HC 1018 3-20

Proud to say we are in the business of fulfilling life

fulfilling life2

At Ameritas, we are proud to be in the business of fulfilling life. We offer competitive insurance, employee benefits and financial products and services to individuals, families and businesses. We work hard to understand our customers’ needs and to provide insurance and financial products and services to help meet those needs. Our goal is to help enable a life that’s rich in family, happiness, health and financial security.

Founded in 1887, Ameritas remains committed to building enduring relationships. We are a mutual-based organization, focused on providing value generation after generation. We believe in providing our customers with consistent, exceptional service and in serving our communities with purpose.

We strive to help our customers make life better, and we do it in so many ways. This is who we are. It’s our calling. And we would never want it any other way.

When lives are fulfilled, our mission is fulfilled.

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Protecting what is most cherished

Delivering on our promisesAs a mutual organization, we always put customers first. With our long-standing strength, we established a tradition of delivering products and services generation after generation.

Though we’re proud of our group ratings1 from Standard & Poor’s and A.M. Best Company, we measure our success by how many people we’ve helped. By how many promises we’ve kept. That is the true measure of who we are.

Financial Strength Ratings

Standard & Poor’s

A+ (Strong) for insurer financial strength. This is the fifth highest of Standard & Poor’s 21 ratings.

A.M. Best Company

A (Excellent) for insurer financial strength. This is the third highest of A.M. Best’s 13 ratings assigned.

The Best’s Rating Report and Standard & Poor’s Full Analysis Report are available in the ratings section of Ameritas.com.

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Our mutual advantage: We put our customers firstWe’re all in this together. Since our founding in 1887, Ameritas has been about people coming together to plan for and protect what’s most important.

As a mutual-based organization, we always put our customers first. Our mutual advantage means we aren’t obligated to third-party stakeholders.

We are free to focus on what’s best for the individuals, families and businesses who rely on our products. Free to focus on long-term stability over short-term results. Free to commit to sustainable growth and to build on the financial strength that allows us to deliver on our promises when people need us most.

Protecting what matters mostLife will never be free from uncertainty. But when uncertainty is minimized, life can be maximized. Our products help individuals, families and businesses protect what matters most. They are designed to be competitive over the long haul. Ameritas Life Insurance Corp.’s diversified products and services have breadth and value, including flexibility that works.

Life Insurance and AnnuitiesLife insurance and annuities are designed to help provide protection against the uncertainties of tomorrow, while providing the flexibility to serve your financial and investment needs today. Products include permanent life insurance, term life insurance, variable life insurance, universal life insurance, indexed universal life insurance, fixed annuities, indexed annuities and variable annuities.

Retirement PlansFor businesses and their employees, our retirement plans are designed to complement each organization’s goals and strategic direction. From traditional 401(k) profit sharing plans for both growing and established businesses to plans for government entities and non-profit organizations, we make a difference by helping people achieve their retirement savings goals.

InvestmentsWe offer a wide range of products and services geared to help you reach your unique financial goals. Add stocks, bonds, mutual funds, fixed- income securities and managed accounts to your portfolio through our registered representatives and financial advisors.2

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Disability Income InsuranceThe ability to work and earn a living makes everything else possible. Disability income insurance offers income protection if a debilitating illness or injury should strike. Protection also is available for small business owners to help maintain their business in the event of their disability.

Group Dental, Vision and Hearing Care InsuranceThe right employee benefits are important to every business, large or small. With our flexible and affordable options, we can build the best plan for you. We also offer coverage for individuals and families. Our strengths include fast and accurate claims payment, certified excellence in customer service and our money-saving dental PPO network.

For more information, visit us at Ameritas.com

Ameritas Life Insurance Corp.5900 O StreetLincoln, NE 68510800-745-1112

1 Ameritas Mutual Holding Company’s ratings by Standard & Poor’s and A.M. Best Company include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.

2 Securities and investment advisory services offered through affiliates Ameritas Investment Company, LLC, member FINRA/SIPC, and Ameritas Advisory Services.

Variable products issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Company, LLC. Products not available in New York. Variable products are suitable for long-term investing and are subject to investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investments. This information can be found in the policy and investment option prospectuses. Contact Ameritas Life Insurance Corp. for a prospectus and read it carefully before investing.

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp., 5900 O Street, Lincoln, Nebraska 68510 and Ameritas Life Insurance Corp. of New York, (licensed in New York) 1350 Broadway, Suite 2201, New York, New York 10018. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit Ameritas.com.

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.

© 2020 Ameritas Mutual Holding Company

Approved for client use, except in the state of New York.