recovery after disaster: the family financial toolkit
TRANSCRIPT
A Collaborative Project of:
• University of MN Extension
• North Dakota State University Extension
• Lutheran Social Services of Minnesota:
Disaster Services
Impetus: Experiences of flood disaster survivors in
North Dakota and Minnesota
Funding by NIFA Award – A Special Needs
Grant
The Need . . .
Devastating to finances
Decisions are complicated
Knowledge of options
Recovery takes time
Toolkit Objectives
Audience:
Family Serving Organizations
Extension agents
Family in Disaster Recovery
Assist Families to:
Assess their present finances
Access tools and strategies
Make informed financial decisions
Toolkit Design
Information is in chunks (use what you need)
Designed to be consumable
checklists
worksheets/tools
examples
Available online, download and print
Additional Helpful Tools
Pencil/pen
Calculator
Disposable camera
USB drive
File Folders/Large Envelopes
Sheet protector for business cards
Toolkit Units:
How do I use this toolkit?
What strategies are key to my financial
recovery? - Strategy Tools
Where do I start?
Where am I financially?
Where will I live if I am a homeowner?
Where will I live if I am a renter?
A ―New Normal‖
Key Strategies
Document, Document, Document
Take Care of yourself and family
Get a Case Manager
Get accurate Information
Accept Help
See page 15 of Toolkit
Documentation Tools included:
Documentation Tool pg. 33
To Do List pg. 37
Contacts List pg. 41
Calendar pg. 45
Journal pg. 49
Where do I start?
Responding in the First Hours and Days
Documenting loss and damage pg. 66
Replacing Important Papers
Current Finances
Know your monthly Income & Expenses
Determine your Net Worth
Can you afford another payment?
Review Credit Report
Homeowner
Renter
The New Normal
BD – Before Disaster
AD – After Disaster
Resources
A North Dakota specific
Disaster Resource List
Accessing the Toolkit
Toolkit online
• http://www.extension.umn.edu/toughtimes/resources-for-
disaster-recovery.html
What is Extension’s
Role?
Credits
Recovery After Disaster: The Family
Financial Toolkit © 2010
Authors: Phyllis Onstad, Sara Croymans,
Trish Olson—University of MN Extension
Lori Scharmer—NDSU Extension Service
Nancy Beers and Cindy Johnson—
Lutheran Social Services of Minnesota:
Disaster Services