November 2019 – January 2020 | North American Issue

Q1 • 2020

TD Corporate Citizenship NewsletterOpening doors for a more inclusive and sustainable tomorrow

Message from Andrea BarrackGlobal Head, Sustainability and Corporate Citizenship

If people aren’t confident about their health, then they are less likely to be confident about their future. And recent studies have shown that race, ethnicity, socioeconomic status and geography can play a large part in one’s ability to access health care. That’s why we focused the 2019 TD Ready Challenge on finding innovative solutions to help increase equitable health outcomes for more people. After all, the annual TD Ready Challenge, launched in 2018, was built on the premise that with TD’s support, the charitable and not-for-profit sector can catalyze the creation and scaling of ideas relevant to the goals of the TD Ready Commitment.

This quarter was marked by the culmination of the Challenge, starting off our year on an incredible high note. In December, after a rigorous and exciting process, we announced the names of the 10 recipient organizations that each received a $1 million (CDN) TD Ready Challenge grant to support their ideas and programs that will help remove barriers to good health. Solutions developed by these recipients are focused on tackling healthcare inequity by helping to increase access to early detection and intervention for a variety of diseases, so more people can live longer and healthier lives. We are thrilled to help these 10 recipient organizations – six from Canada and four from the US – in their journey to reshape the future of healthcare:

• University of Victoria• Ontario Institute for Cancer Research• The Princess Margaret Cancer Foundation• University of Manitoba• Montreal Children’s Hospital Foundation• Children’s Hospital of Philadelphia• Baystate Health Foundation/Baystate Medical Center• Cold Spring Harbor Laboratory• Fund for Public Health in New York City• University of Ottawa Heart Institute (UOHI)

Our commitment to these organizations over the next three years is a concrete demonstration of the Better Health component of the TD Ready Commitment – our global corporate citizenship platform, helping to build a more inclusive and sustainable tomorrow. The crucial work being done by the 10 grant recipients for the 2019 TD Ready Challenge is helping to bring all of us one step closer to a future that everyone can look forward to.

Learn more at td.com/readychallenge and keep reading for Q1 highlights we’re excited to share.

Q1 • 2020 | TD Corporate Citizenship Newsletter November 2019 – January 2020, North American Issue 2

The Four Interconnected Drivers of Change

Financial SecurityEarly Learning, Income Stability, Affordable Housing, Financial Literacy

Funding approved for 106 organizations in totalin Canada and the United States.

A TD Charitable Foundation grant of $220,000 will help United Way NYC deliver its ReadNYC project,which aims to increase early child-hood reading proficiency in New York City, specifically serving public school students and teachers in the Bronx.

Futurpreneur Canada re-launched itsSide Hustle program, sponsored by TD, which helps entre-preneurs aged 18 to 39 launch and grow their side business through loan financing and mentoring sessions with business experts.

Habitat for Humanity (GTA) celebrated the completion of its Pinery Trail Buildin December, handing keys to 12 families for their new home. Supported by TD, the Build is one of Habitat’s largest projects in the GTA with 50 families now calling the Pinery Trail community home.

The United Way of Delaware is offering free one-on-one personal financial coaching to Delawareans who want to understand more about making good financial decisions, and achieving financial goals through its $tand By Me Financial Empowerment program, supported by the TD Charitable Foundation.

Vibrant PlanetGreen Spaces, Low-Carbon Economy

Funding approved for 19 organizations in totalin Canada and the United States.

TD Bank announced that it will be sponsoring a program with Neat Streets Miami and Miami-Dade Department of Parks, Recreation and Open Spaces to plant shade trees in and around playgrounds to help decrease high surface temperatures,allowing children to use parks that previously reached temperatures of up to 165°F.

TD Friends of the Environment Foundation provided $131,000 in funding to 23 projects across Canada.

The 2nd annual TD Future Cities Summit in Toronto, organized by Evergreen Canada, brought together 700 city builders and community leaders from 13 different industries for two days in November 2019 to discuss how we can transform cities into smarter, inclusive places with community-led solutions.

The TD Park People Grants application season began this January, aiming to build on the 663 events supported through the program so far, bringing 61,398 people into parks across Canada. This year, the grants will have even greater reach in municipalities across the country.

Through the TreePhilly program, TD Bank is supporting a 10-year strategic plan for the city of Philadelphia that entails planting and caring for its urban forest. The city’s goal is to increase its tree canopy to 30% of land within the municipality.

Results are reported for Q1 FY’20 year to date and are preliminary. Final figures will be reflected in The TD Ready Commitment Report for 2019.

Q1 • 2020 | TD Corporate Citizenship Newsletter November 2019 – January 2020, North American Issue 3

Connected CommunitiesShared Experiences, Arts and Culture, Local Needs

Funding approved for 269 organizations in totalin Canada and the United States.

The TD Charitable Foundation will support Washington Informer Charities through its Brave Spaces program that is designed to elevate Black women and enrich civic engagement through curated leadership circles and digital communications.

The 2019 North American TD United Way Employee Giving Campaign ran from November 20 – December 13, 2019, and surpassed its target with a total of $17.5 million raised. This year, 25,779 employees donated to the United Way using a new centralized platform – the TD Ready Commitment Network.

The United Way of Long Island is helping young adults (aged 18-24) from diverse neighbourhoods face problems associated with low- income communities through its YouthBuild Long Islandinitiative, supported by the TD Charitable Foundation.

In December 2019, TD Bank Group hosted events atMiami Art Week and acquired works created by three New York-based artists from diverse backgrounds for the TD Art Collection. The works of Abdolreza Aminlari, Claudia Peña Salinas and Nari Ward bring new perspectives to the Collection, each offering their own critical discourse.

Better HealthIncrease investment in research, technology and innovative solutions that improve access to care for all

Funding approved for 23 organizations in totalin Canada and the United States.

TD Bank Group committed to donate $1 million to the Multiple Sclerosis (MS) Society of Canada over the next 10 years to support research that uses artificial intelligence to help improve treatments for people with MS.

Through its Telehealth Services Initiative, Prisma Health is providingaccess to preventive and primary health care services at four Greenville County, SC middle schools to large numbers of at-risk children. Supported by the TD Charitable Foundation, the services help improve the social, emotional and behavioural health of students and reduce the effects of poverty.

Hackensack Meridian Health will provide free screening mammograms and diagnostic procedures to womenwho are uninsured or under-insured, or who are experiencing financial hardship, in New Jersey’s Monmouth and Ocean counties. The Reducing Barriers to Mammograms at the Shore program will also provide one-on-one support to all patients who receive a breast cancer diagnosis.

Results are reported for Q1 FY’20 year to date and are preliminary. Final figures will be reflected in The Ready Commitment Report for 2019.

The Four Interconnected Drivers of Change

Q1 • 2020 | TD Corporate Citizenship Newsletter November 2019 – January 2020, North American Issue 4

TD Commons at CAMHLast November, TD announced a landmark donation of more than CDN$20 million to the Centre for Addiction and Mental Health (CAMH) in Toronto, making it one of the single largest corporate gifts CAMH has received to date. The funding will help drive research, impact care programs, and contribute to the work involved with eliminating stigmas associated with mental illness and addiction.

In recognition of the Bank’s longtime support of CAMH, the soon-to-be revitalized Shaw Park on the CAMH grounds in Toronto will be named ‘TD Commons’ upon completion. A part of CAMH’s redevelopment project, the new green space is set to open in 2020 and will be available to the public, providing a place for CAMH patients and others in the area to enjoy. The park will help to increase greenery in a busy urban area, while also serving as quiet space where patients and the public can reflect and re-focus. The Bank’s landmark donation to CAMH speaks to the Bank’s pledge, through the TD Ready Commit-ment, to help build a more inclusive and sustainable tomorrow

TD is proud to support CAMH, Canada’s largest mental health and addiction teaching hospital and a world leading mental health research centre. It’s one of the many ways the Bank is investing in innovative healthcare research and solutions as part of the Better Health driver of the TD Ready Commitment, which aims to create more equitable health outcomes for all.

Learn more about our support of CAMH, its revitalization project and TD Commons at our Newsroom.

News and Insights• Winnipeg Sun reports $1M TD Ready

Challenge grant received by University of Manitoba for multi-provincial project to screen, triage and treat Indigenous people living in rural and remote communities for chronic kidney disease (CKD), diabetes, and high blood pressure.

• CBC News reports $1M TD Ready Challenge grant received by University of Victoria for project that aims to use advanced yet cost-effective technology to provide 3D-printed prosthetics to underserved and remote communities.

• Inside Philanthropy news website publishes feature on 2019 TD Ready Challenge initiative and results.

• In 2019, over 10,000 global volunteers (both employees and community members) participated in TD Tree Days, facilitating 158 plantings that are helping to enhance 149 community green spaces. Over 433,000 native trees and shrubs have been planted in communities across North America through TD Tree Days.

A New and Improved Granting ProcessIn January 2020, our granting process in Canada changed to quarterly cycles with the launch of a new and improved application process. Learn more on our Apply For Funding page and be sure to read through the Common Questions tab.

Awards and Recognition• Nov 22, 2019: TD Bank Group was selected by Mediacorp Canada Inc.

as one of Canada’s Top 100 Employers (2020) and the Greater Toronto Area’s Top Employers (2020).

• Nov 27, 2019: Future Workforce announced that TD made the 2020 list of Canada’s Future Workforce Top Employers Award.

• Jan 17, 2020: TD is named as one of Canada’s Top Employers for Young People (2020) by Mediacorp Canada Inc.

• Jan 21, 2020: TD Bank is named to the Human Rights Campaign Foundation’s 2020 Corporate Equality Index (CEI) with a score of 100% for the 11th year in a row (LGBTQ2+).

• Jan 21, 2020: TD Bank is recognized as one of America’s Best Employers for Diversity (2020) by Forbes.

• Jan 21, 2020: TD is named to the Bloomberg Gender Equality Index for the fourth year in a row.

• Jan 26, 2020: TD Bank is named to the U.S. Careers and the disABLED Magazine’s 2020 Top 50 Employers list (ranked #35).

• Jan 29, 2020: TD is named one of Canada’s Best Employers 2020

Coming up Next QuarterLook out for the release of the 2019 TD Ready Commitment Report, our 2019 ESG Report, and the TD and Indigenous Communities in Canada Report in March 2020. Learn more about our ESG Reporting and Publications online.

For community events taking place across Canada and the U.S., visit communityevents.td.com.