preamble bank of north america

Preamble Bank of North America

The Grandfather of Private Banking

Coming November 22nd, 2015

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About Us

Preamble Bank of North America (PBNA), is a Free Zone private bank, with $7 Trillion Gold & Cash equivalent assets, located in Seattle, Washington. PBNA offers Private Banking, Credit Cards, Debt Cards, Investment Banking, Trading, Forex, Trust, Asset Management and Asset Protection. PBNA also specializes in Treaty Assets, G-7 Assets, Historical Assets, Heritage Assets, Custodian Assets and Collateral Accounts.

PBNA's servicing the preamble posterity Aborigines of North America & Asia Pacific. North America covers Western Hemisphere-Eastern Hemisphere pursuant to the Secret 1664 Titulo Torrens of North America.

PBNA comes under the 'original jurisdiction' of the Preamble Sovereign Posterity of the General National Government of The United States of North America, The Republic of North America, in the Family of Nations, according to the Law of Nations. See, e.g., Article 1, § 8, Clause 10, of the “Original 1787” Constitution For The United States of North America.¹

Note: We are a “Private Bank”, Not a Retail and Commercial Bank.

_________________¹ See, e.g., Alden vs. Maine, 527 US 706: “Sovereign Immunity” drives not from the Eleventh Amendment but from the structure of the “original Constitution”; McCreary County vs. ACLU, 545 US at page 872: “and it is no less baffling to leave out the “original Constitution” of 1787 while quoting the 1215 Magna Carta”; Kansa vs. Marsh, 548 U.S. 163, 165 L.Ed 2d 429, note 1: “The original Constitution contained few guarantees of individual rights against the states, and in a clash of governmental authority there was a small risk that the state courts would erroneously side with the new Federal Government”. The Preamble Bank of North America also comes under the Melchizedek Trust known as the Universal Trust (501c4).



Servicing the Preamble Aboriginals of North America



We work closely with business owners, principals and their families to grow, manage and preserve their wealth for the future.

We offer deposits in all major currencies and most emerging market currencies. Wherever you are in the world, your deposit account will be safely entrusted with us thanks to our exceptional liquidity and strong balance sheets. We offer a wide range of personalized services tailored to meet the needs of wealthy individuals and their families.

Our Services Include• Check books, narrative statements, direct debits and standing orders• Debit and credit cards• Domestic and international wire transfers• Treasury and foreign exchange services• A variety of deposits for all major currencies including RMB• Safekeeping services• Deposit products and short-term investments• DCDs (deposit instrument linked to an option)

For more information about our banking services, talk to your PBNA Private Bank Relationship Manager or enquire about an PBNA Private Bank account.

Risk WarningIt is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

PBNA Deposit Accounts



We understand that your needs are becoming increasingly global. Members of your family may be living abroad, your business interests may span many countries, and both your financial and real-estate assets are likely to be international. So you need a service that works effectively across borders and time zones.

l Our foreign exchange team offers an expert, integrated and global foreign exchange service.

l Why do you need to know about foreign exchange?

l The foreign exchange markets are the largest liquid markets by daily traded volume in the world, with an average daily turnover in excess of USD4 trillion

l Foreign exchange rates can be volatile. Fluctuations in exchange rates can adversely impact your portfolios and your wealth

l You may need to protect your portfolio, investments and/or businesses against adverse foreign exchange rate developments

l Foreign exchange markets provide ample investment or trading opportunities

l Bank for International Settlements, Triennial Central Bank Survey, Foreign exchange turnover in April 2013: preliminary global results.

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l Our teams around the world have a unique insight into trends in FX markets, so we can offer you up-to-date market intelligence and help you with your strategy.

PBNA Foreign Exchange



We Work Closely With The Largest Foreign Banking NetworksOur foreign exchange teams have a global reach and close links with PBNA Global Banking and Markets. We're well placed to advise you and work with you in both core and emerging markets. With these capabilities you can improve your foreign exchange dealings while benefiting from competitive pricing and first-rate service.

FX Spot and Forward ContractsWe trade spot and forward contracts in any convertible currency pair, including those in emerging-market currencies. We offer direct dealing services that enable you to speculate, access market views or get advice on FX risk and hedging solutions.Our experienced and dedicated team of traders can give you up-to-the-minute data, insights and ideas, as well as providing more strategic advice on your FX exposure and other issues.We offer an order service for FX execution at a pre-agreed level, monitored on a 24-hour basis and traded outside USNA hours via Hong Kong centers.

FX DerivativesFX derivatives can give you added flexibility for FX trading and hedging. We can tailor FX derivatives to suit you, while providing the liquidity you need. We have a dedicated team of trading and structuring professionals ready to support you in risk management and flexible hedging.

PBNA Private Bank is a recognized market leader in FX derivatives. We can offer exposure to FX moves through various structures, including over-the-counter and structured products, with varying degrees of capital protection and enhanced returns depending on prevailing market conditions.

PBNA Foreign Exchange, continued



Dual Currency InstrumentsA dual currency instrument provides an enhanced rate of interest in return for making a fixed-term investment and for taking some currency risk. Investors receive a return that comprises interest on the investment plus a premium received from the sale of a put or call currency option.

A dual currency instrument is of particular benefit if you need to convert the value of your instrument to another currency at the end of the fixed term. These instruments can also be useful if you have a future foreign currency need, as they offer the potential for a higher interest rate than that available with traditional fixed-term instruments.

Precious MetalsYou can access one of the largest precious metals operations in the world. PBNA's partners are leading metals custodian and the only over-the-counter market maker with foundations in gold, silver, platinum and palladium. They cover all aspects of precious metals and bullion trading on a daily basis, and we can connect you with specialists in precious metals investment and trading services across the globe.

Risk WarningIt is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

PBNA Foreign Exchange, continued



Our specialists will work with you to understand your plans, aspirations and financial circumstances. We can then connect you to the lines of financing best able to support your long term goals.Whatever your needs, we offer tailored lending through marketable securities backed finance, residential mortgage lending, specialized asset finance, margin trading facilities, bank guarantees and standby letters of credit. Access to liquidity and financial flexibility helps you to protect your wealth and make the quick decisions needed to seize new opportunities.

Our credit team works closely with your Relationship Manager to gain a deep understanding of your complete financial circumstances and analyze your financing needs. The result is an efficient approach to lending that is well integrated with your long term wealth management goals and investment strategy.Individuals, personal investment companies, family trusts and estates are all examples of acceptable borrowing entities.

Tailored Credit Services• Individualized credit lines and loans• High-end residential mortgages and home equity lines• Credit facilities for foreign exchange, derivatives and precious metals• Standby letters of credit

With our local presence around North America, you can benefit from valuable insights into the local regulations and economic forces that may influence how you borrow and invest. From straight forward overdraft facilities to highly structured complex credit facilities, we’ve built a strong reputation for serving wealthy families and individuals, as well as successful executives and their businesses.

PBNA Tailored Lending, continued



If you have a large investment portfolio we can help you monetize it to secure your credit. Or, if you’re purchasing property, we can structure residential or commercial mortgages to suit your circumstances.

Personalized ServiceA dedicated credit team working with your PBNA Private Bank Relationship Manager will

l Assess your short and long term needs to determine the right solution for you

l Anticipate and respond to rush transactions which may include leveraging an investment portfolio to make a strategic acquisition while long term financing is being structured

l Work closely with you from application through to funding

l Offer ongoing, personalized support for the life of your loan

Risks warningYour home may be repossessed if you do not maintain repayments on your mortgage.

PBNA Tailored Lending, continued



Letters of credit can provide support for all kinds of businesses. They can help to cover your trading risks by protecting against defaults on payments from overseas and guaranteeing your own payments abroad.Our expertise in structuring standby letters of credit combined with our deep understanding of local markets means that we deliver reliable bank guarantees that give your business the edge.And because each business transaction is unique, we’re happy to work with you, delivering a personal service that tailors our guarantee around your individual needs.

Guarantees and Letters of Credit Support for Your Business• Creating stronger business relationships – giving your customers and suppliers the security of knowing that

payments are guaranteed• Demonstrating your financial credibility and underpinning your ability to meet contractual obligations• Giving you the reassurance of a secure, globally recognized method of settling overseas trade• Allowing you to safely enter new relationships with buyers or suppliers in emerging marketsl earning extra revenue – for cash-covered bank guarantees, you can earn interest on money you would

otherwise have paid to the third party

Possibilities and Advantages Mitigates risks in international operations

Security Options You can provide security for a bank guarantee from a range of assets

PBNA Guarantees & Letters of Credit



Margin trading facilities are specifically set up to enable you to trade derivatives and foreign exchange. We are able to offer a broad range of solutions to help you achieve your goals. PBNA trades derivatives in many international and local equity, credit, currency and interest rate markets and a spectrum of commodities.

Once the margin line is established, you will be able to trade a wide variety of financial products, including:

• Options• Swaps• Futures• Forwards

If your initial margin declines, you may be required to deposit additional cash or securities in order to reinstate your initial margin requirement.

Margin Trading Facilities Enable Youl Using margin to leverage your investments and potentially increase the returnsl With limited cash, allows you to control a much larger notional amountl Trading flexibility - Allows you to take advantage of timely market opportunitiesl Repayment flexibility. There is no set repayment schedule as long as you maintain the required level of

equity in your accountl Customize your exposure to a variety of asset classesl Hedge specific risks, including those related to interest rates, equity and foreign exchangel Manage your floating rate liability and protect the value of your assets against rising interest rates

Our clients rely on us to anticipate their financial needs and add value in an increasingly complex world. Your Relationship Manager can work with you to explore whether structured investments are appropriate for your portfolio.

PBNA Margin Trading Facilities

Invest



Opportunities and Challenges of WealthTailored to meet the needs of wealthy individuals and their families, we offer the following investment services and solutions:

Liquidity Event ManagementWe provide products from across the PBNA Group to help with your investment, financing and liquidity needs. For example, if you’re selling a business, you may need integrated investment advice and estate planning. Or if you’re taking a business public, you might want help managing new liquid assets.

Portfolio ManagementWith proper diversification key to their investment approach, our investment specialists provide regular portfolio reviews.

Lifestyle ConsiderationsAs your career and lifestyle evolves, the decisions you make can affect your income. This may mean you need to re-evaluate your investment strategy. Your personal preferences – such as religious beliefs and social concerns – are a further consideration as they can present investment restrictions that require tailored solutions.

Multigenerational IssuesTransferring assets across generations may involve complex estate and cross-border issues that we can help streamline.

PBNA Investment Services



Overview of Discretionary ServicesOur investment managers expertly create customized portfolios across all traditional and alternative asset classes.

Spectrum of Investment SolutionsYour diversified, discretionary portfolio may incorporate a mix of PBNA or third-party solutions across the spectrum of asset classes - domestic, international and emerging market fixed income and equities, as well as alternative investments - based on your individual needs.

In-house Solutions• Global liquidity including multi-currency• Domestic, global and emerging markets fixed income• Domestic, global and emerging markets equities• Multi-asset programs• Alternative investments – discretionary hedge fund portfolios and advisory hedge portfolios

PBNA Discretionary Investment Management



Open-Architecture SolutionsWe offer a wide range of discretionary program providing diversified, core portfolios across asset classes and investment styles. We make use of screened institutional-quality managers, mutual funds, exchange traded funds (ETFs) and hedge funds. Predefined, thematic and customized strategies can be made available depending on your investment and asset-allocation objectives.

Advantages• Your assets are invested and managed by an experienced Portfolio Manager• We give you integrated, highly diversified solutions across all asset classes• Your portfolio is managed efficiently thanks to our structured investment process

PBNA Discretionary Investment Management, continued



By sharing your investment ideas with our investment professionals, you can benefit from their specialist knowledge. You also get a personalized service tailored to your circumstances, investment objectives, risk threshold and expectations on projected return.

Overview of Investment AdvisoryEven when we are not instructed to make investment decisions on your behalf, we can provide guidance to help you develop an asset allocation strategy and investment guidelines. With our comprehensive, consultative approach, we develop an awareness of your financial circumstances and tailor an approach to your needs.

Tailored Asset-Allocation StrategiesWe believe asset allocation is an important part of a successful investment strategy. Asset allocation considers your entire investment profile and aligns with your specific needs, goals, time horizon, and risk and reward expectations. Our Investment Advisers will help you get your asset allocation right.

PBNA Advisory Services



Resources To Help You InvestWe give you access to a range of tools that help you make investment decisions:

l Research providing insights into the global and local economic and market dynamics affecting your investment decisions

l Commentary giving you our view on asset classes and sectors in local markets around the world – designed to help you select investment opportunities

l Presentations of tactical trade ideas to help you take advantage of certain short-term market opportunities

Tactical Trade IdeasWith your long-term investment strategy in place, you may also want to consider taking advantage of certain short-term, tactical opportunities as and when they align with your strategy.

Our Global Investment Committee brings together our most senior investment specialists, to identify new trends and provide a long-term view. As market dynamics evolve we may favor a particular investment theme, asset class or geographic region, or we may see an opportunity in a particular sector or company.

PBNA Advisory Services



Emerging MarketsWe help you navigate these often-complex markets where reliable financial research may be less readily available compared with traditional investment markets.

Fixed-Income And EquitiesOur asset class specialists advise on fixed-income and equity recommendations in line with our high conviction investment themes in both developed and emerging markets.Structured products and derivatives

We tailor products around your risk and return objectives. These structures are highly flexible and can be linked to equities, commodities, foreign exchange or fixed-income securities.

Forex And Commodity TradingOur team of market professionals provides you with insights, strategy, advice, pricing and execution spanning major, minor or exotic currencies and precious metals.

PBNA Advisory Services, continued



Resources To Help You InvestWe give you access to a range of tools that help you make investment decisions:

l Research providing insights into the global and local economic and market dynamics affecting your investment decisions

l Exclusive commentary giving you our view on asset classes and sectors in local markets around the world – designed to help you select investment opportunities

l A platform supporting the execution of a range of investments across global markets

PBNA Services Foe Self-Directed Investors



The full Spectrum Of Solutions• Global liquidity, including multi-currency capabilities• Domestic, global and emerging markets fixed income• Domestic, global and emerging markets equities• Proprietary and third-party mutual funds• Domestic, global and emerging derivative solutions• Alternative investments

l Capital Markets Solutions•Derivatives and listed option• Structured investments• Foreign exchange• Precious metals

PBNA Services For Self-Directed Investors, continued



Alternative Investments ServicesPBA Alternative Investment Group is responsible for creating hedge fund, real estate and private equity solutions for both private and institutional clients. PBNA projection to manage and advise client's assets sum of USD47.8 billion (by 31 December 2016).

Founded on the stability of the PBNA Group and combining over 25 years staff experience in alternative investing know-how, clients can benefit from our experience, global industry knowledge and institutional investment platform.

We offer a range of investment choices and services – including commingled funds, customized segregated mandates, and club deals and co-investment opportunities.

PBNA Alternative Investments



l Hedge Fundsl We believe that investment skill can be identified

by our global, dynamic, repeatable research process, which helps us to identify the most talented managers across what we consider to be the best strategies globally. Reinforced by our strong industry relationships, we seek to combine our industry experience and investment skill to capture select managers during their best periods and avoid unrewarded risk.

l Private Equityl Our conviction-led approach is driven by

investment performance and the needs of our clients. We have a long history of identifying and working with what we consider to be ‘best-in-class’ managers, and we focus on identifying exclusive opportunities that we believe will deliver returns that reward an liquidity premium.

l Real Estatel We seek to bring our clients institutional-caliber

real estate investment opportunities that leverage our expertise and PBNA's global network. Our philosophy is to bring our clients as close to the assets as possible, either through club deals or partnerships with what we consider to be ‘best-in-class’ managers.

PBNA Alternative Investments



l Trust & Company Administrationl Trusts, foundations and other wealth structures

can help you manage complex family wealth. It’s important to choose administration services for such structures carefully as they require considerable expertise.

l Private Fundsl Private funds can help simplify complex financial

arrangements, consolidating wealth while satisfying the needs of a diverse group of investors.

l Succession Planningl It makes sense to protect your wealth — for

yourself, your family and future generations. How you go about this is a personal decision and a complex one, with many issues to consider that we can support you with.

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l Estate Administrationl We can help you identify the best solution for

administering and distributing your wealth, during your lifetime and beyond.

PBNA Wealth Structuring



Uniting The familyFamily governance helps family wealth survive successive generations, by providing a coherent plan for sustaining family unity as well as prosperity. Without such a framework, wealth is likely to dissipate through family disputes or poor investment decisions.

Family governance may include wealth management, next-generation involvement and business succession. It provides a way of sharing common values at the heart of the family’s success and laying down guidelines for overcoming conflicts of interest.

Involving Each GenerationOur family governance teams work with families across the generations. We explore continuity planning, conflict management and succession planning through a range of meetings and workshops, enabling you to find the best practical solution.

We also help with implementation. For example, we can work with you to develop a governance structure, as well as agreeing and establishing protocols.

PBNA Family Governance



Setting Out The Ground RulesWhatever your challenges and aspirations, there are common governance issues you’ll need to address:

l Control and decision making over the longer terml Business successionl The role of family and non-family members in the businessl Philanthropic goalsl The succession of the family’s core values

Family governance protocols are an effective way to manage many of the issues, including conflict mediation and resolution, entitlement to shares in the family business, board representation, family employment policies, valuation methods and exit options.

PBNA Family Governance, continued



If you already have ownership structures and governance processes in place, and even if these have sustained your family for generations, you’ll still need to maintain and adapt your governance to secure ongoing growth under changing circumstances.

A Holistic ApproachOur approach brings together family governance, wealth and succession planning, and philanthropy services, enabling you to address different aspects of family wealth in a comprehensive way. There are many benefits to this. For example, philanthropy can bring the wider family together by affirming shared aspirations and values.

PBNA Family Governance, continued



Shaping The Future of PhilanthropyOur Staff collective 50 years of experience, we’ve been helping wealthy individuals’ and families’ pursuit of important social causes – in turn we’ve helped the growth of a thriving philanthropic society.

We believe your philanthropy plans and charitable structures belong at the heart of your overall wealth management strategy. With that in mind, our specialists work with you and your advisers, providing advice and support to guide the development of your philanthropy.

We support you every step of the way, from initial vision and planning through to implementation and ongoing management of your charitable trusts and foundations.

PBNA Philanthropy



In Partnership All The WayYou may already be involved in charitable projects. You might be intending simply to give to a charity or leave money in a will. You may have an ambitious goal but be unsure about the best means to achieve it. Or you may be guided only by broad intentions. In every case, we can work in partnership with you to build a philanthropic strategy. We provide a tailored service based on sound philanthropic practices and supported by the global capabilities of the PBNA Group.

Realizing your vision through strategic philanthropy

We recognize that your philanthropy is driven by your individual passions, essential to your personal growth and that of your family. A strategic approach, with researched, planned and directed activities built around the issues you feel passionate about, is likely to achieve significantly more for the causes you support.

If you are already engaged in philanthropy, there can be considerable value in taking a fresh, objective look at your strategy. By reviewing your activities, programs, projects and grants, you can make sure they remain closely aligned with your vision.

Risk warning

It is important to note that the capital value of, and income from, any investment may go down as well as up and you may not get back the full amount invested.

PBNA Philanthropy



Well-Designed Insurance SolutionsWell-designed insurance solutions can help you deal with unforeseen events, enhance investment efficiency and provide significant estate planning benefits.

Tailored life insurance solutions

Life insurance is an important tool for protecting and preserving your wealth. We can develop tailored life insurance structures to address your specific needs. For example, your family may need life insurance for estate tax planning purposes, or you may want to use life insurance and buy-sell agreements for business succession planning. Other situations may involve term life or permanent life cover, long-term care, wealth transfer planning or executive benefits.

PBNA Insurance



Insurance For your personal safety, private care and fine valuablesWe offer a range of insurance policies designed to protect you and your investments, whatever form your interests take.

Insurance for Special Interests• Aviation• Yachts and watercraft• Classic automobiles• Fine art

Insurance to Safeguard Property• Homeowners• Valuable articles• Condominiums and cooperatives• Automobiles

PBNA Insurance, continued



Insurance For Added Protection• Flood• Wind• Earthquake• Umbrella/Excess liability

Insurance to Guard Against The Unthinkable• Kidnap and ransom• Extortion

Insurance for Business & Family Interests• Directors and officers• Family office liability

PBNA Insurance, continued



Investment Outlook gives you the macroeconomic view from our Global Investment Committee, revealing the latest themes shaping the investment world. We’ll keep you informed with exclusive information through our quarterly Investment Outlook publication and our program of seminars, panel discussions and topical debates. Our seminar subjects range from financial markets to specialist topics such as alternative investments. Meanwhile, our popular ‘Insight’ program offers the chance to hear inspirational speakers from the worlds of art, culture, media, science and health.

Global Events & SeminarsYou’ll have the opportunity to meet our most senior investment specialists at exclusive events held across the globe. Listen to industry-leading perspectives on global markets and hear from guest speakers covering topics relevant to your investment strategy.

Quarterly Printed PublicationOur Investment Outlook publication includes future-focused articles and analysis of key investment themes from our leading strategists. To receive this quarterly publication, please contact your Relationship Manager.

Video Commentaries from Our Investment SpecialistsShort vignettes show our senior strategy team sharing their latest views on the global economic outlook. These include insights across all asset classes and markets, as well as a quarterly focus on a topical area of interest.

Investment Outlook AppGet the latest global economic investment views on your tablet. Available on Android and iPad, the app is full of interactive articles, charts and videos.

PBNA Exclusive Benefits



l Next Generationl Your family’s next generation need to be ready for

the challenges and complexities they will face when they assume leadership in managing your family’s wealth. We provide training and education in financial and family governance to help them prepare for their new roles.

l Events & Sponsorshipl Attend events spanning sport, culture and

business where you’ll have the opportunity to network, learn, and enjoy PBNA hospitality. Thanks to long-standing relationships with our sponsorship partners you’ll have access to a wide range of high-profile events.

l Family Enterprisel We organize dedicated thought-leadership

program for owners of major family businesses. Topics include family governance structures, succession planning and the role of younger family members.

PBNA More Exclusive Benefits



We work with some of the leading family business owners around the world and have a deep understanding of the key challenge they face: how to sustain a complex, successful family enterprise across generations under ever-changing global economic conditions. Our Family Enterprise program addresses this challenge by focusing on three key topics:

l The global economy and its impact on the business environment for family enterprises

l Developing and implementing investment strategies for specific family enterprises

l Wealth planning, succession planning and governance particular to family enterprises – including the role of younger family members

PBNA Family Enterprise



Events Tailored To Your NeedsOur Family Enterprise Forums offer stimulating debate on topics of interest to family businesses, with exclusive insights from PBNA Private Bank experts and external specialists. They also offer the chance to network with other leaders of family enterprises. Our goal is to host forums in exciting cities around North America and combine the opportunity for exclusive access to sporting or cultural events that we wish to sponsor, such as the PBNA Asiatic Champions golf tournament.

Women in Family BusinessThe role of women in families, businesses and society is in a greater state of change than ever before. Our events use compelling case studies and engaging speakers to examine the impact of women as family members and managers within their business environments, their relationships with wealth, and the wider implications for the success and sustainability of family firms.

Your Relationship Manager can give you more information about our Family Enterprise Forum events, including a copy of our research study Aboriginal Women in North America Family Enterprises: Understanding our past – Looking towards the future.

PBNA Family Enterprise, continued



l Investment Outlookl Our Investment Outlook events give you the

opportunity to meet our most senior investment teams around the world. Our flagship Investment Outlook program gives you the latest views from our Global Investment Committee as well as an incisive perspective on major asset classes and investment themes.

l Family Enterprisel We organize dedicated thought-leadership

programs for owners of major family businesses. Topics include family governance structures, succession planning, and the role of younger family members.

PBNA Events & Sponsorships

l Next Generation l Our Next Generation program gives younger

family members the opportunity to explore and debate their future roles as family leaders. Joining us from all over the world, they can hear from our experts in family governance and succession planning, while sharing their views on personal and family responsibility with their peers.



PBNA Events & Sponsorships, continued

l Tailored Approachl Members of your family who will soon

assume responsibility for its wealth may encounter unique challenges as they grow into their new roles. In global family businesses, these challenges can be even more complex. By attending our Next Generation program, these future family leaders can benefit from the experience, guidance and coaching of our family wealth specialists.

l What Can You Expect?l Our events provide a mix of in-depth learning,

networking and hospitality. They enable the younger generation to work closely with industry specialists, helping them to understand financial planning and investing, philanthropy, the dynamics of shared family wealth and longer-term issues including wealth preservation. We host these events in prestigious venues around the world, providing a forum for open discussion in a friendly, informal environment.

l If you or your children would like to attend, or want further information, please get in touch with your Relationship Manager.

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