RISK MANAGEMENT MANUALPRORISK’S GUIDE TO PROBLEM SOLVING

2YOUR RISK MANAGEMENT MANUAL PRORISK’S GUIDE TO PROBLEM SOLVING

PROFESSIONAL INDEMNITY

We provide Professional Indemnity insurance for an extensive range of occupations including accountants, architects, recruitment agencies, training organisations, engineers, fire protection consultants, information & communication technology consultants, irrigation consultants, management consultants, real estate agents and property managers, as well as many other professions.

We also offer a combined professional indemnity and general liability solution. We provide cover for over 100 different occupations.

PRODUCTS

MEDICAL MALPRACTICE

Our Medical Malpractice insurance policy also includes cover for general liability and is available for a range of medical & allied health professionals.

These include beauticians, hairdressers, medical establishments, personal carers, medical employment agencies, emergency care providers and an extensive list of other health care professionals.

In total we offer medical malpractice insurance to over 200 different types of health professionals.

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GENERAL LIABILITY

Our General Liability insurance policy is available for a growing range of industries. These include trades, vacant land, property owners, bed & breakfast, beauty care manufacturers as well as many other occupations that are of a moderate risk exposure.

If your risk is atypical, our experienced underwriting team is very well positioned to serve you - call us today.

86%*

87%

93%

COMPETITIVENESS OF PRODUCT OFFERING (PRICE AND COVERAGE).

ABILITY TO TAILOR OFFERINGS TO SPECIFIC NICHE CLIENT MARKETS.

TURNAROUND TIMES ON QUOTE REQUESTS.

* Recent polling of ProRisk brokers satisfaction levels.

4YOUR RISK MANAGEMENT MANUAL PRORISK’S GUIDE TO PROBLEM SOLVING

PROPERTY EXTENSION

When you arrange Medical Malpractice or General Liability for your clients why not add some cover for their business property as well.

We can cover the business equipment and stock of small businesses (both static and on the move) for fire, burglary, money, glass and special risks.

Talk to a member of our team to find out more.

PRODUCTS

PERSONAL ACCIDENT

Our Personal Accident insurance policy is available for a growing range of occupations.

We offer policies for single customers, groups and voluntary workers.

We work with a number of brokers in support of their special client groups.

If you are looking to develop a scheme for one of your clients or groups, speak to one of our underwriters today about a tailored solution.

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MANAGEMENT LIABILITYOur product contains a number of features which are unique to ProRisk. It is specifically designed for privately owned companies and, in addition to the cover for directors & officers, the product includes cover for employment

practices liability, employee crime, occupational health & safety exposures, pecuniary penalties and tax audit. Talk to us about the full range of features and benefits.

93%KNOWLEDGE OF UNDERWRITING STAFF.

94%GENERAL SERVICE AND

AVAILABILITY OF AN

UNDERWRITER.

6YOUR RISK MANAGEMENT MANUAL PRORISK’S GUIDE TO PROBLEM SOLVING

BENEFITS OF A STRONG SECURITY

ProRisk products are primarily backed by Lloyd’s - a world-leading insurance market for over 400 years.

We understand that claims can take many years to settle, and the strength of the underwriter is of critical importance in protecting your client’s assets.

In 2010 Lloyd’s premium capacity was £22.5 billion. Their central assets were valued at £2.377 billion and their ratings were A+ (Strong) from Standard & Poor’s and A (Excellent) from A.M. Best.

Central assets £2.377 billion

Premium £22.5 billion

LLOYD’S

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ProRisk also offers products backed by Liberty Mutual Group and ACE Limited.

As of December 31, 2010, Liberty had US$112.4 billion in total assets, and US$33.2 billion in annual consolidated revenue. Liberty is rated A (Excellent) by A.M. Best.

In 2010 ACE’s premium capacity was US$19.5 billion and their total assets were valued at US$83.3 billion. ACE is rated AA- (Very Strong) by Standard & Poor’s and A+ (Superior) from A.M. Best.

ACE

LIBERTY

Total assets US$112.4 billion

Annual consol. revenue US$33.2 billion

Total assets US$83.3 billion

Premium US$19.5 billion

Central assets £2.377 billion

Premium £22.5 billion

8YOUR RISK MANAGEMENT MANUAL PRORISK’S GUIDE TO PROBLEM SOLVING

We are an underwriting agency that moves quickly to develop client solutions that will help you stay ahead of the pack.

Originally formed to specialise in the provision of professional indemnity insurance, we have expanded to include medical malpractice, public & products liability, personal accident, management liability and marine insurance.

Our reputation is built on:

• Strong relationships with our security partners;

• An innovative and flexible approach to working with brokers;

• The development of client-focused solutions;

• Passion and experience.

• Superior products;

• Excellent security;

• Swift turnaround times;

• In-house claims handling service.

WHY PRORISK

We understand how important it is to have a fast and reliable response to your client’s claims. Our professional in-house claims management service is managed by our general legal counsel; a senior lawyer with an insurance litigation background.

LOCAL CLAIMS HANDLING

ABOUT PRORISK

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Our team consists of professionals with diverse backgrounds. These backgrounds include underwriting, broking, product development, marketing and client prospecting, legal and consulting. When you talk to ProRisk you have access to this significant and varied industry experience.

ProRisk is committed to innovation and providing solutions. Our philosophy is that the ‘little things make the difference’.

THE PRORISK TEAM

BROKER

LAWYERCONSULTANT

UNDERWRITER

PRODUCT DEVELOPER

Visit prorisk.com.au for:

• ProRisk team members;

• Preferred occupation listings;

• Proposal forms, wordings & brochures;

• Latest news & Broker Bulletins;

• ProRisk privacy policy.

Call today to speak with a member of our team about your needs. ProRisk is your problem-solving underwriting solution.

Email: enquiries@prorisk.com.au

Phone: 03 9235 5255

CONTACT US

DISCLAIMER

The description of cover for each product in this brochure is a summary only. For a full description of the cover, conditions and exclusions for each policy, lease refer to the relevant policy wording at www.prorisk.com.au.

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