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Real Estate Business Tips

Finding An Agent That’s Right For You

Cross & Churchill Estates Limited is a full-service real estate development firm established with the objective of providing cutting-edge real estate solutions to the Nigerian and Sub-Saharan African public. The firm was established to harness and optimize the available opportunities in the real estate market to the ultimate benefit of its clients. The firm was founded as a multi-disciplinary real estate development entity to offer bespoke, innovative and customer-centric real estate products and services. The strategic focus in achieving its set goals and objective is predicated on the client.

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We are set to deliver to our numerous target clients a wide range of the best-in-class real estate products and services. In accomplishing its corporate vision and objective, the company has undertaken an in- depth and analytical study of the real estate market in Nigeria and has carefully identified the need gap in this market. With our ingenious and innovative products and services, we are not just set to cover these gap areas; we are equally set to replicate the excellent real estate service delivery available globally to our clients.

Business Coming soon >>>

In this issue >>>

Our Projects>>>

In The Next Issue

How to Sell Your Home duringan Economic Downturn

Investment Options in Real Estate…

The Elay’s Imperial Court Project

Determining Your Home’s Value

More Real Estate Business Tips

Property Advice

Cross and Churchill Estates Limited Profile

Our Projects

Real Estate Business Tips

Review of the Shepherd’s Apartments Project

Tips For 1st-Time Homebuyers

Ask The Experts- Real Estate FAQs.

LAGOS-IBADAN AXIS

Royal Oakwood Park 1&2, (Formerly Twin City 1&2), Ofada

Green Oak Park 1&2, Ofada

Mayfield Park, Simawa, Off Lagos-Ibadan Expressway

LAGOS-BADAGRY AXIS

Oakridge Meadows, Igbesa

Astoria Meadows, Igbesa

LEKKI-EPE AXIS

Kings Court Plots 1-7, Ogombo, Lekki

Mississippi Court, Ikota, Lekki

Liberty Park 1 & 2,Ibeju-Lekki

Shepherd’s Court 1&2 , Ibeju-Lekki

Orangeville Acres, Lekki-Peninsula

IKORODU AXIS

Old Town Park – Ikorodu

RESIDENTIAL DEVELOPMENTS

The Prime Apartments (in Shepherd’s

Court), Ibeju-Lekki.

The Elay’s Imperial Court , Ogombo, Lekki

The Shepherd’s Apartments, Lekki-

Peninsula.

OUTSIDE LAGOS

Crystal Rockview Park, Akure, Ondo

State

www.crossandchurchillgroup.com

Estates Ltd Newsletter... Cross & Churchill

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For more information go to

www.yourwebsitehere.com

You can Start a Real Estate Investment Club (REIT) Most people interested in investing in real estate businesses don’t have the time and patience to learn how it works, hence, the need gap and motivation to establish an investment club in real estate.

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An Investment club is the synergy of individuals with like minds, and pulling together of capital to invest in real estate deals. These pooled capital and resources are harnessed to develop residential estates and business plazas/shopping malls, comprising of attractive, cost effective houses, shops and offices in serene environments; and selling them at affordable rates and making good profits

Set-Up a Real Estate Management Company. For those who don’t have the financial muscle to venture into real estate construction, you can still play in the industry as a real estate management company. In this case, it will be your company’s job to maintain and manage your client’s property on a commission basis while still making sure the cash flow from the property stays positive.

Invest in Real Estate Development or Construction. Real estate development or property developmentis a multifaceted business.Real estate development is considered being different from construction,although many developers seem to construct,if you have the financial muscle & a good team,then you can venture into real estate development or construction.

“Owning a home

is a keystone of

wealth… both

financial

affluence and

emotional

security”.

-SuzeOrman

Insights

Contact us +234-809-105-4444 www.crossandchurchillgroup.com

+234-809-253-4444 info@crossandchurchillgroup.com

+234-809-256-4444 customercare@crossandchurchillgroup.com

A Monthly Insight into the Current Real Estate Market

Business Quote for The Month.

Now, one thing I tell everyone is…learn about real

estate. Real estate provides the highest returns, the

greatest values and the least risk.

Cross and Churchill Group

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Cross and Churchill Estates

Essential Tips for First-Time Homebuyers

On Location!

The Shepherd’s Apartments is also about 5 minutes before the Amen Estate and about 8 minutes before the junction of the proposed New Lagos Airport. The Apartments are a flawless and premium collection of exceptionally finished 2-bedroom (adaptable to 3) and 3-bedroom (adaptable to 4) apartments.

These carefully thought-out homes offer a blend of modern attitude with traditional neighbourhood comforts and bring a new meaning to urban living. These comprise of 10-Unit apartments which are ingeniously crafted with the contemporary client in mind.

Project Development Phases>>>

REAL ESTATE FAQs. Ask the Experts >>>

The Shepherd’s Apartments Development…

How does purchasing a Home compare with renting?

Expenses to expect when buying a home The temptation to buy a house can be strong, especially if you've been renting for a while, have gotten married or are ready to start a family, but the cost of home ownership might be a lot more than you anticipated. owning one comes with a new set of expenses you may not have had while renting & these extras can put a strain on your daily finances if you aren't prepared. So to help you draw up a cost estimate for ownership of your new home, these expenses have been itemized for you to factor in. They will vary based on your own personal preferences, the location, the condition and the size of your home. They include;

Cost of building (if purchased as landed

property)

Utilities

Appliances

Furniture

Home repairs and maintenance

Property taxes

Home insurance

As a first time property buyer who is new to Nigerian real estate investing, what is your first concern?

The Shepherd’s Apartments is an innovative and iconic residential development located off km 46, it is located shortly after the Adiva plains/ Beechwood estate, Lakowe Lakes and Mayfair Gardens, Ibeju – Lekki LGA, Lagos State.

Most likely you want to secure your real estate investment. You want some assurance that the property you intend to buy is REAL, problem-free, and something that will give you peace of mind. This is not just a concern for first time home buyers alone. It's a concern that virtually all potential real estate investors share. The truth is . . . money is difficult to come by. It takes a lot of hard work, dedication, and creativity to generate income. That is why people refer to their money as "hard earned" money. So, how do first time home buyers avoid

falling prey in the hands of fraudsters who will sell them dude or non-existent property? When you are ready to secure a property; 1. Ensure to engage the services of a

genuine and trustworthy real estate agent or real estate company with a credible track record.

2. Be wary of extremely cheap property. First time home buyers want to buy as cheap as possible so they can reap a high return on their real estate investment as quickly as possible.

It's wonderful to buy a cheap property. And that's what the potential real estate investor desires whether a beginner investor or a seasoned investor. However, if the property is extremely cheap, it creates the notion that the person selling might not be the real owner. It could be a relative or friend of the owner who had access to the property documents and wants to secretly sell the property and cash out, he will put it in the market at a give-away price. So, if you're the kind of person who is passionate about buying cheap stuff in a hurry, you may fall cheaply for this sort of fraudulent scheme and lose your hard-earned money. Do not be in a hurry to buy; you must cross check fully to ascertain the genuineness of any property for sale. Once you have ascertained that the title is clean, don't delay payment unnecessarily. If you do, you could miss an opportunity to buy into a lovely real estate investment. As they say, "delay is deadly".

The two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity and protect yourself against rent increases. Also, you may not be free to decorate or restructure without permission and may be at the mercy of the landlord for housing. Owning your own home has enormous benefits.

When consummating the purchase of your property, do not try to save money by writing the purchase agreement yourself or using a quack to do so. Engage the services of a real estate attorney when drawing up the real estate contract. It will save you a lot of trouble. Also, draw up a solid real estate contract or agreement using an attorney even if the seller is your friend, relative, or trusted acquaintance. This is called due diligence. Don't let sentiments cloud your sense of judgment . . . your sense of right and wrong. Get the right contract drawn up and properly signed by the parties concerned. It's the right thing to do.

The Shepherd’s apartments are a residential

development being erected by Cross and

Churchill Estates Ltd. Onsite Project

development is currently on-going. Building on

the project commenced in the last quarter of

2013 and is due to be completed within the

first quarter of the year 2014.

The structures are being constructed with

cutting edge and cost effective technology.

We are dedicated to the completion of the first

phase of the development which will be a

master prototype of the apartments.

A total of 10 units, which are; 2 units of 2-

bedrooms and 8 units of 3-bedrooms are being

constructed. Total space area for the 3-

bedroom apartments is 101.47 sq.m and

83.5sq.m for the 2-bedroom apartments. The

vicinity where the site is located is well

developed with residents within the area.

Project Review>>>

The Affordable Luxury of The Shepherd’s Apartments…

These 10-Unit Apartments comprise of

2 Units of the 2-Bedroom Homes &

8 Units of the 3-Bedroom Homes FEATURES Security Post and Gate – house

Paved premises, drains and walkways

Street lights leading to the apartments from Lekki – Epe Expressway.

Guaranteed security network(exclusive of purchase cost)

Central generator power(exclusive of purchase cost)

Comfortable master bedrooms

All rooms come en-suite

Spacious & carefully conceived floor plans

Water treatment plant

Adequate parking lot

Massive headroom allowance in every space.

PRICES 2 bedroom for N12,250,000 each

3 bedrooms for N13,750,000 each

With instalmental payment plans available over a period of 15-18months.

Q: A:

Signing on the dotted

line...

Foundation Stage

Lintel Stage

Interior Work

Before Roofing

Roofing Stage