Edenred

January 2014

From money transaction to data mangement

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Who is Edenred ?

The inventor of Ticket Restaurant...

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...Exported in 40 countriesEuropeAustriaBelgiumBulgariaCzech RepublicFinlandFranceGermany

GreeceHungaryItalyLuxembourgNetherlandsPolandPortugal

RomaniaSlovakiaSpainSwedenSwitzerlandUnited Kingdom

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The Americas ArgentinaBrazilChileColombiaMexico

PeruUnited StatesUruguayVenezuela

Asia - PacificChinaIndiaJapanSingaporeSouth KoreaTaiwanTurkey

Africa & Middle EastLebanonMoroccoSouth AfricaSouth Sudan

Offer

Creation of Edenred

A 50-year history

4321

1962 1976 2000 2010 2014

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GeographicExtention

diversification

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Invention of meal

vouchers

Edenred business model & expertise

Business Model 2 main value added

Build Networks

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Simplify processes

Reduce process costs

One-to-one, Day-to-Day relationship

Where we are today…

2013

countries, of which >60%

610kclients (companiesand public institutions)

beneficiaries

market shareworldwide in benefits30%

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Worldleader in benefits

Major playerin B2B prepaid

services

40 in emergingmarkets

6,000employees,of which 30% in sales

38m of our four familiesof solutions

1.3maffiliates(restaurants, service stations, etc.)

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Digitalization = new opportunities

Increase and track relationships

Digitalallowing to know

Beneficiaries

RELATIONSHIPS ENABLERS

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Beneficiaries (individual account, …)Affiliates

Solution strategyDirect relationship with Beneficiaries through web portals

ProgramsPrograms

SolutionServicesServices

From a transaction …… to a world of information

From transaction…

Beneficiary

… to information New business

Affiliate

Digitaltransition

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Focus on the transactionwith a first level of client’s programs customization,

thanks to digital

Beneficiary Affiliate

A world of information and interaction with

stakeholders, creating growth opportunities

Digital transactions

Develop solutions for Affiliates & Beneficiaries

data collection

Enrich the beneficiary experience through mobile

market driver

Illustration ExpendiaSmartTM

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Illustration NustriSavingsTM in the US

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Innovate! Innovate!

Innovate and launch new products

Business developers Corporate venture capital

Innovation pipeline

BD seminar

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BD community

58% digital solutions, > 30 solutions launched in 3 years

view on the Partech deal flow

open-innovation

Takeaways

New products Strategy to nurture a continuous innovation process

Digitalization Digital as an enabler of new business opportunities

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Benefits and Behaviors: 2 key elements of Edenred business approach

Data management

From a transaction to a world of information

B&B

Damien JoannesBusiness Developer Southern Europe Tel : +39 02 2690 4407

Innovation is the ability to convert ideas into invoices L. Duncan

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Tel : +39 02 2690 4407Cel : +39 342 1758930E.mail: damien.joannes@edenred.comwww.edenred.com