re: real estate documents dear jim: per your request, i have

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Carmody MacDonald Carmody MacDonald P.C. 120 S. Central Avenue, Suite 1800 St. Louis, Missouri 63105-1705 314-854-8600 Fax 314-854-8660 www.carmodymacdonald.com Kevin J. Williams [email protected] Direct Dial: (314) 854-8604 September 17, 2014 PERSONAL AND CONFIDENTIAL James P. Holloran 1364 Forest St. Louis, MO 63122 Re: Real Estate Documents Dear Jim: Per your request, I have reviewed the attached mortgage and quitclaim deed. 1. With respect to the mortgage document, I note that this document simply provides a mailing address. This is typical of real estate documents (in fact, see quitclaim deed which provides an office building as the mailing address). As the property at 1364 Forest is one of your mailing addresses, use of this mailing address does not appear out of order. 2. With respect to the quitclaim deed, it appears that this document was mistakenly prepared by the buyer who may not have known the residency of the grantors. In my experience, these scrivener type mistakes are not uncommon and should not negate the effectiveness of the deed. It is also important to note that this instrument is a quitclaim deed. It simply transfers the interest, if any, that a grantor may have. It does not warrant title to anyone. I hope the foregoing is helpful. If you have any additional questi , please feel free to call me at (314) 854-8604. Very t CA acDONALD P.C. m J. Williams KJW/lmw (3233/00000/1400631.DOC.)

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Carmody MacDonald Carmody MacDonald P.C. 120 S. Central Avenue, Suite 1800 St. Louis, Missouri 63105-1705 314-854-8600 Fax 314-854-8660 www.carmodymacdonald.com

Kevin J. Williams [email protected]

Direct Dial: (314) 854-8604

September 17, 2014

PERSONAL AND CONFIDENTIAL James P. Holloran 1364 Forest St. Louis, MO 63122

Re: Real Estate Documents

Dear Jim:

Per your request, I have reviewed the attached mortgage and quitclaim deed.

1. With respect to the mortgage document, I note that this document simply provides a mailing address. This is typical of real estate documents (in fact, see quitclaim deed which provides an office building as the mailing address). As the property at 1364 Forest is one of your mailing addresses, use of this mailing address does not appear out of order.

2. With respect to the quitclaim deed, it appears that this document was mistakenly prepared by the buyer who may not have known the residency of the grantors. In my experience, these scrivener type mistakes are not uncommon and should not negate the effectiveness of the deed. It is also important to note that this instrument is a quitclaim deed. It simply transfers the interest, if any, that a grantor may have. It does not warrant title to anyone.

I hope the foregoing is helpful. If you have any additional questi , please feel free to call me at (314) 854-8604.

Very t

CA acDONALD P.C.

m J. Williams

KJW/lmw

(3233/00000/1400631.DOC.)