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A Reliance Capital company
Entry Age 18 to 65 years 18 to 70 years
Policy Term 15 to 30 years 10 years FIXED
Maturity Age 33 to 80 Years 28 to 80 Years
Min. Annual Premium 35,000 35,000
Admin Charges Rs.40 per month Rs.40 per month
Surrender / PW Charges
20% in the 4th year, 10% in the 5th year
Nil from 6th year
20% in the 4th year, 10% in the 5th year
Nil from 6th Year
Top Up Charges 1% 1%
New Corporate Fund 1.25%
New Gilt Fund 1.25%
New Equity Fund 1.35%
New Infrastructure 1.35%
New Midcap Fund 1.35%
New Energy Fund 1.35%
New Pure Equity 1.35%
New Money Market 1.25%
FMC
Product Features RPL Basic Plan RPL Term 10 Plan
Max Sum Assured
Age 18 to 40 yrs – 30 times * APAge 41 to 45 yrs – 20 times * APAge 46 to 50 yrs – 15 times * APAge 51 to 55 yrs – 10 times * APAge 56 & above – 5 times * AP
Tax Benefits u/s 80 C & 10 (10 D)
Of the IT Act, 1961
Nominee getsSA + FV
On death of LA
94% Fund AllocationIn the 1st year.
100% subsequent yrs
52 FreeSwitches
Reliance Premier Life Plan
A Reliance Capital company
Reliance Super Automatic Investment Plan
Product Features RSAIP Basic Plan RSAIP Term 10 Plan
Entry Age 30 days to 65 years 30 days to 70 years
Policy Term 15 to 30 years Fixed 10 YEARS
Maturity Age 15 to 80 years 10 to 80 years
Min. Annual Premium 20,000(RP) 25,000(LP) 50,000(SP)
20,000 (RP)
30,000 (SP)
Premium Modes RP / SP / LP RP / SP only
Admin Charges Rs.40 per month Rs.40 per month
Surrender / PW Charges 20% in the 4th year
10% in the 5th year
Nil from 6th year
20% in the 4th year 10% in the 5th year
Nil from 6th year
Allocation Charges 1st Year – 20%
2nd & 3rd yr – 3%
4th & 5th yr – 2%
6th & above - 1%
1st Year – 20%
2nd & 3rd yr – 3%
4th & 5th yr – 2%
6th & above - 1%
SP & Top Up Charges 2% 2%
New Corporate Fund 1.25%
New Gilt Fund 1.25%
New Equity Fund 1.35%
New Infrastructure 1.35%
New Midcap Fund 1.35%
New Energy Fund 1.35%
New Pure Equity 1.35%
New Money Market 1.25%
Fund A 1.35%Fund B & C 1.30 %
Tailor Made (FMC)
Ready Made (FMC)
New Critical Conditions, New Surgical Assistance,
ADB & TPD,Term Life Riders
52 FreeSwitches
Tax BenefitsIT Act,1961
Fund Switch
A Reliance Capital company
Reliance Super MRP
Product Features RSMRP Basic Plan RSMRP Term 10 Plan
Entry Age 30 days to 65 years 30 days to 70 years
Policy Term 15 to 40 years FIXED 10 Years
Maturity Age 15 to 80 years 10 to 80 years
Min. Annual Premium 15000 (RP), 50000 (SP) 12000 (RP), 30000 (SP)
Premium Modes RP / SP RP / SP
Admin Charges Rs.40 per month Rs.40 per month
Surrender / PW Charges 20% in the 4th year, 10% in the 5th year
Nil from 6th Year
20% in the 4th year, 10% in the 5th year
Nil from 6th Year
Allocation Charges 1st Year – 15%
2nd & 3rd yr – 3%
4th & 5th yr – 2%
6th & above - 1%
1st Year – 15%
2nd & 3rd yr – 3%
4th & 5th yr – 2%
6th & above - 1%
Top Up Charges 2% 2%
New Growth Fund 1.30%
New Money Market 1.25%
New Equity Fund 1.35%
New Infrastructure 1.35%
New Midcap Fund 1.35%
New Energy Fund 1.35%
New Pure Equity 1.35%
New Balanced Fund 1.30%
Fund Management Charges
New Fund C 1.30%
New Critical ConditionsNew Surgical Assistance
ADB & TPDTerm Life Riders
52 Free Switches
Tax BenefitsU/s 80 C, 80 D
Tax Benefits U/s 10 (10 D)
Top Up Facility
PartialWithdrawals
A Reliance Capital company
Reliance Super Golden Years Reliance Super Golden Years
Product Features
RSGYP
Basic
RSGYP
Term 10
RSGYP
Value Basic
RSGYP
Value Term 10
RSGYP
Plus Basic
RSGYP
Plus Term 10
Entry Age 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs
Min Policy Term 16 years Fixed 10 yrs 16 years Fixed 10 yrs 16 years Fixed 10 yrs
Vesting Age Upto 75 years
Premium Modes RSGYP Basic & Term 10 : Regular & Single RSGYP Value & Plus : Only Regular Mode
Min Premium All Regular Premium : 20000 Single Premium (Super GYP Basic) 50000 , SP (SuperGYP Term10) : 30000
Life Cover RSGYP Basic & Term 10 : No Life Cover RSGYP Value& Plus : Life Cover Available
Allocation Charges Regular Premium : 7.5 % in 1st year, 5% from 2nd to 10th year, 1% thereafter
Single Premium & Top Ups : 2 %
Fund Mgmt Charges
New Balanced (1.30%) , New Growth (1.30%), New Money market (1.25%), New Equity (1.35%),
New Pure Equity (1.35%), New Infrastructure (1.35%), New Energy (1.35%), New Midcap(1.35%)
Riders CIBR, MSABR, TLR, AD & TPDR (Riders only available with RSGYP Value & Plus)
Admin Charges Rs.40 per month
Surrender Charges 20% in 4th year, 10% in 5th year & from 6th year onwards : Nil Charges
ExchangeOption
52 FreeSwitches
Top UPFacility
Tax Benefits
RetirementPlanning
ExcitingFunds
Optional Life Cover
A Reliance Capital company
Reliance Super Invest Assure Basic Plan
Entry Age 30 days to 60 yrs
Policy Term 20 to 30 years
Maturity Age 20 to 80 years
Min. Annual Premium 10,000
Allocation Charges 45% in 1st year5% in subsequent years
2 % for Top Ups
Admin Charges Rs.40 per month
Surrender / PW Charges
20% in 4th year
10% in 5th year
Nil from 6th year
250% GuaranteedAdditions on Maturity
New Gilt Fund 1.25%
New Money Market 1.25%
New Equity Fund 1.35%
New Infrastructure 1.35%
New Midcap Fund 1.35%
New Energy Fund 1.35%
New Pure Equity 1.35%
New Corporate Fund 1.25%
FMC
New Fund C 1.30%
New Critical ConditionsNew Surgical Assistance
Term Life RiderADB & TPD Rider
Partial Withdrawals
TOP UPFacility
52 FreeSwitches
Life Insurance
Tax Benefitsu/s 80 C, 80D
Tax Free returnsU/s 10 (10 D)
More CommissionFor Advisors
Guaranteed250% addition of
First Year Premium
Can increaseYour Fund Value
Through TOP UPs
Family ProtectionThrough Life
Cover & Riders
A Reliance Capital company
Reliance Super Invest Assure Plus Plan
Product Features RSIP Plus Basic RSIP Plus Term 10
Entry Age 30 days to 60 years 30 days to 65 years
Policy Term 15 to 30 years FIXED 10 Years
Maturity Age 15 to 75 years 10 to 75 years
Min. Annual Premium Rs.20000 Rs.20000
Premium Modes Regular Premiums only Regular Premiums only
Admin Charges 40 per month 40 per month
Surrender / PW Charges 20% in 4th year
10% in 5th year
Nil from 6th year onwards
Allocation Charges 20k to 50k – 30%
50k to 1 lac – 20%
Next 2 Lacs – 15%, Above 3 Lacs – 11%
2nd & 3rd Year – 5%, 4th & 5th year – 3%, thereafter 2%
Top Ups : 2 %
Top Up Charges 2%
Premium reduction upto 25% in 2nd & 3rd policy years
Critical Illness Major Surgeries Benefit
ADB & TPD, Term Life Rider
New Gilt Fund 1.25%
New Money Market 1.25%
New Equity Fund 1.35%
New Infrastructure 1.35%
New Midcap Fund 1.35%
New Energy Fund 1.35%
New Pure Equity 1.35%
New Corporate Fund 1.25%
Fund Management Charges
New Fund C 1.30%
52 FreeSwitches
PartialWithdrawals