presented by: oleh : syed faizal bin syed abdul karim business development manager allianz life...
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ALLIANZ LIFE INSURANCE MALAYSIA BERHAD. INSURANCE PRESENTATION. PEMBENTANGAN INSURANS. Presented by: Oleh : Syed Faizal Bin Syed Abdul Karim Business Development Manager Allianz Life Insurance Malaysia Berhad. Insurance Solution from A to Z Penyelesaian Insurans Dari A ke Z. W. - PowerPoint PPT PresentationTRANSCRIPT
Presented by:Oleh:• Syed Faizal Bin Syed Abdul Karim
Business Development ManagerAllianz Life Insurance Malaysia Berhad
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
INSURANCE PRESENTATIONPEMBENTANGAN INSURANS
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hat is Insurance? Apa dia Insurans?W
Transfer the risk of loss to the insurance company.Pemindahan risiko kepada syarikat insurans
Reduce your financial hardship when losses occur.Mengurangkan beban kewangan pabila perkara buruk berlaku
Based on the concept of money pooling. Berdasarkan kpd konsep ‘kolam duit’
Participants based on their risk proposal contributes a certain amount into a pool of fund.Peserta berdasarkan kepada cadangan risiko, menyumbang jumlah tertentu kedalam ‘kolam’ dana
Payment is known as PREMIUM.Bayaran dikenali sebagai PREMIUM.
Document of Agreement is known as POLICY.Dokumen Perjanjian dikenali sebagai POLISI.
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hy purchase Insurance? Kenapa perlu beli/sertai Insurans?W
Insurance deals with uncertainties..answering the question of WHAT IF?Insurans membantu menghadapi keadaan yg tidak diingini..menjawab persoalan JIKA SEANDAINYA?
Reduce your financial burden upon losses or mishaps.Mengurangkan beban kewangan seandainya berlaku kejadian yg tidak diingini.
Income replacement method when in time of need.Penggantian pendapatan pada waktu yg diperlukan.
But only covers what is specified.Tetapi hanya terhad kpd had perlindungan yg dipersetujui.
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hould I apply for an Insurance plan? Patutkah saya mendapatkan pelan insurans?S
? ? ? ?
Insurance is NOT about replacing your life…it’s a way to ensure you can continue to provide breakfast, lunch, dinner and education to your loved onesInsurans BUKAN menggantikan nyawa anda..tetapi satu cara untuk terus memastikan sarapan, makan tengahari, makan malam dan pendidikan tersedia untuk orang yang anda sayangi
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hould I apply for an Insurance plan? Patutkah saya mendapatkan pelan insurans?S
BRAIN TUMOR Tumor OtakRM 50k – RM 60k
HEART BYPASS Pintasan JantungUp to Sehingga RM 50k
LIVER TRANSPLANT Pemindahan HatiUp to Sehingga RM 120k
BREAST CANCER Kanser PayudaraUp to Sehingga RM 30k
SPINAL TRANSPLANT Pemindahan SpinalUp to Sehingga RM 20k
BONE MARROW TRANSPLANTPemindahan Sum-sum TulangRM 40k per session persesi
STROKE StrokUp to Sehingga RM 50k- Comma Koma – RM 1k daily sehari
KIDNEY TRANSPLANT Pemindahan Ginjal Up to Sehingga RM 50k-Dialysis Dialisis RM 1k per session per sesiAt least 3 sesssions a week (severe cases)Sekurang-kurangya 3 sesi seminggu (kes teruk)
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hould I apply for an Insurance plan? Patutkah saya mendapatkan pelan insurans?S
PRIV
ATE
HOSP
ITAL
SHo
spita
l Sw
asta
SERVICE
COMFORT
HOSPITALITY
GOVT
HO
SPIT
ALS
Hosp
ital K
eraj
aan
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hould I apply for an Insurance plan? Patutkah saya mendapatkan pelan insurans?S
WHAT SHOULD I DO IF I WANT ONE FOR MYSELF?Apa yang saya perlu buat untuk dapatkan pelan untuk saya:
SEEK TO UNDERSTAND YOUR REQUIREMENTSCuba memahami apakah bentuk pelan perlindungan atau pelan simpanan yang anda perlukan.
MUST KNOW YOUR FINANCIAL STATUS & WILLING TO ASSISTMesti tahu status kewangan anda dan sanggup membantu.
PUT YOUR INTEREST FIRST BEFORE HIS/HERS – BEFORE & AFTER SALESMengutamakan kepentingan ANDA sebelum diri sendiri – sebelum & selepas jualan.
BACKGROUND, PRODUCT FEATURES, CUSTOMER HANDLINGLatar belakang, ciri2 produk, pengendalian pelanggan.
THE AGENT
THE INSURANCE COMPANY
YOURSELF
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
hat type of plans do I need? Apakah jenis pelan yang saya perlukan?W
Prot
ection
Focu
sed
Wea
lth A
ccum
ulation
Focu
sed
Berfo
kusk
an Pe
rlind
unga
nBe
rfoku
skan
Peng
umpu
lan
Simpa
nan
Personal AccidentKemalangan Peribadi
Medical & HospitilizationPerubatan & Hospitalisasi
Critical IllnessPenyakit Kritikal
Life/IncomeNyawa/Pendapatan
LiabilityLiabiliti
Endowment, Annuity, Savings, Retirement Plan,
InvestmentSkim Endowment, Anuiti,
Simpanan, Persaraan, Pelaburan
GROUND RULES:Perkara Asas: ALWAYS GO FOR MORE
PROTECTIONLebih Perlindungan lebih baik.
INCREASE INCOME = INCREASE LIABILITY=INCREASE NEED FOR PROTECTION.Kenaikan Pendptn=Kenaikan Liabiliti=Kenaikan keperluan Perlindungan.
SPREAD BEFORE FOCUS.Menyeluruh sebelum fokus
CHOOSE ACCORDING TO NEEDSPilih ikut keperluan.
INSIST ON “FULL” LIFE COVERAGEUtamakan perlindungan hayat/pendapatan PENUH
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
COMPANY PROFILEPROFIL SYARIKAT
WE ARE GLOBAL
We are among the Top 5 leading asset managers in the world. Kami adalah antara ‘Top 5’ pengurus aset di dunia.
We are among the Top 20 largest corporations based on revenues in the world. Kami adalah antara ‘Top 20” syarikat korporat terbesar berdasarkan kepada pulangan keuntungan.
We serve more than 75 million customers in 70 countries. Kami memberikan khidmat kepada 75 juta pelanggan di 70 buah negara.
We insure the majority of Fortune 500 companies. Majoriti syarikat-syarikat Fortune 500 diinsuranskan oleh kami.
We are one of the world’s leading global industrial risk insurers. Kami adalah antara peneraju utama penanggung insurans risiko industri dunia
Kami Adalah
Allianz Arena Stadium, home of Bayern Munich
Allianz brings Formula 1 teams onto the fast lane
Allianz insures major Hollywood & Bollywood movie production risks
MALAYSIA
Allianz sponsors the annual Penang Bridge Marathon Run
Allianz sponsors Persatuan Mobiliti KL & Selangor as part of it’s CSR programme
We are the largest general insurance company in Malaysia based on market share (as at year 2010) Kami adalah syarikat Insurans Am terbesar di Malaysia berdasarkan pasaran saham (2010).
We are ranked No. 6 in the life insurance industry (as at year 2010) Kami di tangga ke-6 dalam industri Insurans Hayat di Malaysia (2010).
Buildings and facilities such as the Petronas Twin Tower, STAR LRT, and majority of heavy industries in Malaysia are insured by us. Prasarana seperti Bangunan Berkembar Petronas, STAR LRT , dan kebanyakan industri berat di Malaysia diinsuranskan oleh kami.
We have a wide life & general insurance network: Kami mempunyai jaringan Insurans Hayat & Am yang besar: 31 branches with more than 5,200 agents nationwide. 31 cawangan dengan kekuatan seramai 5,200 ejen seluruh Malaysia. 21 branches with more than 5,000 agents nationwide. 21 cawangan dengan kekuatan seramai 5,000 ejen seluruh Malaysia
Founded in 1890 in Germany. Ditubuhkan pada 1890 di Jerman.
Providing services & products relating to life, health, industry, commercial, personal insurance, and reinsurance. Menawarkan perkhidmatan dan produk berkaitan hayat kesihatan,industri, komersial, insurans individu, ‘re’insurans.
CORE BUSINESSESASAS-ASAS BISNES
HARTANAH & KASUALTI
INSURANS HAYAT& KESIHATAN
PERBANKAN PENGURUSAN ASET
Insurance Solution from A to ZPenyelesaian Insurans Dari A ke Z
SEOUL
JAKARTA
BERLIN
Antarabangsa
Asia Pasifik
Rank Tangga
Company Syarikat
Country Negara
Assets Aset ($bil)
Market ValueNilai Pasaran ($bil)
1 China Life Insurance China 153.13 118.752 Ping An Insurance Group China 108.31 52.803 Allianz Germany 834.04 52.744 AXA Group France 1,016.70 46.025 ING Group Netherlands 1,667.62 35.466 Generali Group Italy 607.37 35.197 Zurich Financial Services Switzerland 366.66 34.718 Manulife Financial Canada 379.50 32.549 China Pacific Insurance China 46.44 32.21
10 Munich Re Germany 284.21 30.1211 MetLife United States 539.31 29.9312 Travelers Cos United States 109.56 27.2613 Prudential Financial United States 480.20 24.8614 Aflac United States 84.11 23.4715 Tokio Marine Holdings Japan 152.15 22.2916 Prudential United Kingdom 361.50 20.05
TOP GLOBAL INSURANCE COMPANIES
SOURCE: FORBES GLOBAL 21.4.10
SYARIKAT INSURANS GERGASI DUNIA
Q & A SESSIONSESI SOAL JAWAB
ALLIANZ LIFE INSURANCE MALAYSIA BERHAD
INSURANCE PRESENTATIONPEMBENTANGAN INSURANS