Protecting yourself from a HARP scam

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  • Protecting Yourself From A HARP Scam

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    BLOWNMORTGAGE.COM

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • It is sad to think about it, butunfortunately there are people outthere that are using the HomeAffordable Refinance Program thatwas put together by the governmentto scam homeowners out of theirprivate information. This information,as you can imagine is of the utmostimportance as it typically includesyour social security number,address, income information andplenty of other information that thirdparties could use to steal youridentity.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • HARP was created in order to helpunderwater homeowners and that isexactly what it does but it is importantthat you understand what to watch outfor to ensure that you are dealing with areal lender and not someone trying tosteal your identity.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • What is HARP?

    HARP is a government created program thatmakes it easy for homeowners to refinance theirhome, despite being underwater. There are veryfew stipulations regarding the program, makingwidespread availability possible for millions ofhomeowners. The idea of the program is to helphomeowners stay in their homes rather than haveto succumb to foreclosure due to being unable toafford their current mortgage payments.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • Avoiding a Scam

    HARP is meant to help homeowners and it does,as long as the necessary precautions are taken.Before providing your information to just anyonethat claims to have the best deal for you, it isimportant to know what to watch for to preventbeing taken by a scam.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • The following factorsare a clue that youare dealing with a

    SCAM:

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • If the person soliciting your informationrequires an upfront payment; it is notgovernment related. HARP is a free programthat does not cost anything with theexception of the closing costs, which arepaid at the closing of your mortgage.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • Papers do not need to be signed right away. Ifyou are feeling pressured to sign papers orprovide your private information, proceed withcaution.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • Third parties do not need to get involved in theprocess. You should be dealing directly withyour lender of choice. If a third party insists ongathering your information and handling yourphone calls, chances are it is a scam.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • If the person that you deal with consistentlypushes you to input your information online,forwarding you to websites that look fishy,avoid them.

    Any websites that you deal with should havethe official HARP logo.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • Mortgage payments should strictly be made tothe mortgage company, never to a third party.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • Check the company out with the NationalMortgage Registry or Better BusinessBureau before providing any information.

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • All Help Should be FreeThebottomlineisthatiftheprogramseemstoogoodtobetrue,

    chancesareitis.Doyourhomework,performyourresearchand

    followyourgutwhenitcomestodeterminingwhetheryouaredealing

    withalegitimatesourceornot.Scamartistsunderstandtheanguish

    thatanxioushomeownersareunderthatarestrugglingtomaketheir

    mortgagepaymentsandtheypreyonthat.Thesescamartistswill

    makepromisesthatwillnotbekeptandintheendwillstealyour

    privateinformationandpossiblyyouridentity,nottomentionany

    moneythatyoupaythem.Therearedefinitewaystodetermineifyou

    aredealingwithascamthatonlytakeafewsimpleminutes.These

    fewminutescouldpreserveyourfinancialwellbeingandyourstateof

    mind,nottomentionavoidanunnecessaryforeclosureorshortsale

    ofyourhome.HARPisagreatprogramthathashelpedmillionsof

    peoplekeeptheirhomeandsavemoneyeverymonth;makesureyou

    areoneofthembyavoidingascam.BLOWNMORTGAGE.COM

    LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • T O L E A R N M O R EBLOWNMORTGAGE.COM

    LENDER HOTLINE: 888-581-5008

    C L I C K H E R E

    BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008

    http://suited45trk.com/?a=75&c=831&s1=&ts=bmss

  • Justin McHood is Americas MortgageCommentator and has been providing

    Mortgage commentary for over 10 years.

    INFORMATION PROVIDED BY: JUSTIN MCHOOD

    MORTGAGE COMMENTATOR

    InformationOriginallyPublished:January16,2015BLOWNMORTGAGE.COM

    LENDER HOTLINE: 888-581-5008

    http://mortgagecommentator.com/http://www.blownmortgage.com/protecting-harp-scam/

  • LEARN MORE ABOUTMORTGAGE COMMENTATOR:

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    @MORTGAGECOM_

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