Assignor Initials: Assignee Initials:

_____________ _____________

ABSOLUTE ASSIGNMENT OF DEBT THIS ASSIGMENT Date ____________________BETWEEN:

HALO Foundation (The “Assignor”)

&

________________ ____ (The “Assignee”)

WHERE AS (A) “THE DEBTOR(S)”, See Exhibit A for the breakdown of the Debtor(s), is indebted to the Assignor in the sum of $______________ _AMOUNT OF DEBT (THE DEBT) and (B) The Assignor wishes to assign to the assignee, and the Assignee wishes to receive an assignment of the Debt. NOW THEREFORE, in consideration of the recitals, the mutual covenants hereinafter set forth, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto hereby agree as follows:

1. The Assignor hereby assigns transfers and set over unto the Assignee the Debt together with all advantage and benefit to be derived there from.

2. As consideration for the assignment, the Assignee agrees to pay to the Assignor $______________, concurrently with the execution of this Agreement, the sum of _______________ (50% of the Face Amount).

3. The Assignor hereby acknowledges, covenant and agree that Debt justly and truly owes by the Debtor to the Assignor.

4. The Assignor covenants and agrees with the Assignee that all the request of the Assignee, the Assignor shall assign to the Assignee all rights, title of the assignment note, and interest in any security in respect of the Debt assigned by this Assignment, and the same shall be deemed security granted by the Assignor to the Assignee.

5. The Assignor acknowledges and agrees that all rights in respect of the Debt have been assigned to the Assignee, but that the acceptance by the Assignee of this Assignment shall not impose upon the Assignee any obligation to take any steps to effect the collection of same or to ensure that the Debt does not become statue barred by the operation of any law relating to limitation of actions, or otherwise.

6. Assignee understands that these debts are only notes and do not have any entitlement to the collateral. For example, Auto notes are the contracts of the collateral and not the actual automobile. Assignee understands that there is no representation of any access, entitlements, and or ownership of the collateral represented by the note.

7. Assignee understands that the Assignor or Assignor’s designator will report debt from the debt’s inception to the credit reporting agencies.

8. Assignee understands that the initial payment is for an option period of approximately 60 days of due diligence, in that time the same package will be shopped to other interested Assignees. Assignor will accept the first assignee who exercises their option to buy that said debt package.

9. Assignor can extend their option by paying an extension fee per extended month.

Assignor Initials: Assignee Initials:

_____________ _____________

10. The Assignee acknowledges and understands that the personal information to obtain the assignment will include the Assignee’s name, address, date of birth and social security number.

11. If Option is exercised, Exhibit B will be signed by both parties and all contracts will be given to Assignee.

__________________________ __________________________

Assignor Assignee

Manuel Henry

HALO Foundation representative

Assignor Initials: Assignee Initials:

_____________ _____________

Exhibit B:

If Option is exercised, please review:

IN WITHNESS WHERE OF the parties here to have executed this Agreement as of the date first written above.

WITNESS: HALO FOUNDATION (Assignor)

&

WITNESS: __________________(ASSIGNEE)

FOR YOUR OWN RECORDS, ALSO FILL OUT THIS FORM:

NOTICE AND DIRECTION TO:

‘See Exhibit A for list of Debtor(s)’_______the “Debtor(s)

TAKE NOTICE the undersigned, HALO FOUNDATION, the “Assignor” has assigned to ______________ (the “Assignee) all of its rights, title of the assignment note and interest in and to the debt owing by you to the Assignor in the amount of $______________________ (the “Debt”).

You are hereby irrevocably authorized and directed to make all future payments under the Debt directly to the Assignee as follows:

(Name of Assignee)

(Address of Assignee)

(Telephone No. of Assignee).

Let this be your good and sufficient authority for so doing.

Dated this ______________________day of_________________, 20_______.

WITNESS: ________________________( Assignor) Now that the debt is officially in their(your) name, it’s time to negotiate with the original creditor and/or collection agencies using the ABSOLUTE ASSIGNMENT OF DEBT AGREEMENT and DEBT UPDATE LETTER to report debt in the new account owner/s name MINUS the negative debt.

__________________________ __________________________

Assignor Assignee

Manuel Henry

HALO Foundation representative