33rd Annual ISCEBS Employee Benefits

September 7-10, 2014Arizona Biltmore | Phoenix, Arizona

SPONSOR DIRECTORY

PARTNERS IN EDUCATIONAL EXCELLENCE

33rd ANNUAL ISCEBS SYMPOSIUM | SEPTEMBER 7-10, 20142

2014 SYMPOSIUM SPONSORS

The Society gratefully acknowledges the contributions of these sponsors in support of the Symposium.

PlatinumBuck Consultants, a Xerox Company—Welcome Reception (www.xerox.com/hrconsulting)

Fidelity Investments—Tuesday Opening Session and Attendee Tote Bags (www.fidelity.com/workplace)

GoldEPIC Hearing Healthcare—Monday Refreshments (www.epichearing.com)

Voya Financial—Name Badge Lanyards (www.voya.com)

Willis—Shipping Service (www.willis.com)

SilverAegis Risk LLC—Notepads (www.aegisrisk.com)

Arch Insurance Group (www.archinsurance.com)

The Bancorp Bank HSA (www.thebancorphsa.com)

Benefit Advocates, Inc. (www.benefitadvocates.net)

Cigna—Program at a Glance (www.cigna.com)

Crowe Horwath LLP (www.crowehorwath.com)

First Advantage (www.fadv.com)

Right Direction (www.rightdirectionforme.com)

SeeChange Health (www.seechangehealth.com)

USI (www.usi.biz)

The Vitality Group, Inc. (www.TheVitalityGroup.com)

BronzeBenefitsLink.com (www.BenefitsLink.com)

CliftonLarsonAllen (www.CLAconnect.com/employee-benefit-plans)

Health Advocate (www.healthadvocate.com)

HR Certification Institute (www.hrci.org)

(262) 786-8771 | www.iscebs.org 3

Aegis Risk LLCRyan Siemers, CEBS Principal Aegis Risk LLC 218 North Lee Street, Suite 306 Alexandria, VA 22314 (703) 778-6520 Fax: (703) 548-4399 E-mail: ryan.siemers@aegisrisk.com www.aegisrisk.com

Aegis Risk is a specialty consultant and broker focused on medical stop-loss, health reinsurance and related risk management strategies. We seek solutions for large employer benefit plans and other risk-bearing health entities. We partner directly with employers and providers, as well as other brokers and consultants.

Our Value: Our in-depth knowledge of catastrophic medical claimants and their coverage solutions exceeds that of most benefits advisors—who only cover it occasionally. We obtain the greatest value in protection from this unique risk, while your primary broker or consultant remains focused on the rest.

Our Services: Core services include stop-loss plan design as well as carrier marketing and selection. Our expertise and relationships provide highly competitive renewal quotes, including top-rated carrier options not available to other benefits consultants and brokers.

Upon placement of stop-loss coverage, we provide ongoing claims monitoring and reimbursement filing—providing peace of mind in using a carrier external to your claims administrator or health plan.

For larger organizations with multiple divisions and/or profit centers, we can structure an internal risk pool paired with a higher, less costly stop-loss deductible—further lowering your total expense.

Our historical perspective as health care benefit consultants uniquely prepares us as relevant advisors to ACOs and other emerging risk-bearing entities as they consider the potential shift of catastrophic claimants to their liability.

Learn More: Contact us today to discuss our approach, including a complimentary, no-commitment review of your coverage. We partner with employers as well as other brokers and consultants.

Arch Insurance Group Brian Rockwell Haas, CEBS VP, Accident & Special Risk Underwriting Arch Insurance Group 300 Plaza Three Fl 3 Jersey City, NJ 07311 (201) 743-4553 E-mail: bhaas@archinsurance.com www.archinsurance.com

The North American underwriting companies of Arch Insurance Group, a division of Arch Capital Group Ltd., provide a wide range of property, casualty and specialty insurance for corporations, professional firms and financial institutions across the United States and Canada. Our professionals bring discipline, expertise and skillful claims management to bear in areas ranging from corporate directors and officers insurance to health care, and from excess casualty to large, industry-focused insurance programs.

The Arch team consists of the insurance industry’s most experienced underwriting talent. Our underwriting philosophy emphasizes prudent risk selection, consistent underwriting and proper pricing and structure of every risk. We believe that claims handling is an important measure of an insurance company’s worth, so we draw on the best internal and external resources available to handle every claim as expeditiously and satisfactorily as possible.

Arch Insurance Group’s Accident & Health Division provides comprehensive accident, disability and health solutions for employer groups of all sizes, including Fortune 500 companies, multinational corporations, midsize employers and small businesses. In addition, Arch offers accident programs for schools and members of groups or associations participating in sponsored activities. Our product innovation, underwriting expertise and superior customer service give Arch the unique ability to provide customized solutions for our clients.

We operate in the United States through the insurance companies of Arch Insurance Group, which include Arch Insurance Company, Arch Specialty Insurance Company and Arch Excess & Surplus Insurance Company, and in Canada through a branch of Arch Insurance Company. These insurance companies all hold a financial strength rating of “A+” (Superior) from A.M. Best Company, “A+” (Strong) from Standard & Poor’s, “A1” (Strong) from Moody’s and “A+” (Strong) from Fitch Ratings.

For more information about our company, please visit www.archinsurance.com.

33rd ANNUAL ISCEBS SYMPOSIUM | SEPTEMBER 7-10, 20144

The Bancorp Bank HSAWendy Ashford Vice President, Healthcare Solutions The Bancorp Bank HSA 409 Silverside Road, Suite 105 Wilmington, DE 19809 (559) 554-5608 E-mail: washford@thebancorp.com www.thebancorphsa.com

The Bancorp Bank is an FDIC-insured financial institution, publicly traded on NASDAQ (TBBK). We are proud to be one of the “Top 10” HSA administrators nationwide. We are the No. 1 issuer of health care benefits cards. These distinctions have been earned through our end-to-end commitment to customer support, seamless integration, technology and HSA education. We invite you to speak with our health care solutions specialists who understand the changing health care landscape and the unique needs of clients offering private exchanges and consumer-driven health care solutions.

Benefit AdvocatesMary Kesel, CEBS President Benefit Advocates, Inc. 514 South Stratford Road, Suite 301 Winston-Salem, NC 27103-1870 (800) 344-5677 • (336) 721-2029 E-mail: mkesel@benefitadvocates.net www.benefitadvocates.net

Headquartered in Winston-Salem, North Carolina and founded in 2001, Benefit Advocates provides the most cost-competitive health advocacy services to large and small businesses nationwide. With a vision toward high-touch service and skilled solutions, Benefit Advocates prides itself on its core value of “real people, real answers.” It’s staffed with experienced health care and benefits professionals and committed to enhancing the customer experience for those it serves. A live advocate answers every call!

Every hour spent on health benefit issues is an hour human resources professionals could better spend on strategic initiatives. Whether it’s driving employees to a lower cost generic drug, resolving a complex benefit appeals process or negotiating out-of-pocket costs on the employee’s behalf, Benefit Advocates is a one-stop benefits support solution just a phone call away. Benefit Advocates is certified by the Women’s Business Enterprise National Council (WBENC) as a woman- owned and -operated business.

For more information about our company, visit www.benefitadvocates.net.

BenefitsLink.com and EmployeeBenefitsJobs.com Lois Baker, President David Baker, Editor and Publisher 1298 Minnesota Avenue, Suite H Winter Park, FL 32789 (407) 644-4146 E-mail: loisbaker@benefitslink.com www.BenefitsLink.com www.EmployeeBenefitsJobs.com

28,000 employee benefits professionals rely on us to keep them up to date—Do you?

Since 1995, the BenefitsLink daily e-newsletters have provided employee benefits professionals with the latest developments and analysis in plan compliance, administration, policy and design—We scour the web to deliver the very best articles to keep you on top of this ever-changing field. Our website includes active message boards, industry news and an extensive calendar of conferences and webcasts. Together with our sister site, EmployeeBenefitsJobs.com, we offer the best-informed benefits professionals exciting and relevant opportunities for career development in this niche field.

(262) 786-8771 | www.iscebs.org 5

Buck Consultants, a Xerox Company Tami Simon, J.D. Managing Director, Career Practice and Knowledge Resource Center Buck Consultants, a Xerox Company 1800 M Street NW 7th Floor—North Lobby Washington, DC 20036 (202) 776-1004 Fax: (202) 223-8716 E-mail: tami.simon@xerox.com www.xerox.com/hrconsulting

Buck is the consulting strength of Xerox Human Resource Services. We offer advisory, technology and administration solutions to effectively manage talent management programs while engaging employees in their health, wealth and career. Our primary service areas include:

• Benefits and actuarial consulting• Compensation consulting• Global investment consulting• Global technology and delivery solutions• Health and productivity consulting• Strategic communications consulting• Talent and human resources solutions.Learn more at www.xerox.com/hrconsulting.

About Xerox

Since the invention of xerography more than 75 years ago, the people of Xerox (NYSE: XRX) have helped businesses simplify the way work gets done. Today, we are the global leader in business process and document management, helping organizations of any size be more efficient so they can focus on their real business. Headquartered in Norwalk, Conn., we have more than 140,000 Xerox employees and do business in more than 180 countries, providing business services, printing equipment and software for commercial and government organizations.

Learn more at www.xerox.com.

CignaLori Whitaker Director of Market Operations Mountain States (CO, NM, UT, WY) Cigna 3900 East Mexico Avenue, Suite 1100 Denver, CO 80210 (303) 782-1553 E-mail: lori.whitaker@cigna.com www.cigna.com

Cigna is a global health service company, dedicated to helping the people we serve improve their health, well-being and sense of security. Cigna helps organizations around the world. Our integrated plans and services combine with proven health and well-being programs to help employees stay healthy and on the job.

For more information about our company, please visit www.cigna.com.

CliftonLarsonAllenAnita F. Baker, CPA, CEBS Managing Principal, Employee Benefit Plans CliftonLarsonAllen 20 East Thomas Road, Suite 2300 Phoenix, AZ 85012 (602) 604-3563 E-mail: anita.baker@CLAconnect.com http://CLAconnect.com/employee-benefit-plans

CliftonLarsonAllen understands the risks you face and is dedicated to helping you stay on top of your responsibilities as plan sponsors while keeping employees’ retirement and health benefits safe. With more than 40 years of experience, we offer employee benefit plan audit, tax compliance and consulting services. CLA’s 30 employee benefit plan principals and 300 professionals audit more than 1,900 plans across the country and provide compliance and consulting services for hundreds more.

For more information, visit http://CLAconnect.com/employee-benefit-plans.

33rd ANNUAL ISCEBS SYMPOSIUM | SEPTEMBER 7-10, 20146

Crowe Horwath LLPMike Hoffman Senior Manager, Benefit Plan Services Crowe Horwath LLP 600 Superior Avenue East, Suite 902 Cleveland, OH 44114 (216) 623-7529 E-mail: michael.hoffman@crowehorwath.com www.crowehorwath.com | www.crowehorwath.com/planaudit

Founded in 1942 in South Bend, Indiana, Crowe Horwath LLP with offices now coast to coast and 3,000 employees is one of the largest public accounting and consulting firms in the United States.

Crowe audits over 1,100 employee benefit plans annually across 40 states, specializing in SEC-registered DC plans and plans with over 1,000 participants. Crowe’s niche benefit plan audit service is especially popular with Fortune 1000 companies that value a more efficient audit served by a team of career specialists. Our specialists exclusively audit benefit plans leveraging superior project management and advanced technology to streamline the audit process and reduce the frustration of your annual compliance requirement.

In addition to audit, Crowe’s benefit plan services team provides Form 5500 preparation, nondiscrimination testing, IRS/DOL compliance and technical consulting services for retirement and health and welfare plans.

As the eighth-largest public accounting firm, Crowe had the highest revenue growth in 2013 of the top ten firms. Crowe provides audit, consulting, tax, and risk services to mid-sized and large private and publicly traded companies, government and not-for-profit organizations by bringing national industry and service specialists to our clients regardless of location.

EPIC Hearing Health CareMike Reha, CEBS Director of Sales and Marketing EPIC Hearing Health Care 3191 West Temple Avenue, Suite 200 Pomona, CA 91768 (877) 606-3742 Fax: (909) 718-8457 E-mail: mreha@epichearing.com www.epichearing.com

The EPIC Hearing Service Plan (HSP) is the nation’s largest network of ear physicians and audiologists, providing a full array of hearing-related benefits. There are no enrollment fees or monthly premium costs to employer groups or their families. EPIC coordinates with all health plans to maximize hearing benefits and minimize any out-of-pocket expense for members, while providing 25% to 60% savings off all major brands of hearing-related products.

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Fidelity InvestmentsFidelity Brokerage Services, LLC Member NYSE, SIPC 900 Salem Street Smithfield, RI 02917 www.fidelity.com/workplace

At Fidelity, our goal is to make financial expertise broadly accessible and effective in helping people live the lives they want. We do this by focusing on a diverse set of customers—from 23 million people investing their own life savings to 20,000 businesses needing help managing their employee benefit programs to 10,000 advisors and brokers needing innovative technology solutions to invest their own clients’ money. We are a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and many other financial products.

Privately held, and with 41,000 employees, we’ve always believed that by providing investors with access to the information and expertise they need to reach their financial goals, we can help them feel more confident, make clearer decisions and achieve better results. That’s always been our approach.

As of May 31, 2014, the company held assets under administration of $4.8 trillion, including managed assets of $2.0 trillion; it is one of the largest mutual fund companies in the U.S. and the No. 1 provider of both workplace savings plans and individual retirement accounts (IRAs).

For more information about Fidelity Investments, visit www.fidelity.com.

First Advantage Benjamin Smith Senior Manager, Tax Products First Advantage 9800 Crosspoint Boulevard, Suite 300 Indianapolis, IN 46256 (877) 338-5829 E-mail: benjamin.smith@fadv.com www.fadv.com

As the trusted partner of over 45,000 organizations worldwide, we at First Advantage provide easy-to-understand background screening results so you can confidently make decisions about prospective employees, vendors and renters. Not only does this safeguard your brand, but you also arrive at dramatically better background insights—insights you can rely on.

At First Advantage, we are pleased to offer ACA Advantage™, the only Affordable Care Act (ACA) solution businesses need to manage IRS requirements. The ACA subjects employers of more than 50 full-time and full-time equivalent employees (“Large Employers”) to new reporting requirements and potential penalties effective January 1, 2015. The Treasury Department recommends that employers voluntarily comply in 2014. This Act is complex, and business requirements are continually evolving. You know that monitoring your workforce is essential, but the additional administrative load to track and analyze employment data while containing costs is burdensome. Your business needs cost-effective tools to assist with ACA mandates while mitigating risk. The ACA Advantage suite of solutions was designed to do exactly that, offering:

• Look-back analysis• Monitoring of employee hours worked• IRS reporting and audit support related to IRC 6055 and 6056• Workforce analytics related to ACA thresholds• Process consulting for employee shared responsibility paymentFor more information about our company, please visit www.fadv.com.

33rd ANNUAL ISCEBS SYMPOSIUM | SEPTEMBER 7-10, 20148

Health Advocate Jennifer Fox Assistant Vice President, West Sales Health Advocate 3043 Walton Road Plymouth Meeting, PA 19462 (303) 483-3304 Fax: (610) 825-7776 E-mail: jfox@healthadvocate.com www.healthadvocate.com

Health Advocate™, Inc. is the nation’s leading independent health care advocacy and assistance company, serving 40+ million Americans through more than 10,000 client relationships, including many of the nation’s largest companies, by helping members personally navigate health care and insurance-related issues, saving time and money.

Our leading-edge solutions include EmpoweredHealth, a fully integrated program featuring a single 800 number that seamlessly combines health advocacy, wellness coaching, EAP+Work/Life and chronic care solutions. We also leverage the power of pricing transparency, personalized health communications and more to help members make more informed decisions and get more value out of the health care system—all supported by a powerful data analytics engine delivering improved health and financial results.

Founded in 2001 and headquartered in suburban Philadelphia, Health Advocate has received a range of awards, including Workforce magazine 2011 Optimas Award as the worldwide leader in service, 2011 InformationWeek Top Tech Innovations, six consecutive years as one of America’s fastest growing private companies by Inc. 500, one of the fastest growing companies in North America on Deloitte’s 2010, 2011 and 2012 Technology Fast 500™, 2011 Enterprise Awards Life Sciences Company of the Year in the Greater Philadelphia Region, and 2011 Entrepreneur of the Year in the Greater Philadelphia Region by Ernst & Young, and is rated one of the Top 20 Best Places to Work by Philadelphia magazine.

Health Advocate is not affiliated with any insurance or third-party provider.

Health Advocate does not replace health insurance coverage, provide medical care or recommend treatment.

For more information, visit www.healthadvocate.com.

HR Certification InstituteJanee Nouett-Morales HR Certification Institute 1800 Duke Street Alexandria, VA 22314 (703) 535-6085 www.hrci.org

The HR Certification Institute is an internationally recognized certifying organization for the human resource profession and a global leader in developing rigorous exams to demonstrate mastery and real-world application of forward-thinking HR practices, policies and principles. We offer six (6) certifications for practicing HR professionals:

• Professional in Human Resources (PHR®)• Senior Professional in Human Resources (SPHR®)• Global Professional in Human Resources (GPHR®)• California Certification (needs to be PHR®- or SPHR®-certified

to take the exam)• Human Resource Business Professional (HRBPSM) and Human

Resource Management Professional (HRMPSM)—for HR professionals practicing outside of the United States. (Note: these exams cannot be taken in the U.S.)

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RIGHT DIRECTIONMarcas Miles Senior Director, Marketing & Communications Employers Health 4143 Fulton Drive NW Canton, OH 44718 (330) 305-6565 Fax: (330) 305-9055 E-mail: mmiles@ehpco.com www.rightdirectionforme.com

Right Direction is an initiative from Employers Health, a national employer health care coalition based in Ohio, and The Partnership for Workplace Mental Health at the APA (American Psychiatric Association). It is a first-of-its-kind educational initiative for the workplace to help decrease the stigma associated with depression. Right Direction provides employers with appropriate support, tools and resources and motivates employees to seek help when needed. The Right Direction website www.rightdirectionforme.com serves as the employee portal, offering educational information on common symptoms of depression, a depression screening tool, resources for how to discuss this with family, how to talk with employers about job accommodations and additional resources outside the workplace to access for help.

Right Direction has been featured in numerous media outlets including Employee Benefit News.

Download a Right Direction Field Guide. The employer tool kit, called a Field Guide, and resources are available free of charge to all employers. Each Field Guide includes a step-by-step implementation plan, slide decks for sharing the business case with your C-suite, educational presentations as well as corresponding promotional resources, such as posters and intranet copy. Download a tool kit by visiting the Right Direction website at www.rightdirectionforme.com.

New webinar available! View a recorded presentation to hear how one employer, OCLC, is successfully implementing Right Direction at their workplace and how you can bring this innovative free initiative to your company.

Also available is an on-demand webinar for more on using the information and implementing the initiative.

Right Direction is an effort from the Partnership for Workplace Mental Health, a program of the American Psychiatric Foundation and Employers Health Coalition, Inc., and is supported by Takeda Pharmaceuticals U.S.A., Inc. (TPUSA) and Lundbeck U.S.

SeeChange Health Jamie Bulls Senior Vice President, Sales and Business Development SeeChange Health 201 Mission Street, Suite 2375 San Francisco, CA 94105 (817) 372-2093 Fax: (866) 631-6661 E-mail: jbulls@seechangehealth.com

Jim Leleszi Vice President Sales—Employer Segment SeeChange Health 201 Mission Street, Suite 2375 San Francisco, CA 94105 (302) 376-1883 E-mail: jleleszi@seechangehealth.com www.seechangehealth.com

SeeChange Health Solutions is the leader in clinically driven health improvement as an enterprise service. Our solutions provide the most advanced and easiest way to implement a health improvement platform, and even if you already have a wellness solution, we can unite all health and wellness programs into a single, powerful, integrated solution. We measure health improvement and quantify return on health investment with more than 1.4 million members. SeeChange’s solution has been proven to reduce costs by empowering consumers to make informed decisions with health action plans, disease management and pricing transparency. SeeChange Health Solutions serves the Fortune 1000 and regional health plan providers.

33rd ANNUAL ISCEBS SYMPOSIUM | SEPTEMBER 7-10, 201410

USILaura L. Bullard, CEBS Senior Vice President USI 2201 East Camelback Road, Suite 220A Phoenix, AZ 85016 (602) 234-4115 Fax: (602) 234-4130 www.usi.biz

USI can help contain your benefit costs today—and in the years to come. We offer strategic solutions to complex problems, including health care reform, by integrating your company’s needs for plan design, reporting, long-term planning, administration, compliance and communication services.

USI is the third-largest privately held insurance broker,1 the fourth-largest privately held commercial lines broker in the United States2 and the 14th-largest insurance brokerage firm in the world.3 With more than 4,000 dedicated, experienced and innovative professionals, USI is a leader in middle market property-casualty, employee benefits, personal lines, retirement, program and specialty business. USI has been recognized for its innovation by InformationWeek 500 the last three years and Best’s Review January 2014 Innovation Showcase. USI is headquartered in Valhalla, New York and operates out of more than 100 offices across the United States.

Additional information about USI may be found at www.usi.biz.1 Insurance Journal Top 100 Privately Held Independent Agencies Ranking 2013.

2 Insurance Journal Top 50 Privately Held Commercial Lines Leader Ranking 2013 (excludes nonstandard auto brokers-aggregators).

3 A.M. Best Top Global Insurance Brokers Ranking 2013.

The Vitality Group, Inc.Imani Josey Marketing Communications Specialist The Vitality Group, Inc. 200 West Monroe Street, Suite 2100 Chicago, IL 60606 (312) 224-7144 Fax: (312) 224-7101 E-mail: ijosey@thevitalitygroup.com www.TheVitalityGroup.com

Vitality is a rewards program for health that empowers positive change. It offers individualized biometric benchmarking, followed by personalized and tangible goal setting, connected to incentives proven to spark behavior change. Currently at work at over 100 U.S. companies in four continents, Vitality has over six million members worldwide.

For more information, visit www.thevitalitygroup.com.

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Voya Financial Stephen Barry VP, Strategic Relationships, Employee Benefits Voya Financial™ 200 West Madison Street, Suite 3840 Chicago, IL 60606 (312) 422-8569 E-mail: stephen.barry@voya.com www.voya.com

Voya Financial, Inc. (NYSE: VOYA), which has rebranded from ING U.S., is a premier retirement, investment and insurance company serving the financial needs of approximately 13 million individual and institutional customers in the United States. The company’s vision is to be America’s Retirement Company™, and its guiding principle is centered on solving the most daunting financial challenge facing Americans today—retirement readiness. Working directly with clients and through a broad group of financial intermediaries, independent producers, affiliated advisors and dedicated sales specialists, Voya provides a comprehensive portfolio of asset accumulation, asset protection and asset distribution products and services. With a dedicated workforce of approximately 7,000 employees, Voya is grounded in a clear mission to make a secure financial future possible—one person, one family, one institution at a time.

For more information, visit http://www.voya.com. Follow Voya Financial on Facebook and Twitter @VoyaFinancial.

Willis C. Scott Boring, CEBS Senior Vice President Willis of Texas, Inc. 920 Memorial City Way, Suite 500 Houston, TX 77024 (713) 625-1165 E-mail: scott.boring@willis.com www.willis.com

Willis Group Holdings plc is a leading global insurance broker. Through its subsidiaries, Willis develops and delivers professional insurance, reinsurance, risk management, financial and human resource consulting and actuarial services to corporations, public entities and institutions around the world. Willis has more than 400 offices in nearly 120 countries, with a global team of approximately 17,000 associates serving clients in virtually every part of the world. Additional information on Willis may be found at www.willis.com.

Future Symposium Dates and Locations

Plan now to be a sponsor for a future Symposium and take advantage of this exclusive marketing opportunity!

2015August 23-26, 2015 Hyatt Regency Vancouver Vancouver, British Columbia

2016September 18-21, 2016 Hilton Baltimore Baltimore, Maryland

PARTNERS IN EDUCATIONAL EXCELLENCE

Register Now— Rate Guarantee!Invite a Colleague or Client! Special Guest Registration

Information and registration online at www.iscebs.org or call (262) 786-8771.

August 23-26, 2015 Hyatt Regency Vancouver

Vancouver, British Columbia

Employee Benefits

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