PRESIDENT’S CORNER At Your Service

n behalf of the staff and volunteers, I wish you the

best of summer vacations. We are hoping your vacations are safe and relaxing.

Unfortunately, there are people who take advantage of vacationers by stealing their identities. Types of identity theft can range from withdrawing money from the victim’s account using a duplicate ATM card to securing a mortgage loan in the victim’s name. No matter how large or small the theft, it creates a major headache for the victim and their financial institution. Please protect PIN numbers and password at all times. Never give your Social Security number to a stranger over the telephone. Always keep your plastic cards on your person at all times. Check your statements as often as possible and report any suspicious activity to your financial institution immediately. Look for tampered ATMs. Don’t use a machine that has tape or wires showing. Be aware of people around you at the ATM. Scammers may try to look over your shoulder to see your PIN. Order a copy of your credit report. You can get a FREE copy once a year by calling (877) 322-8228 or at www.annualcreditreport.com. Edward T. Van Daniker Sr. President/CEO

Planning a Getaway? Take a road trip

here are many advantages to road trips according to Best School of Motoring.

One obvious advantage of using your car is the chance to explore places up close. Aside from that, you can make as many stopovers as you want. This is a great way to see those out-of-the-way attractions. Road trips can provide more flexibility than air travel. You can depart on your own schedule and drive at your own speed, avoiding possible flight delays or cancellations and airport hassle that often intrude on vacation plans. With these advantages, a road trip is clearly a good idea. Of course, when you do go on a road trip, be sure to have the vehicle inspected properly before embarking on the trip. More importantly, be sure to practice safe and defensive driving, observing the basic rules of the road. Then, too, be sure to pack appropriate clothing and provisions. With enough attention to detail, your road trip can be an exciting adventure!

Check-Cashing Fee

Effective June 7, Seaway Bank began charging our members a fee to cash their credit union checks. We were informed of this change on the effective date. We are now in the process of seeking an alternative solution. Stay tuned…

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July 2013

Effective June 7, Seaway Bank began charging our members a fee to cash their credit union checks. We were informed of this change on the effective date. We are now in the process of seeking an alternative solution. Stay tuned...

♦ OUR MISSION...The purpose of the credit union is to assist in meeting the fi nancial needs of its members by encouraging savings and offering services at reasonable and competitive rates as resources permit while maintaining fi nancial stability.♦

THIS INSTITUTION IS NOT FEDERALLY INSURED, AND IF THE INSTITUTION FAILS, THE FEDERAL GOVERNMENT DOES NOT GUARANTEE THAT DEPOSITORS WILL GET BACK THEIR MONEY.

FFASHION Something that goes in one year

and out the other. ~ Unknown ~

Affordable Ways to Brighten up Your Child’s Room

hildren grow up so quickly, and their likes and dislikes change too often to be able to

accommodate all their requests for change and new things. It’s neither financially viable in most cases, nor really necessary as they will be asking for more in a few weeks’ time. Changing their bedroom just might satisfy their desire for something new. If you don’t have the time or money to carry out any major work, there are a few affordable and easy ways of changing or updating a bedroom.

Repaint the walls Replace the curtains Replace a piece of furniture Replace an accessory...lamp, pillow Add a potted plant

New Members: Go Get ‘Em!

f you know a co-worker who would like to be a part of a growing family of

“people helping people,” let them know they can join the credit union by merely opening a savings account with $25 (one share). Interest rates on savings are higher than most financial institutions.

As a selling point, give them the facts: Nearly 93 million people in the U.S. belong to a credit union, according to the Credit Union National Association (CUNA). There are good reasons why: lower fees and service charges; competitive rates on loans and savings accounts; safety and security; the feeling of owning your financial institution. Together, you and your fellow members pool your deposits in order to offer loans and other services to each other. Any “profit” or surplus we make is returned to the members in the form of better rates, loan fees, and the ability to offer additional services. Ready? … GO GET ‘EM!

Super Foods for a Healthier Lifestyle

Green and leafy vegetables

Oatmeal

Citrus Fruits

Whole Grains

C

I

July 10, 1973 The Bahamas became independent after 300 years of British colonial rule.

HOLIDAY CLOSINGS

Monday, Sept. 2 Labor Day

♦ Monday, Oct. 14

Columbus Day (Observed) ♦

Our automated services are always available.

773.881.4770 Toll Free 1.888.927.6328

Interested in a CPOECU Mobile App?

ast, convenient and secure, a mobile application would allow you to

scan deposits and conduct other financial business from your smartphone or tablet. Please take a few minutes to log on to our website and complete the “Mobile Banking” survey.

It’s a Fact …

ld fashioned rabbit-ear TV antennas ($13 at Radio Shack) are coming back.

About 46 million Americans who are tired of big cable bills are using them for free access to over-the-air TV from affiliates of CBS, NBC and ABC, according to Daily Finance.com.

www.enterprisecarsales.com 1-866-714-1264

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August 12, 1851 Isaac Merrit Singer was granted a patent for his sewing machine.

BY FAILING TO PREPARE, YOU ARE PREPARING TO FAIL

■ ~ Benjamin Franklin ~

1706 - 1790

CHICAGO POST OFFICE EMPLOYEES CREDIT UNION

Main Branch Downtown Branch 10027 S. Western 433 W. Harrison, 2nd Fl Chicago, IL 60643 Chicago, IL 60699 (773) 881.2500 (312) 431.8945 FAX: (773) 238.8791 FAX: (312) 566.0334

BUSINESS HOURS Monday & Tuesday: 8:30 a.m. – 5:00 p.m. Wednesday: Closed Thursday & Friday: 9:00 a.m. – 6:00 p.m. Saturday & Sunday: Closed

Board of Directors Samuel Anderson, Chairman Barbara J. Singleton, Vice Chairman Charles E. May, Secretary Ervin Gardner, Treasurer Carol L. Cook LaNeda R. Pitts Eddie T. Todd Supervisory Committee Jacqueline I. Hayes, Chairman Eva B. Culbertson, Secretary LaNeda R. Pitts Credit Committee Abraham Lloyd, Chairman Jacqueline Chambers, Secretary Eddie T. Todd Membership Committee Yvonne Dotson, Chairman Barbara J. Bradley-Dailey, Secretary Cordelia V. Barlow

General Admission: $40 Season Pass: $70

LOAN RATES

Auto 100% financing available if qualified

New Vehicle Loan as low as 1.9% - max term 72 mos Used Vehicle Loan as low as 1.9% - max term 60 mos

CD Loan – 8.0%

Student Loan – as low as 6.9% Unsecured Loan as low as 7.9% - max term 60 mos

$2,000 “May-Day” Loan – 6 mos 19.9% ~ 12 mos 22.9%

Dividend Rates SAVINGS AS HIGH AS 0.35%

CLUB ACCOUNTS as high as 0.50% CERTIFICATES & IRAS as high as 1.25%

MONEY MARKET ACCOUNTS as high as 0.75%

Movie Tickets Silver: $7.50 ~ Gold: $9.00 Bundle: $26.00

Report Lost/Stolen Debit Card (704) 392.6971 or (800) 523.4175

♦ Report Lost/Stolen Visa® Credit Card

(704) 392.3418 or (800) 808.7230 ♦

Credit Card Customer Service (800) 322.8472

Audio Response: (773) 881.4770 Toll Free: 1 (888) 9CPOECU (927.6328)

Edward T. Van Daniker Sr., President/CEO Deborah D. Walker, Editor

Rates subject to change without notice

WEB BRANCH: WWW.CPOECU.COM