2020Not for Profit, Not for Charity, but for Service! Serving your community since 1952.

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02 COVID-19 TIPS Banking on the Go! Featured Club Account

Quarterly Newsletter

April

04 CU*Talk New fees for 2020! Useful Information

03 Charter Members Loan Payments Beneficiary Update 68th Annual Meeting

5027 Norre Gade, St. Thomas, USVI 00802 | (340) 774-1299 | www.stthomasfcu.com

Receive quick texts from your credit union on your phone – Be In Control!

MMoobbiillee TTeexxtt BBaannkkiinngg AAlllloowwss YYoouu TToo……Check account balances for savings,

checking, certificates, and loans.

Enroll in e-Alerts and receive notices regarding account balances, electronic deposits, withdrawals, or when a payment is due.

Is your contact information up-to-date?

It is very important that we always have your current information, especially your: address, phone number, & e-mail address.

Contact information can be updated through online banking , visiting our office, or mail-in form. We promise that it’s worth

your peace of mind!

24hr on-line ATM’s at Altona Professional Center and Al Cohen’s Plaza, Raphune HIll.

“It’s Me 247” Online Banking platform at www.stthomasfcu.com.

Account to Account Transfers (A2A).

“It’s Me 247” Mobile App (download App from the App Store or Google Play).

Mobile Check Deposit (deposit checks remotely using Mobile App)

CU*Talk at (844) 357-0084 or (340) 774-9707 (check account balances via phone)

MasterCard Debit Card with EMV Chip and Contactless technology.

Text Banking (check account balances via phone).

Online Bill Pay Service

Online loan applications

E-Statements (register online)Effective March 23rd, 2020 business operating hours are reduced to 8:00 a.m. - 2:00 p.m. Monday through Friday until further notice.

Feature Club of the Month Sign up for our featured club of the month. 2020 Vacation Clubs will be

Club

2

Other All Purpose Clubs offered:Education Club Carnival Club Christmas Club

deposited to your Share Account by May 5th.

As St. Thomas Federal Credit Union continues to implement precautionary measures recommended by the Center for Disease Control (CDC), we invite you to utilize the following services:

The 68th Annual meeting will be held

on July 17, 2020.

If you have family or friends that work at these businesses, they are eligible to become a member of the St. Thomas Federal Credit Union family.

Having trouble making a loan payment?

If you are experiencing difficulties in making your loan payments, please contact the Collections Department. Call 774-1299 and ask to speak to Paulina Euwema (ext. 3208) or Hester Alejandro (ext. 3214).

Save the Date!!!68th

Date may be subject to change. Stay tuned for more details!

Effective March 23rd, 2020 business operating hours are reduced to 8:00 a.m. - 2:00 p.m. Monday through Friday until further notice.

Is Your Beneficiary Information Up to Date?When was the last time you reviewed your beneficiary information on file at the Credit Union? If you are unsure about who you have listed as your beneficiary or would like to update your information, contact us today! Don’t wait until it’s too late! Contact us at (340) 774-1299.

Annual Meeting!JULY

17

Other All Purpose clubs offered:Education club Carnival club Christmas club

3

customerservice@stfcu.netloans@stfcu.net

New STTFCU FeesEffective April 1, 2020

Useful Information

balance of $100 or more per month.

Power of Attorney

Power of Attorney documentation is valid for 90 days from the date of execution. After 90 days, a new Power of Attorney must be executed in order to be valid. If you would like to revoke your existing Power of Attorney at any given time, a notarized notice of revocation is required.

Phone: 340.774.1299Fax: 340.776.5370www.stthomasfcu.com

STTFCU will be closed on the following: days:

Upcoming Calendar and Events

April 10, 2020 - Good FridayApril 13, 2020 - Easter MondayMay 25, 2020 - Memorial DayJuly 03, 2020 - V.I. Emancipation Day

4

drops below $5.00 on any day within the month)

Payday Loan Advance Fee: $20.00 for initial Payday

loan and $18.00 for subsequent Payday loans.

Revolving loan advance fee: $15.00 per advance.

Document printing fee: $2.00 per page.

Notary public fee: $5.00.

Paper Statement Fee: $1.00 per paper statement

beginning April 1, 2020. Fees will be waived for

members 60 years and over that maintain an account

Share Draft: $15 per month (if available balance

drops below $5.00 on any day within the month)

Share Account: $5.00 per month (if available balance