Material prepared by Raymond James for use by its advisors.

“WEALTH ACCUMULATION AND ASSET PRESERVATION”

Shawn Powell, MBA, CFP®Branch Managershawn.powell@raymondjames.com

Jim ParkerFinancial Advisorjim.parker@raymondjames.com

Summer SmithOffice Managersummer.smith@raymondjames.com

9075 Harmony DriveMidwest City, OK 73130Office: (405) 732-7577 (800) 471-3594Fax: (405) 732-8294

www.raymondjames.com/powellfinancialservices

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP ® , CERTIFIED FINANCIAL PLANNER ™ and federally registered CFP (with flame logo), which it awards to individuals who successfully complete initial and ongoing certification requirements.

CLIENT AND FAMILY

Powell Financial Services

Raymond James Resources and Specialists

Your Tax Professional

Your Attorney

Our Process

Client Solutions

Investment Process

Our team utilizes the extensive resources of Raymond James to meet the needs of our clients.This approach allows us to provide a wide range of solutions by leveraging the expertise of

Raymond James professionals, while collaborating with your existing legal and tax relationships.

OVERVIEW THE TEAM CONCEPT

Extensive Resources to Help Meet Our Clients’Objectives

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WHY WORK WITH THE PROFESSIONALS AT POWELL FINANCIAL SERVICES

3

Strategy Investing RJ Analyst Best Picks, Freedom, Passport, High Income, Municipal, Total Return

Local Community Oriented CompanyFace-to-Face Meetings

Relationship Firm We are not transactional based. We want your referrals and repeat business for many years.

Independent Recommendations No one tells us what we have to offer our clients

Experience and Competence CERTIFIED FINANCIAL PLANNER™ professional, Registered Investment Advisor Representative, LicensedInsurance Agent

Exceptional Clearing Firm Raymond James Financial Services, Inc

We Put Your Interest Above Our Own It’s the right thing to do and we guarantee it!

Powell Financial Services

• Owner, Powell Financial Services• 22 years of industry experience, including 15 years with Raymond James• Masters of Business Administration , Cameron University• Bachelor of Science, Cameron University (Psychology)• CERTIFIED FINANCIAL PLANNER™ professional• Raymond James Institute of Investment Management Consulting Level II Certified • Registered Principal, RJFS• Registered Investment Advisor Representative• Licensed Life, Variable Annuity and Health Insurance agent (Oklahoma)• Board Member, Platinum Technology Group• Board Member, Choctaw Chamber of Commerce• Midwest City Chamber of Commerce, Member• Founder of MidWest Community Financial, (The First State Bank)• Past Board Chairman, The First State Bank (Oklahoma)• Past-President , Midwest City Rotary Club• Mid-Del School Foundation, Former Board Director• Past-President, Choctaw/Nicoma Park School Foundation• Leadership Midwest City Alumni• Midwest City YMCA, Former Board Member• Midwest City Development and Redevelopment Authority, Former Board Member• Colonel, United States Army Reserves (Retired)• Reserve Officer Association Lifetime Member• Oklahoma Reserve Officer Association, Past Board Member• Oklahoma Military Hall of Fame Ambassador• Former Chief Investment Advisor to the Department of Defense (DoD) Investment Board (responsible for over 800 Billion in

Assets)• Rose State College Board of Governors• Publisher, Eastword News• Managing Member, Checkmate Enterprise, LLC.

Our team is committed to professional development, community support and teamwork. We participate in numerous forms of continuing education programs and community activities throughout the year to further our ability to serve our clients and support the surrounding community.

Shawn Powell, MBA, CFP®

• Office Manager, Financial Advisor, RJFS• 1 year of industry experience• Registered Investment Advisor Representative• Licensed Property and Casualty Insurance Agent

Summer Smith

Portfolio Summary StatisticsRolling periods 1926–2015

Past performance is no guarantee of future results. This is for illustrative purposes only and not indicative of any investment. An investment cannot be made directly in an index. © Morningstar. All Rights Reserved. Stocks are represented by the Ibbotson® Large Company Stock Index. Bonds are represented by the five-year U.S. government bond. An investment cannot be made directly in an index. The data assumes reinvestment of income and does not account for taxes or transaction costs.

The decision to hire a professional financial team should take into account the quality and professionalism of the firm that stands behind them.

In choosing to do business with our team, you are also doing business with Raymond James.

It is important that you understand how our team’s relationship with Raymond James benefits you by providing us the tools and resources to execute our mission to serve clients to the best of our abilities.

THE RAYMOND JAMES ADVANTAGE

While the markets change, our long-standing core values remain the same. Raymond James is, and always will be, a client-focused firm that values conservatism, independence and integrity.

CLIENT FIRSTWe take care of our clients and their financial well-being. Simply put, your needs come first – and always will.

CONSERVATISMWe take a long-term approach. We believe disciplined decision-making helps us maintain our standing as a strong, stable firm for our clients.

INDEPENDENCEWe are an independent firm made up of empowered individuals who choose to make this company great. Raymond James’ unique culture of independence gives us the freedom to meticulously tailor a long-term plan based solely on what’s best for each client and their specific financial goals.

INTEGRITYWe are forthright in our approach and work to earn – and keep – your trust. Integrity is a core element of who we are.

RAYMOND JAMES’ VALUES

CONSERVATISMINDEPENDENCE

INTEGRITY

CLIENT FIRST

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In June 2016, Raymond James technology was named a finalist in

WealthManagement.com’s Industry Awards for the firm’s Client Reporting application.

In December 2015, Raymond James & Associates ranked first for advisor satisfaction

on WealthManagement.com’s 2015 Broker Report Card.

In January 2015, M&A Advisor named the Raymond James Investment Banking practice

“Investment Banking Firm of the Year” in addition to three “Deal of the Year” awards at

the M&A Advisor Turnaround Awards.

Approximately 6,800 financial advisors

Over 2,800 locations(United States, Canada and abroad)

More than 2.8 million client accounts

Approximately $535 billion in total client assets

RAYMOND JAMES AT A GLANCE

As of 6/30/2016. Investing involves risk, and investors may incur a profit or a loss. Past performance is not an indication of future results. WealthManagement.com's 2015 Broker Report Card is based on an online survey going to print and web subscribers and advisors in the Meridian-IQ database at the six largest national brokerage firms. Brokers rated their current employer across almost 50 factors on a 1-to-10 scale, with 10 representing the highest level of satisfaction. 1425 responses were received and weighted in determining advisor satisfaction. The information provided is for informational purposes only and is not a solicitation to buy or sell Raymond James Financial stock. The 2016 WealthManagement.com’s Industry Award is based upon completion of a nomination application and a survey of financial advisors across all advisory channels of their applied experiences with vendors. Selection using this information is determined by a panel of judges made up of top names in the industry who award winners in more than 60 individual categories. The M&A Advisor Turnaround Awards represent the best of the distressed investing and reorganization industry in 2014. Nominations were judged by an independent jury of industry experts ©2016 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC ©2016 Raymond James Financial Services, Inc., member FINRA/SIPC Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency,not bank guaranteed, subject to risk and may lose value. 16-BDMKT-2224

Fiscal 2015 Total Revenue – By Primary Segments

Raymond James has delivered 114 consecutive quarters of profitability. We credit much of this performance to the firm’s client-first perspective and adherence to its founding core values of professional integrity, advisor independence, and a conservative, long-term approach to investing.

BY THE NUMBERS STRENGTH AND STABILITYDiluted Earnings Per Share – Trailing 10 Years

HONORS AND ACCOLADES

• Member of the Fortune 1000

• Total client assets under administration over $480 billion*

• 6,300 support associates located in corporate locations

• Raymond James has more than 2,700 branch locations throughout the United States, Canada and overseas. The firm also maintains an array of affiliated international offices including Paris, Nice, Cannes, Brussels, Buenos Aires, Düsseldorf, Stuttgart, Luxembourg, Geneva, Lausanne and Montevideo.

*As of 9/30/2015

OVERVIEW THE RAYMOND JAMES ADVANTAGE

Raymond James: A Firm With Substantial Size

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This process is a dynamic, team-based endeavor.To be most effective, it should include the client, relevant members of his or her family, our team, select Raymond James specialists, and outside professionals where appropriate.

UNDERSTANDWe use a variety of tools including questionnaires and interviews to understand your personal goals, current financial situation, investment experience and risk tolerance. In this step, we make you fully aware of our capabilities and provide educational support to assist our clients in understanding the scope of services we offer to help you meet your objectives.

DESIGNOur team analyzes the information you share with us and designs solutions intended to help you reach your objectives. This step may involve collaboration with other specialists or your existing professionals. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.

IMPLEMENT In this step, we execute your customized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services; we then complete the necessary paperwork in a coordinated approach.

MANAGEOnce implemented, we continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. A key to this step is your involvement in the process and communication of any significant changes in your life. We accomplish this by providing ongoing reporting of your account activity and by conducting periodic reviews.

OUR ADVISORY PROCESS OVERVIEW

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1. Determine suitable Objectives

2. Understand Total Risk

3. Control Emotions

4. Incorporate Estate, Insurance and Tax aspects

5. Implement and Monitor Strategies

Understanding the markets, risk associated with those markets and your specific goals will enhance our ability to assist you in your financial planning endeavor.

A SUCCESSFUL FINANCIAL PLAN

Source: AllianceBernstein Investments. 2005 Survey of Financial Advisors on Asset Allocation

Asset allocation does not ensure a profit or protect against a loss. Investing involves risk and investors may incur a profit or a loss.

Not paying enough attention to asset allocation33%Having too much

money in one investment

16%

Buying overvalued investments

8%

Other1%

Holding on to investments too long

11%

Trying to time the market31%

THE MOST DETRIMENTAL INVESTOR MISTAKES

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Benefits of Investment Strategy

- Provides diversification between non-correlating investments in accordance with the clients suitability- Avoids Overlap- Avoids Market Timing- Incorporates Rebalancing- Avoids Media - Easily implemented and monitored on a timely basis - Aggressively makes changes when necessary due to fundamental breakdown or client goal change- Is forward looking, anticipating economic changes and impacts on investments

Primary Investment Strategies Used by the Professionals at Powell Financial Services

- Asset Management Freedom Accounts “Reviewed Daily / Monitored Weekly”- Raymond James Analyst Best Picks “Reviewed Annually Monitored Monthly”- Closed End Fund Portfolios “Reviewed and Monitored Weekly”- Raymond James Passport Accounts “Reviewed Quarterly / Monitored Weekly”- Annuity Integration Provide “Needs” Protection- Social Security Integration

Note 1. It is STRONGLY recommended we meet for a face-to-face client review at least annually.

Note 2. There is no assurance that this or any strategy, including diversification, will ultimately be successful or profitable nor protect against a loss.

STRATEGY INVESTING

INVESTMENT PRINCIPLES – Business Cycle

Created by Powell Financial Services.

Optimism “This is a good company, I’m in for the long haul”

Thrill“Wow am I Smart”

So you want to invest. How about this one?

Euphoria “Let’s Buy More on Margin” “What did I tell you?

Anxiety “Temporary set back, I’m a long term investor”

Denial “But this is a good investment. How do I hide this from my spouse?”

Fear “What do I do – It’s too low to sell”

Capitulation “It’s rigged. Never again.” “Clearly this isn’t my fault.”

Anger “Why didn’t you get me out?”

Sell, Sell, Sell Depression “I can’t make money in the market.” “Is McDonalds hiring.”

Disbelief “Oh sure - this won’t last.”

Greed

Excitement “How can investors lose doing this”? I can’t wait to watch CNBC in the morning

Optimism

Business Cycle 3 to 5 Years

Excitement

I told you the end of the world was coming!

FINANCIALS and TRANSPORTATION

TECHNOLOGY

CAPITAL GOODS

ENERGYPRECIOUS METALS

HEALTH CARECONSUMERNON-CYCLICALS

UTILITIES

FINANCIALSCONSUMER CYCLICALSDURABLE AND NON DUR

Investments related to a specific sector, where companies engage in business related to a particular industry, are subject to fierce competition, the possibility of products and services being subject to rapid obsolescence and limited diversification. Past performance is not indicative of future results. Information provided is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation.

Stocks and Bonds: Risk Versus Return1970–2015

Past performance is no guarantee of future results. Risk and return are measured by standard deviation and arithmetic mean, respectively. This is for illustrative purposes only and not indicative of any investment. An investment cannot be made directly in an index. © Morningstar. All Rights Reserved..

Stocks in this example are represented by the Ibbotson® Large Company Stock Index, and bondsby the 20-year U.S. government bond. Risk and return are based on annual data over the period1970 -2015 and are measured by standard deviation and arithmetic mean, respectively. Standarddeviation measures the fluctuation of returns around the arithmetic average return of the investment. The higher the standard deviation, the greater the variability (and thus risk) of the investment returns. An investment cannot be made directly in an index. The data assumes reinvestment of all income and does not account for taxes or transaction costs.

Asset allocation decisions are among the most important factors affecting total portfolio volatility.

Source: Brinson, Beebower and Associates, “Determinants of Portfolio Performance,” 1986, updated 1991 and 1995. Asset allocation does not ensure a profit or protect against a loss.

INVESTMENT PRINCIPLES – ASSET ALLOCATION VOLATILITY

Asset Allocation Decisions:

91.5%

Market Timing: 1.8%

Security Selection: 4.6%

Other: 2.1%

FACTORS IN PORTFOLIO VOLATILITY

Portfolio A Highest Market Risk Portfolios ________

Portfolio B Med – High Market Risk Portfolios ________

Portfolio C Medium Market Risk Portfolios ________

Portfolio D Low-Med Market Risk Portfolios ________

Portfolio E Lowest Market Risk Portfolios ________

Expe

cted

Ret

urn

Asset allocation does not ensure a profit or protect against a loss. The graph above does not represent historical returns and should only be considered when attempting to define your individual risk tolerance. The purpose of the graph is to indicate potential short and long-term market risk and possible loss of principal. The pie charts do not represent any specific models.

Time

INVESTMENT PROCESS RISK AND REWARD

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0 % Return Line

9.0 %

7.0%

5.0%

4.0%2.5%

Considering the volatility and potential returnof each portfolio which best fit your Risk/Return Profile? _______________ Initials _________

NEXT STEPS

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We use a detailed questionnaire to develop a complete understanding of each client ’s unique situation including his or her current finances, goals, risk tolerance, time horizon and more.

OUR PROCESS WEALTH MANAGEMENT QUESTIONNAIRE

SOURCES OF RETIREMENT INCOME

Source: https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-retirement.htm

LET’S GET STARTED

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We will work as diligently to manage and preserve your money

as you did earning it.

Continued on next slide

June 22, 2016 • Created by Raymond James using Ibbotson Presentation Materials © 2016 Morningstar, Inc. All rights reserved. Used with permission. 2016 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC • 2016 Raymond James Financial Services, Inc., member FINRA/SIPC

Investing in small-cap and mid-cap stocks generally involves greater risks and, therefore, may not be appropriate for every investor.

International investing involves special risks, including currency fluctuations, different financial accounting standards, and possible political and economic volatility.

U.S. government bonds and Treasury bills are guaranteed by the U.S. government and, if held to maturity, offer a fixed rate of return and guaranteed principal value. U.S. government bonds are issued and guaranteed as to the timely payment of principal and interest by the federal government. Treasury bills are certificates reflecting short-term (less than one year) obligations of the U.S. government.

Asset allocation and diversification do not ensure a profit or protect against a loss. Holding stocks for the long-term does not insure a profitable outcome. Investing in stocks

always involves risk, including the possibility of losing one's entire investment. There is an inverse relationship between interest rate movements and bond prices. Generally,

when interest rates rise, bond prices fall and when interest rates fall, bond prices rise.

DISCLOSURES

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Municipal bond interest is not subject to federal income tax but may be subject to AMT, state or local taxes. Income from taxable municipal bonds is subject to federal income taxation; and it may be subject to state and local taxes. Municipal securities typically provide a lower yield than comparably rated taxable investments in consideration of their tax-advantaged status. Investments in municipal securities may not be appropriate for all investors, particularly those who do not stand to benefit from the tax status of the investment. Please consult an income tax professional to assess the impact of holding such securities on your tax liability.

Investing in emerging markets and frontier markets can be riskier than investing in well-established foreign markets.

Specific sector investing can be subject to different and greater risks than more diversified investments.

Dollar cost averaging does not ensure a profit or protect against a loss in a declining market.

Investors should carefully consider the investment objectives, risks, charges and expenses of mutual funds before investing. The prospectuses contain this and other information about mutual funds. The prospectuses are available from our office and should be read carefully before investing.

 

DISCLOSURES (CONTINUED)

June 22, 2016 • Created by Raymond James using Ibbotson Presentation Materials © 2016 Morningstar, Inc. All rights reserved. Used with permission. 2016 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC • 2016 Raymond James Financial Services, Inc., member FINRA/SIPC Continued on next slide

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