real estate guide september 2013

This photo is for illustration only.This is not an actual listing.

Owatonna Area

September 2013

GUIDEGUIDEREAL ESTATE

Owatonna.com

Bank of America Home Loans® guidance + your real estate professional = home buying made clear

Rely on our experience and guidance to help you find the loan option that’s right for your financial circumstances. Combined with your real estate professional’s local market knowledge, you may be able to go from home shopper to homeowner. The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can help determine how much you can comfortably afford to borrow. With that information, you can then consult with your real estate professional to find a home that’s right for you. And when you apply, you’ll benefit from our exclusive Clarity Commitment® loan summary that will highlight key terms of your loan in easy-to-understand language. In the meantime, you may wish to explore our valuable Home Loan Guide, which provides home financing tools and calculators. You can access the Home Loan Guide directly from our website. Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success.

To get started, or for the name of a local real estate professional, contact us today.

�e Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided. ©2010 Bank of America Corporation ARV225F1 Credit and collateral are subject to approval. Terms and conditions apply. �is is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.

Kristin Meier Mortgage Loan Officer (507) 213-9797 Cell (507) 446-1181 Office 102 N. Cedar Avenue Owatonna, MN 55060 [email protected] h�p://mortgage.bankofamerica.com/kristinmeier

Mark Meier Mortgage Loan Officer (507) 363-0030 Cell (507) 446-0080 Office 102 N. Cedar Avenue Owatonna, MN 55060 [email protected] h�p://mortgage.bankofamerica.com/markmeier

Bank of America Home Loans® guidance + your real estate professional = home buying made clear

Rely on our experience and guidance to help you �nd the loan option that’s right for your �nancial circumstances. Combined with your real estate professional’s local market knowledge, you may be able to go from home shopper to homeowner. The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that can help determine how much you can comfortably afford to borrow. With that information, you can then consult with your real estate professional to �nd a home that’s right for you. And when you apply, you’ll benefit from our exclusive Clarity Commitment® loan summary that will highlight key terms of your loan in easy-to-understand language. In the meantime, you may wish to explore our valuable Home Loan Guide, which provides home financing tools and calculators. You can access the Home Loan Guide directly from our website. Add it up — the expertise of your local real estate professional, coupled with all that Bank of America Home Loans® has to offer, could be your formula for home buying success.

To get started, or for the name of a local real estate professional, contact us today.

�e Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided. ©2010 Bank of America Corporation ARV225F1 Credit and collateral are subject to approval. Terms and conditions apply. �is is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. Protect your personal information before recycling this document.

Kristin Meier Mortgage Loan Officer (507) 213-9797 Cell (507) 446-1181 Office 102 N. Cedar Avenue Owatonna, MN 55060 [email protected] h�p://mortgage.bankofamerica.com/kristinmeier

Mark Meier Mortgage Loan Officer (507) 363-0030 Cell (507) 446-0080 Office 102 N. Cedar Avenue Owatonna, MN 55060 [email protected] h�p://mortgage.bankofamerica.com/markmeier

[email protected]

NMLS 533094 NMLS 533156http://mortgage.bankofamerica.com/kristenmeier

[email protected]://mortgage.bankofamerica.com/kristenmeier

Real Estate Guide September 2013

EQUAL HOUSINGOPPORTUNITY

EQUAL HOUSING OPPORTUNITY

All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.

All advertising contained herein is the responsibility of the advertisers.

The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna

Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2013

The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members.

A special project ofThe Owatonna People’s Press

135 W. Pearl St., Owatonna, MN507-451-2840 • Fax 507-444-2382

Publisher RON ENSLEY

Advertising Director DEBBIE ENSLEYemail: [email protected]

Media ConsultantsBETTY FROST, DIANE GENGLER, RACHEL EBBERS, DEB THEISEN

Advertising Design

NICOLE GILMORE, KEELEY KREBSBACH, NAOMI KISSLING, JENINE KUBISTA,

KELLY KUBISTA, PAUL RISTAU,

Owatonna Area

GUIDEGUIDEREAL ESTATEINDEX

Assist 2 Sell ............................................. 7Bank of America ..................................... 2ERA Gillespie Real Estate ................ 4, 5, 8 Pro� nium Mortgage ............................... 6Wells Fargo Home Mortgage .................. 7

Owatonna.com


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122 N. Cedar • Owatonna507.451.7488 800.658.7056www.erahome.comemail: [email protected]

COUNTRY ACREAGE 10 MINUTES TO OWATONNA!

• 3 bedrooms, 2 baths• Oversized double plus extra garage• Lower level family room with fi replace• Owatonna or Triton schoolsContact Sid Schroeder.MLS #4039696

COUNTRY LIVING AT ITS BEST!• 3 wooded acres near Claremont• 3 bedrooms, 1 bath• New fl ooring & new paint• Large deck• Main fl oor laundry• Large detached garageContact Connie Knutson.MLS #4045243

CHARACTER & CHARM MEET IN THIS 1930’S TWO STORY!

• 3 bedrooms, 1.5 baths• All brick exterior, attached garage• Hardwood fl oors, original marble fi replace surround• Three season porch• Beautiful landscaping & gardens• Updated appliancesContact Sid Schroeder.MLS #4045786

IN COUNTRY! NEAR LAKE! HOME ON 1 ACRE!

• 2 bedrooms, 1.5 baths• Attached 2 car garage• Vinyl siding• Wooded 1 acre lot with deck• Nice ViewsContact Connie Knutson.MLS #4040437

$169,900

$139,900 $159,000$104,900

VISUAL TOUR #3009112

VISUAL TOUR #3053139 VISUAL TOUR #3069133VISUAL TOUR #3024907

BIG HOUSE ON SMALL ACREAGE!• .9 acres near Blooming Prairie• 3 bedrooms, 2 baths• Large rooms, hardwood fl oors• Newer siding & windows• Attached double garage, deckContact Sid Schroeder.MLS #4041977

NICE RAMBLER MOVE-IN READY!• Large yard and deck• Appliances included• Single stall garage• Paved driveway, vinyl siding• OWNER/AGENTContact Connie Knutson.MLS #4045698

NICE & AFFORDABLE! ENJOY LIFE IN A SMALL TOWN!• Three bedroom, 2 bath, 1-1/2 story in Ellendale• Double detached garage• Newer roof, steel siding• Fenced yard, 3 season porchContact Connie Knutson.MLS #4044294

CUTE & READY FOR NEW OWNERS!• 3 bedrooms, 1 bath• Large open upper level• Nice basement• Newer windows, vinyl siding• Appliances included• Double detached garageContact Connie Knutson.MLS #4046828

OLDER HOME, NEW FEATURES!• Completely updated inside & out• New windows, vinyl siding• New kitchen, master bedroom suite• Refi nished hardwood fl oors• New deck, furnace, central air• 4 bedrooms, 3 baths, 2 car garageContact Connie Knutson.MLS #4041814

$104,900

$89,900$85,900 $89,900

$184,900


VISUAL TOUR #3067413VISUAL TOUR #3025076 VISUAL TOUR #3105032


NEW LISTING!

NEW PRICE!

ENJOY THE COUNTRY!• Easy access to Hwy 35• Newer home, open fl oor plan• Several shops, .98 acres• Attached and detached 6 car garage• 4 bedrooms, 3 baths• Upper level family roomContact Connie Knutson.MLS #4036204

$195,000

VISUAL TOUR #2740778NESTLED AMONG THREE WOODED

ACRES CLOSE TO TOWN!• 3 bedrooms, 2 baths• Updated kitchen with newer cabinets• Lower walk-out level with family room & fi replace• Oversized 2 car garage• 54x30 shed with mezzanine• Patio, deck and 3 season porchContact Connie Knutson.MLS #4046011

SPECTACULAR HOME IN GOLF & LAKE COMMUNITY!

• Two story with 4 bedrooms & 4 baths• 1.66 beautiful acres with lake & golf views• “Rare” granite throughout entire house• Formal & informal dining• 4 season porch, two patios• Family room, wet bar & rec room in lower level• Beautiful master suite with private bathContact Connie Knutson.MLS #4044646

$231,900

$509,997



NICE ONE LEVEL HOME ON SOUTH END OF TOWN!• 2 bedrooms, one bath• Oversized two car garage• Egress window in basement• Newer windows• Newer furnaceContact Connie Knutson.MLS #4043584

$78,500


Call Ryan Jirele Mortgage Loan Originator #503704

(507) 676-2708 [email protected]

Search “Owatonna Mortgage” on Facebook for empowering home

and finance ps!

Division of ERA Gillespie Real Estate Company ID #320358

“Such ease and professionalism!” -Sasfied Client


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122 N. Cedar • Owatonna507.451.7488 800.658.7056www.erahome.comemail: [email protected]

Nancy SlettenBroker Associate

GRI, SRES

Matt GillardRealtor

GRI

Erin GillespieBroker Associate

GRI, ERS

Mark WoodrichRealtor

Connie KnutsonBroker AssociateCRS, GRI, ERS

ABR

Barry GillespieCRB, CRS,

ePRO

Sid SchroederRealtor

GRI, ERS

Lud Gillespie1925-2011

Melinda DavidRealtor

Justin OhnstadRealtor

Ryan JireleMortgage

Stephanie WoodrichRealtor

Our Team of Professionals


If your home isn’t listed with a Realtor,

it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing

Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.

Look for the Realtor logo to find the commitment and full services of a real estate professional.REALTOR

®

Matt

See us for anamazing experience with your

NMLS# 1033034 NMLS# 402979

Jenny

HOME LOAN!

Owatonna 328 N Cedar 507.444.0101Mankato 507.389.8900 | Fairmont 507.235.5538 | Truman 507.776.2311

www.profinium.com | NMLS 402979Member FDIC

See Jenny or Matt for details for fast and local service on yourhome loan. We’ll look out for your best interest!

September 2013 Real Estate Guide

BUYER’S & SELLER’S FIRST CHOICE

Realtors®

CALL TO VIEW THESE OR OTHER LISTED HOMES. Want to sell? Call me today to set up your appointment.

Jennifer FisherRealtor®, GRI, Broker Associate

[email protected]

WASECA, STEELE, RICE COUNTIES & SURROUNDING COMMUNITIES.

For All MLS Listings: local and surrounding areasWWW.ASSIST2SELLMN.COM

CHOOSE TO SAVE WITH ASSIST2SELLBUYERS: work with knowledgeable agents who have

experience with all your real estate needs.

306 4th Ave SW, Blooming Prairie MLS# 404711

• Ground-Level Living: Townhome w/3 Bedrooms• Newer Roof• Private Deck w/Gas line fed grill• Den/offi ce w/patio door• Vaulted Ceilings, 2-stall Garage.

$138,000

Country Breezes!

622 E. Academy St, OwatonnaMLS# 4045703

• New Roof & Windows• Lg back yard • Future 3rd Bdrm, Family room • Future 2nd Bathroom• Easy Commute

New Price!

$110,500

328 Glendale Place, OwatonnaMLS # 4047076

• New Roof, Windows & Kitchen• Newer Finished Lower Level• Master Bedrm w/full Mstr Bath & Private Deck• 3 Bedrooms Up, 1 Bedroom Down• Fireplace & 3-stall Garage

$177,900

Have Everything!

319 Sunshine Lane, FaribaultMLS# 4045776

$324,900

• 4 BD, 3 Bath• Theatre Room, Rec Room w/wet bar• Fireplace, Mn Flr. Laundry,• Master Bed & XL Master Bath• 922 sf Heated Garage

Breath Taking!

WHERE WE’LL SELL YOUR HOME FOR $2,995 FULL

SERVICES

Top Ten Small Markets Assist-2-Sell Offi ces for 2nd Quarter 2013


Get a strong team to pull for youWe are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.

Call or visit your local team today.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS992867 Expires 10/2013

Jannell TufteHome Mortgage ConsultantOffice: 507-455-7516 Cell: 507-456-5946101 North Cedar AvenueOwatonna, MN 55060 [email protected] ID 402028

Matthew G LeTourneauHome Mortgage ConsultantOffice: 507-444-2260Cell: 507-339-2193101 N Cedar AvenueOwatonna, MN [email protected] ID 404642

Get a strong team to pull for youWe are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.

Call or visit your local team today.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS992867 Expires 10/2013

Jannell TufteHome Mortgage ConsultantOffice: 507-455-7516 Cell: 507-456-5946101 North Cedar AvenueOwatonna, MN 55060 [email protected] ID 402028

Matthew G LeTourneauHome Mortgage ConsultantOffice: 507-444-2260Cell: 507-339-2193101 N Cedar AvenueOwatonna, MN [email protected] ID 404642

$149,500

$195,000

$189,000$175,000

$250,000

$114,900

$242,000$160,000

VISUAL TOUR #3088209VISUAL TOUR #3124999





QUALITY & LOCATION IMPORTANT?

• 3 bedrooms on one fl oor, main fl oor laundry• 3 full baths and main fl oor 1/2 bath• Open kitchen, dining & great room• Granite countertops, stainless steel appliances• Located near walking trail & golf course• NOT your typical 2 story!MLS #4046345

10 ACRES IN THE COUNTRY - DESIRABLE LOCATION!

• New block foundation• House completely remodeled in 1989• Newer electrical, plumbing, roof and more...• Beautiful setting with mature trees, large yard and scenic views• Two bedroom, one bath home with eat-in kitchenMLS #4047407

RANCH STYLE! 3 BEDROOMS! 2 CAR GARAGE!

• 3 bedrooms on main fl oor• New furnace & water softener• Newer roof and seamless rain gutters• Shaded & fenced backyard• Convenient NE location• Near parks, schools and churchesMLS #4044147

BUILT IN 2006 - AFFORDABLE!• 3 bedrooms, 2 baths, 2 car garage• Stainless steel appliances, breakfast bar, center island• Master bath, walk-in closet• Large new deck, heated & sheeted garage• Future 4th bedroom & 3rd bath optionsMLS #4046069

DISTINCTIVE CAPE COD - SPACIOUS INSIDE & OUT!• Walk to downtown, schools & park• Charming 5 bedroom home• Sunny kitchen with Cambria countertops & cherry cabinets• Hardwood fl oors galore!• Main fl oor bedroom & big backyardMLS #4047616

NOT READY FOR CITY LIFE? HERE IS EASY COUNTRY LIVING!• 9+ acres with 7 tillable acres• Built in 2007, handicap accessible• Heated fl oors, open fl oor plan• New deck, 2 car attached garage, utility shed• Brand new wellMLS #4045340

AWESOME COUNTRY LOCATION!• Approx. 3 miles from town on a paved road• Build new or restore big old house• Private treed setting• Numerous outbuildings• Enjoy nature, wild life, and country life!MLS #4045585

HIDDEN TREASURE CLOSE TO TOWN!• Enjoy country living only 1-2 miles from Owatonna• 3.44 acres, ranch style home• 3 bedrooms, 2.5 baths• Oversized 2 car attached garage• Separate pole buildingMLS #4045257

NEWLISTING

NEWLISTING

NEWPRICE

NEWPRICE

NEWPRICE

Broker AssociateRealtor, GRI, SRES

Nancy SlettenCell: [email protected] N. Cedar • Owatonna507.451.7488 • 800.658.7056www.erahome.com

Save Money… Save Time… Simplify Your Life


September 2013 Real Estate Guide

real estate guide september 2013

Documents

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valuable home loan guide

local real estate professional

home buying success

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