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  • QUANTUM NEWS - amnt.org · ISSUE 43 | WINTER 2017 2 SORP: one year on µ Ì Ç X o o } Ç µ v µ u À ] } Ç X } X µ l T Z ] u o Ç Á Á o o P o Ç v ] v P Z o µ v Z } ( Z v Á
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QUANTUM NEWS IN THIS ISSUE @ Receive Quantum News by email Quantum is keen to conserve natural resources and would prefer to distribute Quantum News via email in future. If you would like to be added to the ĞŵĂŝů ĚŝƐƚƌŝďƵƟŽŶ ůŝƐƚ ƉůĞĂƐĞ ĞŵĂŝů [email protected] with ƚŚĞ ƟƚůĞ ĞŵĂŝů Žƌ ĐĂůů 029 2083 7967. ^ƉĞĐŝĮĐ ŝŶĨŽƌŵĂƟŽŶ ĨŽƌ ĚĞĮŶĞĚ ďĞŶĞĮƚ ;ĮŶĂů ƐĂůĂƌLJZͿ ƉĞŶƐŝŽŶ ƐĐŚĞŵĞƐ ^ƉĞĐŝĮĐ ŝŶĨŽƌŵĂƟŽŶ ĨŽƌ ĚĞĮŶĞĚ ĐŽŶƚƌŝďƵƟŽŶ ;ŵŽŶĞLJ ƉƵƌĐŚĂƐĞͿ ƉĞŶƐŝŽŶ ƐĐŚĞŵĞƐ 'ĞŶĞƌĂů ŝŶĨŽƌŵĂƟŽŶ ĂďŽƵƚ ĞŵƉůŽLJĞĞ ďĞŶĞĮƚƐ DB DC I AƐ ƐŽŵĞ ŽĨ LJŽƵ ŵĂLJ ŬŶŽǁ YƵĂŶƚƵŵ ĮƌƐƚ ŽƉĞŶĞĚ ŝƚƐ ĚŽŽƌƐ ĨŽƌ ďƵƐŝŶĞƐƐ ŝŶ ĞĂƌůLJ :ĂŶƵĂƌLJ ϮϬϬϬ ƐŽ ǁŝůů Śŝƚ ŽƵƌ ϭϴƚŚ ďŝƌƚŚĚĂLJ ŝŶ ϮϬϭϴ dŚĞ ƐŚĂƌĞĚ ǀŝƐŝŽŶ ŽĨ ƚŚĞ ĐŽŵƉĂŶLJ ďĂĐŬ ŝŶ ϮϬϬϬ ǁĂƐ ƚŽ ĐƌĞĂƚĞ Ă ƚĞĂŵ ƚŚĂƚ ǁŽƵůĚ ĚĞůŝǀĞƌ ƚŽƉ ƋƵĂůŝƚLJ ĂĚǀŝĐĞ ĂŶĚ ƐĞƌǀŝĐĞƐ Ăƚ Ă ĐŽŵƉĞƟƟǀĞ ĨĞĞ ǁŚŝůƐƚ ďĞŝŶŐ ĨĂŝƌ ƚŽ ĐůŝĞŶƚƐ ƐƚĂī ĂŶĚ ŽƚŚĞƌ ƐƚĂŬĞŚŽůĚĞƌƐ dŚĂƚ ĞĂƌůLJ ǀŝƐŝŽŶ ƌĞŵĂŝŶƐ ƚƌƵĞ ƚŽĚĂLJ ĂŶĚ ƚŚĞ ĐŽŶƟŶƵĞĚ ƐƵĐĐĞƐƐ ŽĨ ƚŚĞ ďƵƐŝŶĞƐƐ ĐĂŶ ďĞ ŵĞĂƐƵƌĞĚ ďLJ ƚŚĞ ŶƵŵďĞƌ ŽĨ ůŽŶŐͲƐƚĂŶĚŝŶŐ ĐůŝĞŶƚƐ ĂŶĚ ƐƚĂī ƚŚĂƚ ŚĂǀĞ ƌĞŵĂŝŶĞĚ ǁŝƚŚ ƵƐ ŽǀĞƌ ƚŚĞ LJĞĂƌƐ KǀĞƌ ƚŚĞ ƉĂƐƚ ϭϳ LJĞĂƌƐ ǁĞ ŚĂǀĞ ŽƉĞŶĞĚ ĮǀĞ ŽĸĐĞƐ ĂŶĚ ŚĂǀĞ ŐŽŶĞ ĨƌŽŵ Ă ƐŵĂůů ŶƵŵďĞƌ ŽĨ ƐƚĂī ƚŽ ŶĞĂƌůLJ ϭϬϬ tĞ ŚĂǀĞ ƌĞĐĞŶƚůLJ ŵŽǀĞĚ ŽĸĐĞƐ ŝŶ ĂƌĚŝī ƚŽ ĐŽƉĞ ǁŝƚŚ ƚŚĞ ŝŶĐƌĞĂƐĞ ŝŶ ĚĞŵĂŶĚ KƵƌ ŶĞǁ ƉƌĞŵŝƐĞƐ ǁŝůů ĂůůŽǁ ƵƐ ƚŽ ĚŽƵďůĞ ŽƵƌ ǁŽƌŬĨŽƌĐĞ ŝŶ ĂƌĚŝī ƚŽ ŶĞĂƌůLJ ϭϮϬ ŽǀĞƌ ƚŚĞ ĐŽŵŝŶŐ LJĞĂƌƐ ǁŚŝĐŚ ǁĞ ĐĞƌƚĂŝŶůLJ ǁŽƵůĚ ůŝŬĞ ƚŽ ĚŽ ƐŽ ůŽŶŐ ĂƐ ŽƵƌ ĐůŝĞŶƚ ƐĞƌǀŝĐŝŶŐ ĐĂƉĂďŝůŝƟĞƐ ĂƌĞ ŶŽƚ ĐŽŵƉƌŽŵŝƐĞĚ tĞ ĐĞƌƚĂŝŶůLJ ŚŽƉĞ ƚŚĂƚ ƚŚĞ ŶĞdžƚ ϭϳ LJĞĂƌƐ ŚĂǀĞ ďĞĞŶ ĂƐ ŐŽŽĚ ĂƐ ƚŚĞ ĮƌƐƚ /ƚƐ ďĞĞŶ ĂŶ ŝŶĐƌĞĚŝďůĞ ũŽƵƌŶĞLJ ĨŽƌ ƵƐ Ăůů ĂŶĚ ǁĞ ǁŽƵůĚ ůŝŬĞ ƚŽ ƚŚĂŶŬ Ăůů ŽĨ LJŽƵ ǁŚŽ ŚĂǀĞ ĐŽŶƚƌŝďƵƚĞĚ ƚŽ ŽƵƌ ƐƵĐĐĞƐƐ ĂůŽŶŐ ƚŚĞ ǁĂLJ tĞ ůŽŽŬ ĨŽƌǁĂƌĚ ƚŽ ǁŽƌŬŝŶŐ ǁŝƚŚ LJŽƵ ŝŶ ϮϬϭϳ ĂŶĚ ďĞLJŽŶĚ භ Quantum approaches its coming of age ͻ ^KZW ŽŶĞ LJĞĂƌ ŽŶ ͻ WĞŶƐŝŽŶƐ DŽŶŝƚŽƌ ͻ ĐƚƵĂƌLJ ŝŶ ƚŚĞ ĐŽƌŶĞƌ ͻ WĂLJŝŶŐ ĨŽƌ ŵƵŵ ĂŶĚ ĚĂĚ ͻ dĂŬĞ ĐŽŶƚƌŽů ŽĨ LJŽƵƌ WW& ůĞǀLJ ͻ 'DW Ͳ /ƚΖƐ ŶŽƚ ŽǀĞƌ ΖƟů ŝƚΖƐ ŽǀĞƌ ͻ Ŷ ĞŶĚ ƚŽ ƚŚĞ ƐƟŶŐ ŝŶ ƚŚĞ ƉĞŶƐŝŽŶ ƚĂůĞ ͻ ůŝŵĂƚĞ ĐŚĂŶŐĞ ĂŶĚ ŝŶǀĞƐƚŵĞŶƚ ͻ ŚĂƌŝƚLJ ǁŽƌŬ ͻ ŶĚ ƚŚĞ ŶŽŵŝŶĞĞƐ ĂƌĞ ͻ dŚĞ ƌĞƚƵƌŶ ŽĨ &ŝƐĐĂů WŽůŝĐLJ ͻ YƵĂŶƚƵŵ ĐŚƌŽŶŝĐůĞƐ ISSUE 43 | WINTER 2017 I

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  • Q U A N T U M NEWS

    IN THIS ISSUE

    @Receive Quantum News by emailQuantum is keen to conserve natural resources and would prefer to distribute Quantum News via email in future. If you would like to be added to the

    [email protected] with

    029 2083 7967.

    DB

    DC

    I

    A

    Quantum approaches its coming of age

    ISSUE 43 | WINTER 2017

    I

  • ISSUE 43 | WINTER 2017

    2

    SORP: one year on

    T

    How did it go?

    Fair Value Hierarchy

    Investment risk disclosures

    •

    •

    •

    DB DC

  • ISSUE 43 | WINTER 2017

    3

    Annuity valuations

    Way forward

    Leaves on the line?

    Changes

    DB DC

    Should the auto enrolment minimum contributions be raised?

    Blissfully unaware?

    Pensions Monitor

  • ISSUE 43 | WINTER 2017

    4

    Actuary in the corner

    Scheme Actuaries and their Gilty Conscience…A

    Background

    What are the alternatives?

    The Work and Pensions Select Committee is now looking into “the balance between meeting pension obligations and ensuring the ongoing viability of sponsoring employers”

    •

    •

    DB

  • I

    ISSUE 43 | WINTER 2017

    5

    Paying for mum and dad

    A

    •

    DB DC

  • ISSUE 43 | WINTER 2017

    6

    Take control of your PPF levy

    T

    Improving your Experian score

    Reducing the ‘risk’ the PPF associate with your scheme

    Case study

    DB

  • ISSUE 43 | WINTER 2017

    7

    GMP - It's not over 'til it's over

    A

    GMPs

    What’s new?

    What’s next?

    The responsibilities of trustees and pension administrators can be distilled into one

    simple golden rule: “Pay the right benefits, to the right people, at the right time”

    What now?

    Conclusion

    DB

  • ISSUE 43 | WINTER 2017

    8

    An end to the sting in the pension tale?

    C

    Alan Greenspan (former Chairman of the Federal Reserve of the United States).

    •

    •

    •

    Ban on cold-calling

    Restrictions on transfers

    DB

    It is estimated that there are some 250 million cold calls each year, equivalent

    to eight potential fraud attempts every second.

    (Image Source: The Pensions Regulator)

    DC

  • ISSUE 43 | WINTER 2017

    9

    •

    •

    •

    Setting up fraudulent schemes

    Climate change and investment

    T

    What is a climate change focused fund?

    Are these funds the future?

    Implications for pension schemes

    •

    •

    •

    DB DC

  • ISSUE 43 | WINTER 2017

    10

    And the nominees are...

    G

    I

    I

    to assist you

    The Association of Member Nominated Trustees (AMNT)

  • ISSUE 43 | WINTER 2017

    11

    The return of Fiscal Policy?DB

    Quantum chroniclesNew arrivalsEvents

    Past Events

    Upcoming Events

    S Policy actions

    Impact on investments

  • Who we are

    trustees and members.

    Products and services

    Getting in contact

    Stuart PriceCypress House

    Stuart PriceBroad Quay House

    Bristol BS1 4DJ

    Phil Farrell

    Rhidian Williams

    Amersham

    Robert Palmer

    Birmingham B1 1BD

    www.quantumadvisory.co.uk

    WORKING IN PARTNERSHIP WITH YOU


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