3. EB PRIMER3. EB PRIMERA whole new world of Employee BenefitsA whole new world of Employee Benefits

What are Employee Benefits (EB)?

EMPLOYEE BENEFITS are incentives given to employees as part of an overall HR strategy to recruit or retain them.

EB can help you win the war for talent

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EB Primer

What is the purpose of EB?

“The purpose of EMPLOYEE BENEFITS is to increase the economic security of employees.”

- Wikipedia

EB can help your employees become financially secure

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EB Primer

1. Paid vacations, 75% 2. Health insurance, 61%3. Paid sick leave, 59%4. Disability insurance, 41%5. Education reimbursement, 39%6. Pension plan, 30%7. Life insurance, 29%8. Dental insurance, 24%

What are the most common EB?

All 4 insurance benefits are offered by Purple Cow!

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- Small Business Poll on Compensating Employees (NFIB, US: 2003)

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What makes Insurance ‘sulit?’ • LIFE INSURANCE provides you with instant cash

in the event of death or total and permanent disability; (.25% of population between 18-65)

• ACCIDENT INSURANCE provides you with instant cash in the event of accidental death or disability; (10% of inpatient & outpatient cases)

• HEALTH INSURANCE (Medical / Dental HMO and/or INS) protects you from losing money in the event of sickness or accident, and treats you as well (if HMO). (10% inpatient / 100% outpatient)

All insurance can make or save you money in multiples

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EB Primer

Why give Insurance to employees?

• Because you want to take care of the hands that take care of YOU (Employees are your key success factors);

• Because you want to stop them from losing money to medical emergencies – the most common cause of their financial insecurity – in the most cost-effective manner;

• Because Employee life & health is not just corporate wealth, but also your Corporate Social Responsibility.

Insurance is the most cost-effective EB money can buy

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Why get the Purple Cow?

• The Purple Cow is UNIQUE: it’s not just an HMO plan, but all the 3 major Employee Benefits rolled into one plan;

• The Purple Cow is a good SELLING tool: it has all the features & benefits our Clients say they want or need;

• The Purple Cow makes a great PROPOSITION: Employee Benefits = Financial Security; therefore, More Employee Benefits = More Financial Security.

Purple Cow Employee Benefits = more financial security!

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• GRA is the #1 Filipino, Independent, Family-owned, full-line insurance brokerage in the country: it has >P1B in premiums, and has been around the Top 5 since 1965;

• GRA is your outsourced Employee Benefits expert, Insurance Broker, and risk management consultant;

• GRA’s Tom Gotuaco is the Originator of PURPLE COW: a unique Employee Benefits plan designed for SME.

Why get GRA as Broker?

GRA has your SME interest at HEART

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EB Primer

Why get AsianLife (ALGA) as Insurer?

• ALGA is the BIGGE$T NAME in group life and medical insurance today, and the only insurance co. in the market that offers an HMO plan; (ALGA clients include Globe, Ayala, Smart, PLDT)

• ALGA offers the BE$T VALUE for your money: you can get all the major Employee Benefits rolled into one plan;

• ALGA offers the LOWE$T PRICE, when you compare all insurance and HMO features and benefits.

ALGA has the biggest name, best value & lowest price

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EB Primer