realty guide

Reporter-HeraldHOME & Realty GuideLookInside:

SATURDAY, March 20, 2010

www.homeandrealtyguide.com

Mortgage rates .................... pg. 2New Home Directory.......... pg. 3Transactions ......................... pg. 5Featured Home Plan .......... pg. 9Real Estate Briefs............... pg. 9Open Houses .................... pg. 10Classifieds .......................... pg. 11

Featur edProper tiesSection:

PPaaggeess 44 && 55

In theGar den

Attract birds withright menu

Real EstateMatters

PPPaaagggeee 222

Home buyingchecklist

PPPaaagggeee 333

Did You KnowIn all, 4.4 millionhouseholds areexpected to claimhome-buying taxcredits before theyexpire in April

— National Association of Realtors

HGTV photoThe living space was updated and color coordinated.

Create a restful refuge

Olson plays a masterbedroom game changer

� See Divine/Page 6

CANDICE OLSONHGTV

Michelle and Bryan are sporty, active, on-the-go types. During the day, Michelle works asa golf pro and Bryan (a former NCAA vol-

leyball coach) teaches physical education. In theirspare time, the two attend countless sportingevents, including tournaments. Oh, and they are al-so full-time parents to two young boys who keepthem running around — in a different sort of way.Needless to say, the couple doesn’t have much timeto relax.

They recently moved into a big home in the sub-urbs that they updated in a contemporary/tradi-tional style. But when it came to designing theirmaster bedroom, they were out in left field. Theywanted a relaxing retreat where they could unwindafter a long day, but the bright red room was gigan-tic, awkward and cold. So I sent Michelle and Bryanto the sidelines, brought in my own team of prosand got set to turn their dysfunctional space into arestful refuge for two.

Sometimes the bigger the space, the bigger thechallenge. But challenges in my line of work are parfor the course. My task lay in figuring out how touse the big, unusual space to its best advantage andmake it as functional — and stylish — as possible.

The bedroom had a big alcove that the coupleused as a sleeping nook. So I decided to take the

2 HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, MARCH 20, 2 0 1 0 w w w. h o m e a n d r e a l t y g u i d e . c o m

Home & Realty Guide isproduced every Saturday by

the Loveland DailyReporter-Herald.

EDITORJade Cody

j c o d y @ re p o r t e r- h e r a l d . c o m635-3656

R E P O RT E RRhema Muncy

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LastWe e kTo d ay

This Week’s Rates

30-Year Fixed:Tr e n d

15-Year Fixed:

5/1 ARM:

* Rates provided by Bankrate.com. All rates are subject to change.

*

5.01%

4.36%

3.93%

5.05%

4.36%

3.91%

H&M o rt g a g e

Interest RatesRG

ILY C E GLINKTRIBUNE MEDIA SE RV I C E S

Wouldn’t it be great to have a homebuying checklist? Something youcould stick in your pocket that

would remind you to ask all the right ques-tions and make a smart home buyingmove?

As we count down the final few weeks totake advantage of the $8,000 first-timehome buyer tax credit and $6,500 long-term homeowner tax credit, it’s helpful tohave a checklist all home buyers can turnt o.

I LYC E ’S HOME BUYER CHECKLIST

1. Understand the difference betweenwhat you want in a house and what youneed. Just because you want a house withfive bedrooms, five bathrooms and a pizzaoven in the outdoor kitchen, that doesn’tmean you need all that. The concept is toget everything you absolutely need in aproperty and a few of the things you want— without breaking your bank account.

2. Identify your neighborhood(s) ofchoice. Write down what characteristicsyour neighborhood of choice should haveand compare that list with actual neighbor-hoods in which you might want to live andcan afford to buy. Then spend time in thatneighborhood, driving around during theday and night. Visit the local schools, seewho hangs out in the grocery store and cof-fee shop, and drive the commute to youroffice during rush hour.

3. Figure out how much you can com-fortably afford to spend. While lenders aremore conservative in handing out loans,they may offer you a bigger loan thanyou’re prepared to take. Start by calculat-

ing how much you can afford to spend —and want to spend — on your mortgage,property taxes and insurance each month.Then add in all of the other expenses youpay for each month (and don’t forget tosave a few bucks for the upkeep and main-tenance expenses you’ll have to pay for aswell). Once you’re done, figure out howmuch money you have left in your pay-check and whether you want to spend a lit-tle more of it on your housing expenseseach month. (Remember, part of the hous-ing crisis came about because peoplebought homes — and lenders that gavethem loans — that they couldn’t affordover the long haul.)

4. Pull a copy of your credit history andcredit score. Do this at www.annualcreditreport.com. You’ll get a free copy ofyour credit history from each of the threecredit reporting bureaus (Equifax, Experi-an and Trans-Union) plus, you’ll have theopportunity to pay around $9 for a copy ofyour credit score.

5. Gather your paperwork together be-fore you shop for a loan. You’ll need copiesof your W2, bank account and retirementaccount statements, as well as tax informa-tion. I have a full list at ThinkGlink.com( w w w. t h i n k g l i n k . c o m /article/2008/09/11/mortgage-loan-applicants-need-more-documents). You’llneed even more documentation if you’regetting a jumbo loan or if you own yourown business.

6. Shop around for a mortgage. Talk to atleast five different types of lenders. Mostlenders will offer you a 15-year or 30-yearfixed rate mortgage through Fannie Mae,Freddie Mac or FHA.

7. Find an amazing real estate agent.While the information available on the In-

ternet makes buyers feel as thoughthey’ve got everything they need tonegotiate a great deal, they’re actu-ally missing the key ingredient: ex-perience. A great agent with yearsof experience negotiating for buy-ers and sellers in your neighbor-hood of choice is invaluable.

8. Understand what true valuemeans in your neighborhood(s) of

Consult Glink’s homebuying checklist

H& Real Estate MattersRG

� See GLINK/Page 8

For more information, callGlink’s radio show at800-972-8255 on Sundaysfrom 9 to 10 a.m., write to RealEstate Matters Syndicate, P.O.Box 366, Glencoe, IL 60022 orvisit www.thinkglink.com.

Real Estate Matters

no change

HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, MARCH 20, 2010 3w w w. h o m e a n d r e a l t y g u i d e . c o m

CA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

These days, feeding the birds is like running adining establishment. The right menu mustbe offered with unique selections, or birds

just won’t come. You can’t possibly serve a mixedkernel ‘hash’ to the fussy feathered flock; to be suc-cessful you must serve only the finest and freshestseed for discerning bird tastes.

Although birds eat like trolls, gobbling foodquickly and conducting loud family quarrels, theyare more judgmental about food than any critic.Food critics don’t usually throw what they dislike offonto the floor.

Seed is specialized to feed very specific species,no doubt due to modern birds turning their beaksup at blends that lack a nice chew. Simple, fillingfare is out. Like great waiters, staff at local birdfeeding bistros can help you make the right selec-tion for finicky eaters.

Thistle is excellent for smaller birds, especiallyfinches, juncos and sparrows. They find the crisp

crack of the husk absolutely delightful. Others pre-fer the rich, earthy flavor of sunflowers (black oiland striped) along with safflower and white millet.Separate feeders serving each type of feed will bringa variety of birds to the backyard.

Having grackles arrive is like watching a busyevening at a trendy eatery. They’re loud, the feederis crowded, and quieter birds just try to dine andflee. You might as well be serving Rocky MountainOysters and beer, they way grackles go at it. Shouldyou wish to give the less raucous birds a chance,feed safflower seeds. The big grackles don’t like itand will move on.

One essential menu item is suet. Like a decadentslice of pie, suet is pure fat (with some seed), pro-viding high energy in winter when birds need lots ofcalories to keep warm. Glazed with fruit or studdedwith insects, make suet a signature dish to attractwoodpeckers or chickadees.

Appealing bird establishments will offer both wa-ter and food. Sources of water are critical to birdsin winter for drinking, but birds bathe in it as well. Idon’t remember the latest craze in restaurants in-cluding a bath with the meal. Still, baths are impor-

tant to birds’ ability to stay warm. Break the iceeach day and keep fresh water in the basin.

There’s no talking bird feeding unless you includesquirrels. I’ve never seen such enthusiastic eaters.Squirrels launch themselves bodily at their food,something I’ve observed people do at a buffet. Be-cause they jump high (to 6 feet) and wide — up to10 feet — feeders are always under attack.

I admit I draw the line at feeding squirrels. Theyannoy me, but I finally found the solution to theirfeeder raiding. A hanging baffle half way up thefeeder pole stops them cold, provided the pole is lo-cated eleven feed from the nearest launch pad.

There’s a lot of seed and feeding stations availablefor the backyard birder. This is because not all birdsprefer their food vertical. Some like seed spread outon a platform so they may experience food withboth beak and feet. They also glean the ground forseed and especially love sunflower or millet.

Inevitably, there will be spillage from the feeders.To prevent seeds from sprouting and growing plantsno one recognizes, try the partially steamed mixthat has been heated to stop germination.

Despite the effort going into food selection, feed-ing birds in winter is sure to add life to the garden.Just don’t take their criticism personally.

Carol O’Meara is with CSU Extension in BoulderCounty. Contact her at 303-678-6238 orc o m e a r a @ c o . b o u l d e r. c o . u s .

H& In the GardenRG

Attract birds with the right menu

W:56p10.01 H:32p11.901Graphics : Ads : 310938+


Real Estate Trans-actions are suppliedby Prospects Unlimit-ed Inc., 1151 EagleDrive No. 467, Love-land, CO 80537,667-1537.

L oveland• Robert Dupper

from Allen PatrickC, 2216 HoffmanDr, Loveland,$200,000, home

• Sarah Aavangfrom Edsall BarbaraA, 1506 N LincolnAve, Loveland,$120,000, home

• Jack Fieldsfrom Phillips John,4869 Harrison Ave,L oveland,$158,000, home

• Mark & SvetaThomas from

Deutsche Bank Na-tional Trust C, 4250Cotopaxi Dr, Love-land, $207,000,home

• Daniel Carsonfrom DouglasKathy, 3805 Pan-ther Dr, Loveland,$220,000, home

• Edward Michaelfrom JorgensenMark J & CatherineC L, 1180 Flower-ing Almond Dr,L oveland,$360,000, home

• Jennifer & EliseArcher from Love-land Habitat ForHumanity, 2074 E11th St, Loveland,$169,200, home

• Leslie & RobertLeigh fromStankovic Nicholas& Lois A, 4045 Box-

elder Dr, Loveland,$194,900, home

• Wda LLC fromUS Bank Na Nd,2006 Agate Ct,L oveland,$150,000, home

• Robert Lindleyfrom Braden RobertS & Margaret I, 400Polk Dr, Loveland,$275,000, home

• Ashley & PaulMcinally from Bur-gueno Andres L &Janet E, 2956 San-ford Cir, Loveland,$246,500, home

• Josh Linhardtfrom BushJonathan, 320 Cari-na Cir Unit 102,L oveland,$146,900, condo

• Busby Lp fromDivine Homes Den-ver LLC, 617 E

Eisenhower Blvd,L oveland,$650,000, home

• David Sitesfrom DupontRichard H & DianeC, 836 E 7th St,L oveland,$135,000, home

• David Mcknightfrom Grell Roger A& Joan M, 1540Adams Ave, Love-land, $128,500,home

• Jgc2m LLCfrom Jb Invest-ments Inc, 11012th St Sw Unit118, Loveland,$119,500, condo

• R Inc fromKendall Brook LLC,4410 Wolcott Dr,L oveland,$174,500, home

• Constance &

Donald Evensonfrom Martin Ryan A& Kimberly L, 3232Malta Pl, Loveland,$177,500, home

• Joshua Hor-wood from ArnoldSharon L, 2030 Sal-ida Ct, Loveland,$221,500, home

• Vickie Martinafrom Aspen HomesColorado Inc, 3349Hewitt St, Love-land, $190,000,home

• Kathy Douglasfrom CarlsonMichelle & RolandB, 2070 Manitou CtUnit 104, Loveland,$160,000, condo

• Eric & KristinaPeatrowsky fromChoice City Proper-ties Inc, 526 ValleyView Rd, Loveland,

$350,000, home• Derek West-

moreland fromCitibank, 847 NCounty Road 19 E,L oveland,$256,500, home

• B Dev from ConW, 2236 S Del NorteDr, Loveland,$190,000, home

• Jeffery Websterfrom DeutscheBank National TrustC, 789 JohnsonAve, Loveland,$145,000, home

• Penny Borjasfrom Dorner KristaR, 5701 NorwoodAve, Loveland,$264,000, home

• Donna & Den-nis Sweigart from

Gonzales Ray J &Elizabeth, 2449Dawn Ct, Loveland,$150,000, home

• Brian & Bran-dony Lesser fromHelgesen Scott D &Julie K, 1534 W31st St, Loveland,$250,000, home

• Stephanie &John Baker fromHousing AuthorityCity Lov, 1828 SDel Norte Dr, Love-land, $161,000,home

• Sabrina & S Co-valt from Ivkov Ed-ward J & KimberlyK, 1548 Warbler St,L oveland,$173,300, home

• Ke n n e t h

H& Real Estate TransactionsRG

� See T R A N SA C T I O N S /Page 8



bed out of that recess, put up some wallsand turn the area into a huge walk-incloset. Once I had a more practical lay-out, I covered the red walls with a beauti-ful shade of cream and divided the roominto two sections: a fireside lounge and ab e d ro o m .

In the fireside lounge, I created a stun-ning feature wall that I painted a richshade of butterscotch. Along this wall, Imade room for a big-screen TV, a dark-wood media cabinet and — for the realwow factor — a gorgeous gas fireplace. Iclad the fireplace in contemporary glassand natural-stone mosaic tiles in rich am-ber, caramel and cognac tones, which be-came a jumping-off point for the colorpalette in the space.

In front of the fireplace, I created acomfy lounge area, consisting of a bigrust-colored loveseat with long tweed pil-lows, two beautiful slipper chairs in a softamber hue, a coffee table, two woodenend tables and a gorgeous area rug.

I then got to work on the bedroom area,which I situated at the other side of theroom in a hexagonal-shaped alcove con-sisting of five windows. I ran angled cur-tain rods around the perimeter of thisspace, put up neutral linen floor-to-ceilingdrapes and added lined Roman blinds forlight control and privacy.

I put the couple’s king-sized bed againstthe biggest of these windows, installed anew plush, caramel-colored headboard,added a few side tables and then heapedon layers of luxurious linens and plush pil-lows in a variety of fabrics and textures.

To lighten things up, I put in a series ofmonopoints, a few table lamps and twogorgeous pendant lights above the twoside tables in the lounge. For the piece deresistance, I put up a rustic ceilingfan/light made of wood with an oil-rubbed, bronze finish.

After some final finishes and accessories— artwork, candles, plants and pillows —this master bedroom was all warmed upand ready to get into the game.

By reconfiguring the space, filling itwith rich colors and luxurious fabrics, andstrategically arranging furnishings andfixtures, this bedroom went from cold andcavernous to refined and defined. Nowthat’s divine.

Interior decorator CandiceOlson is host of HGTV’s“Divine Design.” For moreideas, information andshow times visitwww.HGTV.com orw w w. d i v i n e d e s i g n . t v.

Divine Design

DIVINEFrom Page 1

HGTV photosTop: Michelle and Bryan’s gigantic bright redbedroom was awkward and cold. Above: By re-configuring the space, filling it with rich colorsand luxurious fabrics, and strategically arrang-ing furnishings and fixtures, this bedroom wentfrom unwelcome to refined and defined.


Chaney from Kolk-meier Jeanette A,1843 Blue River Dr,L oveland,$329,000,home

• Jeff Grotenhuisfrom Loveland CityHousing Authorit,1441 E 6th St,L oveland,$138,000, home

• Manuel Cabrerafrom Loveland CityHousing Authorit,920 21st St Sw,L oveland,$146,000, home

• Robert & Mar-garet Braden fromMannell Wesley R &Hertha C, 228Acacia Dr, Love-land, $164,400,home

• John Mcdonaldfrom McdonaldJohn C & Ruth,4009 Driftwood Ct,

L oveland,$175,000, home

• Gary Gentryfrom Neely Jerry H,2857 Snowberry Pl,L oveland,$125,700, home

• Russell Millerfrom Olsen RobertA, 2010 SColorado Ave, Love-land, $122,000,home

• Simon &Gretchen Brookesfrom Pelnar John,2050 E 16th St,L oveland,$183,000, home

• Erling & HelenWolski from PierceDavid, 2621 SGarfield Ave, Love-land, $204,000,home

• Roger & JoanGrell from RewardConstruction Ser-vices L, 389 Prim-

rose Dr, Loveland,$195,000, home

• Jason & JessicaHarris fromSchumm Brian M,5707 Snow MesaCt, Loveland,$188,000, home

• Neil Hilfersfrom Shannon Vita,911 N Franklin Ave,L oveland,$176,000, home

• C a ro l y nMatthews fromTalons ReachBuilders LLC, 2729W 46th St, Love-land, $146,100,home

• David & CarolBovie from TernaskyScott J & Connie L,3420 Red Maple Ct,L oveland,$215,000, home

• Patrick Cannonfrom Wieringa Don-ald W & Carol A,

4779 Hay WagonCt, Loveland,$688,000, home

Berthoud• Linda Stehle

from US Bank,228 S 3rd St,Berthoud,$137,000, home

• Govert Koetsierfrom Grace Mar-jorie H, 1205 Lako-ta Ridge Ct,Berthoud,$630,000, home

• Eileen Segerfrom Spurr Susan J,832 GentlewindWay, Berthoud,$180,900, home

Estes Park• Kurt Johnson

from BurbachRonald Steven,1886 Fall River Rd,Estes Park,$250,000, home

• David Scottfrom GalyonNatalie, 260 Moc-cassin Cir Dr, EstesPark, $275,000,

home• Frances Jones

from Kennedy Gail,1050 S Saint VrainAve Unit H1, EstesPark, $165,000,condo

Johnstown• Shawn Fredrick-

son from Mccrack-en Alexandra &Christian, 324Ricker Ln, John-stown, $285,000,home

• James &Colleen Brown fromVerderaime JosephA & Jeannie, 1824Wood Duck Dr,Johnstown,$251,000, home

• Martha Oneillfrom Pl ModelHome InvestmentsLLC, 5261 Cherry-wood Ln, John-stown, $205,000,home

• Justin Padillafrom US Bk, 445Heritage Ln, John-stown, $168,500,

home

M i l l i ke n• Ryan Johnson

from Fed HomeLoan Mtg Corp,203 S Ethel Ave,Milliken, $105,000,home

• Travis Brauchfrom Fed HomeLoan Mtg Corp,9886 Weld CountyRoad 48 1/2, Mil-liken, $115,000,home

• Brad Whittenfrom Perez BethDanielle & Raymo,1363 S Cora Ave,Milliken, $159,500,home

Windsor• Gregory &

Rosemary Geelanfrom MelodyHomes Inc, 1564Edenbridge Dr,Windsor, $298,000,home

• Cynthia &Bruce Witt fromSky Blue Bldrs LLC,

322 N Shore Cir,Windsor, $475,000,home

• Wesley Greenefrom Melody HomesInc, 608 Botley Dr,Windsor, $295,400,home

• Michael &Tamara Zeller fromAdvantage Bk, 2019Seapines Ct, Wind-sor, $400,000,home

• Chad Dubbefrom AspenHomes Colo Inc, 99Veronica Dr, Wind-sor, $427,300,home

• Peter & JenniferMaroni from Carl-son Roland B &Diane F, 8805Longs Peak Cir,Windsor, $560,000,home

• Roland & DianeCarlson from Tbw2006 1, 400Crystal Beach Dr,Windsor, $394,900,home

T R A N SA C T I O N SFrom Page 5

GLINKFrom Page 2

choice. Start collecting information about the lo-cal housing stock. Ask your agent to walk youthrough each home that has recently sold, so youbegin to understand the relationship betweenprice, condition and value.

9. Apply for your loan. Try not to chew yournails off while waiting to be approved.

10. Work with your agent to identify the homesfor sale in your neighborhood(s) of choice thatmeet your wants and needs. As you walk throughthese homes, try to decide if the homes you’reseeing meet all of the needs on your list. Is theagent listening to you? Do you need to have an-other conversation to help you refine what you’relooking for? Or, is the agent showing you proper-ty that meets your needs and wants better thanwhat you thought you wanted originally?

11. Put together the other pieces of your homebuying team. Now that you have the agent, you’llneed a few other people to help you buy the rightproperty. Choose your home inspector and yourlender (and decide what kind of loan you want).Think about hiring a good real estate attorney(especially if you’re buying a foreclosure orshort sale, and even if real estate attorneysaren’t normally used to close house deals in yourstate).

12. Understand the true costs of home owner-ship. You don’t want to be stressed out over themonthly expenses of owning a home as well asthe other unexpected surprises that come so of-ten with buying a home.

13. Don’t let anyone push you around. Youshould work hard to set your own home buyingagenda. If someone demands that you make a de-cision immediately, politely step back from thesituation. Remember, there will always be anoth-er house for you to buy — especially as we con-tinue to work through the glut of homes on the

market after the great recession.14. Make a smart offer. Look at how much oth-

er homes in the area have sold for, and then buildan offer that gives the seller something he or shewants (mostly, that’s money, but it might betime) in exchange for whatever you really want.

15. Stay focused until the closing. Schedulethe movers. Pack your boxes. Set up utility ac-counts at the new property and shut off your util-ities as of the morning of the move. Put in achange of address notice with the post office,your financial services companies, your employer,etc. And don’t forget to buy your homeowner’sinsurance policy, with enough coverage for thehome and its contents. You may also need otherinsurance that are not generally covered in a poli-cy, such as flood coverage, back-up sewer cover-age, coverage for collectibles if you have any orjewelr y.

Clip this home buying checklist and keep it inyour pocket, so that you’re always making asmart move.


H& Featured Home PlanRG

Applegate a gardener’s paradiseAS S O C I AT E D DESIGNS

The Applegate’s harmo-nious medley of archedopenings, multiple roof

lines and stucco detailing cre-ate a lasting first impression.Multi-paned windows fill mostof the rear, allowing full visualenjoyment of a natural setting,be it lake, river, forest, desert,or artful landscaping. Steppedplanters and a covered walk-way unite the house with itsdetached garage.

This plan is designed toplease families who like ablend of formal and informalliving environments. Informalspaces flow together on theleft, sleeping areas fill the rightwing, and formal rooms are atthe center. Storage is amplet h ro u g h o u t .

Hardwood floors and highceilings grace all of the gather-ing spaces, with carpeting re-served for the den and bed-rooms. If needed, the dencould serve as another bed-room, or be outfitted as ahome office.

The kitchen and nook arewindow rich, and the gatheringroom is expanded by a deepwindow bay. A butcher blockwork island adds to the plenti-ful work and storage space,

which also includes food anddish pantries. The built-in deskand shelves are conveniently lo-cated for managing householdbusiness. Doors on two sidesopen onto two covered decksand the large utility room ismere steps away.

Half walls crowned by postsprovide minimal separation be-tween the naturally bright din-ing room and living room. Thedining room boasts a built-inhutch, and the living room iswarmed by a masonry fireplacenestled between bookcases.

Another wide window bay ex-pands the Applegate’s deluxe

owners’ suite. Other luxuries,in addition to a roomy walk-incloset, include twin lavs, pri-vate toilet, and a walk-in show-e r.

For a review plan, includingscaled floor plans, elevations,section and artist’s conception,send $25 to Associated De-signs, 1100 Jacobs Dr., Eugene,OR 97402. Please specify theApplegate 10-403 and include areturn address when ordering.A catalog more than 550 homeplans is available for $15. Formore information call 1-800-634-0123, or visitw w w. A s s o c i a t e d D e s i g n s . c o m .

H&RGReal Estate

B r i e fs

MONAT RECEIVES SHORT SALE ANDFORECLOSURE CERTIFICATE

Michael L. Monat with RE/MAX Alliance-Love-land has earned the nationally recognized ShortSales and Foreclosure Resource certification. TheNational Association of Realtors offers the SFRcertification to Realtors who want to help bothbuyers and sellers navigate these complicatedtransactions, as demand for professional exper-tise with distressed sales grows.

According to a recent NAR survey, nearly one-third of all existing homes sold recently were ei-ther short sales or foreclosures. Realtors whohave earned the SFR certification know how tohelp sellers maneuver the complexities of shortsales as well as help buyers pursue short sale andforeclosure opportunities.

The certification program includes training onhow to qualify sellers for short sales, negotiatewith lenders, protect buyers, and limit risk, andprovides resources to help Realtors stay currenton national and state-specific information as themarket for these distressed properties evolves. Toearn the SFR certification, Realtors are requiredto take one core course and three Webinars.



2 & 3 BDRM, cent. loc. Newcarpet/paint. Fncd yd, N/P.Ht/Wtr pd! 970-308-7387

1 BDRM- 606 Eisenhower,$425/mo. Utils incl, newercarpet. RMPM 970-669-0842

1 BDRM, $525/mo.Clean, quiet, friendlycomplex, No pets.

Walk-in closet, storageHEAT & WATER PD.

970-667-8370.

1 BDRM NO Pets127 So Jefferson #3

$410/mo FPI 970-663-4664

2 BDRM, 1 BA,no pets, 1125 Gard Pl #1$550/mo FPI 970-663-4664

2 BDRM, 1 BA, no pets,1121 E 5th St $550FPI 970-663-4664

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirTV $333-590 970-219-8162

Apartments/Unfurnished 4030

HAMILTON PARK APTS.1406 N. 4th St., Berthoud.Offers 1 bdrm for people 62or older or disabled, with orwithout children. Rentbased on income. Nowaccepting applications

EHOP. 970-532-3725 or TDD800-659-2656

3 BDRM LVLD apt. 1.5 ba,W/D hkp, newly remodeled$775/mo+ sec dep. 1403 E.7th St.#B, Roy (970)599-8312

3 BDRM, 1410 E. 16TH,$725/mo. New crpt, HUGE!Call, RMPM 970-669-0842

FINALLY, Storage Space!Huge 2 bed apt avail atLakemont Apartments.Will not last, call today

970.667.1644

2 BDRM apts: $595-$650+dep. Clean, fresh paint, smpets neg. Lvlnd 970-308-4096

2 BDRM- 4954 Basswood,$550/mo. New Lino, 900SFrmpm.com 970-669-0842

2 BDRM, 1 BATH-Clean fresh & paint! A/C,heat/water paid. No pets/smoke. $590. (970)667-0365

2 BDRM, 1.5 ba 4-plex, w/dhkups, $575, avail 3/15. 2306S Colo. #B. (720)936-1854

2 BDRM- 131 Jefferson,$525/mo. 2-story, balconyrmpm.com 970-669-0842


Classified ads get results.

2 BDRM, 2 BA, walk-incloset, deck, 1 car att gar,A/C, all appls. In S Ft.

Collins. $900. 970-776-9616 or970-690-3290. Avail April 1.

2 BDRM- 2147 Grays Peak$895/$895/dep. 1 CG, Patiormpm.com 970-669-0842

1400 SF, 2 BDRM, 2.5 BA,2+ car gar, full bsmt, A/C,upgrades, pool, patio.$1200/Mo. No Smoking.Avail 4/1. 970-420-7256

Condos/Townhouses 4050

2650 Sq Ft Retail building,3121 W. Eisenhower. Plentyof parking. (970)593-2401

CommercialIndustrial 4040

LOVELAND ♦ 2 BDRM, 1ba, 135 W. 11th St., $700/mo.; 1+ BDRM, 1 ba, 4207N County Rd 27, $450/mo.ESTES PARK ♦ 1224, 1260,1262 Graves Ave, 2 BDRM,1 ba, $750. 1st ChoiceRealtors, 970-669-9696

Large 1 Bdrm Apt inOld Town Berthoud$400/mo 303-818-4502


Get results! 635-3650.

NEWLY REMODELED!2 bdrm, furn or unfurn,gar, cent loc. No smoke/pets, $700. (307)689-0203

3 BDRM, NO Loveland $825Gar, frpl, sm pet cons. CallGeorgia at Kosmos RE970-667-8347

3 bdrm, 1.5 ba, 1200 SF, newcarpet/paint Lvlnd, $850 +dep + utils, 303-772-7390

3 Bdrm- 1305.5 E 16th, $825.Fin bsmt, new crpt, lino,paint. RMPM 970-669-0842

2 BDRM, SO Loveland, $735gar, frpl. Call Georgia atKosmos RE 970-667-8347

2 BDRM- 2354 SW 10th$550. Spacious! Wall A/C.rmpm.com 970-669-0842

2 BDRM, 1 car, W/D hkup.New windows/carpet. Nopets, wtr pd, $700/mo.970-667-7321 or 970-290-1672

2 BDRM, 1 ba, frplc, A/C,w/1 car attached garage.$700/mo + dep. AvailableApril 1st. (970)215-4512

2 BDRM, 1.5 bath, W/Dhkup. Large duplex!$700/mo. + deposit.

Avail immed. 970-481-6418

1 BDRM Duplex, no pets,207 W. 8th St. $495FPI 970-663-4664

3 BDRM, 2.5 BA,Townhouse, A/C, 2 car gar,pet neg. 1010 Winona Cir

$995 FPI 970-663-4664

Duplexes 4060

3 bdrm, 3 ba, all appli-ances, A/C. Spotless. Easycommute Pets neg. $1150.(970)227-1830

3 BDRM- 366 Sun Mountain,$1125. Pets nego, fncd ydrmpm.com 970-669-0842

3 BDRM- 3663 Vista, $1125No pets, BEAUTIFUL!rmpm.com 970-669-0842

3 BDRM, 21⁄2 BA, hdwd flrs,A/C, 373 Pin Oak. Avail 4/1,$1075. 970-222-5971

1402 W. 11th St. WOW, thishouse has alot to offer for$1600/mo! Info Estate

Builder (970)667-3400

Close to I25 and shop-ping!!! 1009 King Dr. 3BDRM, 2 ba. New carpet/tile flr. Gar, lrg yd, A/C,patio. Just Reduced!!!$1,450/mo. Faith Property

970-377-1626

2 LOVELY NEW HOMESImmed occupancy, Neverbeen lived in. No smoke

● 2 bdrm, 2 ba ranch, fullbsmt, 2 car $1250/mo.

$1250/dep ● 3 bdrm + ofc,3 ba, 2 car, bsmt, $1350/mo.$1350/dep. (970)622-7426

2 BDRM, 901 Charlotte,Johnstown, 1 ba, $875, 1 yrlse, no pets. (970)744-0791

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnow knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

STORAGE 20 x 40with 14´ overhead door.

$325/mo. Call (970)481-5899

INDOOR GARAGE &Commercial Storage

20x40, 20x50.I-25 & Hwy-66. 970-535- 6074www.Longmont-storage.com

GARAGE- $950/mo. 2450 SqFt, Commercial, 1 bath.rmpm.com 970-669-0842

Garages/StorageSpaces 4070

Mountain Ave., BerthoudCommercial/Retail$500/mo 970-532-2652.

920 Sq Ft- 4 prof´l offices,recep area, high traffic, grtprkg. $775/mo. 970-420-5757

Office Space 4100

� � � � � � � � � � �Like NEW

Manufactured HomesStarting @ $599/mo0% Financing.

Price includes lot rentTax Credit applies!Quick Closings!970-420-8488

www.aboutarc.com� � � � � � � � � � �

3 BDRM- 216 SW 42nd,$550/mo. No pets, new crpt.rmpm.com 970-669-0842

� 2 BEDROOM Home �$575+dep. W. Hwy 34. 1Mo. FREE w/6 Mo. lease.

970-690-9049

Mobile Homes/Spaces 4090

��To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

FOR RENT OR SALERENT this suh-WEET4 BDRM, 2 bath home.445 Johnson. Namaqua/WC/TVHS. Fncd yd,

sprklr, back deck, A/C.Great shape! $1200/mo.

Call 970-218-9386

EXECUTIVE HOME $1350& dep. 5 bdrm, 4 ba, full useof pools & tennis courts.Pets nego, no smk.(970)984-2929, (303)915-1266or (303)915-4331. Avail 4/1

A PHONE CALLWORTH $8000.00

”Call us”We´ll show you how to get$8000 for Buying a housewith no money out of

Pocket. We have until April30, 2010 So don´t hesitate ~let´s get started today!

Ken or TammyWestern Plains Realty

970-663-5008

4 BDRM, 3 BA, Berthoud,custom 3400SF, 2 car, fncdyd, $1395 + $1395 dep.

303-417-1290

3 bdrm+ study, 1.75 ba, lrghtd 2 car gar, A/C, sprklr,storage shed. No pets/smk.$995/mo. 2102 S. Custer

Ave. 970-663-6811

3 BDRM, nostalgic brickfarmhouse, no indoor pets/smk, $1100+dep. Utils pd.Occasional farm help insummer. (970)587-2527

Houses 4080

EaglesExtraOnline

reporterherald.com

Get $8000 when you buy thisnew 2 bdrm, 3 ba, 2 car

townhome. $139,900Cottage Realty 970-532-5900

Loveland 5110

SATURDAY, 1-41539 PEACOCK PLACESunny & contemporary!2 bdrm, 1 bath townhome inSE Loveland. End unit.New carpet & windows! 1car garage. $119,900. SueViney, Infinity Group RE

(970)310-0009

Condos/Townhouses 5040

BERTHOUD Warehousewith small office, 3000 SF@ 604 2nd St. $200,000 sell

lease. (970)493-7775

Commercial 5030

$750- 2 BDRM, 1 ba, 1 cardetached gar, new carpet.No pets. 4575 WCR 46,Johnstown, (970)532-2652

RuralProperty 4140

NEWER HOME, 1 bdrm, 1ba, share garage, $500/mo,utils, nego (970)402-2131.

1 Room $500 • 2 Rooms $600in large 3 bdrm house.Share 1.5 baths, kitchen &patio. Near McKee MedicalCenter. (970)980-4740

RoomsFor Rent 4130

OFFICE, RETAIL,INDUSTRIAL. UTIL´SINCLUDED. 970-667-3338

Office Space 4100

ASK ABOUTT BARGAINNHHUNTEER RRAATTES!

They’ll save you money!

Sell Your HouseFast!

Quick Sale - Fair Price720-962-4688

Real EstateWanted 5170

3 BDRM, 2 BA 2001 High-land modular, Loveland.

$29,995 (303)651-1646

2 BDRM in N Lvlnd.Quiet adult park. Newflooring & paint, w/d,$5700. 970-290-4354

FORECLOSED HOMENewly remodeled, 1 yearwarranty included. 3 bdrm,2 bath $16,900. Financingavailable, and possibly

receive up to 10% back for1st time homeowners. CallSun Homes- Ft Collins at

(888)231-7903www.4timberridge.com0 Application Fee, hurry inoffer expire 3/31/2010

Mobile/ManufacturedHomes/Spaces 5130

Short Sale/ForeclosureBuyers/Sellers

www.AnswersToRealEstate.comMore information contactDebb M 970-215-8564Re/Max Alliance

BANK OWNED- 4 bdrm,2 bath, new carpet, paint &appliances! $ 189,900.Re/Max Alliance,

Wanda Quaid, 970-481-3033

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

244 Sand Grouse DriveSATURDAY 12:00-1:30pm$234,000. 5 Bedrooms-3 Baths, Full finishedbasement with kitchen2920 Total Square FeetBacks up to Green Belt!Bev West, Keller Williams

(970)631-7111

Loveland 5110

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