PresentsPresents

Get Smart in 60 Seconds!Get Smart in 60 Seconds!

Is this your mortgage Banker?Is this your mortgage Banker?

Is this your mortgage Banker?Is this your mortgage Banker?

Not all mortgage bankers Not all mortgage bankers are alike!are alike!

Get Smart!Get Smart!

• eSmartLoan is a Nationwide FDIC eSmartLoan is a Nationwide FDIC Insured Institution with Insured Institution with dedicateddedicated, , courteouscourteous and and friendlyfriendly loan loan Professionals. Professionals.

• We provide We provide Immediate Loan Immediate Loan ApprovalsApprovals with with in-housein-house underwriting underwriting and processing of your loans.and processing of your loans.

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State-of-the-art Technology allows State-of-the-art Technology allows you to close your loan in 10 days or you to close your loan in 10 days or less with online loan tracking less with online loan tracking 24 24 hours a dayhours a day..

. . . and our no-hassle loan process . . . and our no-hassle loan process means you complete your loan in the means you complete your loan in the comfort of your own home!comfort of your own home!

Get Smart!Get Smart!

Even if you recently refinanced, completed a Even if you recently refinanced, completed a debt consolidation or are thinking about that debt consolidation or are thinking about that new home, We can save you money with an new home, We can save you money with an eSmartLoan program tailored to meet your eSmartLoan program tailored to meet your needs!needs!• Perfect or less than perfect creditPerfect or less than perfect credit

• Debt consolidationDebt consolidation

• Home EquityHome Equity

• Cash out refi’sCash out refi’s

• Loans to 125% of your homes valueLoans to 125% of your homes value

• Purchase programs with no money Purchase programs with no money downdown

Get the eSmart Get the eSmart advantage!!!!advantage!!!!• Are you satisfied with your current Are you satisfied with your current

financial situation?financial situation?

• Do you have the lowest home loan Do you have the lowest home loan rate?rate?

• Are you still burdened with debt?Are you still burdened with debt?

• Need cash for any Reason?Need cash for any Reason?

Here’s what our customers have to say:Here’s what our customers have to say:

“I would like to thank you for having the confidence in us to help us get out loan. Your personal attention is to be commended. You could teach the banking industry a thing or two about customer service!”

--Larry Gordinier

“Thanks for all your consistent effort during our loan process. I’d gladly recommend esmartloan.com to anyone who needs it.”

--Andrew and Melissa Bingnear

“I wanted to let you know that getting our home equity loan was a truly positive experience. Kim, my account representative, did a great job getting back to me with answers to my many questions and getting everything set up so quickly. Thanks!”

--Dominick Mash

Get Smart!Get Smart!

A division of Horizon National Bank, eSmartloan.com is A division of Horizon National Bank, eSmartloan.com is headquartered in Overland Park, Kansas, a suburb of headquartered in Overland Park, Kansas, a suburb of Kansas City. We're FDIC insured and have been assisting Kansas City. We're FDIC insured and have been assisting homeowners with financing for over 10 years.homeowners with financing for over 10 years.

Our organization is comprised of knowledgeable pros who Our organization is comprised of knowledgeable pros who understand that each loan and each situation is unique. We understand that each loan and each situation is unique. We believe that with the right people and resources on your side, believe that with the right people and resources on your side, getting a home equity loan can reward you in more ways getting a home equity loan can reward you in more ways than one.than one.

Get Smart Now!Get Smart Now!

We're here to work with you, to We're here to work with you, to provide answers, and, yes, to help provide answers, and, yes, to help you get your loan.you get your loan.