QUESTIONNAIRE RESULTS

SAFY YASMINA MARKETS AND OPERATIONS

INTERNATIONAL BANKING AND FINANCE INSTITUTE

2

Oversight

1. Payment systems

2. Market infrastructures

3. Payment instruments

PARTICIPATION IN THE SEMINAR

3

30 countries represented 28 replies to the questionnaire

FINANCIAL MARKET INFRASTRUCTURES

4

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101214

16

18

20

22

YesNo

21

7

Were the PFMI implemented in a law/regulation at National level?

SIPS

5

0

2

4

6

8

10

12

14

16

18

YesNo

17

11

Is there any equivalent of the Systemically Important Payment Systems (SIPS) ECB regulation in your country?

6

SIPS

0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

Traffic

Market share

Other (specify)

What are the criteria for an institution to be recognized as SIPS in your country?

COLLATERAL

7

0

5

10

15

20

25

YesNo

7

21

Do you accept credit claims as collateral?

CCP

8

0

2

4

6

8

10

12

14

16

YesNo

14 13

Do you have any CCP in your country?

CCP

9

0 1 2 3 4 5 6 7 8 9 101112131415161718192021222324

Yes

No

Do you have cooperative arrangements with foreign authorities pertaining to the oversight of domestic

CCPs?

CCP

10

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1012141618

YesNo

12

15

Does your authority undertake CCP on-site inspections or reviews?

CSD

11

Yes 86%

No 14%

Is there an equivalent to CSDR (Regulation on settlement and Central Securities Depositories) in your jurisdiction?

PSD

12

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1012141618

YesNo

18

10

Is there an equivalent of the European Payment Service Directive (PSD) in your jurisdiction?

PSP

13

Yes 96%

No 4%

Are payment/e-money service providers subject to specific rules (non-bank license)?

CONSUMER PROTECTION

14

Law; 24

Commercial contract; 1

None; 3

What is the consumer protection regime regarding the use of payment services/means?

STATISTICS

15

02468

101214161820222426

YesNo

25

3

Is there a statistical framework in place to support the oversight?

NATIONAL BANKING COMMITTEE

16

02468

1012141618

Yes No

18

10

Is there a National banking committee dealing with payments in your country?

CARDS

17

Yes 57%

No 43%

Is there a domestic card scheme in your jurisdiction?

INSTANT PAYMENTS

18

02468

1012141618

0 1 2 3 4 5 6 7 8 9 10

How long have you been using instant payments?

(years)

INNOVATION

19

Mobile payments e-wallets Innovative authenticationmethod (i.e. biometrics)

Instant payments Other (specify)

0

2

4

6

8

10

12

14

16

18

20

22

24

26

What are the main innovations in terms of payment solutions in your jurisdiction?

QUESTIONNAIRE RESULTS

20

Thank you for your attention.