A member of Insurance CompanyHeritage

www.heritageinsurance.co.keHeritage Insurance KenyaHeritage_Ke

The Heritage Insurance Company (K) Ltd

HERITAGE INSURANCE- HEAD OFFICE NAIROBILiberty HouseProcessional WayP.O Box 30390-00100 Nairobi KenyaTel: 020-2783000/0711039000/0734101000 Fax: 2727800

MombasaNSSF Building, Nkrumah RoadP. O. Box 84886 - 80100Mombasa, KenyaTel: Fax2224725/:020-2783000/ 0711039622/0711039627

NaivashaHeritage House, Moi Road P. O. Box 1319 -20117 NaivashaTel: /0711039681/0711039682Fax: 050-2020467/020-2783000

EldoretImperial Court, Eldoret TownWaiganjo Street/Uganda RoadP. O. Box 6120 - 30100 EldoretTel: 0711039751Fax 2031788/020-2783000

NanyukiSilver Plaza Nyeri/Nanyuki Road P. Box 1615 – 10400, Nanyuki KenyaFax: 062-31914 /:020-2783000/ Tel: 0711039600/0711039602

NakuruPolo Centre, Tom Mboya Street

P.O. Box 4362 - 20100,Nakuru, KenyaFax: 0512213774 Tel: 0711039730/0711039731/ 020-2783000

MeruNakumatt - Mwitu Center Bld Meru/Nanyuki Road, Meru KenyaP O Box 1911 – 60200Tel: 0711039702/0711039703Fax: 064 - 3130709/

Kisumu

Jomo Kenyatta Highway,P.O Box 1062-40100.KisumuTel: /0711039800/01 020-2783000

Tanzania

The Heritage Insurance Co.T LTD

Plot No.368, Msasani RoadTel:007222664204-09E-mail:info@heritagetanzania.comDar es Salaam

EmbuGanga Hse,3rd FloorEmbu/Meru RdP.O.Box 2607-60100Embu KenyaTel: 0711039791/0711039792/020-2783000

ThikaZuri Centre, 4th Floor- Kenyatta Highway, ThikaP.O. Box 7048 - 01000, ThikaTel:020-27830000/ 0711039720/0711039722

KisiiRoyal Towers, 2nd FloorHospital Road, KisiiP.O. Box 3066 - 40200 Kisii, Kenya.Tel: 0711039780/81/ 020-2783000/

Nairobi City BranchLornho House Mezzanine 2 Standard StreetP. O Box 30390-00100 NairobiTel: 0711039665/664/661/667/ 2783000

Arusha BranchThe Heritage Insurance Co. T LtdSt Floor Sykes BuildingGoliondoi StreetTel: 255754570000Fax :255 272509759Arusha PROFESSIONAL

INDEMNITYCOVER

ADVICE INSURE INVEST HEALTHRegulated by the Insurance Regulatory Authority

A member of

Insurance CompanyHeritage

What is covered

Legal liability as a result of error, omission, or acts of negligence on the part of the professional in the course of their duties, including:

• Costs and expenses incurred (with our consent) in defense/ settlement of a claim.

• Cover includes the negligent acts of employees (provided the acts are insured profession related, in the cause of their duties as instructed by the

•

Who can be insured Lawyers, Quantity Surveyors, Estate agents property

valuers, Engineers, Architects, Accountants Auditors, hospitals, pension trustees, Doctors e.t.c.

Requirements for issuance of cover • Completed proposal form part 1 and 2.• Copy of PIN and ID.

Available extensions• Loss of documents• Libel and slander•

Other extensive clausesRetroactive cover

additional cost subject to the following conditions:• Evidence of cover on claims made basis for the

retroactive period requested. No retroactive cover for uninsured period.

• No breaks in the previously held claims made PI cover.

•known incidences that could lead to a claim.

Reinstatement of coverThis is taken to cushion the insured in case the primary limit of over is exhausted within the period of insurance. It’s usually taken at the inception or renewal of a cover.

This is an extension purchased by insureds who are either retiring from a profession or changing careers and they have had a cover up to the time of retirement or change of career.

Basis of CoverClaims made basis

Notable exclusions

a) Any criminal act or any act committed while in violation of any law or ordinance.

intoxicants or narcotics.d) Claims arising from incidences that occurred

before retroactive date of the policy.e) Claims arising from conduct of business out of

territorial limit.f ) Fines, penalties or punitive or exemplary damages.g) Policy deductible/excess.h) Claims covered under other Acts e.g WIBA Act, Cap

405, Common Law Act, e.t.c.

All other exclusions as per the policy document

*Policy Terms and Conditions apply

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