quantum f o c e pendant

6
A Reliance Capital company Entry Age 18 to 65 years 18 to 70 years Policy Term 15 to 30 years 10 years FIXED Maturity Age 33 to 80 Years 28 to 80 Years Min. Annual Premium 35,000 35,000 Admin Charges Rs.40 per month Rs.40 per month Surrender / PW Charges 20% in the 4 th year, 10% in the 5 th year Nil from 6 th year 20% in the 4 th year, 10% in the 5 th year Nil from 6 th Year Top Up Charges 1% 1% New Corporate Fund 1.25% New Gilt Fund 1.25% New Equity Fund 1.35% New Infrastructure 1.35% New Midcap Fund 1.35% New Energy Fund 1.35% New Pure Equity 1.35% New Money Market 1.25% FMC Product Features RPL Basic Plan RPL Term 10 Plan Max Sum Assured Age 18 to 40 yrs – 30 times * AP Age 41 to 45 yrs – 20 times * AP Age 46 to 50 yrs – 15 times * AP Age 51 to 55 yrs – 10 times * AP Age 56 & above – 5 times * AP Tax Benefits u/s 80 C & 10 (10 D) Of the IT Act, 1961 Nominee gets SA + FV On death of LA 94% Fund Allocation In the 1 st year. 100% subsequent yrs 52 Free Switches Reliance Premier Life Plan

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Page 1: Quantum  F O C E  Pendant

A Reliance Capital company

Entry Age 18 to 65 years 18 to 70 years

Policy Term 15 to 30 years 10 years FIXED

Maturity Age 33 to 80 Years 28 to 80 Years

Min. Annual Premium 35,000 35,000

Admin Charges Rs.40 per month Rs.40 per month

Surrender / PW Charges

20% in the 4th year, 10% in the 5th year

Nil from 6th year

20% in the 4th year, 10% in the 5th year

Nil from 6th Year

Top Up Charges 1% 1%

New Corporate Fund 1.25%

New Gilt Fund 1.25%

New Equity Fund 1.35%

New Infrastructure 1.35%

New Midcap Fund 1.35%

New Energy Fund 1.35%

New Pure Equity 1.35%

New Money Market 1.25%

FMC

Product Features RPL Basic Plan RPL Term 10 Plan

Max Sum Assured

Age 18 to 40 yrs – 30 times * APAge 41 to 45 yrs – 20 times * APAge 46 to 50 yrs – 15 times * APAge 51 to 55 yrs – 10 times * APAge 56 & above – 5 times * AP

Tax Benefits u/s 80 C & 10 (10 D)

Of the IT Act, 1961

Nominee getsSA + FV

On death of LA

94% Fund AllocationIn the 1st year.

100% subsequent yrs

52 FreeSwitches

Reliance Premier Life Plan

Page 2: Quantum  F O C E  Pendant

A Reliance Capital company

Reliance Super Automatic Investment Plan

Product Features RSAIP Basic Plan RSAIP Term 10 Plan

Entry Age 30 days to 65 years 30 days to 70 years

Policy Term 15 to 30 years Fixed 10 YEARS

Maturity Age 15 to 80 years 10 to 80 years

Min. Annual Premium 20,000(RP) 25,000(LP) 50,000(SP)

20,000 (RP)

30,000 (SP)

Premium Modes RP / SP / LP RP / SP only

Admin Charges Rs.40 per month Rs.40 per month

Surrender / PW Charges 20% in the 4th year

10% in the 5th year

Nil from 6th year

20% in the 4th year 10% in the 5th year

Nil from 6th year

Allocation Charges 1st Year – 20%

2nd & 3rd yr – 3%

4th & 5th yr – 2%

6th & above - 1%

1st Year – 20%

2nd & 3rd yr – 3%

4th & 5th yr – 2%

6th & above - 1%

SP & Top Up Charges 2% 2%

New Corporate Fund 1.25%

New Gilt Fund 1.25%

New Equity Fund 1.35%

New Infrastructure 1.35%

New Midcap Fund 1.35%

New Energy Fund 1.35%

New Pure Equity 1.35%

New Money Market 1.25%

Fund A 1.35%Fund B & C 1.30 %

Tailor Made (FMC)

Ready Made (FMC)

New Critical Conditions, New Surgical Assistance,

ADB & TPD,Term Life Riders

52 FreeSwitches

Tax BenefitsIT Act,1961

Fund Switch

Page 3: Quantum  F O C E  Pendant

A Reliance Capital company

Reliance Super MRP

Product Features RSMRP Basic Plan RSMRP Term 10 Plan

Entry Age 30 days to 65 years 30 days to 70 years

Policy Term 15 to 40 years FIXED 10 Years

Maturity Age 15 to 80 years 10 to 80 years

Min. Annual Premium 15000 (RP), 50000 (SP) 12000 (RP), 30000 (SP)

Premium Modes RP / SP RP / SP

Admin Charges Rs.40 per month Rs.40 per month

Surrender / PW Charges 20% in the 4th year, 10% in the 5th year

Nil from 6th Year

20% in the 4th year, 10% in the 5th year

Nil from 6th Year

Allocation Charges 1st Year – 15%

2nd & 3rd yr – 3%

4th & 5th yr – 2%

6th & above - 1%

1st Year – 15%

2nd & 3rd yr – 3%

4th & 5th yr – 2%

6th & above - 1%

Top Up Charges 2% 2%

New Growth Fund 1.30%

New Money Market 1.25%

New Equity Fund 1.35%

New Infrastructure 1.35%

New Midcap Fund 1.35%

New Energy Fund 1.35%

New Pure Equity 1.35%

New Balanced Fund 1.30%

Fund Management Charges

New Fund C 1.30%

New Critical ConditionsNew Surgical Assistance

ADB & TPDTerm Life Riders

52 Free Switches

Tax BenefitsU/s 80 C, 80 D

Tax Benefits U/s 10 (10 D)

Top Up Facility

PartialWithdrawals

Page 4: Quantum  F O C E  Pendant

A Reliance Capital company

Reliance Super Golden Years Reliance Super Golden Years

Product Features

RSGYP

Basic

RSGYP

Term 10

RSGYP

Value Basic

RSGYP

Value Term 10

RSGYP

Plus Basic

RSGYP

Plus Term 10

Entry Age 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs 18 to 59 yrs 18 to 65 yrs

Min Policy Term 16 years Fixed 10 yrs 16 years Fixed 10 yrs 16 years Fixed 10 yrs

Vesting Age Upto 75 years

Premium Modes RSGYP Basic & Term 10 : Regular & Single RSGYP Value & Plus : Only Regular Mode

Min Premium All Regular Premium : 20000 Single Premium (Super GYP Basic) 50000 , SP (SuperGYP Term10) : 30000

Life Cover RSGYP Basic & Term 10 : No Life Cover RSGYP Value& Plus : Life Cover Available

Allocation Charges Regular Premium : 7.5 % in 1st year, 5% from 2nd to 10th year, 1% thereafter

Single Premium & Top Ups : 2 %

Fund Mgmt Charges

New Balanced (1.30%) , New Growth (1.30%), New Money market (1.25%), New Equity (1.35%),

New Pure Equity (1.35%), New Infrastructure (1.35%), New Energy (1.35%), New Midcap(1.35%)

Riders CIBR, MSABR, TLR, AD & TPDR (Riders only available with RSGYP Value & Plus)

Admin Charges Rs.40 per month

Surrender Charges 20% in 4th year, 10% in 5th year & from 6th year onwards : Nil Charges

ExchangeOption

52 FreeSwitches

Top UPFacility

Tax Benefits

RetirementPlanning

ExcitingFunds

Optional Life Cover

Page 5: Quantum  F O C E  Pendant

A Reliance Capital company

Reliance Super Invest Assure Basic Plan

Entry Age 30 days to 60 yrs

Policy Term 20 to 30 years

Maturity Age 20 to 80 years

Min. Annual Premium 10,000

Allocation Charges 45% in 1st year5% in subsequent years

2 % for Top Ups

Admin Charges Rs.40 per month

Surrender / PW Charges

20% in 4th year

10% in 5th year

Nil from 6th year

250% GuaranteedAdditions on Maturity

New Gilt Fund 1.25%

New Money Market 1.25%

New Equity Fund 1.35%

New Infrastructure 1.35%

New Midcap Fund 1.35%

New Energy Fund 1.35%

New Pure Equity 1.35%

New Corporate Fund 1.25%

FMC

New Fund C 1.30%

New Critical ConditionsNew Surgical Assistance

Term Life RiderADB & TPD Rider

Partial Withdrawals

TOP UPFacility

52 FreeSwitches

Life Insurance

Tax Benefitsu/s 80 C, 80D

Tax Free returnsU/s 10 (10 D)

More CommissionFor Advisors

Guaranteed250% addition of

First Year Premium

Can increaseYour Fund Value

Through TOP UPs

Family ProtectionThrough Life

Cover & Riders

Page 6: Quantum  F O C E  Pendant

A Reliance Capital company

Reliance Super Invest Assure Plus Plan

Product Features RSIP Plus Basic RSIP Plus Term 10

Entry Age 30 days to 60 years 30 days to 65 years

Policy Term 15 to 30 years FIXED 10 Years

Maturity Age 15 to 75 years 10 to 75 years

Min. Annual Premium Rs.20000 Rs.20000

Premium Modes Regular Premiums only Regular Premiums only

Admin Charges 40 per month 40 per month

Surrender / PW Charges 20% in 4th year

10% in 5th year

Nil from 6th year onwards

Allocation Charges 20k to 50k – 30%

50k to 1 lac – 20%

Next 2 Lacs – 15%, Above 3 Lacs – 11%

2nd & 3rd Year – 5%, 4th & 5th year – 3%, thereafter 2%

Top Ups : 2 %

Top Up Charges 2%

Premium reduction upto 25% in 2nd & 3rd policy years

Critical Illness Major Surgeries Benefit

ADB & TPD, Term Life Rider

New Gilt Fund 1.25%

New Money Market 1.25%

New Equity Fund 1.35%

New Infrastructure 1.35%

New Midcap Fund 1.35%

New Energy Fund 1.35%

New Pure Equity 1.35%

New Corporate Fund 1.25%

Fund Management Charges

New Fund C 1.30%

52 FreeSwitches

PartialWithdrawals