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Your Home Loan Advisor for Life!
NMLS 217037 CalBRE# 01869452
When financing your home, the
proper structure of your loan
can be as important as the
rates and fees you pay. The
Siegel Lending Team wants to
be your Trusted Advisor for
Life!
Financing Your Dreams
Your Home Loan Advisor for Life!
NMLS 217037 CalBRE# 01869452
The Benjamin Franklin Program
Is it more important to you to
have a low interest rate or a low
payment? Sometimes, these
are NOT the same. You should
explore your options with the
Lending Team.
AskAboutReverseMortgages.com
What is a Reverse Mortgage?A Reverse Mortgage is a financial instrument that
allows seniors to access the equity in their home
without income or credit qualifications. Seniors
must be 62, live in their own home and have
equity. Seniors can also use the FHA Reverse
Mortgage to purchase a new home.
NMLS 217037 CalBRE# 01869452
Financing Your Dreams
AskAboutReverseMortgages.com
With a Reverse Mortgage, what can I
use the money for?It can be used for anything the senior wishes -
• home repairs
• health care needs
• purchase a new owner occupied home
• help a grandchild with college expenses.
Basically, it can be used for anything the senior
wishes.
NMLS 217037 CalBRE# 01869452
Financing Your Dreams
AskAboutReverseMortgages.com
Why would I want a Reverse
Mortgage?• Cover Expenses for health or disability
• Improve Quality of Life
• Pay Off Debt
• Home Repairs & Improvements
• every day expenses…
What ever the senior needs to enjoy the Golden
Years
NMLS 217037 CalBRE# 01869452
Financing Your Dreams
AskAboutReverseMortgages.com
At What Point does the Bank take my home
with a Reverse Mortgage?As long as the senior continues to pay property taxes,
insurance and maintains the property, the bank does not
EVER want the Seniors’ property and will NOT take it away.
When the senior moves out, they can sell the property or
refinance and the proceeds are all yours or belong to your
estate.
NMLS 217037 CalBRE# 01869452
Financing Your Dreams
AskAboutReverseMortgages.com
What happens to a Senior if they Do Not do
a Reverse Mortgage?• Many find themselves dependent on their kids or
grandkids.
• Many find themselves in a Retirement Home
• Many find they cannot afford food at the end of the
month
• Many find they cannot afford to keep their home in
good repair
• Many are short funds to pay for health care needs.
NMLS 217037 CalBRE# 01869452
Financing Your Dreams
AskAboutReverseMortgages.com
• Are you 62 Years or older• Do you have more month than money• Freedom to use your Money as you
Wish• Need money for Health Care Needs• Need cash for Home Repairs or
Improvements• You NEVER give up title of your home
NMLS 217037 CalBRE# 01869452
Financing Your Dreams
You have a Credit Report and it is
Wrong… CreditSanitizer.com
• In all my decades of reviewing credit
reports, I have yet to see a completely
accurate credit report
• Bad Credit, on average, will cost about $300
per month. Do you have a use for that
money?
• Strategically paying your revolving debt can
help your credit scores
Financing Your Dreams
You have a Credit Report and it is
Wrong… CreditSanitizer.com
• Bad Credit, on average, will cost about
$300 per month. Do you have a use for
that money?
• Strategically paying your revolving debt
can help your credit scores
NMLS 217037 CalBRE# 01869452
Do you Love Wine?
Do you enjoy trying new wines?
If you are like me, and enjoy great new wines
every month, but need help in finding them, the
Ron Siegel Radio Wine Club is the answer.
Partnering with the Wine Bar Bistro, you will get
new wines each month. It is simple to join and
you remain a member as long as you like (no
long term commitment).
www.RonSiegelRadio.com
Financing Your Dreams
NMLS 217037 CalBRE# 01869452
Keep in Touch, Join our Mailing List… Text
“Siegel” to “22828”
Financing Your Dreams
NMLS 217037 CalBRE# 01869452