promise our protect life…now and in the future. protect ... · hopes and dreams. protect what you...
TRANSCRIPT
Life insurance can help you create a
fi nancial safety net and deliver
the promise of protection for
people who matter most in your
life…now and in the future.pro
tect
you
r lif
esty
le.
protectyour business.
pro
tect
thei
r h
op
es a
nd
dre
ams.
protectwhat you have.
ourpromisefor life.
70074 CLVL20734.indd 170074 CLVL20734.indd 1 5/12/09 12:26 PM5/12/09 12:26 PM
Life insurance can help you create a
fi nancial safety net and deliver
the promise of protection for
people who matter most in your
life…now and in the future.pro
tect
you
r lif
esty
le.
protectyour business.
pro
tect
thei
r h
op
es a
nd
dre
ams.
protectwhat you have.
ourpromisefor life.
70074 CLVL20734.indd 170074 CLVL20734.indd 1 5/12/09 12:26 PM5/12/09 12:26 PM
Life insurance can help you create a
fi nancial safety net and deliver
the promise of protection for
people who matter most in your
life…now and in the future.pro
tect
you
r lif
esty
le.
protectyour business.
pro
tect
thei
r h
op
es a
nd
dre
ams.
protectwhat you have.
ourpromisefor life.
70074 CLVL20734.indd 170074 CLVL20734.indd 1 5/12/09 12:26 PM5/12/09 12:26 PM
Life insurance can help you create a
fi nancial safety net and deliver
the promise of protection for
people who matter most in your
life…now and in the future.pro
tect
you
r lif
esty
le.
protectyour business.
pro
tect
thei
r h
op
es a
nd
dre
ams.
protectwhat you have.
ourpromisefor life.
70074 CLVL20734.indd 170074 CLVL20734.indd 1 5/12/09 12:26 PM5/12/09 12:26 PM
Life insurance can help you create a
fi nancial safety net and deliver
the promise of protection for
people who matter most in your
life…now and in the future.pro
tect
you
r lif
esty
le.
protectyour business.
pro
tect
thei
r h
op
es a
nd
dre
ams.
protectwhat you have.
ourpromisefor life.
70074 CLVL20734.indd 170074 CLVL20734.indd 1 5/12/09 12:26 PM5/12/09 12:26 PM
Life insurance can help you create a
fi nancial safety net and deliver
the promise of protection for
people who matter most in your
life…now and in the future.pro
tect
you
r lif
esty
le.
protectyour business.
pro
tect
thei
r h
op
es a
nd
dre
ams.
protectwhat you have.
ourpromisefor life.
70074 CLVL20734.indd 170074 CLVL20734.indd 1 5/12/09 12:26 PM5/12/09 12:26 PM
Prospectuses for Equity Advantage Variable Universal Life, and for the investment portfolios offered there-under, are available from MetLife. The policy prospectus contains information about the policies features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Clients should read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state.
MetLife variable life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The cash value is subject to market fl uctuations so that, when withdrawn, it may be worth more or less than its original value. Guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. Please contact your fi nancial professional for complete details.
Guarantee Advantage Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-34-07 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-34-07-NY. Legacy Advantage Survivorship Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-32-05 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-32-05-NY. Equity Advantage Variable Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-46-06 and in New York only by Metropolitan Life Insurance Company, Policy Form Series 1E-46-06-NY-1. Whole Life is issued by Metropolitan Life Insurance Company on Policy Form Series 8-90(08). Guaranteed Level Term is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-21-04 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 5E-21-04-NY. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. All products are distributed by MetLife Investors Distribution Company (MetLife Investors), 5 Park Plaza, Suite 1900, Irvine, CA 92614. May 2009
Insurance Products: • Not a Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value
Metropolitan Life Insurance Company200 Park Avenue New York, NY 10166metlife.com
0903-0788 CLVL20734 L0409034748[0510]© 2009 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.
MetLife — Our promise is
for life — yours can be, too.
Contact your fi nancial professional
for more information on life and
protection solutions from MetLife.
Guarantees for the IF in life.
strongOur fi nancial strength ratings are among the highest in the industry. Our long-term approach, combined with a diverse mix of businesses, has served us well and will continue to do so in the future. stable
Since 1868 through today, MetLife continues to deliver the promise as
we did through two world wars, the Great Depression and the
tragedy of September 11, 2001.
the company behind the promise
For more than 140 years, MetLife has delivered our promise to
policyholders. We continue to be a strong, stable leader which sets us
apart from other companies.
setapartOur fundamental business is to build products that provide guarantees.1 Our disciplined risk management approach has earned us the reputation of being one of the most recognized and trusted companies in the world.
1 Guarantees refer to certain life insurance features and optional benefi t riders. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company.
70074 CLVL20734.indd 270074 CLVL20734.indd 2 5/13/09 10:08 AM5/13/09 10:08 AM
Prospectuses for Equity Advantage Variable Universal Life, and for the investment portfolios offered there-under, are available from MetLife. The policy prospectus contains information about the policies features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Clients should read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state.
MetLife variable life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The cash value is subject to market fl uctuations so that, when withdrawn, it may be worth more or less than its original value. Guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. Please contact your fi nancial professional for complete details.
Guarantee Advantage Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-34-07 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-34-07-NY. Legacy Advantage Survivorship Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-32-05 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-32-05-NY. Equity Advantage Variable Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-46-06 and in New York only by Metropolitan Life Insurance Company, Policy Form Series 1E-46-06-NY-1. Whole Life is issued by Metropolitan Life Insurance Company on Policy Form Series 8-90(08). Guaranteed Level Term is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-21-04 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 5E-21-04-NY. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. All products are distributed by MetLife Investors Distribution Company (MetLife Investors), 5 Park Plaza, Suite 1900, Irvine, CA 92614. May 2009
Insurance Products: • Not a Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value
Metropolitan Life Insurance Company200 Park Avenue New York, NY 10166metlife.com
0903-0788 CLVL20734 L0409034748[0510]© 2009 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.
MetLife — Our promise is
for life — yours can be, too.
Contact your fi nancial professional
for more information on life and
protection solutions from MetLife.
Guarantees for the IF in life.
strongOur fi nancial strength ratings are among the highest in the industry. Our long-term approach, combined with a diverse mix of businesses, has served us well and will continue to do so in the future. stable
Since 1868 through today, MetLife continues to deliver the promise as
we did through two world wars, the Great Depression and the
tragedy of September 11, 2001.
the company behind the promise
For more than 140 years, MetLife has delivered our promise to
policyholders. We continue to be a strong, stable leader which sets us
apart from other companies.
setapartOur fundamental business is to build products that provide guarantees.1 Our disciplined risk management approach has earned us the reputation of being one of the most recognized and trusted companies in the world.
1 Guarantees refer to certain life insurance features and optional benefi t riders. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company.
70074 CLVL20734.indd 270074 CLVL20734.indd 2 5/13/09 10:08 AM5/13/09 10:08 AM
Prospectuses for Equity Advantage Variable Universal Life, and for the investment portfolios offered there-under, are available from MetLife. The policy prospectus contains information about the policies features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Clients should read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state.
MetLife variable life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The cash value is subject to market fl uctuations so that, when withdrawn, it may be worth more or less than its original value. Guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. Please contact your fi nancial professional for complete details.
Guarantee Advantage Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-34-07 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-34-07-NY. Legacy Advantage Survivorship Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-32-05 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-32-05-NY. Equity Advantage Variable Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-46-06 and in New York only by Metropolitan Life Insurance Company, Policy Form Series 1E-46-06-NY-1. Whole Life is issued by Metropolitan Life Insurance Company on Policy Form Series 8-90(08). Guaranteed Level Term is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-21-04 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 5E-21-04-NY. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. All products are distributed by MetLife Investors Distribution Company (MetLife Investors), 5 Park Plaza, Suite 1900, Irvine, CA 92614. May 2009
Insurance Products: • Not a Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value
Metropolitan Life Insurance Company200 Park Avenue New York, NY 10166metlife.com
0903-0788 CLVL20734 L0409034748[0510]© 2009 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.
MetLife — Our promise is
for life — yours can be, too.
Contact your fi nancial professional
for more information on life and
protection solutions from MetLife.
Guarantees for the IF in life.
strongOur fi nancial strength ratings are among the highest in the industry. Our long-term approach, combined with a diverse mix of businesses, has served us well and will continue to do so in the future. stable
Since 1868 through today, MetLife continues to deliver the promise as
we did through two world wars, the Great Depression and the
tragedy of September 11, 2001.
the company behind the promise
For more than 140 years, MetLife has delivered our promise to
policyholders. We continue to be a strong, stable leader which sets us
apart from other companies.
setapartOur fundamental business is to build products that provide guarantees.1 Our disciplined risk management approach has earned us the reputation of being one of the most recognized and trusted companies in the world.
1 Guarantees refer to certain life insurance features and optional benefi t riders. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company.
70074 CLVL20734.indd 270074 CLVL20734.indd 2 5/13/09 10:08 AM5/13/09 10:08 AM
Prospectuses for Equity Advantage Variable Universal Life, and for the investment portfolios offered there-under, are available from MetLife. The policy prospectus contains information about the policies features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Clients should read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state.
MetLife variable life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The cash value is subject to market fl uctuations so that, when withdrawn, it may be worth more or less than its original value. Guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. Please contact your fi nancial professional for complete details.
Guarantee Advantage Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-34-07 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-34-07-NY. Legacy Advantage Survivorship Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-32-05 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-32-05-NY. Equity Advantage Variable Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-46-06 and in New York only by Metropolitan Life Insurance Company, Policy Form Series 1E-46-06-NY-1. Whole Life is issued by Metropolitan Life Insurance Company on Policy Form Series 8-90(08). Guaranteed Level Term is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-21-04 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 5E-21-04-NY. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. All products are distributed by MetLife Investors Distribution Company (MetLife Investors), 5 Park Plaza, Suite 1900, Irvine, CA 92614. May 2009
Insurance Products: • Not a Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value
Metropolitan Life Insurance Company200 Park Avenue New York, NY 10166metlife.com
0903-0788 CLVL20734 L0409034748[0510]© 2009 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.
MetLife — Our promise is
for life — yours can be, too.
Contact your fi nancial professional
for more information on life and
protection solutions from MetLife.
Guarantees for the IF in life.
strongOur fi nancial strength ratings are among the highest in the industry. Our long-term approach, combined with a diverse mix of businesses, has served us well and will continue to do so in the future. stable
Since 1868 through today, MetLife continues to deliver the promise as
we did through two world wars, the Great Depression and the
tragedy of September 11, 2001.
the company behind the promise
For more than 140 years, MetLife has delivered our promise to
policyholders. We continue to be a strong, stable leader which sets us
apart from other companies.
setapartOur fundamental business is to build products that provide guarantees.1 Our disciplined risk management approach has earned us the reputation of being one of the most recognized and trusted companies in the world.
1 Guarantees refer to certain life insurance features and optional benefi t riders. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company.
70074 CLVL20734.indd 270074 CLVL20734.indd 2 5/13/09 10:08 AM5/13/09 10:08 AM
Prospectuses for Equity Advantage Variable Universal Life, and for the investment portfolios offered there-under, are available from MetLife. The policy prospectus contains information about the policies features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Clients should read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state.
MetLife variable life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The cash value is subject to market fl uctuations so that, when withdrawn, it may be worth more or less than its original value. Guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. Please contact your fi nancial professional for complete details.
Guarantee Advantage Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-34-07 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-34-07-NY. Legacy Advantage Survivorship Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-32-05 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-32-05-NY. Equity Advantage Variable Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-46-06 and in New York only by Metropolitan Life Insurance Company, Policy Form Series 1E-46-06-NY-1. Whole Life is issued by Metropolitan Life Insurance Company on Policy Form Series 8-90(08). Guaranteed Level Term is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-21-04 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 5E-21-04-NY. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. All products are distributed by MetLife Investors Distribution Company (MetLife Investors), 5 Park Plaza, Suite 1900, Irvine, CA 92614. May 2009
Insurance Products: • Not a Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value
Metropolitan Life Insurance Company200 Park Avenue New York, NY 10166metlife.com
0903-0788 CLVL20734 L0409034748[0510]© 2009 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.
MetLife — Our promise is
for life — yours can be, too.
Contact your fi nancial professional
for more information on life and
protection solutions from MetLife.
Guarantees for the IF in life.
strongOur fi nancial strength ratings are among the highest in the industry. Our long-term approach, combined with a diverse mix of businesses, has served us well and will continue to do so in the future. stable
Since 1868 through today, MetLife continues to deliver the promise as
we did through two world wars, the Great Depression and the
tragedy of September 11, 2001.
the company behind the promise
For more than 140 years, MetLife has delivered our promise to
policyholders. We continue to be a strong, stable leader which sets us
apart from other companies.
setapartOur fundamental business is to build products that provide guarantees.1 Our disciplined risk management approach has earned us the reputation of being one of the most recognized and trusted companies in the world.
1 Guarantees refer to certain life insurance features and optional benefi t riders. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company.
70074 CLVL20734.indd 270074 CLVL20734.indd 2 5/13/09 10:08 AM5/13/09 10:08 AM
Prospectuses for Equity Advantage Variable Universal Life, and for the investment portfolios offered there-under, are available from MetLife. The policy prospectus contains information about the policies features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Clients should read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state.
MetLife variable life insurance policies have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The cash value is subject to market fl uctuations so that, when withdrawn, it may be worth more or less than its original value. Guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. Please contact your fi nancial professional for complete details.
Guarantee Advantage Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-34-07 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-34-07-NY. Legacy Advantage Survivorship Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-32-05 and in New York, only by Metropolitan Life Insurance Company on Policy Form Series 1E-32-05-NY. Equity Advantage Variable Universal Life is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-46-06 and in New York only by Metropolitan Life Insurance Company, Policy Form Series 1E-46-06-NY-1. Whole Life is issued by Metropolitan Life Insurance Company on Policy Form Series 8-90(08). Guaranteed Level Term is issued by MetLife Investors USA Insurance Company on Policy Form Series 5E-21-04 and in New York, only by First MetLife Investors Insurance Company on Policy Form Series 5E-21-04-NY. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company. All products are distributed by MetLife Investors Distribution Company (MetLife Investors), 5 Park Plaza, Suite 1900, Irvine, CA 92614. May 2009
Insurance Products: • Not a Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value
Metropolitan Life Insurance Company200 Park Avenue New York, NY 10166metlife.com
0903-0788 CLVL20734 L0409034748[0510]© 2009 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.
MetLife — Our promise is
for life — yours can be, too.
Contact your fi nancial professional
for more information on life and
protection solutions from MetLife.
Guarantees for the IF in life.
strongOur fi nancial strength ratings are among the highest in the industry. Our long-term approach, combined with a diverse mix of businesses, has served us well and will continue to do so in the future. stable
Since 1868 through today, MetLife continues to deliver the promise as
we did through two world wars, the Great Depression and the
tragedy of September 11, 2001.
the company behind the promise
For more than 140 years, MetLife has delivered our promise to
policyholders. We continue to be a strong, stable leader which sets us
apart from other companies.
setapartOur fundamental business is to build products that provide guarantees.1 Our disciplined risk management approach has earned us the reputation of being one of the most recognized and trusted companies in the world.
1 Guarantees refer to certain life insurance features and optional benefi t riders. All guarantees are based on the claims-paying ability and fi nancial strength of the issuing insurance company.
70074 CLVL20734.indd 270074 CLVL20734.indd 2 5/13/09 10:08 AM5/13/09 10:08 AM