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Page 1: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 2: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 3: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 4: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 5: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 6: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 7: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 8: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 9: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 10: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 11: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 12: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 13: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 14: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 15: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 16: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 17: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 18: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 19: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 20: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan
Page 21: PowerPoint Presentation · Introduction Methodology Time dummies for incidence Interpretation Probability of incurring OD/NSF fees, relative to Jan. 201 1 Jan 11 Oct 11 Month Jan