share is 0:100

d Objective of the Programme/ Project/

Scheme

Reduction in the rate of interest on

short term agricultural loans to

0% and on Medium term and

Long term agricultural loans to

3% and as a consequence of the

same the loss to the co-operative

institutions is reimbursed by way

of interest subsidy as per the

commitment of the Govt.

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Strengthen the credit delivery

system to the farmers and make

available easy credit at

concessional rates.

f) Financing :( Rs in lakhs):

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue 1 2 3 4 5 6 - 75454.25 - 89086.85 - 81680.00

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue 1 2 3 4 5 6 - 75454.25 - 88046.54 - 81680.00

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection findings of year 2016-17 (Specify date of

audit/inspection and the reference number of the Report: Specify, if no audit or

inspection was carried out)/

1 2 3 4

1972744 2258290 2023979 U/S 15 Part-II Sec( A-)1 PR AG(E &RSA)

VS-1/h/2016-17/28-29 dated21-10-2016

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a Name of the scheme and year of

introduction

Interest subvention for loans to

self help groups (SHG’s), 2007-08

b Budget head 2425-00-107-2-41

c If Plan, the Central and State

share is

0:100

d Objective of the Programme/

Project/ Scheme

Reduction in the rate of interest on

loans to Women SHGs at 0% and

other SHGs at

4% and as a consequence of the

same the loss to the co-operative

institutions is reimbursed by way of

interest subsidy as per the firm

commitment of the Govt.

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Providing accessible credit through

formal financial institutions to

members belonging to socially and

economically backward sections of

the society, in particular women.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 6262.75 - 2127.13 3200.00

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 6262.75 - 2089.50 - 3200.00

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection findings of year 2016-17 (Specify date of audit/inspection and the reference number of the Report: Specify, if no audit or inspection was carried out)/

1 2 3 4

157780 75611 179320 --

*an amount of Rs.200.00lakhs under this scheme is transferred to SHG

revolving fund.

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f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 240.00 - 100.00 -

g) Expenditure : (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 2.08 -

* In the year 2016-17 an amount of Rs 97.92 lakhs has been

reappropriated to interest subsidy to crop loans

h) Physical Achievements :(Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date

of audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

- 44 --

a Name of the scheme and

year of introduction

Inland Fisheries- Short term loans

through co-operative banks, 2015-16

b Budget head 2425-00-107-02-41

c If Plan, the Central and

State share is

0:100

d Objective of the

Programme/ Project/

Scheme

To bring in blue revolution in inland

fisheries – short term loan up to Rs.1 lakh

at 0% interest will be provided to inland

fish farmers in the state through

cooperative banks.

e Estimated benefit and

number of estimated

beneficiaries from the

programme/project/ scheme

Strengthen the credit delivery system to the

inland fish farmers and make available

easy credit at concessional rates.

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f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 1560.00 - 300.00 - 100.00

g) Expenditure : (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 2.45 - 100.00

* In the year 2016-17 an amount of Rs 297.55 lakhs has been

reappropriated to interest subsidy to crop loans

h) Physical Achievements (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no audit

or inspection was carried out)/

1 2 3 4

- 53 2124 --

a Name of the scheme and year

of introduction

PashuBhagya- Short term loans through

co-operative Banks, 2015-16

b Budget head 2425-00-107-02-41

c If Plan, the Central and State

share is

0:100

Objective of the Programme/

Project/ Scheme

In Pashu-bhagya scheme, short term loans

upto Rs.50000 at O % interest will be

provided through cooperative banks on the

lines of short term agriculture loans for

providing cattle feed and other maintenance

expenditure.

e Estimated benefit and

number of estimated

beneficiaries from the

programme/project/ scheme

Providing cattle feed and other maintenance

expenditure make available easy credit at 0

% interest rate.

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a Name of the scheme and year of

introduction

Loan waiver, 2017-18

b Budget head 2425-00-107-2-56

6425-00-107-5-10

c If Plan, the Central and State share is 0:100

d Objective of the Programme/ Project/

Scheme/

Under the scheme, the crop loan

principal upto Rs.50000/- is waived

off to those farmers who have

availed crop loan from co-operative

institutions

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Relieve the farmers of their loan

burden who have suffered on

account of drought in the State.

f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 1913.00 - - - 390798.86

g) Expenditure (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 1727.42 - - - 390798.86

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number

of the Report: Specify, if no audit or

inspection was carried out)/

1 2 3 4

8122 - 837931

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a

Name of the scheme and year of

introduction

Establishment of Marketing

Infrastructure to LAMPS Federation,

2004-05

b Budget head 2425-00-108-0-39

c If Plan, the Central and State

share is

0:100

d

Objective of the Programme/

Project/ Scheme/

To provide assistance for infrastructure

facilities such as Computers, FAX

machines, Telephone, Transport vehicles

etc to LAMPS Federation and LAMPS

Societies. Also provide financial

assistance for construction of

godowns/building.

e

Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Assist the members of LAMP societies in

marketing their minor forest produce

through efficient means and as a

consequence of which, the members &

societies thereby are economically

benefitted.

f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 50.00 - 100.00 - 100.00

g) Expenditure (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 50.00 - 100.00 - 100.00

h) Physical Achievements (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

4 5 9

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a

Name of the scheme and year of

introduction

Yeshasvini, (Rural and Urban)

2003-04 , 2014-15

b Budget head 2425-00-108-0-57

c If Plan, the Central and State share is 0:100

d

Objective of the Programme/ Project/

Scheme/

To provide quality health care and

improve the living standards of

cooperative members, thereby

ensuring overall health and welfare of

the co-operative members

e

Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Free medical treatment for 823 types

of surgeries to the rural cooperators

through 722 network hospitals.

Improvement in health conditions,

financial position and living

standards of the members.

f) Financing:(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 9901.00(R)

1100.00(U)

- 17042.72 - 19079.14

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 10115.15(R)

841.00(U)

- 17042.72 - 19079.14

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

157386(R)

11559 (U) 194129 144232

U/S 15 (1) Part-B IV/IIB PR AG(E &RSA)

VS-1/h/2016-17/28-29 dated21-10-2016

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a Name of the scheme and year

of introduction

Enrolment of BPL/SC/ST/ Backward Class/

Minority/ Women/ physically challenged

persons as members of all types of

Cooperatives, 2015-16

b Budget head 2425-00-108-0-58

c If Plan, the Central and State

share is

0:100

d Objective of the Programme/

Project/ Scheme

The Scheme aims at enrolling people belonging to

BPL/SC/ST/BC/Minorities/women/Physically

challenged as members in all types of co-operative

societies, thereby enabling them to obtain the

facilities made available by a co-operative society.

e Estimated benefit and number

of estimated beneficiaries

from the programme/project/

scheme

Economically weaker sections of the society

belonging to BPL /SC /ST /BC/ Minorities

/women /Physically challenged will be able to get

the facilities made available by the respective co-

operative societies which will uplift them socially/

financially.

f) Financing:(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 3200.00 - 800.00 - 681.00

g) Expenditure : (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 3200.00 - 800.00 - 681.00

h) Physical Achievements (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2015-16 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

788919 189074 152186 --

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f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 11.00 - 11.00 - 15.00

g) Expenditure : (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 11.00 - 11.00 - 15.00

h) Physical Achievements :(Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2015-16 (Specify date of

audit/inspection and the reference number

of the Report: Specify, if no audit or

inspection was carried out)/

1 2 3 4

10 9 13 --

a Name of the scheme and

year of introduction

Financial assistance to SC/ ST/ BC/ Minorities

Cooperative Societies, 2009-10

b Budget head 2425-00-108-0-62

c If Plan, the Central and

State share is/

0:100

Objective of the

Programme/ Project/

Scheme

To provide financial assistance to create

infrastructure and assets to Cooperative Societies

belonging to SC/ ST/ Backward Class/ Minority

members.

e Estimated benefit and

number of estimated

beneficiaries from the

programme/project/

scheme

With better infrastructure the beneficiary

societies will be able to increase their business

and thereby achieve their objectives.

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a Name of the scheme and year of

introduction

Financial assistance in the form of

Share Capital to the financially weak

Consumers, Marketing and Processing

Co-operative societies, 2012-13

b Budget head/ 4425-00-108-0-57-100

c If Plan, the Central and State

share is

0:100

d Objective of the Programme/

Project/ Scheme/

To provide financial assistance in the form

of Share Capital to the financially weak

Consumers, Marketing and Processing

Co-operative societies to achieve their

objectives.

e Estimated benefit and number

of estimated beneficiaries from

the programme/ project/ scheme

The assisted societies will increase their

Share capital/ own funds and improve

their business activities; helping them to

achieve financial stability.

f) Financing :( Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

140.00 - 100.00 - 100.00 -

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

140.00 - 100.00 - 100.00 -

h) Physical Achievements : (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2015-16 (Specify date of

audit/inspection and the reference number

of the Report: Specify, if no audit or

inspection was carried out)/

1 2 3 4

14 10 10 --

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a Name of the scheme and year of

introduction

Loans to Karnataka State Co-operative

Agricultural and Rural Development

Bank Ltd. 2014-15

b Budget head

6416-00-190-1-01-395

c If Plan, the Central and State share

is

0:100

d Objective of the Programme/

Project/ Scheme

Meet the Govt. of Karnataka‟s share of 4-

5% for extending term loans to KSCARD

Bank Ltd. for onward lending to PCARD

Banks.

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

To enable KSCARD Bank to avail

refinance facility from NABARD,

thereby the farmers will get long term

loans at reasonable rates of interest. This

results in improving their financial

position and living standard.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

500.00 - 500.00 - 500.00 -

g) Expenditure (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

500.00 - 500.00 - 500.00 -

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2015-16 (Specify date

of audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

1200 1,200 1,200

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a

Name of the scheme and year of

introduction

Construction and Maintenance of

PCARD, TAPCMS and Primary

Agricultural Co-op Societies, 2013-14

b Budget head 2425-00-108-0-70-100

c If Plan, the Central and State

share is

0:100

d

Objective of the Programme/

Project/ Scheme

This is a scheme being implemented

from the year 2013-14. Aims at

providing financial assistance for

construction of new buildings and repair/

maintenance of existing buildings of

PCARD Banks, Taluk Agricultural

Produce Co-operative Marketing

Societies and Primary Agricultural Co-

op Societies.

e

Estimated benefit and number of

estimated beneficiaries from the

programme/ project/ scheme

Construction of new buildings and

repair/ maintenance of existing buildings

of the co-operative societies will help in

the creation of desirable quality assets to

the society.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 2424.00 - 1001.00 - 125.00

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 2424.00 - 1000.00 - 125.00

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number of

the Report: Specify, if no audit or inspection

was carried out)/

1 2 3 4

377 108 13

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a

Name of the scheme and year

of introduction

Financial Assistance for Construction of

training centres of Karnataka State

Cooperative Federation 2014-15

b Budget head 4425-00-108-0-73-059

c

If Plan, the Central and State

share is

0:100

d

Objective of the Programme/

Project/ Scheme

Construction of 3 training centers at

Belgaum, Dharwad, Bangalore under the

administration of Karnataka State

Cooperative Federation.

e

Estimated benefit and number

of estimated beneficiaries

from the programme/ project/

scheme

The construction of modernized training

centers will help in imparting effective

training to the co-operators/ employees of

co-operative societies.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

60.00 - - -

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

60.00 - - -

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

1

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a

Name of the scheme and year of

introduction

Computerisation of PACS and SHG,

2014-15

b Budget head 2425-00-004-0-01

c If Plan, the Central and State

share is 0:100

d

Objective of the Programme/

Project/ Scheme

Development and implementation of a

common software solution in the

Primary Agricultural Co-operative

Societies (PACS) and SHGs in the State

thereby computerising their day to day

business and financial transactions.

e

Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

Computerising PACS and SHGs will

help in accurate preparation of interest

subsidy claim bills from the Govt.,

maintenance of data and effective

reporting of MIS.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 245.00 - 500.00 - 200.00

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 1.40 - - - - * An amount of Rs 200.00 lakhs has been reappropriated to SHG revolving fund.

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/ Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

- - - -

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a

Name of the scheme and year

of introduction

Financial assistance to buy cleaning

and grading equipments to Primary

Agricultural Credit Co-operative

Societies,2015-16

b Budget head 2425-00-001-0-01

c If Plan, the Central and State

share is 0:100

d

Objective of the Programme/

Project/ Scheme

Provide cleaning and grading

equipments at the first stage to the

Primary Agricultural Credit Co-

operative Societies to enable primary

value addition, cleaning and

categorization of agricultural produce

and thereby assist the farmers.

e

Estimated benefit and number

of estimated beneficiaries from

the programme/project/ scheme

Will enhance the quality of

agricultural produce and due to the

value addition the farmers will be able

to obtain a good price for their

produce. [

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 300.00 - - - -

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 201.98 - - - -

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/ Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

187 - -

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a

Name of the scheme and year

of introduction

Construction of godowns for Primary

Agricultural Credit Cooperative

Societies under PPP model, 2015-16

b Budget head 2425-00-001-0-01

c If Plan, the Central and State

share is

0:100

d

Objective of the Programme/

Project/ Scheme

Construction of godowns in those Primary

Agricultural Credit Cooperative Societies

which do not have godowns, with the

participation of public and private sector.

e

Estimated benefit and number

of estimated beneficiaries from

the programme/ project/

scheme

The godowns will increase the storage

capacity and thus assist in storing the

agricultural produce of the farmers in a

scientific manner.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 500.00 - 80.00 - -

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 500.00 - 80.00 - -

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/ Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number of

the Report: Specify, if no audit or inspection

was carried out)/

1 2 3 4

115 18 - --

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a

Name of the scheme and year

of introduction

Loan waiver-Failed bore wells/wells

2015-16

b Budget head/ 2425-00-107-2-46

c If Plan, the Central and State

share is

0:100

d

Objective of the Programme/

Project/ Scheme/

Waive off the overdue loans of failed

bore well/well out of the loans disbursed

for drilling of bore wells for agricultural

purposes through PCARD Banks.

e

Estimated benefit and number

of estimated beneficiaries

from the programme/project/

scheme

Waiving off the long overdue loans

outstanding will enable the farmers to

avail fresh loans for agricultural

purposes at concessional rate of interest.

f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capit

al

Reven

ue

1 2 3 4 5 6

- 200.00 - 263.64 - 901.00

g) Expenditure (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 200.00 - 263.64 - 901.00

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number

of the Report: Specify, if no audit or

inspection was carried out)/

1 2 3 4

831 1431 3191 -

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a Name of the scheme and year of

introduction

Loans to weak DCC Banks ,

2015-16

b Budget head/

6425-00-107-5-09

c If Plan, the Central and State

share is

0:100

d Objective of the Programme/

Project/ Scheme

Extend financial assistance in the form

of loans to weak District Central Co-

operative Banks and help these banks in

their revival.

e Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

The assistance will help in meeting the

loan requirement of the famers of the

concerned districts.

f) Financing:(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 500.00 - - -

g) Expenditure : (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- 500.00 - -

h) Physical Achievements : (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference

number of the Report: Specify, if no audit

or inspection was carried out)/

1 2 3 4

1 -

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a

Name of the scheme and year of

introduction

Share capital assistance to

Karnataka State Industrial Co-

operative Bank, 2015-16

b Budget head 4860-04-190-5-01

c If Plan, the Central and State

share is 0:100

d

Objective of the Programme/

Project/ Scheme

Sanction of additional share capital to

Karnataka State Industrial Co-operative

Bank for its revival.

e

Estimated benefit and number of

estimated beneficiaries from the

programme/project/ scheme

The financial assistance in the form of

share capital will assist in the revival of

the said Bank.

f) Financing :(Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

1000.00 - - - - -

g) Expenditure: (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

1000.00 - - - - -

h) Physical Achievements: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/ Inspection

findings of year 2016-17 (Specify date

of audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

1 - -

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a Name of the scheme and

year of introduction

Interest waiver scheme for defaulters loan,

2016-17

b Budget head 2425-00-107 2-54

c If Plan, the Central and

State share is/

0:100

d Objective of the Program/

Project/ Scheme

The objective of the scheme is to waive of the

interest on all types of Overdue Agricultural

loans as on 30-9-2015, provided that the

farmers pay the principal amount within 31-

03-2017.

e Estimated benefit and

number of estimated

beneficiaries from the

program/project/ scheme

This scheme will enable fresh lending of short

term agriculture loans to such farmers and

help them in their agricultural activities

f) Financing: (Rs. In lakhs)

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 12632.71 - 5000.00

g) Expenditure: (Rs. in lakhs)

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 12469.71 - 5000.00

h) Physical Achievement (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/ Inspection

findings of year 2016-17 (Specify date

of audit/inspection and the reference

number of the Report: Specify, if no

audit or inspection was carried out)/

1 2 3 4

- 72583 28400 -

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a Name of the scheme and year of

introduction

Fisheries Loan waiver,2016-17

b Budget head 2425-00-107 2-54

c If Plan, the Central and State share is/ 0:100

d Objective of the Program/ Project/

Scheme

The objective of the scheme to

waive off the outstanding loans

along with interest availed by

Karnataka State Fisheries

Federation and Co-operative

Societies under 1st and 2 nd Stage

of NCDC Scheme for inland

fisheries.

e Estimated benefit and number of

estimated beneficiaries from the

program/project/ scheme

This will benefit 1 federation, 4

societies and 44 fishermen

members and enable to avail fresh

loans.

f) Financing: (Rs. In lakhs)

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 479.03 - -

g) Expenditure: (Rs. in lakhs)

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 439.49 - -

h) Physical Achievement (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection findings of

year 2015-16 (Specify date of audit/inspection and

the reference number of the Report: Specify, if no

audit or inspection was carried out)

1 2 3 4

- 43 -

1 Federation, 4 Societies, 43 beneficiaries

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a Name of the scheme and year of

introduction

Special grants to primary Agricultural

Cooperative Society.(Kanaginahala)2016-17

b Budget head 2425-00-107-2-55

c If Plan, the Central and State

share is/

0:100

d Objective of the Program/

Project/ Scheme

To rejuvenate strengthen agricultural co-

operative society in kanaginahala of gadag

district.

e Estimated benefit and number of

estimated beneficiaries from the

program/project/ scheme

To rejuvenate strengthen agricultural co-

operative society in kanaginahala of gadag

district.

f) Financing: (Rs. In lakhs)

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 100.00 - 1.00

g) Expenditure: (Rs. in lakhs)

Actual / Accounts2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 100.00 - -

h) Physical Achievement (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number

of the Report: Specify, if no audit or

inspection was carried out)

1 2 3 4

- 1 - -

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a Name of the scheme and year

of introduction

Differential Share amount of SC/ST

Beneficiaries 2016-17

b Budget head 2425-00-108-0-58

c If Plan, the Central and State

share is

0:100

d Objective of the Programme/

Project/ Scheme

The Government had taken decision to compensate

the unpaid share amount in respect of SC/ST

members to make them eligible for voting in the

elections of Cooperative societies held during the

year 2015-16, the demand of which had arisen on

account of the hike in the share capital owing to the

amendments to the byelaws of the cooperative

societies The differential share amount in respect of

the SC/ST members which was deemed to have been

paid has been reimbursed to such co-operative

societies.

e Estimated benefit and number

of estimated beneficiaries from

the programme /project/

scheme

SC/ST Members of the society will get the

voting rights.

f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 1003.00 -

g) Expenditure (Rs in lakhs)

Actual / Accounts 2015-16 Actual / Accounts 2016-17 BE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - - 962.62 -

h) Physical Achievement: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number of

the Report: Specify, if no audit or inspection

was carried out)

1 2 3 4

- 3,00246 - -

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a Name of the scheme and

year of introduction

Share capital Assistance to Raichur and

Davangere DCC Bank.2016-17

b Budget head 4425-00-107-0-15

4425-00-107-0-16

c If Plan, the Central and

State share is

0:100

d Objective of the

Programme/ Project/

Scheme

Extend financial assistance in the form of share

capital to Raichur and Davangere District Central

Co-operative Banks and help these banks in their

revival.

e Estimated benefit and

number of estimated

beneficiaries from the

programme/project/

scheme

The share capital assistance will help in meeting the

loan requirement of the famers of the concerned

districts.

f) Financing (Rs in lakhs) :

Actual / Accounts 2015-16 Actual / Accounts 2016-17 RE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - 600.00 - - -

g) Expenditure (Rs in lakhs)

:Actual / Accounts 2015-16 Actual / Accounts 2016-17 BE 2017-18

Capital Revenue Capital Revenue Capital Revenue

1 2 3 4 5 6

- - 600.00 - - -

h) Physical Achievement: (Units----)

2015-16 2016-17 2017-18

Two key Audit observations/Inspection

findings of year 2016-17 (Specify date of

audit/inspection and the reference number

of the Report: Specify, if no audit or

inspection was carried out)

1 2 3 4

- 2 - -

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Sources of Income of the Department:

Since the Department of Co-operation is considered as a

"Development Department", the sources of income of the Department

are not many and the progress made during the last two years are

shown as under.

Receipts year wise

(Rs. in lakhs)

Sl.

N0. Particulars

2016-17

2017-2018 (As at end of

Dec-18)

1. Interest from Co-operatives 262.18 211.39

2. Dividend credited by Coops 155.52 101.25

3. Copying charges 9.55 8.10

4. Execution fee 482.29 156.93

5. Fees under M.L. 192.08 346.54

6. Fee under Chit Fund rules 93.34 109.50

7.

Registration fees of co-operative

societies/Societies and Amendment

of Bye-law fees

1,035.25

1,224.10

8. ABN fees & other items 273.66 80.94

9. Registration fee under Souharda 16.28 9.89

10. Fee collected under K.P.M.R Act. 22.35 16.43

11. Fee collected under KACOMP Act 43.59 36.23

12. Leave Salary Contribution 0.05 0.14

13.

Assistance from NCDC towards

Expenditure on schemes sponsored

by them

1.44

0.35

14. Cost of Staff under Rule 441 108.98 38.77

15.

Fee paid to receive Certified Copies

under Karnataka Co-operative

Societies Rules-1960

4.60

1.00

Total 2,701.16

2,341.56

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Souharda Co-operatives:-

As on 31-3-2018 there are 4302 souharda societies registered under

Souhardha Act 1997, the break up of which are as below:-

1. Souharda Urban co-op Banks : 18

2. Credit Souharda co-op : 2,680

3. Multi Purpose souharda : 1,306

4. Others : 298

------------

Total: 4,302

Cooperatives undertaking e-stamping business: 1123

Money Lenders/Pawn Brokers/Chit Funds :-

As on 31-3-2018 there are 16,555 money lenders/ financial

institutions, 8274 pawn brokers functioning in the State and the licence

fee paid by these institutions during the year 2017-18 is Rs.135.00

lakhs. In accordance with Section 28 of the Karnataka Money Lenders

Act, 1961 the Government Notification dtd.28-8-2003 specifies the

maximum rate of interest to be levied by the above institutions i.e 14%

for secured loans and 16% for unsecured loans per annum. As on

31-3-2018, 1713 Chit companies are functioning in the State. A sum of

Rs.99.93 lakhs has been remitted as fees to the Government during the

year 2017-18.

ENQUIRY AND INSPECTION:

Enquiries under section 64 of KCS Act 1959:

As on 31-3-2018, 95 enquiries were pending and during the

period 1-4-2017 to 31-3-2018, 61 fresh enquiries were ordered. Out of

the total 156 enquiries ordered, 55 enquiries were completed and 101

enquiries are pending. Of which 73 are pending for less than one year

and 28 are pending for more than a year.

Inspection under section 65 of KCS Act 1959:

As on 31-3-2018, 40 inspections were pending and during the

period 1-4-2017 to 31-3-2018. 73 inspections were newly ordered.

Out of total 113 inspections, 70 inspections have been completed and

43 inspection are pending , of which, 21 are pending for less than

one year and 22 are pending more than a year.

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Agricultural Co-operative Credit Structure

In the short term credit structure, out of 5,546 PACS in the

State 5,355 PACS are functioning. In addition to this, there are 21

District Cooperative Central Banks (DCCB) with 716 branches.

Karnataka State Co-operative Apex Bank is functioning as State level

financial institution.

Karnataka State Co-operative Agriculture and Rural

Development Bank (KSCARD) at the State level and 177 Primary

Cooperative Agriculture and Rural Development Banks at the taluk

level cater to the long term credit needs in the two tier credit delivery

system.

The National bank for Agriculture and Rural Development

(NABARD) provides refinance to the Apex bank and KSCARD Bank

on the loans disbursed by them.

Agricultural loan disbursement and Kissan credit cards

Agricultural Loans disbursement from 01-04-2017 to 31-03-2018

( Rs in crores)

S.

No Particulars Number Amount

Out of which Loans

for New members

Out of which Loans

to SC/ST members

No. Amt No. Amt

1 Short term loan 2039201 10571.88 156636 730.54 271196 1222.84

2 Medium term loan 58371 848.73 58371 848.73 3198 46.21

3 Long term loan 6883 198.27 3283 32.86 284 13.18

Total 2104455 11618.88 218290 1612.13 274678 1282.23

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The funds involved by various institutions in the Short term

agricultural loans disbursed through PACS are as follows:

Sl.No Name of the Institution Funds Involved

( Rs. In crores)

1 NABARD 3450.00

2 APEX Bank 3019.19

3 DCC Banks 3851.62

4 PACS Own funds 53.77

5 Commercial Bank 197.30

Total 10,571.88

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Performance of Short Term, Medium Term and Long Term credit

structure in Karnataka from 2015-16 to 2017-18

( Rs.incrores)

Year

Short term Medium term Long term Total

Percenta

ge

(%)

Target Achieveme

nt

Target Achieve

ment

Target Achieve

ment

Target Achieve

ment

2015-16 10000.00 10235.63 400.00 373.79 238.00 262.50 10638.00

10871.92

102.19

2016-17 11000.00 10769.00 1000.00 692.78 600.00 440.41 12600.00 11902.19 94.46

2017-18 12000.00 10571.88 1000.00 848.73 500.00 198.27 13500.00 11618.88 86.06

During the year 2017-18, the short term (ST), medium term

(MT) and long term (LT) loans disbursed by the co-operative credit

system in the State was Rs.10571.88 crores, Rs. 848.73 crores and

Rs.198.27crores respectively, thereby achieving progress of 86.06% as

against the annual target.

The scheme of disbursing loans to the farmers through Kissan

Credit Cards was started from the year 1997-98. As on 31-03-2018,

2227506 KCC cards has been distributed of which 21,08,944 KCC

cards holders are covered under Personnel accident insurance scheme.

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Recovery of loans:

The comparative position of recovery of short, medium and

long term loans under the cooperative credit system in the state for the

years from 2015-16 to 2017-18 is presented in the following table.

(Rs.in crores)

I. Interest subsidy on Agricultural Loans disbursed at 0 & 3%:

The scheme of advancing agricultural short, medium and long

term loans to the farmers at the rate of interest of 3% through

Cooperative Credit Institutions has been implemented from

01.04.2008. The interest rate on loans upto Rs.3 lakhs has been

reduced to 1% during 2011-12. Since 01.04.2012 the interest rate on

loans disbursed uptoRs. 1 lakh is reduced to 0% and on entire loan

above Rs.1 lakhs upto Rs.3 lakhs at 1%. The differential rate of

interest is reimbursed by the Government to the Cooperative

Institutions by way of interest subsidy.

Year

Short term loan Medium term loan Long term loan

Demand Collection Balance

% of

Recy Demand Collection Balance

% of

Recy

Deman

d Collection Balance

% of

Recy

2015-16 9757.32 9594.06 163.26 98.33 210.18 182.18 28.00 86.68 590.69 218.58 372.11 37.00

2016-17 9954.19 9368.72 585.47 94.12 427.23 316.71 110.52 74.13 638.07 258.41 379.66 40.49

2017-18 10594.25 9647.08 947.17 91.06 539.54 424.30 115.24 78.64 852.33 429.71 422.62 50.42

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During the year 2013-14 the interest rate on loans disbursed

upto Rs. 2 lakh has been reduced to 0% and the entire loan above Rs.2

lakhs upto Rs.3 lakhs is disbursed at the rate of 1%. Further during the

year 2014-15 the limit of agricultural loans disbursed at 0% has been

increased to Rs.3 lakhs, which was continued in the year 2017-18.

In the year 2017-18, Rs. 81680.00 lakhs was provided for

implementation of this scheme. The Government has released Rs.

81680.00 lakhs and the entire amount is released through DCC Banks

towards the claims of 2023979 beneficiaries.

During the said period, out of the amount released Rs.4766.00

lakhs was spent under the special component plan towards the claims

of 182008 SC beneficiaries and Rs. 3566.00 lakhs was spent under the

Tribal Sub-Plan towards the claims of 122603 ST beneficiary

members.

Budget allocation in the said scheme during the last 3 years

(Rs. in lakhs)

Sl.

No. Year

Budget

allocation

Funds released

by Gok

Out of which

SCP TSP

1 2015-16 75454.25 75454.25 3669.50 3287.00

2 2016-17 89124.47 88046.54 5199.89 3234.95

3 2017-18 81680.00 81680.00 4766.00 3566.00

II. Loan Waiver -2012 Scheme

As the farmers were faced distress situation due to the

occurrence of continuous drought for the last 3 years, Gok has

announced loan waiver up to Rs.50000 for the farmers who have crop

loan outstanding as on 20-6-2017 in cooperative societies.The loan

waiver will come to the effect on due date of repayment and bills has

to be submitted based on the due dates. This scheme will benefit

2227506 farmers with Rs.8165.00 crore of loan waiver amount.

During the year 2017-18, govt has released Rs.4971.99 cr for 12.80

lakhs farmers.

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III. Formation, Fresh Finance and Repeat Finance of Self help

groups

(Rs.in crores)

Year

Group Formation Fresh Finance

Target Achievement Target Achievement

No Amt No Amt

2015-16 6000 11442 11723 111.75 9361 102.47

2016-17 12000 11419 12000 130.00 8834 169.44

2017-18 12000 23862 9500 184.00 13689 418.67

(Rs. Crores)

Year

Repeat Finance Total Loans

Target Achievement Target Achievement

No Amt No Amt No Amt No Amt

2015-16 28277 598.25 24568 521.82 40000 710.00 33929 624.29

2016-17 32000 630.00 24046 547.12 44000 760.00 32880 716.56

2017-18 26500 606.00 25083 682.75 36001 790.00 38772 1101.92

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Interest subsidy to Self Help Groups :-

The scheme of advancing loans at interest rate of 4% through

primary agricultural credit societies to Self Help groups (SHGs) in

Karnataka has been implemented from 01.04.2007. The differential

rate of interest is being reimbursed as interest subsidy by the

Government to the co-operative societies. Interest subsidy at the rate

of 8.25% and 7.5% to PACS and DCC Banks respectively has been

provided on loans disbursed during the year 2013-14. Budget

allocation of Rs.6262.75lakhs has been provided for the year 2015-16

and the entire provision has been released as interest subsidy to the co-

operative institutions. Rs.2089.50 lakhs loan has been disbursed to

75611 SHGs for the year 2016-17.

In the year 2017-18, Women SHG groups have been

disbursing loans at 0% up to Rs. 5 lakh during the year 2017-18 Rs.

1101.92 Crore of loan has been disbursed to 38772 SHG groups & Rs.

32.00 crore of interest subsidy has been released.

Budget allocation during last 3 years in the above scheme

(Rs in lakhs)

Sl. No Year Budget allocation Funds released by

Govt

1 2015-16 6262.75 6262.75

2 2016-17 2089.50 2089.50

3 2017-18 3200.00 3200.00

IV. Construction and maintenance of PCARD Banks, TAPCMS

and Primary Agricultural Credit Co-Op Societies

Under the said Scheme, Rs.3 crores has been released to 26 co-

operative societies in the year 2013-14 and Rs.5.25 crores is released

to 96 co-operative societies during the year 2014-15. Further Rs.24.24

crores has been released for the construction of new building and

maintenance of the existing building of 407 PCARD Banks, TAPCMS

and Primary Agricultural Credit Co-Op Societies during the year

2015-16.During the year 2016-17 Rs.10.00 crores is released to 108

co-operative societies.

In the year of 2017-18, Rs. 125.00 lakhs has been released to 13 co-

operative societies.

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V. Scheme for providing assistance to Primary Agricultural credit

cooperative societies for construction of godown

Under the said Scheme, Rs.5.00 crores has been released for

115 Primary Agricultural credit cooperative societies to construct their

own minimum 100 tonnes capacity godowns involving financial

contribution in the ratio of 70:30 from PACS and the Government. For

18 cooperative societies Rs 80.00 lakhs has been released for the year

2016-17.

VI. Scheme for providing assistance to Primary Agricultural

credit cooperative societies for purchase of agricultural cleaning

and grading machines

Under the said Scheme, Rs.2.02 crores has been released to

187 PACS to purchase of cleaning and grading machines, thereby

providing better marketing facility to members of the PACS.

In order to give relief to farmers suffering due to severe

drought during 2015-16 and 2016-17, Govt has announced

two schemes to help the farmers in reducing tier financial

burden.

VII. Interest waiver Scheme on Postponement of Installments of

Medium and Long term Agricultural loan for one year

Under the said scheme, Government has accorded sanction for

the postponement of the re-payment of regular medium-term and long-

term agricultural loan installments by one-year for agricultural loans

which were disbursed after 2004 and the installments of these loans

fall due during the year 2015-16 by the farmers to the cooperative

banks. During the year 2016-17 Rs. 45.08 crores has been released to

cooperative institutions on behalf of 2.05 lakhs farmers.

VIII. Interest waiver on Overdue ST,MT and LT Agricultural

loans:

Under the said scheme, Government has waived the interest

on Over due principal of Short term, Medium term and long term

Agricultural loans as on 30-9-2015 , provided that farmers repay the

principal amount within 31-03-2017.

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During the year 2016-17 Rs. 124.69 crores has been released to

cooperative institutions on behalf of 72583 farmers. During the year

2017-18 an amount of Rs 5000.00 lakhs is released to 28400 farmers.

IX Loan waiver of failed wells of farmers borrowed loan from

Primary Agricultural and Rural Development Banks.

Government has waived loans of 1046 farmers in Primary Agricultural

and Rural Development Banks, who have borrowed loans for the

purpose of digging wells and released an amount of Rs.263.64 lakhs

for this purpose.

X. Yeshasvini Co-Operative Farmers’ Health Care Scheme

Yeshasvini Co-operative Farmers‟ Health Care Scheme was

started in June 2003 and has completed 14 years. Ever since its

commencement; the scheme has been successfully implemented to

provide quality health care service to the under privileged members of

society.

Any member of a cooperative society who has completed 3

months of his admission as a member of cooperative society can enroll

himself and his family members under Yeshasvini scheme by paying

the annual contribution fixed by the Trust.

The Scheme is implemented for the members of Rural and

Urban Cooperative Societies and their families. The annual

contribution per person for general category members and their family

in respect of Rural co-operative societies is Rs.300/-. The SC/ST

members have to pay Rs. 50/- only and remaining amount of Rs. 250/-

is subsidized by the Govt.

From new born baby to a person in his lifetime can become a

member subject to the eligibility norms. The maximum limit of

treatment in Rural Yeshasvini borne per member is Rs. 1.25

lakhs for single admission & for multiple admissions is Rs.

2.00 lakhs in the same year.

The scheme is only a surgical health care scheme and provides

823 surgical procedures through empanelled Network

Hospitals.

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The Yeshasvini Scheme was also extended to the members of

Urban Co-operatives from 1st June, 2014. Under the Urban

Yeshasvini Scheme the general category members have to pay

annual contribution of Rs. 710/-; and SC/ST members have to

pay Rs. 110/- only and the remaining amount of Rs.600/- is

subsidized by the Govt.

Under Urban Yeshasvini the maximum limit of treatment per

person for single admission is Rs. 1.75 lakhs and for multiple

admission is Rs. 2.50 lakhs in the same year.

The scheme provides the following medical benefits to its

members.

1. The outpatient consultations at discounted rates.

2. Clinical investigations at discounted rates.

3. Treatment including dog bite, electrical shock, snakebite, bull

gore, drowning, accidental wounds by agricultural implements,

Ortho surgeries & hip replacement, general delivery & new

born baby care treatment in Network Hospitals with general

ward facility.

Besides providing facilities under Yeshasvini scheme to

cooperative farmers‟, weavers‟, fishermen and their families, the

scheme is also extended to family members of self help groups

organised by cooperatives and self help groups doing transactions with

cooperative societies and cooperative Banks.

As on March 2018, 39.64 lakhs members had enrolled under

the scheme, out of these 1.89 lakh members have undergone surgical

treatment at the cost of Rs 308.88 crores and 3.40 lakh members have

been provided outpatient treatment. The Govt. has provided

Rs.190.79crores released for the implementation of this during the

year 2017-18.

***********

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Chapter III :-

Performance of the State level cooperative Federations :

1. Karnataka State Co-operative Apex Bank Ltd., Bangalore

The Karnataka State Co-operative Apex Bank, established in

1915 is earning profit since inception. As on 31-03-2018 the bank has

own funds of Rs. 1070.39 crores, working capital of Rs.17034.34

crores and deposits of Rs. 9151.42 crores.

2. Karnataka State Co-operative Agricultural & Rural

Development Bank Ltd.,

The Karnataka State Co-operative Agriculture and Rural

Development Bank raises resources for meeting its objectives by way

of direct loan from NABARD. As on 31-03-2018 the Bank has share

capital of Rs.73.10 crores, of which the Government‟s share is Rs.4.45

crore and has a working capital of Rs.2188.08 crores (tentative).

3. Urban Co-operative Banks

Urban Co-operative cater to the needs of non agricultural

credit. The Urban Co-operative Banking Sector in the State has

achieved good progress in the Banking Sector and has acquired third

place in the country. As on 31-03-2018 there are 266 Urban Co-

operative Banks which are functioning with a membership of 35.28

lakhs members, Rs.1288.56 crores of share capital and working capital

of Rs.61627.88 crores, deposits 37551.68 with 1063 working

branches.

4. Women Urban Co-operative Banks

Among the above Urban Co-operative Banks, there are 24

banks organized exclusively by women which are functioning. The

organization and development of women co-operative banks has

occupied the top place in the country.

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5. The Karnataka State Co-operative Urban Banks

Federation Ltd., Bangalore.

The Karnataka State Co-operative Urban Banks Federation

registered during the year 1965 with Primary Urban Co-operative

Banks as its members, is providing institutional assistance to its

members. There are two Joint Registrars of Co-operative Societies

U/R 441 exclusively to hear disputes pertaining to Urban Banks.

6. Co-operative Marketing Societies

The co-operative marketing structure in the State functions under the

2-tier system. At the State level the Karnataka State Co-operative

Marketing Federation functions as the Apex Institution and the

Agricultural Produce and Marketing Co-operative societies function at

the taluk level.

(a) The Karnataka State Co-operative Marketing Federation Ltd.,

Bangalore

The Karnataka State Co-operative Marketing Federation was

registered on 11-11-1943 under the Karnataka co-operative societies

Act. In the initial years the Federation was involved in the distribution

of coffee seeds, sugar, clothes, cement and other consumer items. In the

subsequent years the Federation has involved itself in procuring and

distributing of agricultural inputs essential to the farmers such as

fertilizers and insecticides and also purchase of agricultural produce

from the farmers.

The major activities of the Federation are supplying fertilizers

and pesticides necessary to the farmers through co-operative societies,

under the minimum price support scheme of the Govt, and purchase of

agricultural produce from the farmers as per Market Intervention

Scheme and its own funds and construction of godowns in important

centers of the State and thereby providing storing facility for the

agricultural produce.

In order to ensure timely supply of fertilizers to the farmers, the

Government has implemented the Fertilizer Buffer

Stock Scheme from the year 2008-09 through the Karnataka State Co-

operative Marketing Federation.

The Federation has 483 co-operative societies as its members with

total share capital of Rs.682.63 lakhs and working capital of Rs.

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121119.87 lakhs. During the year 2017-18 the turnover in respect of

sale of fertilizer is Rs.22658.22 lakhs and that of agricultural produce

purchase is Rs 242985.00 lakhs.

(b) Agricultural Produce Co-operative Marketing Societies

There are 179 Taluk Agriculture produce Co-operative Marketing

Societies working in the State. The area of operation of these societies

extends to a taluk and they function at the taluk headquarters. The

main objectives of these societies are to procure agricultural produce

from the farmers and enable marketing of these produce thereby

ensuring right price for the agricultural produce, construction of

godowns for storage of these agricultural produce, along with this

implementation of the food ration scheme of the Govt., distribution of

ration to hostels/ prisons and marketing of fertilizers, insecticides,

agricultural implements.

As at the end of 2017-18, these 180 co-operative societies have 4927

co-operative societies and 3,28,637 individuals as its members. The

total share capital is Rs 3663.89 lakhs, (of which Government Share

capital is Rs.2535.86 lakhs, it has working capital of Rs.70025.41lakhs

and business turnover is Rs. 136907.89 lakhs.

7. Processing Coopérative sector

For processing of agricultural and horticultural produce such as rice,

dal, oil, cotton, coffee, areca nut, fruits, processing units are

established in the Cooperative sector. The prominent areca marketing

and processing cooperative societies in the State are:-

1. Karnataka State Cooperative Arecanut Marketing Federation Ltd.,

Shimoga.

2. The Totagars Cooperative Sale Society Ltd., Sirsi

3. The Malnad Areca Marketing Cooperative Society Ltd.,Shimoga

4. The Areca Processing and Sales Cooperative Society Ltd., Sagar

5. Hassan Valaya Arecanut Growers Co-operative Society Ltd., Hassan.

6. Coffee Growers Cooperative Society Ltd., Kodagu

7. Mangalore Arecanut and Cocoa Marketing Processing Cooperative

Society Ltd., (CAMPCO (Registered under the Multistate Cooperative

Societies Act 1984)

8. COMARK Ltd., Hassan (Registered under the Multistate Cooperative

Societies Act 1984)

9. Rubber, Marketing and Processing Cooperative Society Ltd., Mangalore

(Registered under the Multistate Cooperative Societies Act 1984)

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8. The Karnataka Cooperative Oil Seeds Grower's

Federation, Bangalore

The Federation has four members, viz, three regional oil seed

growers cooperative unions of Chitradurga, Hubli and Raichur and

NDDB. The regional unions have a total membership of 325 Oilseeds

growers Cooperative Societies with 1,17,149 farmers. As on 31-03-

2018, the Federation has share capital of Rs.179.12 lakhs and working

capital of Rs.3609.32 lakhs and business turnover during the year

2017-18 is Rs.19926.93 lakhs and has earned a net profit of

Rs.442.58 lakhs.

9. The Karnataka State Cooperative Horticulture Marketing

Federation Ltd., Bangalore.

The Federation was registered on 25-10-96. The main objective

of the Federation is to develop and encourage horticulture, supply of

horticulture inputs to the farmers, procurement and marketing of

produce, to avail better marketing facilities for the Horticulture

products like vegetables and fruits and to establish processing units

and also provide guidance to district level HOPCOMS for the

marketing inter district/inter state. As on 31-03-2018, the federation

has share capital of Rs.11.50 lakhs, working capital of Rs.678.40

lakhs and earned a net profit of Rs.12.50 lakhs .

10. Horticulture Producers Cooperative Marketing and

Processing Society Ltd., Bangalore (HOPCOMS)

Horticulture Producers Co-operative Marketing and Processing

Society Ltd., Bangalore (HOPCOMS) is registered in 1959 has at

present 2540 selling points and 07 procurement centres. It procures

horticultural produce from the growers at reasonable prices and

arranges for grading and marketing to the consumers at reasonable

prices. As on 31-03-2018, the society has 7124 members with share

capital of Rs.282.11 lakhs, working capital of Rs.479.81 lakhs and

earned a net profit of Rs.219.18 lakhs .

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11. Consumer Co-operative sector

In the State, consumer co-operatives are working in 3 stages viz.,

1) The Karnataka State Co-operative Consumers Federation Ltd.,

Bangalore at the State level.

2) The District Central Co-operative Wholesale Stores at the

district level.

3) The Primary Consumer Co-operative Societies at the Primary

level.

a) The Karnataka State Co-operative Consumer's Federation

The Federation which was registered in the year 1964 has 27

members. It has 4 Janatha Bazaars at Bangalore and 6 Janata Bazaars

and 9 branches in other districts. For the year 2017-18 the Federation

has share capital of Rs. 112.03 lakhs, (of which Government Share

capital is Rs. 100.00 lakhs), it has Rs. 1739.68 lakhs of working

capital and the business turnover is Rs. 256.65 Crores. During the

year 2017-18 the Federation has earned a profit of Rs. 360.00 lakhs.

b) District Central Co-operative Wholesale stores

There are 26 working District Central Co-operative Wholesale

Stores in the Stateout of which 24 socities are functioning under profit

and 2 socities are under loss. Having 1,15,440 individual members and

3415 co operative societies members. All these Wholesale Stores

have share capital of Rs. 349.25 lakhs (of which Government Share

Capital is Rs. 150.36 lakhs) and Rs.3842.22 lakhs working capital.

The said stores have made a business turnover of Rs. 4289.72 lakhs

and have earned a profit of Rs. 209.82 lakhs and as on 31-03-2018

they have an accumulated loss of Rs. 158.79 lakhs.

c) Primary Consumers Cooperative Societies

There are 1262 Primary Consumers Co-operative Societies

working in the State having 418335 members. As on 31-03-2018,

these societies have a share capital of Rs. 1464.79 lakhs (of which

Government share capital of Rs. 136.64 lakhs) and working capital of

Rs.7377.27 lakhs. These co-operative societies have undertaken

controlled/ non-controlled business turnover of Rs.5977.92 lakhs and

have earned a profit of Rs.467.99 lakhs and as on 31-03-2018 the

accumulated loss is Rs.297.39 lakhs.

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12. Karnataka State Co-operative Milk Federation Ltd.,

Karnataka Co-operative Milk Producers Federation Ltd.

(KMF), a co-operative apex body established in 1984, is implementing

dairy development activities since 3 decades in the entire State through

14 district cooperative milk unions in co-ordination with NDDB,

ushering prosperity in the lives of rural milk producers.

As at the end of March-2018, 15,827dairy co-operative

societies (DCS) have been organised covering 22,522villages of 172

taluks in the area of operation of 14 district cooperative milk unions,

of which 14,228 DCS are functioning and 96% of them are in profit.

There are 24.57 lakhs farmer members in these DCS, out of which

8.75lakhs are women members.

DCS are procuring milk from the member producers twice a

day throughout the year. The average milk procurement per day was

Rs70.81 lakh kgs during 2017-18. The surplus milk is converted into

milk products. The Federation occupies second position in the country

as far as milk procurement by co-operatives is concerned and occupies

the first position in South India.

23 dairies with a total processing capacity of 57.400 lakhs liters

per day, 44milk chilling centres with chilling capacity of 24.27lakhs

liters per day and 5milk powder plants with drying capacity of

148M.T. per day are functioning. During the year, 2017-18, an average

of 34.72lakh liters of milk per day was sold, of which an average of

19lakhs liters was marketed in Bangalore city alone.

To meet the demands of consumers, milk products like good

life, UHT Milk, curds, butter, ghee, flavoured milk (in 8 flavours),

mysorepak, nandiniburfi, rasgulla, badam powder, jamoon mix, yogurt

and basin laddu are produced and sold. In addition to these other

products like sweet curds, butter milk, ice cream and kunda are being

produced and sold under the brand name “Nandini”.

Karnataka State Co-operative Milk Producers Federation has

covered the entire State under dairy development and is paying higher

price to the milk producers. It is actively participating in Yashaswini

Farmers Health Scheme by enrolling more number of milk producers

under this Scheme. Nandini Sperm station has bagged the 2nd best A

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grade semen station award in the country during the year 2005-06.

KMF is successfully implementing the Central Govt. Scheme, such as

RKVY, NPDD, and State Govt. scheme like Rs.5/- milk incentive,

&Ksheerabhagyayojane.

13. House building Co-operative Societies

Karnataka State Cooperative Housing Federation Ltd.,

Bangalore

The Karnataka State Co-operative Housing Federation Ltd.,

Bangalore was registered in the year 1950. The Federation has been

assisting the House Building Co-operative Societies by providing

loans for the construction/purchase of houses and developing layouts.

As on 31-03-2018 the Federation has got share capital of Rs.

522.83 Lakhs and working capital of Rs. 8532.45 Lakhs.

During the year 2076-18 the Federation has advanced loan of

Rs. 513.45 Lakhs to the House Building Co-operative Societies and to

the direct members, for construction of 91 houses. The percentage of

loan recovery against the demand for the year 2016-17 is 82%.

Number of House Building Co-op. Societies in the State at the end of

March 2018

Sl. No. Districts Working Defunct Liquidation Total

1 Bangalore 1 141 1 19 161

2 Bangalore 2 103 2 17 122

3 Bangalore 3 56 4 7 67

4 Bangalore 4 184 0 17 201

5 Bangalore Rural 10 0 8 18

6 Ramanagar 7 2 5 14

7 Tumkur 29 2 13 44

8 Kolar 11 0 14 25

9 Chikkaballapur 9 1 9 19

10 Chitradurga 9 0 10 19

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Sl. No. Districts Working Defunct Liquidation Total

11 Davanagere 24 1 10 35

12 Shimoga 31 0 10 41

13 Mysore 250 3 16 269

14 Mandya 30 0 7 37

15 Chamarajanagar 5 0 2 7

16 Hassan 25 3 6 34

17 Kodagu 1 0 0 1

18 Mangalore 20 1 2 23

19 Udupi 8 0 1 9

20 Chickmagalur 10 0 1 11

21 Belgaum 74 6 22 102

22 Bijapur 23 2 26 51

23 Bagalkot 25 5 5 35

24 Dharwad 91 22 18 131

25 Gadag 24 0 5 29

26 Haveri 11 2 8 21

27 Karwar 14 0 4 18

28 Gulbarga 23 19 24 66

29 Raichur 17 15 6 38

30 Bidar 18 4 22 44

31 Bellary 20 3 14 37

32 Koppal 9 8 4 21

33 Yadgir 6 2 4 12

Total 1318

108

336

1762

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Particulars about the functioning of House Building Co-Operative

Societies as on 31-03-2018

Sl.

No Details Number

1 No. of House Building Co-op. Societies in the State 1,762

2

Out of Total House Building Co-op. Societies a) Working b) Defunct c) Under Liquidation

1,318

108

336

3

Total membership in these societies

a) Members b) Associate Members

9,39,864

74,419

Total 10,14,283

4 Out of Which SC members Out of Which ST members

67,778

18,539

5

Share Capital (Rs. In lakhs)

a) From members b) From Government

5,626.63

5,615.71

10.92

6 Extent of Land acquired, purchased (acres) 22541.45

7 Total sites formed by the societies 3,11,275

8 Sites allotted to the members 2,91,762

9 Out of which the sites allotted to the members belonging to SC

25,279

10 Out of which the sites allotted to the members belonging to ST

5,872

14. Karnataka Co-operative Poultry Federation Ltd.,

Karnataka Co-operative Poultry Federation was established on

15-3-1995 and 122 Primary poultry co-operative societies have been

affiliated to the federation as members. The Federation has the

following objectives:

Organization of Primary Poultry Cooperative Societies

throughout the State in order to generate employment among

the educated rural unemployed youth.

Imparting modernized poultry training techniques under

extension activities and also encouraging consumption of egg

& poultry meat.

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Poultry disease surveillance and control of diseases.

Rearing and Marketing of Giriraja Chicks.

Creating awareness among the public regarding Avian

Influenza and other emerging diseases through meetings,

seminars, workshops etc., by the State and District Level

Animal Disease Emergency Committee.

15. Other types of Cooperative Societies and Federations:

In the State there are various cooperatives like Women

Cooperative Societies, Labour Contract Cooperative Societies,

Electrical Cooperative Societies, Water Users Cooperative Societies,

Fisheries Cooperative Societies, Solar Cooperative Societies,

Education, Hospital, Transport, Tree Growers and Toddy Tappers

Cooperative Societies etc.,

16. Water Users Cooperative Societies:

There are 3221 Water Users Cooperative Societies registered in

the State of which 2863 societies are working.

17. Women Cooperative Societies :

In the State 6188 Women Cooperative Societies are registered

of which 5514 co-operative societies are functioning.

18. The Karnataka State Cooperative Women Federation Ltd.,

Bangalore:

The Karnataka State Cooperative Women Federation Ltd.,

Bangalore, was registered on 25-11-1992. It is a State Level

Cooperative Institution.

The main objectives of this Federation are as under:

i) Organization and Development of District, Block and Primary

Level Women Cooperative Societies.

ii) To improve the financial position of the members of the District

Women Cooperative Societies and to work for the women

empowerment both in educational and social spheres.

iii) To provide suitable marketing opportunities to the products

manufactured by women Cooperatives.

iv) To give wide publicity to the activities of the women cooperatives.

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v) To conduct seminars, meetings and workshops for the members of

women cooperatives and to provide a forum for discussion on the

problems faced by the women cooperatives.

vi) To start working Women`s Hostel to provide accommodations for

working women.

Membership:

The membership of the State Women Cooperative Federation is

open to all District Level Women Multipurpose Cooperative Societies,

Women Cooperative Banks and other Women Cooperative Societies.

19. Rural Electrical Cooperative Society:

In the State 12 Rural Electrical Cooperative Societies are

registered of which 10 are working. The Rural Electrical Cooperative

Society Ltd., Hukkeri, was registered in 1969 and as on 31-03-2018 it

has share capital of Rs.6.68 crores and working capital of Rs.101.47

crores. As on 31-03-2018, it has provided electricity to 113 villages,

13 hamlets and is functioning as an alternative to HESCOM in power

distribution.

20. Transport Cooperative Societies:

There are 15 Transport Cooperative Societies registered of

which 09 societies are working in the State. Of these, Transport

Cooperative Society Ltd., Koppa, registered in 1991 owns 76 buses

and has 345 individuals as its members. The society covers 62 of the

routes in rural areas of Chickmagalur District.

21. Fisheries Cooperative Societies:

There are 660 fisheries cooperative societies registered of

which 598 societies are working in the State.

22. Karnataka State Co-Operative Fisheries Federation Ltd.,

Mysore.

The Karnataka State cooperative fisheries federation was

registered on 02-10-1989 with jurisdiction extending to the entire

State. It has a membership of 280 Fisheries Cooperative Societies.

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23. Tree Growers Cooperative Societies:

In the State 21 Tree Growers Cooperative Societies are

registered out of which 10 Societies are working. The said societies

are preserving and developing forest areas in the District.

24. Labour Cooperative Societies

There are 99 contract labour cooperative societies registered of

which 48 societies are working in the State.

25. Sports Promotion & Development Cooperative Societies,

Chandaragi.

This institution was registered in 1983 to promote sports and it

is a State Level Institution. It has a residential sports school which

provides hostel facilities to 657 students. The institution is running a

school both in Kannada and English Medium from 6th

Standard to IInd

P.U.C.

26. Cooperative Hospitals:

In the State, 15 Cooperative Hospitals are registered of which

08 are working.

27. Large sized Adivasi-Multi Purpose Co-operative Societies

(LAMPS)

There are 25 large sized Adivasi-Multi Purpose Co-operative

Societies working in the State. These societies have been organised

with the objective of improving the social and financial conditions of

the adivasis.

28. The Karnataka State Cooperative Federation Ltd.,

Bangalore:

Karnataka State Co-operative Federation has an objective of providing

education & training for the healthy development of the co-operative

movement. Further it provides a wide coverage for the activities of co-

operative in the State through the media. As on 31-03-2018,

Federation has conducted 1038 training programmes in which 44590

people have participated, and among the participants 4021 were

women. Out of 58 debate and essay competitions at District level and

State level, 1276 students were participated

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News Weekly:

Federation has been publishing „Sahakara‟ Kannada news weekly

since 50 years. This weekly newspaper contains News and views on co-

operatives, Government Circulars, progress report on co-operatives,

interviews with senior co-operators, information on best co-operatives

and such other items. It has a wide circulation among the co-operatives,

co-operators and the public interested in Co-operative field. Currently

about 13,500 co-operative societies and co-operators are the subscribers

of the weekly.

29. Societies Registration

The implementation of Karnataka Societies Registration Act,

1960 was transferred from Revenue department to Co-operation

Department with effect from 01-06-2016 vide order no.

PÀAE/17/ªÀÄÄ£ÉÆøÉÆÃ/2015 dated:19-05-2016 with effect from 01-06-

2016.

The powers of implementation of the Act has been delegated to

District Registrars of Co-operative Societies as per Government

Notification no. ¸ÀE/01/¸À¸ÀA£ÉÆÃ2016 ¢:09-06-2016.

Under this Act the societies related to the promotion of charity,

education , science, literature or fine arts, promotion of sports, the

instruction nd diffusion of knowledge relating to commerce or industry

or any other useful knowledge, diffusion of political education,

maintenance of libraries, the promotion of conservation and proper use

of natural resources may be registered.

As on 31-3-2018 there are 3,55,779 societies registered under the

Karnataka Societies Registration Act, 1960. As per Rule 9 of

Karnataka Societies Rules 1961 the societies have to pay fees for

registration, amendment, filing of returns and the scanning of

documents to Government. From 1-4-2017 to 31-03-2018 Rs.19.10

crores fee is collected.

***********

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-: Chapter IV :-

Amendments to the existing legislation

During the year 2017-18 amendments have been made to the

Karnataka Co-operative Societies Rules, 1960 which have come into

effect from 05-03-2018.

Departmental Schemes evaluation

During the year 2017-18, SIRI Institute for Rural

Development, Mandya has submitted evaluation report in respect of

interest subsidy on crop loan scheme. The recommendations in the

report are being implemented.

-: Chapter V :-

Human Resources Management and Administrative Activities

Statement showing the sanctioned and filled posts and vacancies of

the Department

(as on 31-03-2018)

Sl.No. Name of the Post Pay Scale Posts

sanctioned

Working

Position

Vacancy

Position

1 2 3 4 5 6

1 Registrar of Cooperative

Societies 1,38,500 1 1 0

2

Joint Registrar of

Cooperative Societies

(Adm & Dev)

74400-109600 1 1 0

3 Additional Registrar of

Cooperative Societies 90500-123300 25 21 4

4 Joint Registrar of

Cooperative Societies 74400-109600 64 36 28

5 Deputy Registrar of

Cooperative Societies 67550-104600 49 46 3

6 Assistant Registrar of

Cooperative Societies 43100-83900 160 112

48 (80

Officers are

working under

Rule 32)

7 Assistant Engineer 43100-83900 1 - 1

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Sl.No. Name of the Post Pay Scale Posts

sanctioned

Working

Position

Vacancy

Position

1 2 3 4 5 6

8 Assistant Director Of

statistics 43100-83900 1 1 0

9 Assistant Audit Officer Deputation Post 1 0 1

10 Cooperative

Development Officer 40900-78200 269 131 138

11 Superintendent 37900-70850 90 85 5

12 Senior Inspector of

Cooperative Societies 33450-62600 250 153 97

13 Assistant Statistical

Officer Deputation Post 1 0 1

14 Inspector of Cooperative

Societies 27650-52650 510 109 401

15 Senior Accountant Deputation Post 3 0 3

16 First Division Assistant 27650-52650 146 107 39

17 Stenographers 27650-52650 48 13 35

18 Senior Typists 27650-52650 16 5 11

19 Typists 21400-42000 114 18 96

20 Senior Drivers 27650-52650 16 4 12

21 Drivers 21400-42000 66 20 46

22 Second Division

Assistant 21400-42000 335 239 96

23 Process Servers 19950-37900 80 32 48

24 Peon 17000-28950 387 153 234

25 Gardener 17000-28950 1 0 1

Total 2635 1287 1348

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Number of Officers/ Staff as at the end of 31-03-2018

Posts sanctioned Of which working-

Male

Of which working-

Female

Scheduled

Caste

A B C D A B C D A B C D A B C D

140 432 1595 468 83 184 502 146 22 60 251 39 16 61 137 60

Scheduled Tribes No. of officers/ staff who

have retired during 2015-16

Details of outsourced

staff in various cadres

A B C D A B C D Cadre No.

03 16 38 07 06 34 21 10 Typists/

Stenographers

39

Drivers 29 “D” group 28 Security Gard 96

Details of the officers/ staff who have attended training

programmes during 2017-18

No. of officers/ staff who

have attended training

programmes within the

State

No. of officers/ staff who

have attended training

programmes outside the

State

No. of officers who have

attended training

programmes abroad

622 37 -

Details of the Training Programmes

Sl

no

Details of training Programme Total

1. Training to the newly Appointed Inspectors/First Division Assistant/

Second Division Assistants, Regarding Office Management, Office

manuals computerization, co-operative act and rules of the

Department

42

2. Training to Officers of the Department Regarding important

judgments, Hearing of court cases and writing of court orders .

26

3. Training to the staff of the the Department Regarding pension

Settlement, GIS, Gratuity calculation and Settlement, Appointment

of staffs on compensation ground, review of court orders and

training on income Tax, planning and non-planning schemes of the

Department

39

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4. Training to officers of the Department on Registration, maintenance

and annual Renewal of the societies under Karnataka society

Registration act 1960

24

5. Study tour for staff of the Department 34

6. Training to officers of the Department on Registration, maintenance

and annual Renewal of the societies under Karnataka society

Registration act 1960

63

7. Exposure Visit Programmes for Departmental Officers of Karnataka 17

8. Exposure Visit Programmes for Departmental Officers of Karnataka 20

9. Training to the newly Appointed Inspectors/First Division

Assistant/Second Division Assistants, Regarding Office

Management, Office manuals computerization, co-operative act and

rules of the Department

21

10. Training Programme on “contract Management” From 18th to 20

Dec 2017 @ KAS Association Infantry Road, Bangalore

01

11. Workshop to the Staff of the Department Regarding online

Registration of societies under Karnataka societies Registration Act

1960

63

12. Training to the Assistant Registrar the Department Regarding Goods

and Service Tax (GST)

70

13. Training to the Additional and Deputy Registrar of the Department

Regarding Goods and Service Tax

65

14. Study tour for Assistant Registrar of co-operative societies Of the

Department

23

15. Training to officers of the Department on Stress Management,

Punctuality.

27

16. Training to the Officers/Staff of the Department Regarding

Karnataka civil Service (Classification, control and appeal ) Ruels 0f

1957, preparation and publication of Seniority list and proper

Maintenance of Asset and Liability sheet and confidential Reports

and rules regarding purchase and Dispose of fixed and non-fixed

assets Etc

27

17. Training to the Officers/Staff of the Department Regarding

Karnataka civil Service (Classification, control and appeal )Ruels of

1957, preparation and publication of Seniority list, proper

Maintenance of Asset and Liability sheet and confidential Reports

and training Rules regarding purchase and sales of fixed and non-

fixed assets

44

18. Training to female officers/staff on the occasion of women day. 53

Total 659

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Administrative measures and modernization of the Department to

increase efficiency

Direction and Administration- Modernization :-

Budget provision of Rs.20.00 lakhs is provided Under this

schème for the year 2017-18 and government has released entire

amount. The amount of Rs.20.00 lakhs is spent for Modernisation of

the department through implementation of 05 programmes.

The amount has been released for the purchase of 22

Computers, 07 UPS. 01 Lap top, 08- 16GB HP Pendrive for Head

office.

Administrative inspections conducted by the Division / District

level officers

For the year 2017-18, the annual target for conducting administrative

inspection by the Division/ District level officers was 1453 co-

operative societies, 309 offices totaling to 1759. Out of which

inspections of 806 co-operative societies and 111 offices totalling to

917 were conducted with a progress of 52.14%.

Punitive actions against officers/ officials.

As on 01-04-2017, there were 08 disciplinary cases pending

against officers / officials of the Department. During the period from

01-04-2017 to 31-03-2018, 01 new case has been ordered and 07 cases

have been disposed leaving a balance of 2 cases at the end of 31-3-

2018.

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Chapter VI :-

Performance relating to Audit observations and number of

questions answered in the assembly

Paras Reported in the Local Audit inspection report

Year

Audit

Paras o/s

at the

beginning

of the year

Fresh

paras

added

during

the year

Total

Paras

No. of

paras to

which

complianc

e has been

submitted

No. of

paras

dropped

No. of

paras o/s

at the end

of the

year

1 2 3 4 5 6 7

2015-16 108 28 136 136 2 134

2016-17 134 13 147 147 8 139

2017-18 139 18 157 157 4 153

Paras reported in the report of the Comptroller and Auditor

General of India

Year

CAG

Paras o/s

at the

beginning

of the

year

Fresh

paras

added

during

the year

Total

paras

No. of paras

to which

compliance

has been

submitted

No. of

paras

dropped

No. of

Paras

o/s at

the end

of the

year 1 2 3 4 5 6 7

2015-16 2 - 2 2 - 2

2016-17 2 - 2 2 - 2

2017-18 2 - 2 2 - 2

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Number of questions answered in the Legislature :-

During 2017-18 in both the houses of the State Legislature, -

163 questions in the Legislative Assembly and 111 questions in the

Legislative Council totally 274 questions were raised by the Hon‟ble

members and reply to all these questions have been submitted.

Court cases against the Department in various courts/Tribunals.

1) In the Hon‟ble Supreme Court of India as on 31-3-2018,

4 SLP‟s were pending.

2) In the Hon‟ble High Court of Karnataka as on 31-3-2018,

349 writ petitions were pending.

3) In the Hon‟ble Karnataka Administrative Tribunal as on

31-3-2018, 13 applications were pending.

4) As on 31-3-2018 there are 906 appeals pending before the

Hon‟ble Karnataka Appellate Tribunal.

Right to Information Act

As on 01-04-2017, there were 43 applications pending under

the Right to Information Act. During the period from 01-04-2017 to

31-03-2018, 4685 applications were received. Out of the total 4728

applications, 4697 applications were disposed off and as on 31-03-

2018 there were 31 applications pending for disposal.

As on 01-04-2018, there were 51 appeals pending under the

Right to Information Act. During the period from 01-04-2017 to 31-

03-2018, 1518 appeals were received. Out of total 1569 appeals, 1555

appeals were disposed off and as on 31-03-2018 there were 14 appeals

pending for disposal.

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RELATED LINKS

DEPARTMENT OF CO-OPERATION http://www.sahakara.kar.gov.in

GOVERNMENT OF INDIA http://india.gov.in

GOVERNMENT OF KARNATAKA http://www.karunadu.gov.in

DEPARTMENT OF AGRICULTURE AND

CO-OPERATION, GOVT. OF INDIA

http://agricoop.nic.in

DEPARTMENT OF CO-OPERATIVE

AUDIT

http://sahakaradarpana.kar.nic.in

YESHASVINI http://www.yeshasvini.kar.nic.in

KARNATAKA APEX BANK http://karnatakaapex.com

KARNATAKA MILK FEDERATION http://www.kmfnandini.coop

IFFCO http://www.iffco.in

DEPARTMENT OF AGRICULTURAL

MARKETING

http://krishimaratavahini.kar.nic.in

DEPARTMENT OF AGRICULTURE http://raitamitra.kar.nic.in

DEPARTMENT OF HORTICULTURE http://www.horticulture.kar.nic.in

STATE WARE HOUSING CORPORATION http://www.karnatakawarehousing.in

GOVERNMENT OF INDIA DIRECTORY http://goidirectory.nic.in

NABARD http://www.nabard.org

E-mail IDs

PRINCIPAL SECRETARY [email protected]

OSD [email protected]

RCS [email protected]

ADDITIONAL RCS (CREDIT) [email protected]

ADDITIONAL RCS (H&M) [email protected]

ADDITIONAL RCS (C&M) [email protected]

ADDITIONAL RCS (I&D) [email protected]

JOINT REGISTRAR (ADM & DEVP.) [email protected]

JOINT REGISTRAR (ICDP) [email protected]

JOINT REGISTRAR (UBC) [email protected]

JOINT REGISTRAR (LEGAL CELL) [email protected]

DEPUTY REGISTRAR & GA TO RCS [email protected]

***********