1991

ITM Edutech Training Pvt. Ltd.

in association with

Post Graduate Program in Housing Finance(PGPHF)

Presents

TODAY’S PREPARATION... TOMORROW’S SUCCESS!

ITM Skills Academy (ISA), founded in 2013 with path- breaking partnership with ICICI Bank to train their front-line sales officers and since then ISA has witness tremendous growth, ISA is working on a unique Source- Train- Deploy model wherein ISA provides skilled resources to its partners by hiring- training- deploying the candidate strictly as per the specs required by the partner, ISA focusses on Imparting competency based learning to the candidate with defined outcome, it aims to churn trained job ready candidates for its partners.

Since its Inception, ITM Skills Academy is actively working as Industry linked Recruitment & Training Partner which has successfully sourced and trained over 30000+ candidates who are working with our various clients. ITM Skills Academy is also a NSDC accredited training partner

Our Skills Academy is currently operational in Mumbai, Vadodara, Raipur, Warangal, Bengaluru, Chennai, & Noida with fully residential Installed capacity to train 1500 candidates on a monthly basis. We are working for our various clients like ICICI Bank, HDFC Bank, Kotak Mahindra Bank, Titan Eye, Raymond Retail, ING now Kotak, Religare Finvest, Aditya Birla Financial Services, DHFL, Yes Bank, Bajaj Capital, Kotak Securities to name a few.

Aadhar Housing Finance Ltd. (AHFL) is promoted by Dewan Housing Finance Ltd. (DHFL) group with equity participation from International Finance Corporation (IFC), a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector in developing countries. The company Operates under Housing Finance license and is subject to the rules and regulations of National Housing Bank (NHB). The company is driven by independent functioning and management structure, with adherence to the highest standards of Corporate Governance. With the experience and guidance of two major organisations, DHFL and IFC, Aadhar has become an entity to reckon with in a short span of time.

About ITM Skills Academy

About Aadhar Housing Finance Ltd. (AHFL)

Post Graduate Program in Housing Finance (PGPHF)

Program Description

This is an Initiative of Aadhar Housing Finance Ltd. (AHFL) in partnership with ITM Edutech Training Private Limited. The Training program aims to attract young talent who wish to pursue a career in housing finance. It is one year training program designed to develop a pool of managers with housing finance knowledge and required skill-sets to perform efficiently in their day-to-day activities. The program will impart knowledge and allow talented students to develop industry-relevant skill sets across various functions such as business development, credit, operations, collections and general management.

Program Features¦ 1 year program (6 months classroom training + 6 months Internship)¦ Monthly Stipend of Rs.5000/- during residential training¦ Monthly Stipend of Rs.15000/- during Internship¦ After successful completion of the Program, candidates will

be absorbed by AHFL as Branch Credit Manager with a fixed annual CTC of ` 3,50,000/-

¦ Job Location: PAN India¦ Training Location: Mumbai, Vadodara, Bangalore & Noida

Eligibility:• Indian Nationals.• Age: 20 to 27 years• Graduation with 50% aggregate in any discipline• Experience – 0- 2 years.

Duration: 1 year (6 month classroom training + 6 month internship with AHFL)

Investment¦ ` 2,90,000/- (all Inclusive) (Rupees Two Lac Ninety Thousand)

which Includes training, hostel & transportation facility.

¦ Loan assistance available.

ITM Screening Process

Business Interview of Shortlisted

Candidates by AHFL

HR Interview of Shortlisted

Candidates by AHFL

Final Selection

Selelction Process:

Payback Schedule:¦ 50% of course fee will be reimbursed

in 2 equal installments at the end of 1st and 2nd year of full-time employment respectively.

¦ Balance 50% of course fee will be reimbursed on successful completion of 5 years.

Role Details

1991ITM Edutech Training Pvt. Ltd.

Platinum Technopark, 1001, 10th Floor, Plot No. 17-18, Sector 30 - A, Vashi, Navi Mumbai - 400 703. Tel: +91 22 6129 4000Gourab Mukherjee: Cell: +91 8433 973 072 | E-mail: ahfl@itm.edu

PGPHF: Sales ManagementFunction: Sales

PGPHF – Credit ManagementFunction: Credit

Roles and Responsibilities:Business Developmentl MT will be responsible for meeting the sales targets

of the branch through effective planning and productivitymanagement of the team.

l MT will be responsible for the identification, marketing, promotional activities, business channel development in existing and new territory/market, regular engagement with developers (APS) & channel partners for the lead generation.

l Responsible for adherence to, all internal/external guidelines and regulatory requirements.

Team Development & Managementl Recruitment of highly motivated sales executives

(DST’s), ensure that all subordinates are adequately trained on the Products, Processes and Sales Process.

l Ensure and monitor that Sales Executives have adequate sales pipeline to generate targeted business

l Establish and monitor sales performancel Help team to resolve queries from other departments

and to get approvals.l Ensure that all team follow the processes and all are

compliant as per rules and regulation.

Customerl Ensuring high levels of engagement for effective pre/

post customer service.l Ensure existing customers pay EMI on time.l Resolving customer complaints & following up with

respective department for resolution of customer complaint cases.

l Providing excellent support to the customers by resolving queries within TAT.

l Maintenance of strong relationship and achievement of customer satisfaction

Other Skillsl MT should have good communication and negotiation

skills, should possess analytical & decision making ability.

l MT should be able to work in collaborative & challenging environment

Roles and Responsibilities:l Responsible for processing of housing loan

application as per the policy and procedures. Underwrite & facilitate proposals tilldisbursement.

l Ensuring that all the files are completed as per the documentation checklist. Ensuring that all the regulatory policies andprocedures are met and adhered to. Residence and property visit to be done at all the micro branches by the credit officer.

l To check the authentication of income proof submitted by the customer and verification through internal and external sources.

l Conduct PD (Personal Discussion) with customer to establish credit worthiness.

l Ensure cross-function coordination and execution of given responsibilities with the Sales, Technical, Operation, Account andother functions.

l Train, assist, encourage and coordinate with business for sourcing quality files which increases efficiency and jointly meetbusiness targets.

l Communication with external vendors like verification agency, valuation agency, personal decision agency, across assignedlocation and cross verification of the reports to be done.

l Post disbursal documents (PDD) to be maintained and NIL PDD beyond 60 days of disbursement.

l Ensuring decision of cases within the defined TAT and maintain a healthy login to sanction ratio.

l Protect organization from fraudulent practices & potential frauds.

l Cross sell of insurance product, to protect portfolio from loss.

l Cross branch audit and reporting, Responsible for delivering superior customer service.

l Calling on QMC (Quick Mortality Cases).l Review on periodical basis with respect to

performance/delinquency/losses/fraud of the portfolio by monitoring.

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