Platform for a card payments receiving

E-wallets, storage costs, checks

Money transfers Acquiring / Payments – Payment for goods and

services

Mobile access Currency exchange and payment instruments

Issue of virtual currencies

Multi-levelcommission model

Release of prepaid cardsand gift certificates

Money transfer

User User

Money transfer between clients via the Internet or via NFC or QR-code in person

The platform for all relevant businessmerchant’s processes

The payment gateway with multiple connected financial systems

Functions aggregator – payments.Merchants that connected to a single point not expend resources for connection to a variety of existing systems

Working both online and offlineA wide range of services, billing

Notification of transactions

Reports and statistics

Acceptance of payments

Use smart cards or mobile phone using an application installed in the mobile POS terminal vendor. No need to buy expensive equipment – jut

use a regular cell phone.

NFC

PaymentApp

Interaction

User

User

Cash inCash out

Money by mail

All systemof cash transfer

e-cashconvertor

e-gift

mobiletime bank

P2Pcredit

e-cashconverter

games &networks money

Money transfer via e-mail

User

Money by e-mail

Sendingrequest

User

The easies way to send money to the beneficiary even if it is not registered in the system. Sending a special request to the post

office to get the translation

P2P microcredit concept

I’ve got free money I need a loan

credit

refund

% to user

Creditor Loan subscriber

credit

refund

% to user

P2PCredit

Microcredit service P2P – people who have the extra money or account balances may become member of forming a service of loans for other members

in the system and make money on it.

Gateway to top-up any mobile operator in the world

User

All ever possible money

Mobile time bank

Services

All mobile operators

User User

Games and Networks Café and shops

P2PCredit

MBM

NFC

E-gift

AggregatorMobile

time bank

Games & networks money

Energy money

Issuing Machine

E-cashconverter

Issuing Machine planet

E-commerce payments

E-money exchange

Games

Dating

Network &Communities

Micropayments

Special needs

Regular payments

Money transfers

Offline paymentsOnline payments

Supermarket and shop

Transport system

Vending

Full scale of all ever possible paymentsneeds