P R A C T IC E A R E A S > C O R P O R A T E & S E C U R IT IE S > A S S E T R E C E IV A B L E M A N A G E M E N T & C O N S U M E R F IN A N C IA L S E R V IC E S

Asset Receivable Management &Consumer Financial Services

TEAM LEADERSLippes Mathias Wexler Friedman LLP's Asset Receivable Management &Consumer Financial Services Practice Team approaches this fast movingand constantly evolving area of the law in a strategic and unique way that isdriven by its lawyers' extensive knowledge of the consumer financialservices industry. Our attorneys have experience in a broad spectrum oflitigation in both federal and state courts across the country from inceptionof a matter through the appellate process. Our attorneys regularly adviseand advocate on behalf of servicers, lenders, banks, financial institutionsand other secured and unsecured creditors throughout the country in thedefense of claims and class actions contending that various federal statutes,including the FDCPA, TCPA, FCRA, EFTA and TILA, were violated.

Routinely we represent clients in investigations and enforcement actionslaunched by both state and federal agencies, including state attorneysgeneral, the Consumer Financial Protection Bureau (CFPB) and the FederalTrade Commission (FTC), offering clients novel and practical approaches tominimizing exposure and protecting the overall success of our clients. Ourexceptional knowledge of the statutes and regulatory schemes in this areaalso allows us to regularly assist our ARM Industry clients with developingcollection and compliance programs designed to minimize risk andexposure to federal statutes such as the FDCPA, TCPA, FCRA, EFTA and TILA. In addition, ourhealthcare legal professionals are experienced with the unique regulatory requirements for the sale andservicing of healthcare patient receivable accounts including HIPAA, state patient privacy and consumerprotection statutes and IRS charitable care standards for not-for-profit health systems.

In addition to our extensive litigation experience in this field, LMWF is at the forefront nationally in therepresentation of clients in the Asset Receivable Management and Debt Industry, typically as full serviceoutside general counsel but also in connection with individual matters. Over a decade of experience inthe trenches representing clients in M&A transactions specific to the ARM Industry, debt purchases, firstparty and third party collection transactions, healthcare receivables management as well as otherhospital and healthcare related services to the ARM Industry, accounts receivable financing and variousfactoring platforms provides the LMWF Asset Receivable Management & Consumer Financial ServicesPractice Team with unparalleled breadth and depth of expertise.

B R E N D A N H . L IT T L EPartner | Team Leader - AssetRecievable Management &Consumer Financial Services

C H R IS T IA N M . L O V E L A C EPartner | Team Leader -Franchising & Licensing; Co-Leader - Asset ReceivableManagement & ConsumerFinancial Services

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FOCUS AREAS:LitigationFair Debt Collection Practices ActTelephone Consumer Protection ActFair Credit Reporting ActElectronic Fund Transfer ActTruth in Lending ActGovernment InvestigationsInternal Compliance

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Team

Conor E.Brownell Partner cbrownell@lippes.com 518.869.9500

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Kellen P.Coppola Associate Kcoppola@lippes.com 716.853.5100

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Thomas B.Hughes Associate thughes@lippes.com 716.853.5100

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BrendanH. Little

Partner | Team Leader - Asset RecievableManagement & Consumer Financial Services blittle@lippes.com 716.853.5100

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ChristianM.Lovelace

Partner | Team Leader - Franchising & Licensing; Co-Leader - Asset Receivable Management &Consumer Financial Services

clovelace@lippes.com 716.853.5100x1222

Sean M.O'Brien Senior Associate sobrien@lippes.com 716.853.5100

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BrendanJ. Rich

Partner | Team Leader - Corporate & Securities andMergers & Acquisitions brich@lippes.com 716.853.5100

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Richard M.Scherer,Jr.

Partner rscherer@lippes.com 716.218.7598

Tessa R.Scott Associate tscott@lippes.com 716.853.5100

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Eric M.Soehnlein Partner esoehnlein@lippes.com 716.853.5100

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Dennis C.Vacco

Partner | Team Leader - Government Investigations& Enforcement Actions dvacco@lippes.com 716.853.5100

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AlexVacco Associate avacco@lippes.com 716-853-5100

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