presentation by michael logan
DESCRIPTION
TRANSCRIPT
3
Protecting
Wealth
• Protect Income – in life & death
• Protecting Assets
• Protecting your estate
• Asset Allocation Strategy
Protecting WealthProtecting Wealth
4
Protecting Wealth – risk of dying Protecting Wealth – risk of dying before 65before 65
Ages Sole Trader
Two Partner
s
Three Partners
35 13% 23% 32%
40 12% 22% 32%
45 12% 21% 30%
50 11% 19% 28%
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Planning Wealth
Planning WealthPlanning Wealth
Financial Independence
Financial Planning Wealth Extraction
Wealth Transfer
(Being fair to Kids and doing the right thing by the business )
Investment Planning
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Wealth Extraction
•Wealth Management /Tax Planning / Succession Planning Strategy
Taxable ProfitsIncome
Tax
After Tax Profits / Income
Tax Exempt Fund
Tax Free Lump Sum
ARF Option
Next Generation
7
CompanyPension Scheme
& ARF Beneficiary
Corp. Tax Relief
No Inc. Tax or BIK No tax on
income or gains &Tax Free Cash
Std. Rate Income Tax
Company Directors – Wealth Transfer
8
Investing Wealth
Investing WealthInvesting Wealth
In order to continue to experience the growth in personal wealth …
• Return expectations
• Risk Tolerance
• Diversification
• Time not timing
• Defined long term strategy
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• Asset Allocation….>90% of return producer
• Diversification………asset classes, sectors, geography
• Traditional long only assets
• Blend of value and growth
• Addition of alternatives
• Reduce correlation, enhance risk adjusted returns
Investing Wealth - ApproachInvesting Wealth - Approach